{"id":"https://openalex.org/W4378529388","doi":"https://doi.org/10.21608/sjsc.2023.208682.1283","title":"\u062a\u0623\u062b\u064a\u0631 Fintech \u0641\u0649 \u062a\u0639\u0632\u064a\u0632 \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0629","display_name":"\u062a\u0623\u062b\u064a\u0631 Fintech \u0641\u0649 \u062a\u0639\u0632\u064a\u0632 \u062c\u0648\u062f\u0629 \u0627\u0644\u062e\u062f\u0645\u0627\u062a \u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629 \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0628\u0627\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u0643\u0648\u064a\u062a\u064a\u0629","publication_year":2023,"publication_date":"2023-05-23","ids":{"openalex":"https://openalex.org/W4378529388","doi":"https://doi.org/10.21608/sjsc.2023.208682.1283"},"language":"ar","primary_location":{"id":"doi:10.21608/sjsc.2023.208682.1283","doi":"https://doi.org/10.21608/sjsc.2023.208682.1283","is_oa":true,"landing_page_url":"https://doi.org/10.21608/sjsc.2023.208682.1283","pdf_url":null,"source":{"id":"https://openalex.org/S4210188547","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","issn_l":"2682-387X","issn":["2682-387X","2735-4156"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.21608/sjsc.2023.208682.1283","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5036949431","display_name":"\u0633\u0627\u0644\u0645 \u0645\u062d\u0645\u062f \u0645\u0639\u0637\u0634 \u0627\u0644\u0639\u0646\u0632\u064a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I338016083","display_name":"University of Sadat City","ror":"https://ror.org/05p2q6194","country_code":"EG","type":"education","lineage":["https://openalex.org/I338016083"]}],"countries":["EG"],"is_corresponding":true,"raw_author_name":"\u0633\u0627\u0644\u0645 \u0645\u062d\u0645\u062f \u0645\u0639\u0637\u0634 \u0627\u0644\u0639\u0646\u0632\u0649","raw_affiliation_strings":["\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0627\u062f\u0627\u062a"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0633\u0627\u062f\u0627\u062a","institution_ids":["https://openalex.org/I338016083"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5036949431"],"corresponding_institution_ids":["https://openalex.org/I338016083"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"0","issue":"0","first_page":"0","last_page":"0"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.6273999810218811,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.6273999810218811,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.3711000084877014,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9319999814033508},{"id":"https://openalex.org/keywords/electronic-banking","display_name":"electronic banking","score":0.847000002861023},{"id":"https://openalex.org/keywords/service-quality","display_name":"service quality","score":0.7820000052452087},{"id":"https://openalex.org/keywords/kuwaiti-banks","display_name":"Kuwaiti banks","score":0.9810000061988831},{"id":"https://openalex.org/keywords/banking-technology-adoption","display_name":"banking technology