{"id":"https://openalex.org/W4385076485","doi":"https://doi.org/10.1016/j.pacfin.2023.102098","title":"Do Competition and Market Structure Matter for Sensitivity of Bank Profitability to Business Cycle?","display_name":"Do Competition and Market Structure Matter for Sensitivity of Bank Profitability to Business Cycle?","publication_year":2022,"publication_date":"2022-01-01","ids":{"openalex":"https://openalex.org/W4385076485","doi":"https://doi.org/10.1016/j.pacfin.2023.102098"},"language":"en","primary_location":{"id":"doi:10.1016/j.pacfin.2023.102098","doi":"https://doi.org/10.1016/j.pacfin.2023.102098","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.pacfin.2023.102098","pdf_url":null,"source":{"id":"https://openalex.org/S29049940","display_name":"Pacific-Basin Finance Journal","issn_l":"0927-538X","issn":["0927-538X","1879-0585"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Pacific-Basin Finance Journal","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.4150553","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5032317274","display_name":"Ma\u0142gorzata  Anna Olszak","orcid":"https://orcid.org/0000-0001-8920-5309","observed_orcids":["https://orcid.org/0000-0001-8920-5309"]},"institutions":[{"id":"https://openalex.org/I4654613","display_name":"University of Warsaw","ror":"https://ror.org/039bjqg32","country_code":"PL","type":"education","lineage":["https://openalex.org/I4654613"]}],"countries":["PL"],"is_corresponding":true,"raw_author_name":"Ma\u0142gorzata Olszak","raw_affiliation_strings":["Department of Banking and Money Markets, Faculty of Management, University of Warsaw, Poland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Banking and Money Markets, Faculty of Management, University of Warsaw, Poland","institution_ids":["https://openalex.org/I4654613"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5049724090","display_name":"Iwona Kowalska","orcid":"https://orcid.org/0000-0002-1208-2790","observed_orcids":["https://orcid.org/0000-0002-1208-2790"]},"institutions":[{"id":"https://openalex.org/I4654613","display_name":"University of Warsaw","ror":"https://ror.org/039bjqg32","country_code":"PL","type":"education","lineage":["https://openalex.org/I4654613"]}],"countries":["PL"],"is_corresponding":false,"raw_author_name":"Iwona Kowalska","raw_affiliation_strings":["Department of Mathematics and Statistical Methods, Faculty of Management, University of Warsaw, Poland"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Mathematics and Statistical Methods, Faculty of Management, University of Warsaw, Poland","institution_ids":["https://openalex.org/I4654613"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5032317274"],"corresponding_institution_ids":["https://openalex.org/I4654613"],"apc_list":{"value":2410,"currency":"USD","value_usd":2410},"apc_paid":null,"fwci":2.2557,"has_fulltext":false,"cited_by_count":19,"citation_normalized_percentile":{"value":0.89846254,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"80","issue":null,"first_page":"102098","last_page":"102098"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.9190000295639038},{"id":"https://openalex.org/keywords/business-cycles","display_name":"business cycles","score":0.6380000114440918},{"id":"https://openalex.org/keywords/procyclicality","display_name":"procyclicality","score":0.8840000033378601},{"id":"https://openalex.org/keywords/competition","display_name":"competition","score":0.6150000095367432},{"id":"https://openalex.org/keywords/market-structure","display_name":"market structure","score":0.984000027179718},{"id":"https://openalex.org/keywords/market-power","display_name":"market power","score":0.9309999942779541},{"id":"https://openalex.org/keywords/net-interest-margin","display_name":"net interest margin","score":0.9779999852180481},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9850000143051147},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":1.0},{"id":"https://openalex.org/keywords/bank-heterogeneity","display_name":"bank heterogeneity","score":0.7009999752044678},{"id":"https://openalex.org/keywords/low-income-countries","display_name":"low-income countries","score":0.5789999961853027}],"concepts":[{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.8854996562004089},{"id":"https://openalex.org/C2775881736","wikidata":"https://www.wikidata.org/wiki/Q1274157","display_name":"Market