{"id":"https://openalex.org/W4385437008","doi":"https://doi.org/10.1108/978-1-80455-762-420231015","title":"Structure of Indigenous Savings Groups in Nigeria: Cases and Implications for Business Actors","display_name":"Structure of Indigenous Savings Groups in Nigeria: Cases and Implications for Business Actors","publication_year":2023,"publication_date":"2023-07-31","ids":{"openalex":"https://openalex.org/W4385437008","doi":"https://doi.org/10.1108/978-1-80455-762-420231015"},"language":"en","primary_location":{"id":"doi:10.1108/978-1-80455-762-420231015","doi":"https://doi.org/10.1108/978-1-80455-762-420231015","is_oa":false,"landing_page_url":"https://doi.org/10.1108/978-1-80455-762-420231015","pdf_url":null,"source":{"id":"https://openalex.org/S4306463236","display_name":"Emerald Group Publishing Limited eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Casebook of Indigenous Business Practices in Africa","raw_type":"book-chapter"},"volume":{"id":"https://openalex.org/W4385437076","display_name":"Casebook of Indigenous Business Practices in Africa"},"type":"book-chapter","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5004959917","display_name":"Ogechi Adeola","orcid":"https://orcid.org/0000-0001-7451-511X","observed_orcids":["https://orcid.org/0000-0001-7451-511X"]},"institutions":[{"id":"https://openalex.org/I3132931743","display_name":"University of Kigali","ror":"https://ror.org/03v842g47","country_code":"RW","type":"education","lineage":["https://openalex.org/I3132931743"]},{"id":"https://openalex.org/I64032852","display_name":"Pan-Atlantic University","ror":"https://ror.org/02tythz78","country_code":"NG","type":"education","lineage":["https://openalex.org/I64032852"]}],"countries":["NG","RW"],"is_corresponding":false,"raw_author_name":"Ogechi Adeola","raw_affiliation_strings":["aLagos Business School, Pan-Atlantic University, Nigeria; University of Kigali, Rwanda"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"aLagos Business School, Pan-Atlantic University, Nigeria; University of Kigali, Rwanda","institution_ids":["https://openalex.org/I3132931743","https://openalex.org/I64032852"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5042337629","display_name":"Ifedapo Adeleye","orcid":"https://orcid.org/0000-0002-2370-4911","observed_orcids":["https://orcid.org/0000-0002-2370-4911"]},"institutions":[{"id":"https://openalex.org/I184565670","display_name":"Georgetown University","ror":"https://ror.org/05vzafd60","country_code":"US","type":"education","lineage":["https://openalex.org/I184565670"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Ifedapo Adeleye","raw_affiliation_strings":["bGeorgetown University, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"bGeorgetown University, USA","institution_ids":["https://openalex.org/I184565670"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5047009654","display_name":"Oserere Ibelegbu","orcid":"https://orcid.org/0000-0001-9081-2392","observed_orcids":["https://orcid.org/0000-0001-9081-2392"]},"institutions":[{"id":"https://openalex.org/I64032852","display_name":"Pan-Atlantic University","ror":"https://ror.org/02tythz78","country_code":"NG","type":"education","lineage":["https://openalex.org/I64032852"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Oserere Ibelegbu","raw_affiliation_strings":["cLagos Business School, Pan-Atlantic University, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"cLagos Business School, Pan-Atlantic University, Nigeria","institution_ids":["https://openalex.org/I64032852"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5016099358","display_name":"Babalola Josiah Olajubu","orcid":"https://orcid.org/0000-0001-9405-6790","observed_orcids":["https://orcid.org/0000-0001-9405-6790"]},"institutions":[{"id":"https://openalex.org/I65734018","display_name":"American University of Nigeria","ror":"https://ror.org/02kv8bx48","country_code":"NG","type":"education","lineage":["https://openalex.org/I65734018"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Babalola Josiah Olajubu","raw_affiliation_strings":["dAmerican University of Nigeria, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"dAmerican University of Nigeria, Nigeria","institution_ids":["https://openalex.org/I65734018"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5070652528","display_name":"Isaiah Adisa","orcid":"https://orcid.org/0009-0000-3473-1731","observed_orcids":["https://orcid.org/0009-0000-3473-1731"]},"institutions":[{"id":"https://openalex.org/I64032852","display_name":"Pan-Atlantic University","ror":"https://ror.org/02tythz78","country_code":"NG","type":"education","lineage":["https://openalex.org/I64032852"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Isaiah Adisa","raw_affiliation_strings":["cLagos Business School, Pan-Atlantic University, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"cLagos Business School, Pan-Atlantic University, Nigeria","institution_ids":["https://openalex.org/I64032852"]}]}],"institutions":[],"countries_distinct_count":3,"institutions_distinct_count":4,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.0797,"has_fulltext":false,"cited_by_count":2,"citation_normalized_percentile":{"value":0.93175161,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":95,"max":96},"biblio":{"volume":null,"issue":null,"first_page":"141","last_page":"159"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12121","display_name":"Cooperative Studies and Economics","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/rotating-savings-and-credit-associations","display_name":"rotating savings and credit associations","score":0.9039999842643738},{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.5329999923706055},{"id":"https://openalex.org/keywords/business-actors","display_name":"business actors","score":0.7250000238418579},{"id":"https://openalex.org/keywords/nigeria","display_name":"Nigeria","score":0.6970000267028809},{"id":"https://openalex.org/keywords/africa","display_name":"Africa","score":0.8740000128746033}],"concepts":[{"id":"https://openalex.org/C55958113","wikidata":"https://www.wikidata.org/wiki/Q169480","display_name":"Indigenous","level":2,"score":0.9075964689254761},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.6367985606193542},{"id":"https://openalex.org/C2778101114","wikidata":"https://www.wikidata.org/wiki/Q28401305","display_name":"Disbursement","level":2,"score":0.5756173729896545},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4526238441467285},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.36341631412506104},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3388826251029968},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3085708022117615},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/978-1-80455-762-420231015","doi":"https://doi.org/10.1108/978-1-80455-762-420231015","is_oa":false,"landing_page_url":"https://doi.org/10.1108/978-1-80455-762-420231015","pdf_url":null,"source":{"id":"https://openalex.org/S4306463236","display_name":"Emerald Group Publishing Limited eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Casebook of Indigenous Business Practices in Africa","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":11,"referenced_works":["https://openalex.org/W12459676","https://openalex.org/W2178065398","https://openalex.org/W2552730957","https://openalex.org/W2775698153","https://openalex.org/W2805058923","https://openalex.org/W2969445409","https://openalex.org/W2987000621","https://openalex.org/W3120223534","https://openalex.org/W3159571376","https://openalex.org/W3213273830","https://openalex.org/W4206192848"],"related_works":["https://openalex.org/W2598681075","https://openalex.org/W7071518194","https://openalex.org/W12459676","https://openalex.org/W100257946","https://openalex.org/W62650095","https://openalex.org/W2003590369","https://openalex.org/W2414984164","https://openalex.org/W4385437197","https://openalex.org/W2792148449","https://openalex.org/W2931724080"],"abstract_inverted_index":{"Abstract":[0],"This":[1],"chapter":[2,83,110],"presents":[3],"case":[4,58],"studies":[5],"that":[6,67,88],"explore":[7],"the":[8,68,85,113,131],"structures":[9,80],"of":[10,33,60,115],"indigenous":[11,69,102],"savings":[12,18,34,61,70,103,119],"group":[13],"practices":[14,62],"in":[15,20,63,105,117],"Nigeria.":[16],"Indigenous":[17],"groups":[19,35,71,104],"Nigeria":[21,106],"can":[22,36],"be":[23],"categorised":[24],"as":[25],"either":[26],"unstructured,":[27],"semi-structured":[28],"or":[29],"structured.":[30],"These":[31],"categorisation":[32],"follow":[37],"two":[38],"patterns,":[39],"which":[40],"include":[41],"Rotating":[42],"Savings":[43,50],"and":[44,48,51,75,93,100,107,120,130],"Credit":[45,52],"Associations":[46,53],"(ROSCAs)":[47],"Accumulated":[49],"(ASCAs).":[54],"Through":[55],"a":[56],"qualitative":[57],"analysis":[59],"Nigeria,":[64],"we":[65],"observed":[66],"have":[72],"similar":[73],"goals":[74],"orientations,":[76],"though":[77],"their":[78],"operating":[79],"differ.":[81],"The":[82,109,125],"highlighted":[84],"relative":[86],"theme":[87],"cuts":[89],"across":[90],"these":[91],"cases,":[92],"insightful":[94],"recommendations":[95],"are":[96,133],"provided":[97],"for":[98,127],"upscaling":[99],"adopting":[101],"Africa.":[108],"also":[111],"discusses":[112],"role":[114],"government":[116,132],"facilitating":[118],"credit":[121],"disbursement":[122],"to":[123],"groups.":[124],"implications":[126],"business":[128],"actors":[129],"highlighted.":[134]},"counts_by_year":[{"year":2026,"cited_by_count":2}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2023-08-01T00:00:00"}