adoption","score":0.593999981880188},{"id":"https://openalex.org/keywords/customer-experience","display_name":"customer experience","score":0.8690000176429749},{"id":"https://openalex.org/keywords/fintech-regulation","display_name":"fintech regulation","score":0.531000018119812},{"id":"https://openalex.org/keywords/bank-fintech-collaboration","display_name":"bank-fintech collaboration","score":0.675000011920929},{"id":"https://openalex.org/keywords/instant-payments","display_name":"instant payments","score":0.4350000023841858},{"id":"https://openalex.org/keywords/consumer-trust","display_name":"consumer trust","score":0.367000013589859}],"concepts":[{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.26334458589553833}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.21608/sjsc.2023.208682.1283","doi":"https://doi.org/10.21608/sjsc.2023.208682.1283","is_oa":true,"landing_page_url":"https://doi.org/10.21608/sjsc.2023.208682.1283","pdf_url":null,"source":{"id":"https://openalex.org/S4210188547","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","issn_l":"2682-387X","issn":["2682-387X","2735-4156"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:ad555515c89441dab358222c1b7a8f4c","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/ad555515c89441dab358222c1b7a8f4c","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 - \u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629, Vol 51, Iss 4, Pp 773-800 (2023)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.21608/sjsc.2023.208682.1283","doi":"https://doi.org/10.21608/sjsc.2023.208682.1283","is_oa":true,"landing_page_url":"https://doi.org/10.21608/sjsc.2023.208682.1283","pdf_url":null,"source":{"id":"https://openalex.org/S4210188547","display_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","issn_l":"2682-387X","issn":["2682-387X","2735-4156"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"\u0627\u0644\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0645\u064a\u0629 \u0644\u0644\u0628\u062d\u0648\u062b \u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 (\u062c\u0627\u0645\u0639\u0629 \u0627\u0644\u0645\u0646\u0648\u0641\u064a\u0629)","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.651199996471405,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7144095093","https://openalex.org/W7130380984","https://openalex.org/W4404494294","https://openalex.org/W4281630718","https://openalex.org/W4390338474","https://openalex.org/W6922599685","https://openalex.org/W7155612042","https://openalex.org/W4412677275","https://openalex.org/W4366825835","https://openalex.org/W4405163816"],"abstract_inverted_index":{"\u0627\u0633\u062a\u0647\u062f\u0641":[0],"\u0647\u0630\u0627":[1],"\u0627\u0644\u0628\u062d\u062b":[2,41],"\u062a\u0648\u0636\u064a\u062d":[3],"\u0645\u062f\u0649":[4,17],"\u0627\u0646\u062a\u0634\u0627\u0631":[5],"\u0627\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627":[6,19,36,48,67,82,126,181],"\u0627\u0644\u0645\u0627\u0644\u064a\u0629":[7,20,30,37,49,68,83,182,189],"(Fin-":[8,21,31,38],"Tech)":[9,22],"\u0641\u0649":[10,129,147,165,169,177,183,191,200],"\u0627\u0644\u062f\u