power","level":3,"score":0.5985269546508789},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.5703885555267334},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.5656511783599854},{"id":"https://openalex.org/C155739000","wikidata":"https://www.wikidata.org/wiki/Q877707","display_name":"Market structure","level":2,"score":0.563241183757782},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.5338246822357178},{"id":"https://openalex.org/C83873408","wikidata":"https://www.wikidata.org/wiki/Q192311","display_name":"Business cycle","level":2,"score":0.5030197501182556},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.48407045006752014},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.48391228914260864},{"id":"https://openalex.org/C2779713992","wikidata":"https://www.wikidata.org/wiki/Q2559581","display_name":"Market concentration","level":3,"score":0.48082149028778076},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.4802594482898712},{"id":"https://openalex.org/C6175523","wikidata":"https://www.wikidata.org/wiki/Q11771027","display_name":"Net interest margin","level":4,"score":0.4487147927284241},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37408727407455444},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.17020970582962036},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.15148887038230896},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.12542489171028137},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.09303206205368042},{"id":"https://openalex.org/C2781127519","wikidata":"https://www.wikidata.org/wiki/Q43637","display_name":"Monopoly","level":2,"score":0.08243915438652039},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":5,"locations":[{"id":"doi:10.1016/j.pacfin.2023.102098","doi":"https://doi.org/10.1016/j.pacfin.2023.102098","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.pacfin.2023.102098","pdf_url":null,"source":{"id":"https://openalex.org/S29049940","display_name":"Pacific-Basin Finance Journal","issn_l":"0927-538X","issn":["0927-538X","1879-0585"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-100","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Pacific-Basin Finance Journal","raw_type":"journal-article"},{"id":"doi:10.2139/ssrn.4150553","doi":"https://doi.org/10.2139/ssrn.4150553","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4150553","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:sgm:fmuwwp:12021","doi":null,"is_oa":false,"landing_page_url":"http://www.wz.uw.edu.pl/portaleFiles/5630-Faculty%20of%20M/WP/1_2021_Olszak_Kowalska.pdf","pdf_url":"http://www.wz.uw.edu.pl/portaleFiles/5630-Faculty%20of%20M/WP/1_2021_Olszak_Kowalska.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"pmh:oai:repozytorium.uw.edu.pl:item/105293","doi":null,"is_oa":true,"landing_page_url":"https://repozytorium.uw.edu.pl//handle/item/105293","pdf_url":null,"source":{"id":"https://openalex.org/S7407064745","display_name":"ReIn UW (University of Warsaw)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4654613","host_organization_name":"University of Warsaw","host_organization_lineage":["https://openalex.org/I4654613"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-nc-nd","license_id":"https://openalex.org/licenses/cc-by-nc-nd","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"artyku\u0142 w czasopi\u015bmie"},{"id":"pmh:oai:RePEc:eee:pacfin:v:80:y:2023:i:c:s0927538x23001695","doi":null,"is_oa":false,"landing_page_url":"http://www.sciencedirect.com/science/article/pii/S0927538X23001695","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.2139/ssrn.4150553","doi":"https://doi.org/10.2139/ssrn.4150553","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4150553","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SSRN Electronic Journal","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.48510000109672546,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[{"id":"https://openalex.org/G1128230414","display_name":null,"funder_award_id":"DEC-2016/23/B/HS4/02230","funder_id":"https://openalex.org/F4320322511","funder_display_name":"Narodowe Centrum Nauki"}],"funders":[{"id":"https://openalex.org/F4320318149","display_name":"Uniwersytet Szczeci\u0144ski","ror":"https://ror.org/05vmz5070"},{"id":"https://openalex.org/F4320322511","display_name":"Narodowe