{"id":"https://openalex.org/W4383047147","doi":"https://doi.org/10.20473/aijief.v5i02.31956","title":"THE ACCEPTANCE FACTORS FOR ISLAMIC BANKING FINTECH SEVICES: EXTENDED TECHNOLOGY ACCEPTANCE MODEL (TAM) APPROACH","display_name":"THE ACCEPTANCE FACTORS FOR ISLAMIC BANKING FINTECH SEVICES: EXTENDED TECHNOLOGY ACCEPTANCE MODEL (TAM) APPROACH","publication_year":2022,"publication_date":"2022-12-15","ids":{"openalex":"https://openalex.org/W4383047147","doi":"https://doi.org/10.20473/aijief.v5i02.31956"},"language":"en","primary_location":{"id":"doi:10.20473/aijief.v5i02.31956","doi":"https://doi.org/10.20473/aijief.v5i02.31956","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20473/aijief.v5i02.31956","pdf_url":"https://e-journal.unair.ac.id/AIJIEF/article/download/31956/24016","source":{"id":"https://openalex.org/S4210175560","display_name":"Airlangga International Journal of Islamic Economics and Finance","issn_l":"2579-9169","issn":["2579-9169","2615-8205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315151","host_organization_name":"Airlangga University","host_organization_lineage":["https://openalex.org/P4310315151"],"host_organization_lineage_names":["Airlangga University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Airlangga International Journal of Islamic Economics and Finance","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://e-journal.unair.ac.id/AIJIEF/article/download/31956/24016","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5003207432","display_name":"Lailatur Rohmah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405263095","display_name":"Universitas Muhammadiyah Lamongan","ror":"https://ror.org/02f8nh185","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405263095"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Lailatur Rohmah","raw_affiliation_strings":["Universitas Muhammadiyah Lamongan"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Lamongan","institution_ids":["https://openalex.org/I4405263095"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5114295263","display_name":"Nurul Lailatul Mumtahanah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405263095","display_name":"Universitas Muhammadiyah Lamongan","ror":"https://ror.org/02f8nh185","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405263095"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Nurul Lailatul Mumtahanah","raw_affiliation_strings":["Muhammadiyah Lamongan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Muhammadiyah Lamongan University","institution_ids":["https://openalex.org/I4405263095"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5035451217","display_name":"Evrina Ross Pratiwi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405263095","display_name":"Universitas Muhammadiyah Lamongan","ror":"https://ror.org/02f8nh185","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405263095"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Evrina Ross Pratiwi","raw_affiliation_strings":["Muhammadiyah Lamongan University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Muhammadiyah Lamongan University","institution_ids":["https://openalex.org/I4405263095"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405263095"],"apc_list":null,"apc_paid":null,"fwci":0.4784,"has_fulltext":true,"cited_by_count":6,"citation_normalized_percentile":{"value":0.68016521,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":96},"biblio":{"volume":"5","issue":"02","first_page":"155","last_page":"165"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.951200008392334,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.951200008392334,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.04749999940395355,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.9919999837875366},{"id":"https://openalex.org/keywords/fintech-services","display_name":"fintech services","score":0.7870000004768372},{"id":"https://openalex.org/keywords/technology-acceptance","display_name":"technology acceptance","score":0.8069999814033508},{"id":"https://openalex.org/keywords/extended-technology-acceptance-model","display_name":"extended technology acceptance model","score":0.9070000052452087},{"id":"https://openalex.org/keywords/perceived-ease-of-use","display_name":"perceived ease of use","score":0.8930000066757202},{"id":"https://openalex.org/keywords/perceived-usefulness","display_name":"perceived usefulness","score":0.9879999756813049},{"id":"https://openalex.org/keywords/consumer-innovativeness","display_name":"consumer innovativeness","score":0.925000011920929},{"id":"https://openalex.org/keywords/mobile-banking","display_name":"mobile banking","score":0.8149999976158142},{"id":"https://openalex.org/keywords/digital-banking-adoption","display_name":"digital banking adoption","score":0.7960000038146973},{"id":"https://openalex.org/keywords/indonesian-islamic-banks","display_name":"Indonesian Islamic banks","score":0.6949999928474426}],"concepts":[{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.7642711997032166},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.7013418674468994},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.6156821846961975},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.5782525539398193},{"id":"https://openalex.org/C2775930393","wikidata":"https://www.wikidata.org/wiki/Q1941439","display_name":"Mobile banking","level":2,"score":0.5682786703109741},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.557831883430481},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.5443947911262512},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.5184928178787231},{"id":"https://openalex.org/C2993700298","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic banking","level":3,"score":0.5147988200187683},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.43703073263168335},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.34378480911254883},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.17736318707466125},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.11673331260681152},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.0},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.20473/aijief.v5i02.31956","doi":"https://doi.org/10.20473/aijief.v5i02.31956","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20473/aijief.v5i02.31956","pdf_url":"https://e-journal.unair.ac.id/AIJIEF/article/download/31956/24016","source":{"id":"https://openalex.org/S4210175560","display_name":"Airlangga International Journal of Islamic Economics and Finance","issn_l":"2579-9169","issn":["2579-9169","2615-8205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315151","host_organization_name":"Airlangga University","host_organization_lineage":["https://openalex.org/P4310315151"],"host_organization_lineage_names":["Airlangga University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Airlangga International Journal of Islamic Economics and Finance","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.20473/aijief.v5i02.31956","doi":"https://doi.org/10.20473/aijief.v5i02.31956","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20473/aijief.v5i02.31956","pdf_url":"https://e-journal.unair.ac.id/AIJIEF/article/download/31956/24016","source":{"id":"https://openalex.org/S4210175560","display_name":"Airlangga International Journal of Islamic Economics and Finance","issn_l":"2579-9169","issn":["2579-9169","2615-8205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310315151","host_organization_name":"Airlangga University","host_organization_lineage":["https://openalex.org/P4310315151"],"host_organization_lineage_names":["Airlangga University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Airlangga International Journal of Islamic Economics and Finance","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":0.4943999946117401,"id":"https://metadata.un.org/sdg/9"}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4383047147.pdf","grobid_xml":"https://content.openalex.org/works/W4383047147.grobid-xml"},"referenced_works_count":17,"referenced_works":["https://openalex.org/W1557992034","https://openalex.org/W1755880734","https://openalex.org/W1993182205","https://openalex.org/W2346393127","https://openalex.org/W2896051945","https://openalex.org/W2916093533","https://openalex.org/W3010832380","https://openalex.org/W3015229732","https://openalex.org/W3023398528","https://openalex.org/W3033090209","https://openalex.org/W3171792482","https://openalex.org/W3183057527","https://openalex.org/W3193738727","https://openalex.org/W3203979218","https://openalex.org/W4242960853","https://openalex.org/W4292163687","https://openalex.org/W4311005420"],"related_works":["https://openalex.org/W3023398528","https://openalex.org/W7199053195","https://openalex.org/W4416933015","https://openalex.org/W4393255320","https://openalex.org/W6998585423","https://openalex.org/W4386014993","https://openalex.org/W4399541185","https://openalex.org/W3046468613","https://openalex.org/W4406644545","https://openalex.org/W4396827684"],"abstract_inverted_index":{"Era":[0],"4.0":[1],"requires":[2],"Islamic":[3,26,30,47,63,89,180,211,240],"banking":[4,27,31,202,212],"to":[5,12,18,54,80,116,125,142],"optimize":[6],"its":[7,130],"services":[8,38,65,73,96,214],"through":[9],"digital":[10,37,72],"platforms":[11],"make":[13],"it":[14,51],"easier":[15],"for":[16,25,92,129,243,257],"customers":[17,60,91,182,242],"transact.":[19],"Indonesia":[20,98,216],"is":[21,52,123,146,161,188,217],"a":[22,135,162,177,255],"large":[23],"market":[24],"products,":[28],"so":[29,67],"should":[32],"provide":[33],"the":[34,56,69,82,86,101,118,121,140,157,208,220,231,237,244,263],"best":[35],"possible":[36],"and":[39,127,169,198,225,260],"people":[40],"will":[41,251],"be":[42,75,252],"more":[43],"interested":[44],"in":[45,61,97,149,215,262],"using":[46,62,100,167,183],"bank":[48,64,90,181,241],"products.":[49],"Therefore,":[50],"necessary":[53],"analyze":[55],"factors":[57,83],"that":[58,68,84,112,207],"influence":[59,85],"online":[66],"quality":[70],"of":[71,88,156,164,179,210,223,239,246],"can":[74],"improved.":[76],"This":[77,159,249],"study":[78],"aims":[79],"determine":[81],"acceptance":[87,209,238],"financial":[93],"technology":[94],"(Fintech)":[95],"by":[99,219],"Extended":[102,132],"Technology":[103],"Acceptance":[104],"Model":[105],"(TAM)":[106],"approach.":[107],"The":[108,204],"TAM":[109,133],"model":[110],"states":[111],"system":[113,119,122],"users":[114],"tend":[115],"use":[117,126,224,245],"if":[120],"easy":[124],"useful":[128,253],"users.":[131],"adds":[134],"consumer":[136],"innovation":[137,152,227],"variable,":[138],"namely":[139],"degree":[141],"which":[143],"an":[144,151],"individual":[145],"relatively":[147],"earlier":[148],"adopting":[150],"than":[153],"other":[154],"members":[155],"system.":[158],"research":[160,166,250],"type":[163],"quantitative":[165],"primary":[168],"secondary":[170],"data.":[171],"Primary":[172],"data":[173,187],"was":[174],"obtained":[175,189],"from":[176,190,194],"survey":[178],"convenience":[184],"sampling.":[185],"Secondary":[186],"related":[191],"literature":[192],"sourced":[193],"journals,":[195],"articles,":[196],"books,":[197],"official":[199],"government":[200],"or":[201],"websites.":[203],"results":[205],"show":[206],"fintech":[213],"determined":[218],"perceived":[221,232],"ease":[222],"customer":[226],"(consumer":[228],"innovativeness),":[229],"while":[230],"usefulness":[233],"does":[234],"not":[235],"affect":[236],"mobile":[247],"banking.":[248],"as":[254],"reference":[256],"policymakers,":[258],"academics,":[259],"researchers":[261],"future.":[264]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":3}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2023-07-04T00:00:00"}