0648\u0644":[11],"\u0627\u0644\u0639\u0631\u0628\u064a\u0629":[12],"\u0648\u0627\u0644\u062a\u062c\u0627\u0631\u0628":[13],"\u0627\u0644\u062f\u0648\u0644\u064a\u0629\u060c":[14],"\u0648\u0627\u0644\u062a\u0639\u0631\u0641":[15],"\u0639\u0644\u0649":[16,23,89,139,198],"\u062a\u0623\u062b\u064a\u0631":[18],"\u0627\u0644\u062e\u062f\u0645\u0627\u062a":[24],"\u0627\u0644\u0645\u0635\u0631\u0641\u064a\u0629\u060c":[25],"\u062a\u062d\u062f\u064a\u062f":[26],"\u0627\u0644\u0627\u062a\u062c\u0627\u0647\u0627\u062a":[27],"\u0627\u0644\u062d\u062f\u064a\u062b\u0629":[28],"\u0644\u0644\u062a\u0643\u0646\u0648\u0644\u0648\u062c\u064a\u0627":[29],"Tech)\u060c":[32,39],"\u0648\u062a\u062d\u062f\u064a\u062f":[33],"\u062a\u062d\u062f\u064a\u0627\u062a":[34],"\u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a":[35],"\u0648\u062a\u0648\u0635\u0644":[40],"\u0625\u0644\u064a":[42],"\u0639\u062f\u062f":[43],"\u0645\u0646":[44,61,72,86,94,194,206],"\u0627\u0644\u0646\u062a\u0627\u0626\u062c":[45],"\u0645\u0646\u0647\u0627:":[46],"\u062a\u0648\u0641\u0631":[47],"\u0641\u0631\u0635\u064b\u0627":[50],"\u0647\u0627\u0626\u0644\u0629\u060c":[51],"\u0643\u0627\u0646\u062e\u0641\u0627\u0636":[52],"\u0627\u0644\u062a\u0643\u0627\u0644\u064a\u0641":[53],"\u0627\u0644\u062a\u064a":[54,161],"\u062a\u062d\u0645\u0644\u0647\u0627":[55],"\u0627\u0644\u0639\u0645\u0644\u0627\u0621\u060c":[56,172],"\u0648\u0627\u0644\u062f\u0641\u0639":[57],"\u0627\u0644\u0641\u0648\u0631\u064a\u060c":[58],"\u0648\u062a\u0648\u0641\u064a\u0631":[59],"\u0627\u0644\u0645\u0632\u064a\u062f":[60],"\u0627\u0644\u062e\u064a\u0627\u0631\u0627\u062a\u060c":[62],"\u0648\u062a\u064a\u0633\u064a\u0631":[63],"\u0627\u0644\u062e\u062f\u0645\u0627\u062a\u060c":[64],"\u0648\u0627\u062a\u062e\u0627\u0630":[65],"\u0634\u0631\u0643\u0627\u062a":[66,75,81,107],"\u0635\u0648\u0631\u0629":[69],"\u0627\u0644\u0634\u0631\u0643\u0627\u062a":[70],"\u0627\u0644\u0646\u0627\u0634\u0626\u0629":[71],"\u062e\u0644\u0627\u0644":[73],"\u0627\u0646\u0634\u0627\u0621":[74],"\u0635\u063a\u064a\u0631\u0629":[76],"\u0623\u0648":[77],"\u0627\u0644\u0627\u0633\u062a\u062d\u0648\u0627\u0630\u060c":[78],"\u0636\u0631\u0648\u0631\u0629":[79],"\u062a\u0634\u0627\u0631\u0643":[80],"\u0645\u0639":[84,144],"\u0627\u0644\u0628\u0646\u0648\u0643":[85,153],"\u0623\u062c\u0644":[87],"\u062d\u0641\u0627\u0638":[88],"\u062b\u0642\u0629":[90],"\u0627\u0644\u0639\u0645\u0644\u0627\u0621":[91,138],"(\u0645\u0646":[92],"\u0627\u0644\u0628\u0646\u0648\u0643)":[93],"\u062c\u0647\u0629":[95,97],"\u0648\u0645\u0646":[96],"\u0623\u062e\u0631\u064a":[98],"\u062a\u0642\u0644\u064a\u0644":[99],"\u0627\u0644\u0645\u062e\u0627\u0637\u0631":[100],"\u0627\u0644\u0646\u0627\u062a\u062c\u0629":[101],"\u0639\u0646":[102],"\u0639\u062f\u0645":[103],"\u0648\u062c\u0648\u062f":[104],"\u0636\u0648\u0627\u0628\u0637":[105],"\u062a\u062d\u0643\u0645":[106],"\u0641\u0646\u062a\u064a\u0643\u060c":[108],"\u0648\u0628\u0630\u0644\u0643":[109],"\u064a\u0643\u0648\u0646":[110],"\u0647\u0646\u0627\u0643":[111],"\u062a\u0643\u0627\u0645\u0644":[112],"\u0644\u062f\u0639\u0645