Centrum Nauki","ror":"https://ror.org/03ha2q922"}],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":104,"referenced_works":["https://openalex.org/W26842657","https://openalex.org/W1495656322","https://openalex.org/W1515028505","https://openalex.org/W1537097854","https://openalex.org/W1569833439","https://openalex.org/W1726665323","https://openalex.org/W1789573697","https://openalex.org/W1846882241","https://openalex.org/W1873563055","https://openalex.org/W1950424839","https://openalex.org/W1958311771","https://openalex.org/W1965415693","https://openalex.org/W1976672191","https://openalex.org/W1990176981","https://openalex.org/W1991324982","https://openalex.org/W1994294864","https://openalex.org/W2017074580","https://openalex.org/W2017692451","https://openalex.org/W2022406666","https://openalex.org/W2036879376","https://openalex.org/W2047747706","https://openalex.org/W2054250017","https://openalex.org/W2059812431","https://openalex.org/W2062904349","https://openalex.org/W2066310392","https://openalex.org/W2066463663","https://openalex.org/W2066898296","https://openalex.org/W2069741285","https://openalex.org/W2076261870","https://openalex.org/W2080606950","https://openalex.org/W2085331622","https://openalex.org/W2087509535","https://openalex.org/W2107565995","https://openalex.org/W2113225821","https://openalex.org/W2117594039","https://openalex.org/W2121561255","https://openalex.org/W2124229253","https://openalex.org/W2125364257","https://openalex.org/W2136692284","https://openalex.org/W2146616257","https://openalex.org/W2152786146","https://openalex.org/W2161280218","https://openalex.org/W2164460672","https://openalex.org/W2165511241","https://openalex.org/W2171220315","https://openalex.org/W2221381929","https://openalex.org/W2315244107","https://openalex.org/W2397191107","https://openalex.org/W2462875498","https://openalex.org/W2492846412","https://openalex.org/W2538993917","https://openalex.org/W2586176320","https://openalex.org/W2590767792","https://openalex.org/W2595765901","https://openalex.org/W2614505280","https://openalex.org/W2616040806","https://openalex.org/W2620069450","https://openalex.org/W2774163887","https://openalex.org/W2790710106","https://openalex.org/W2801090406","https://openalex.org/W2890466860","https://openalex.org/W2894939181","https://openalex.org/W2895035784","https://openalex.org/W2900659399","https://openalex.org/W2921292563","https://openalex.org/W2935910214","https://openalex.org/W2941852396","https://openalex.org/W2944535279","https://openalex.org/W2946562068","https://openalex.org/W2947178461","https://openalex.org/W2965171819","https://openalex.org/W2969523927","https://openalex.org/W3007698146","https://openalex.org/W3009539411","https://openalex.org/W3011984407","https://openalex.org/W3021948190","https://openalex.org/W3033590773","https://openalex.org/W3121193531","https://openalex.org/W3121306919","https://openalex.org/W3121433632","https://openalex.org/W3121476497","https://openalex.org/W3121508747","https://openalex.org/W3121626226","https://openalex.org/W3121770345","https://openalex.org/W3121807858","https://openalex.org/W3122091883","https://openalex.org/W3122347844","https://openalex.org/W3123092007","https://openalex.org/W3123190463","https://openalex.org/W3123200913","https://openalex.org/W3123215451","https://openalex.org/W3123694010","https://openalex.org/W3123843329","https://openalex.org/W3123892375","https://openalex.org/W3123909386","https://openalex.org/W3124026326","https://openalex.org/W3124120648","https://openalex.org/W3124658167","https://openalex.org/W3124967572","https://openalex.org/W3124968283","https://openalex.org/W3124982262","https://openalex.org/W3126027997","https://openalex.org/W4244007229","https://openalex.org/W6632021777"],"related_works":["https://openalex.org/W4285291801","https://openalex.org/W7162018115","https://openalex.org/W1965415693","https://openalex.org/W7215206382","https://openalex.org/W7096999502","https://openalex.org/W7100214396","https://openalex.org/W4280612423","https://openalex.org/W4390325679","https://openalex.org/W6992599735","https://openalex.org/W7202074030"],"abstract_inverted_index":null,"counts_by_year":[{"year":2026,"cited_by_count":6},{"year":2025,"cited_by_count":9},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2023-07-23T00:00:00"}