{"id":"https://openalex.org/W4385468280","doi":"https://doi.org/10.34020/1993-4386-2022-3-91-97","title":"The use of new technologies in the market of banking intermediation","display_name":"The use of new technologies in the market of banking intermediation","publication_year":2022,"publication_date":"2022-12-20","ids":{"openalex":"https://openalex.org/W4385468280","doi":"https://doi.org/10.34020/1993-4386-2022-3-91-97"},"language":"en","primary_location":{"id":"doi:10.34020/1993-4386-2022-3-91-97","doi":"https://doi.org/10.34020/1993-4386-2022-3-91-97","is_oa":true,"landing_page_url":"https://doi.org/10.34020/1993-4386-2022-3-91-97","pdf_url":"https://sfs.elpub.ru/jour/article/download/318/310","source":{"id":"https://openalex.org/S4387279216","display_name":"Sibirskaya finansovaya shkola","issn_l":"1993-4386","issn":["1993-4386"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["russia-white-list-3"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Siberian Financial School","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://sfs.elpub.ru/jour/article/download/318/310","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5055510797","display_name":"Olga Yu. Donetskova","orcid":"https://orcid.org/0000-0002-7849-4034","observed_orcids":["https://orcid.org/0000-0002-7849-4034"]},"institutions":[{"id":"https://openalex.org/I196486018","display_name":"Orenburg State University","ror":"https://ror.org/05b0f8e85","country_code":"RU","type":"education","lineage":["https://openalex.org/I196486018"]}],"countries":["RU"],"is_corresponding":false,"raw_author_name":"Olga Yu. Donetskova","raw_affiliation_strings":["Orenburg State University"],"raw_orcid":"https://orcid.org/0000-0002-7849-4034","affiliations":[{"raw_affiliation_string":"Orenburg State University","institution_ids":["https://openalex.org/I196486018"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5007260404","display_name":"\u0421\u0430\u0434\u044b\u043a\u043e\u0432\u0430 \u041b\u044e\u0446\u0438\u044f \u041c\u0443\u043d\u0438\u0440\u043e\u0432\u043d\u0430","orcid":"https://orcid.org/0000-0002-7211-6614","observed_orcids":["https://orcid.org/0000-0002-7211-6614"]},"institutions":[{"id":"https://openalex.org/I196486018","display_name":"Orenburg State University","ror":"https://ror.org/05b0f8e85","country_code":"RU","type":"education","lineage":["https://openalex.org/I196486018"]}],"countries":["RU"],"is_corresponding":false,"raw_author_name":"Lyutsiya M. Sadykova","raw_affiliation_strings":["Orenburg State University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Orenburg State University","institution_ids":["https://openalex.org/I196486018"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5092578540","display_name":"Dmitrii O. Kurtov","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I196486018","display_name":"Orenburg State University","ror":"https://ror.org/05b0f8e85","country_code":"RU","type":"education","lineage":["https://openalex.org/I196486018"]}],"countries":["RU"],"is_corresponding":false,"raw_author_name":"Dmitrii O. Kurtov","raw_affiliation_strings":["Orenburg State University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Orenburg State University","institution_ids":["https://openalex.org/I196486018"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I196486018"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.25400812,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":"3","first_page":"91","last_page":"97"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9990000128746033,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-intermediation","display_name":"bank intermediation","score":0.8989999890327454},{"id":"https://openalex.org/keywords/financial-intermediaries","display_name":"financial intermediaries","score":0.8949999809265137},{"id":"https://openalex.org/keywords/technology-implementation","display_name":"technology implementation","score":0.5070000290870667},{"id":"https://openalex.org/keywords/cost-reduction","display_name":"cost reduction","score":0.7059999704360962},{"id":"https://openalex.org/keywords/customer-convenience","display_name":"customer convenience","score":0.8159999847412109},{"id":"https://openalex.org/keywords/payback-period","display_name":"payback period","score":0.6600000262260437},{"id":"https://openalex.org/keywords/banking-technology-adoption","display_name":"banking technology