{"id":"https://openalex.org/W4386958720","doi":"https://doi.org/10.37394/23207.2023.20.183","title":"A Sample Model for Integrating Decentralized Payment Systems Through Common Gateway for E-commerce","display_name":"A Sample Model for Integrating Decentralized Payment Systems Through Common Gateway for E-commerce","publication_year":2023,"publication_date":"2023-09-22","ids":{"openalex":"https://openalex.org/W4386958720","doi":"https://doi.org/10.37394/23207.2023.20.183"},"language":"en","primary_location":{"id":"doi:10.37394/23207.2023.20.183","doi":"https://doi.org/10.37394/23207.2023.20.183","is_oa":true,"landing_page_url":"https://doi.org/10.37394/23207.2023.20.183","pdf_url":"https://doi.org/10.37394/23207.2023.20.183","source":{"id":"https://openalex.org/S4306534980","display_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","issn_l":"1109-9526","issn":["1109-9526","2224-2899"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","poland-70","russia-white-list-2"],"host_organization":"https://openalex.org/P4310320666","host_organization_name":"World Scientific and Engineering Academy and Society","host_organization_lineage":["https://openalex.org/P4310320666"],"host_organization_lineage_names":["World Scientific and Engineering Academy and Society"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.37394/23207.2023.20.183","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5031191122","display_name":"Vadims Zilnieks","orcid":"https://orcid.org/0009-0005-5149-1107","observed_orcids":["https://orcid.org/0009-0005-5149-1107"]},"institutions":[{"id":"https://openalex.org/I201787326","display_name":"Riga Technical University","ror":"https://ror.org/00twb6c09","country_code":"LV","type":"education","lineage":["https://openalex.org/I201787326"]}],"countries":["LV"],"is_corresponding":false,"raw_author_name":"Vadims Zilnieks","raw_affiliation_strings":["Faculty of Computer Science and Information Technology Riga Technical University 10 Zunda Embankment, Riga, LV-1048 LATVIA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Computer Science and Information Technology Riga Technical University 10 Zunda Embankment, Riga, LV-1048 LATVIA","institution_ids":["https://openalex.org/I201787326"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5041013880","display_name":"Ingars Eri\u0146\u0161","orcid":"https://orcid.org/0000-0003-0138-2277","observed_orcids":["https://orcid.org/0000-0003-0138-2277"]},"institutions":[{"id":"https://openalex.org/I201787326","display_name":"Riga Technical University","ror":"https://ror.org/00twb6c09","country_code":"LV","type":"education","lineage":["https://openalex.org/I201787326"]}],"countries":["LV"],"is_corresponding":false,"raw_author_name":"Ingars Erins","raw_affiliation_strings":["Faculty of Computer Science and Information Technology Riga Technical University 10 Zunda Embankment, Riga, LV-1048 LATVIA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Computer Science and Information Technology Riga Technical University 10 Zunda Embankment, Riga, LV-1048 LATVIA","institution_ids":["https://openalex.org/I201787326"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I201787326"],"apc_list":null,"apc_paid":null,"fwci":0.4695,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.76940201,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":90,"max":96},"biblio":{"volume":"20","issue":null,"first_page":"2099","last_page":"2109"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9717000126838684,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9717000126838684,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.014100000262260437,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0066999997943639755,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/decentralized-payment-systems","display_name":"decentralized payment systems","score":0.8859999775886536},{"id":"https://openalex.org/keywords/distributed-ledger-technology","display_name":"distributed ledger technology","score":0.8629999756813049},{"id":"https://openalex.org/keywords/open-banking","display_name":"open banking","score":0.7609999775886536},{"id":"https://openalex.org/keywords/purchase-channels","display_name":"purchase channels","score":0.5870000123977661},{"id":"https://openalex.org/keywords/payment-and-settlement","display_name":"payment settlement","score":0.7730000019073486}],"concepts":[{"id":"https://openalex.org/C2777710495","wikidata":"https://www.wikidata.org/wiki/Q5527195","display_name":"Gateway (web page)","level":2,"score":0.8292108774185181},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7592567801475525},{"id":"https://openalex.org/C2777063073","wikidata":"https://www.wikidata.org/wiki/Q1553237","display_name":"Settlement (finance)","level":3,"score":0.7458097338676453},{"id":"https://openalex.org/C2776983043","wikidata":"https://www.wikidata.org/wiki/Q986008","display_name":"Payment