":[113],"\u0646\u0645\u0648":[114],"\u0627\u0644\u0642\u0637\u0627\u0639":[115],"\u0627\u0644\u0645\u0635\u0631\u0641\u064a":[116],"\u0625\u0644\u0649":[117,123],"\u062c\u0627\u0646\u0628":[118],"\u0627\u0644\u0636\u0645\u0627\u0646":[119],"\u0627\u0633\u062a\u0642\u0631\u0627\u0631\u0647\u060c":[120],"\u0643\u0645\u0627":[121],"\u062a\u0648\u0635\u0644":[122],"\u0623\u0646":[124],"\u062a\u0633\u0627\u0639\u062f":[125],"\u0627\u0644\u0645\u062a\u0642\u062f\u0645\u0629":[127],"\u0627\u0644\u0628\u0646\u0643":[128,149],"\u062a\u0633\u0648\u064a\u0642":[130],"\u0648\u062a\u0642\u062f\u064a\u0645":[131],"\u062e\u062f\u0645\u0627\u062a":[132,145,148],"\u0645\u0635\u0631\u0641\u064a\u0629":[133],"\u062c\u062f\u064a\u062f\u0629":[134],"\u0648\u0645\u062a\u0646\u0648\u0639\u0629":[135],"\u0645\u0645\u0627":[136,204],"\u064a\u0633\u0627\u0639\u062f":[137],"\u0633\u0631\u0639\u0629":[140],"\u0627\u062a\u062e\u0627\u0630":[141],"\u0642\u0631\u0627\u0631\u0627\u062a":[142],"\u0627\u0644\u062a\u0639\u0627\u0645\u0644":[143,146],"\u0627\u0644\u0645\u0642\u062f\u0645\u0629":[150],"\u0644\u0647\u0645\u060c":[151],"\u0648\u062a\u062d\u062b":[152],"\u0645\u0648\u0627\u0635\u0641\u0627\u062a":[154],"\u0648\u0627\u062c\u0647\u0629":[155],"\u0628\u0631\u0645\u062c\u0629":[156],"\u0627\u0644\u062a\u0637\u0628\u064a\u0642\u0627\u062a":[157],"\u0627\u0644\u0645\u0641\u062a\u0648\u062d\u0629":[158],"\u0648\u0645\u0639\u0627\u064a\u064a\u0631":[159],"\u0627\u0644\u0628\u064a\u0627\u0646\u0627\u062a":[160],"\u0642\u062f":[162],"\u062a\u0643\u0648\u0646":[163],"\u0645\u0641\u064a\u062f\u0629":[164],"\u062a\u0637\u0648\u064a\u0631":[166],"\u0627\u0644\u0635\u0646\u0627\u0639\u0629\u060c":[167],"\u0648\u0627\u0644\u0623\u0647\u0645":[168],"\u062a\u0639\u0632\u064a\u0632":[170],"\u062a\u062c\u0631\u0628\u0629":[171],"\u062a\u062d\u0642\u0642":[173],"\u0627\u0644\u0643\u0648\u064a\u062a":[174,192],"\u0642\u0641\u0632\u0627\u062a":[175],"\u0633\u0631\u064a\u0639\u0629":[176],"\u062c\u0647\u0648\u062f\u0647\u0627":[178],"\u0644\u0642\u064a\u0627\u062f\u0629":[179],"\u062b\u0648\u0631\u0629":[180],"\u0627\u0644\u0628\u0644\u0627\u062f":[184],"\u0648\u0627\u0644\u0645\u0646\u0637\u0642\u0629":[185],"\u0627\u0644\u0623\u0648\u0633\u0639\u060c":[186],"\u0648\u062a\u062a\u0628\u0646\u064a":[187],"\u0627\u0644\u0645\u0624\u0633\u0633\u0627\u062a":[188],"\u0627\u0644\u0631\u0627\u0626\u062f\u0629":[190],"\u0645\u062c\u0645\u0648\u0639\u0629":[193],"\u0627\u0644\u062a\u0642\u0646\u064a\u0627\u062a":[195],"\u0627\u0644\u0645\u0628\u062a\u0643\u0631\u0629":[196],"\u0648\u062a\u0639\u0645\u0644":[197],"\u0646\u0634\u0631\u0647\u0627":[199],"\u0645\u062e\u062a\u0644\u0641":[201],"\u0648\u0638\u0627\u0626\u0641":[202],"\u0627\u0644\u0623\u0639\u0645\u0627\u0644\u060c":[203],"\u0633\u064a\u0645\u0643\u0646\u0647\u0627":[205],"\u0625\u0639\u0627\u062f\u0629":[207],"\u0627\u062e\u062a\u0631\u0627\u0639":[208],"\u062a\u062c\u0627\u0631\u0628":[209],"\u0627\u0644\u0639\u0645\u0644\u0627\u0621.":[210]},"counts_by_year":[],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2023-05-28T00:00:00"}