adoption","score":0.47600001096725464}],"concepts":[{"id":"https://openalex.org/C2779143981","wikidata":"https://www.wikidata.org/wiki/Q1445414","display_name":"Intermediation","level":2,"score":0.8608068227767944},{"id":"https://openalex.org/C139569457","wikidata":"https://www.wikidata.org/wiki/Q1666223","display_name":"Intermediary","level":2,"score":0.7054383754730225},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6419457793235779},{"id":"https://openalex.org/C65146658","wikidata":"https://www.wikidata.org/wiki/Q1416431","display_name":"Financial intermediary","level":2,"score":0.6377312541007996},{"id":"https://openalex.org/C207267971","wikidata":"https://www.wikidata.org/wiki/Q120208","display_name":"Emerging technologies","level":2,"score":0.483325719833374},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.4448273479938507},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.4079713225364685},{"id":"https://openalex.org/C54750564","wikidata":"https://www.wikidata.org/wiki/Q26643","display_name":"Commerce","level":1,"score":0.36704936623573303},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.33802229166030884},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1604231894016266},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.34020/1993-4386-2022-3-91-97","doi":"https://doi.org/10.34020/1993-4386-2022-3-91-97","is_oa":true,"landing_page_url":"https://doi.org/10.34020/1993-4386-2022-3-91-97","pdf_url":"https://sfs.elpub.ru/jour/article/download/318/310","source":{"id":"https://openalex.org/S4387279216","display_name":"Sibirskaya finansovaya shkola","issn_l":"1993-4386","issn":["1993-4386"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["russia-white-list-3"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Siberian Financial School","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.34020/1993-4386-2022-3-91-97","doi":"https://doi.org/10.34020/1993-4386-2022-3-91-97","is_oa":true,"landing_page_url":"https://doi.org/10.34020/1993-4386-2022-3-91-97","pdf_url":"https://sfs.elpub.ru/jour/article/download/318/310","source":{"id":"https://openalex.org/S4387279216","display_name":"Sibirskaya finansovaya shkola","issn_l":"1993-4386","issn":["1993-4386"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["russia-white-list-3"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Siberian Financial School","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4385468280.pdf","grobid_xml":"https://content.openalex.org/works/W4385468280.grobid-xml"},"referenced_works_count":4,"referenced_works":["https://openalex.org/W2922002033","https://openalex.org/W3200088984","https://openalex.org/W4210610812","https://openalex.org/W6888998160"],"related_works":["https://openalex.org/W1582835865","https://openalex.org/W2072292250","https://openalex.org/W2982100521","https://openalex.org/W286450522","https://openalex.org/W1600683554","https://openalex.org/W7052039202","https://openalex.org/W2499166023","https://openalex.org/W7132145598","https://openalex.org/W3160632979","https://openalex.org/W628115028"],"abstract_inverted_index":{"Today,":[0],"the":[1,32,36,60,64,89,99,102,120,125,130],"issue":[2],"of":[3,13,31,38,50,63,76,91,101,122,124,129],"applying":[4],"new":[5,39,78,131],"technologies":[6,40,79,132],"is":[7,41,73,85],"acute":[8],"for":[9,25],"a":[10,74],"huge":[11],"number":[12],"business":[14],"areas,":[15],"due":[16],"to":[17,87,108],"increased":[18,22],"interest":[19,94],"from":[20],"customers,":[21],"security,":[23],"potential":[24],"growth":[26],"and":[27,52,95,118,127],"cost":[28],"savings.":[29],"One":[30],"leading":[33],"industries":[34],"in":[35,80],"application":[37],"banking,":[42],"because":[43,83],"its":[44,113],"large":[45],"representatives":[46],"accumulate":[47],"significant":[48],"amounts":[49],"money,":[51],"are":[53],"also":[54],"financial":[55],"intermediaries,":[56],"through":[57],"whose":[58],"activities":[59],"real":[61],"sector":[62],"country's":[65],"economy":[66],"should":[67],"develop.":[68],"Based":[69],"on":[70,98,115],"this,":[71],"there":[72],"problem":[75],"implementing":[77],"banking":[81],"intermediation,":[82],"it":[84,106],"difficult":[86],"calculate":[88],"payback":[90],"their":[92],"implementation,":[93],"additional":[96],"convenience":[97],"part":[100],"client.":[103],"We":[104],"consider":[105,109],"necessary":[107],"this":[110],"problem,":[111],"study":[112],"effect":[114],"statistical":[116],"data":[117],"determine":[119],"degree":[121],"success":[123],"implementation":[126],"features":[128],"used":[133],"by":[134],"banks.":[135]},"counts_by_year":[],"updated_date":"2026-10-13T10:08:12.033832","created_date":"2023-08-02T00:00:00"}