system","level":3,"score":0.584449052810669},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.5758174657821655},{"id":"https://openalex.org/C2777541363","wikidata":"https://www.wikidata.org/wiki/Q25110971","display_name":"Distributed ledger","level":3,"score":0.5425752401351929},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5053558945655823},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.5023484230041504},{"id":"https://openalex.org/C78597825","wikidata":"https://www.wikidata.org/wiki/Q484847","display_name":"E-commerce","level":2,"score":0.4583562910556793},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.44153472781181335},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.36080747842788696},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.3372730612754822},{"id":"https://openalex.org/C2779687700","wikidata":"https://www.wikidata.org/wiki/Q20514253","display_name":"Blockchain","level":2,"score":0.28585124015808105},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.24383407831192017},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.1853654384613037},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.37394/23207.2023.20.183","doi":"https://doi.org/10.37394/23207.2023.20.183","is_oa":true,"landing_page_url":"https://doi.org/10.37394/23207.2023.20.183","pdf_url":"https://doi.org/10.37394/23207.2023.20.183","source":{"id":"https://openalex.org/S4306534980","display_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","issn_l":"1109-9526","issn":["1109-9526","2224-2899"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","poland-70","russia-white-list-2"],"host_organization":"https://openalex.org/P4310320666","host_organization_name":"World Scientific and Engineering Academy and Society","host_organization_lineage":["https://openalex.org/P4310320666"],"host_organization_lineage_names":["World Scientific and Engineering Academy and Society"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.37394/23207.2023.20.183","doi":"https://doi.org/10.37394/23207.2023.20.183","is_oa":true,"landing_page_url":"https://doi.org/10.37394/23207.2023.20.183","pdf_url":"https://doi.org/10.37394/23207.2023.20.183","source":{"id":"https://openalex.org/S4306534980","display_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","issn_l":"1109-9526","issn":["1109-9526","2224-2899"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific","poland-70","russia-white-list-2"],"host_organization":"https://openalex.org/P4310320666","host_organization_name":"World Scientific and Engineering Academy and Society","host_organization_lineage":["https://openalex.org/P4310320666"],"host_organization_lineage_names":["World Scientific and Engineering Academy and Society"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"WSEAS TRANSACTIONS ON BUSINESS AND ECONOMICS","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4386958720.pdf","grobid_xml":"https://content.openalex.org/works/W4386958720.grobid-xml"},"referenced_works_count":10,"referenced_works":["https://openalex.org/W2057248704","https://openalex.org/W2970196897","https://openalex.org/W3033494077","https://openalex.org/W3041376038","https://openalex.org/W3157068170","https://openalex.org/W3217233646","https://openalex.org/W4214559948","https://openalex.org/W4249575285","https://openalex.org/W4252261040","https://openalex.org/W4384009616"],"related_works":["https://openalex.org/W2143667718","https://openalex.org/W3087023626","https://openalex.org/W4313027193","https://openalex.org/W2135387231","https://openalex.org/W4395003745","https://openalex.org/W7217785019","https://openalex.org/W4407507503","https://openalex.org/W7097719508","https://openalex.org/W4391096573","https://openalex.org/W4395447391"],"abstract_inverted_index":{"E-commerce":[0],"is":[1,52],"constantly":[2],"exploring":[3],"opportunities":[4],"to":[5,44,53,67,95],"streamline":[6],"payment":[7],"service":[8],"integration,":[9],"particularly":[10],"in":[11],"terms":[12],"of":[13,49,58],"purchase":[14,73,84],"channels":[15],"and":[16,74,85],"settlement":[17,75],"methods.":[18],"Traditionally,":[19],"such":[20,28],"integrations":[21,70],"were":[22],"provided":[23],"through":[24],"bank-acquirers.":[25],"New":[26],"initiatives":[27],"as":[29],"Open":[30],"Banking":[31],"present":[32],"a":[33,38,55,59],"novel":[34],"approach":[35],"by":[36],"offering":[37],"centralized":[39],"gateway":[40,61],"for":[41,82],"third-party":[42],"access":[43],"banking":[45],"services.":[46],"The":[47,77],"purpose":[48],"this":[50],"paper":[51],"propose":[54],"sample":[56],"model":[57,78],"merchant":[60],"that":[62,93],"leverages":[63],"distributed":[64],"ledger":[65],"technology":[66],"enable":[68],"seamless":[69],"with":[71],"both":[72],"systems.":[76],"holds":[79],"the":[80],"potential":[81],"accelerating":[83],"withdrawal":[86],"processing":[87],"but":[88],"also":[89],"introduces":[90],"new":[91],"challenges":[92],"need":[94],"be":[96],"addressed.":[97]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1}],"updated_date":"2026-09-06T09:10:53.072986","created_date":"2023-09-23T00:00:00"}
