{"id":"https://openalex.org/W4376455017","doi":"https://doi.org/10.35384/jkp.v18i2.334","title":"Pengaruh Financial Techonology terhadap Profitabilitas Bank Umum Syariah Indonesia","display_name":"Pengaruh Financial Techonology terhadap Profitabilitas Bank Umum Syariah Indonesia","publication_year":2023,"publication_date":"2023-01-05","ids":{"openalex":"https://openalex.org/W4376455017","doi":"https://doi.org/10.35384/jkp.v18i2.334"},"language":"id","primary_location":{"id":"doi:10.35384/jkp.v18i2.334","doi":"https://doi.org/10.35384/jkp.v18i2.334","is_oa":true,"landing_page_url":"http://dx.doi.org/10.35384/jkp.v18i2.334","pdf_url":"https://journal.ibs.ac.id/index.php/jkp/article/download/334/320","source":{"id":"https://openalex.org/S4387285109","display_name":"Jurnal Keuangan dan Perbankan","issn_l":"1829-9865","issn":["1829-9865","2579-485X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Keuangan dan Perbankan","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.ibs.ac.id/index.php/jkp/article/download/334/320","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5109605804","display_name":"Muhammad Arief Aditya","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Muhammad Arief Aditya","raw_affiliation_strings":["STIE Indonesia Banking School"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"STIE Indonesia Banking School","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5046528337","display_name":"Asri Noer Rahmi","orcid":"https://orcid.org/0000-0003-1854-9926","observed_orcids":["https://orcid.org/0000-0003-1854-9926"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Asri Noer Rahmi","raw_affiliation_strings":["STIE Indonesia Banking School"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"STIE Indonesia Banking School","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":2.9991,"has_fulltext":true,"cited_by_count":9,"citation_normalized_percentile":{"value":0.91031468,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":91,"max":97},"biblio":{"volume":"18","issue":"2","first_page":"77","last_page":"77"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9121000170707703,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9121000170707703,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0754999965429306,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.007499999832361937,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9470000267028809},{"id":"https://openalex.org/keywords/fintech-adoption","display_name":"fintech adoption","score":0.8550000190734863},{"id":"https://openalex.org/keywords/profitability","display_name":"profitability","score":0.6589999794960022},{"id":"https://openalex.org/keywords/islamic-commercial-banks","display_name":"Islamic commercial banks","score":0.8619999885559082},{"id":"https://openalex.org/keywords/return-on-equity","display_name":"return on equity","score":0.8709999918937683},{"id":"https://openalex.org/keywords/net-operating-margin","display_name":"net operating margin","score":0.8820000290870667},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9929999709129333},{"id":"https://openalex.org/keywords/return-on-investment","display_name":"return on investment","score":0.9660000205039978},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.45399999618530273}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.48878714442253113},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.4154691696166992},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.38986796140670776},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.08180850744247437}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.35384/jkp.v18i2.334","doi":"https://doi.org/10.35384/jkp.v18i2.334","is_oa":true,"landing_page_url":"http://dx.doi.org/10.35384/jkp.v18i2.334","pdf_url":"https://journal.ibs.ac.id/index.php/jkp/article/download/334/320","source":{"id":"https://openalex.org/S4387285109","display_name":"Jurnal Keuangan dan Perbankan","issn_l":"1829-9865","issn":["1829-9865","2579-485X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Keuangan dan Perbankan","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.35384/jkp.v18i2.334","doi":"https://doi.org/10.35384/jkp.v18i2.334","is_oa":true,"landing_page_url":"http://dx.doi.org/10.35384/jkp.v18i2.334","pdf_url":"https://journal.ibs.ac.id/index.php/jkp/article/download/334/320","source":{"id":"https://openalex.org/S4387285109","display_name":"Jurnal Keuangan dan Perbankan","issn_l":"1829-9865","issn":["1829-9865","2579-485X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Keuangan dan Perbankan","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4376455017.pdf","grobid_xml":"https://content.openalex.org/works/W4376455017.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W2271946117","https://openalex.org/W2515905761","https://openalex.org/W2597122285","https://openalex.org/W2642632118","https://openalex.org/W2695980148","https://openalex.org/W2785713460","https://openalex.org/W2794515765","https://openalex.org/W2965350050","https://openalex.org/W2989568521","https://openalex.org/W3130567145","https://openalex.org/W3133390556","https://openalex.org/W3155742036","https://openalex.org/W3163184779","https://openalex.org/W4300009529"],"related_works":["https://openalex.org/W6989228191","https://openalex.org/W3109630618","https://openalex.org/W3196890465","https://openalex.org/W2980919550","https://openalex.org/W4405089376","https://openalex.org/W7128910402","https://openalex.org/W7061203164","https://openalex.org/W7161554072","https://openalex.org/W7160168708","https://openalex.org/W4414191105"],"abstract_inverted_index":{"Perkembangan":[0],"teknologi":[1,16,34],"dan":[2,27,172,177],"sistem":[3],"informasi":[4],"pada":[5,35,57,168,182],"bidang":[6,36],"financial":[7,37],"terus":[8],"melahirkan":[9],"berbagai":[10,19,58,87],"inovasi,":[11],"khususnya":[12],"yang":[13,38,61,107,119,126,151],"berkaitan":[14],"dengan":[15,117,133,143],"untuk":[17,94,175],"memenuhi":[18],"kebutuhan":[20],"masyarakat":[21],"termasuk":[22],"akses":[23],"terhadap":[24,100],"layanan":[25,77],"finansial":[26],"pemrosesan":[28],"transaksi.":[29],"Pada":[30],"tahun":[31],"2017":[32],"perkembangan":[33],"menjadi":[39],"trend":[40],"adalah":[41],"Financial":[42,98,164],"Technology":[43,99,165],"atau":[44],"(fintech).":[45],"Perbankan":[46],"syariah":[47,52],"sebagai":[48],"lembaga":[49],"keuangan":[50],"berbasis":[51],"dimana":[53],"harus":[54],"bisa":[55,70],"menyesuaikan":[56],"kondisi":[59],"pasar":[60],"selalu":[62],"berkembang":[63],"sampai":[64],"saat":[65],"ini":[66,92,113,138,155,162],"Salah":[67],"satu":[68],"perkembangannya":[69],"dilihat":[71],"inovasi":[72],"dari":[73],"sisi":[74],"kemudahan":[75],"dalam":[76,83],"transaksi":[78],"yaitu":[79,121,170],"penggunaan":[80],"Fintech.Penggunaan":[81],"fintech":[82],"perbankan":[84],"banyak":[85],"mepengaruhi":[86],"sektor":[88],"salah":[89],"satunya":[90],"profitabilitas.Penelitian":[91],"bertujuan":[93],"mengetahui":[95],"apakah":[96],"pengaruh":[97,167,181],"profitabilitas":[101,169],"bank":[102,122],"umum":[103,123],"Syariah":[104,124],"Indonesia.":[105],"Metode":[106],"digunakan":[108,120,152],"daIam":[109,153],"penuIisan":[110],"tugas":[111],"akhir":[112],"adaIah":[114],"metode":[115,140],"kuantitatif":[116],"popuIasi":[118],"Indonesia":[125],"terdaftar":[127],"di":[128],"OJK":[129],"seIama":[130],"periode":[131],"2017-2020":[132],"jumIah":[134],"12":[135],"bank.":[136],"PeneIitian":[137],"menggunakan":[139,146,156],"purpose":[141],"sampIing":[142],"uji":[144],"statistik":[145],"program":[147],"EViews10.":[148],"Teknik":[149],"anaIisis":[150],"peneIitian":[154],"regresi":[157],"Iinier":[158],"berganda.":[159],"Hasil":[160],"penelitian":[161],"memperlihatkan":[163],"mempunyai":[166,180],"ROE":[171],"NOM,":[173],"sedangkan":[174],"ROA":[176],"ROI":[178],"tidak":[179],"profitabilitas.":[183]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2023-05-14T00:00:00"}