{"id":"https://openalex.org/W4367358942","doi":"https://doi.org/10.1504/ijenm.2023.130774","title":"Digital payment apps: perception and adoption - a study of higher education students","display_name":"Digital payment apps: perception and adoption - a study of higher education students","publication_year":2023,"publication_date":"2023-01-01","ids":{"openalex":"https://openalex.org/W4367358942","doi":"https://doi.org/10.1504/ijenm.2023.130774"},"language":"en","primary_location":{"id":"doi:10.1504/ijenm.2023.130774","doi":"https://doi.org/10.1504/ijenm.2023.130774","is_oa":false,"landing_page_url":"http://dx.doi.org/10.1504/ijenm.2023.130774","pdf_url":null,"source":{"id":"https://openalex.org/S142092826","display_name":"International Journal of Enterprise Network Management","issn_l":"1748-1252","issn":["1748-1252","1748-1260"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","cwts-core","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Enterprise Network Management","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5101623851","display_name":"Dhruv Sharma","orcid":"https://orcid.org/0009-0007-9036-1190","observed_orcids":["https://orcid.org/0009-0007-9036-1190","https://orcid.org/0000-0003-3721-6086"]},"institutions":[{"id":"https://openalex.org/I4405274630","display_name":"IMS Ghaziabad","ror":"https://ror.org/022ae6971","country_code":"IN","type":"education","lineage":["https://openalex.org/I4405274630"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Dhruv Sharma","raw_affiliation_strings":["IMS Ghaziabad, UG Campus, National Highway-09, Adhyatmik Nagar, Ghaziabad, Uttar Pradesh 201015, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"IMS Ghaziabad, UG Campus, National Highway-09, Adhyatmik Nagar, Ghaziabad, Uttar Pradesh 201015, India","institution_ids":["https://openalex.org/I4405274630"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5064222755","display_name":"Ankit Panchal","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Ankit Panchal","raw_affiliation_strings":["Mansukh Securities and Finance Ltd., Patparganj Road, Pandav Nagar, Delhi, 110092, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Mansukh Securities and Finance Ltd., Patparganj Road, Pandav Nagar, Delhi, 110092, India","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5015943845","display_name":"Amit Kumar Arora","orcid":"https://orcid.org/0000-0001-9311-0740","observed_orcids":["https://orcid.org/0000-0001-9311-0740"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Amit Kumar Arora","raw_affiliation_strings":["KIET, Group of Institutions, 13 KM Stone, Ghaziabad-Meerut Road, Ghaziabad, 201206, Uttar Pradesh, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"KIET, Group of Institutions, 13 KM Stone, Ghaziabad-Meerut Road, Ghaziabad, 201206, Uttar Pradesh, India","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5066217988","display_name":"Vijay Prakash Gupta","orcid":"https://orcid.org/0000-0001-6110-5998","observed_orcids":["https://orcid.org/0000-0001-6110-5998"]},"institutions":[{"id":"https://openalex.org/I82571370","display_name":"GLA University","ror":"https://ror.org/05fnxgv12","country_code":"IN","type":"education","lineage":["https://openalex.org/I82571370"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Vijay Prakash Gupta","raw_affiliation_strings":["Institute of Business Management, GLA University, Mathura, India"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institute of Business Management, GLA University, Mathura, India","institution_ids":["https://openalex.org/I82571370"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.5343,"has_fulltext":false,"cited_by_count":5,"citation_normalized_percentile":{"value":0.69971316,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"14","issue":"1/2","first_page":"122","last_page":"122"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.948199987411499,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.948199987411499,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.048900000751018524,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.002199999988079071,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-payment-apps","display_name":"digital payment apps","score":0.9919999837875366},{"id":"https://openalex.org/keywords/technology-adoption","display_name":"technology adoption","score":0.8309999704360962},{"id":"https://openalex.org/keywords/college-students","display_name":"university students","score":0.8429999947547913},{"id":"https://openalex.org/keywords/demonetization","display_name":"demonetization","score":0.9860000014305115},{"id":"https://openalex.org/keywords/perceived-benefits","display_name":"perceived benefits","score":0.6899999976158142},{"id":"https://openalex.org/keywords/trust-in-digital-payments","display_name":"trust in digital payments","score":0.8080000281333923},{"id":"https://openalex.org/keywords/risk-perception","display_name":"risk perception","score":0.6200000047683716},{"id":"https://openalex.org/keywords/cashless-payments","display_name":"cashless payments","score":0.7009999752044678},{"id":"https://openalex.org/keywords/student-perceptions","display_name":"student perceptions","score":0.3190000057220459},{"id":"https://openalex.org/keywords/educational-qualifications","display_name":"academic qualifications","score":0.4779999852180481}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7483474612236023},{"id":"https://openalex.org/C26760741","wikidata":"https://www.wikidata.org/wiki/Q160402","display_name":"Perception","level":2,"score":0.575188159942627},{"id":"https://openalex.org/C509550671","wikidata":"https://www.wikidata.org/wiki/Q126945","display_name":"Medical education","level":1,"score":0.469612181186676},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4637252688407898},{"id":"https://openalex.org/C108827166","wikidata":"https://www.wikidata.org/wiki/Q175975","display_name":"Internet privacy","level":1,"score":0.39341235160827637},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.3878764510154724},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.34697359800338745},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.32424396276474},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.3050081729888916},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.22097420692443848},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.09305250644683838},{"id":"https://openalex.org/C169760540","wikidata":"https://www.wikidata.org/wiki/Q207011","display_name":"Neuroscience","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1504/ijenm.2023.130774","doi":"https://doi.org/10.1504/ijenm.2023.130774","is_oa":false,"landing_page_url":"http://dx.doi.org/10.1504/ijenm.2023.130774","pdf_url":null,"source":{"id":"https://openalex.org/S142092826","display_name":"International Journal of Enterprise Network Management","issn_l":"1748-1252","issn":["1748-1252","1748-1260"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","cwts-core","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Enterprise Network Management","raw_type":"journal-article"},{"id":"doi:10.1504/ijenm.2023.10055886","doi":"https://doi.org/10.1504/ijenm.2023.10055886","is_oa":false,"landing_page_url":"https://doi.org/10.1504/ijenm.2023.10055886","pdf_url":null,"source":{"id":"https://openalex.org/S142092826","display_name":"International Journal of Enterprise Network Management","issn_l":"1748-1252","issn":["1748-1252","1748-1260"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","cwts-core","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310317825","host_organization_name":"Inderscience Publishers","host_organization_lineage":["https://openalex.org/P4310317825"],"host_organization_lineage_names":["Inderscience Publishers"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Enterprise Network Management","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:ids:ijenma:v:14:y:2023:i:1/2:p:122-138","doi":null,"is_oa":false,"landing_page_url":"http://www.inderscience.com/link.php?id=130774","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7171536499","https://openalex.org/W4416100290","https://openalex.org/W7116126194","https://openalex.org/W7223178396","https://openalex.org/W3192561646","https://openalex.org/W4386179651","https://openalex.org/W7153584228","https://openalex.org/W7216182387","https://openalex.org/W4399437370","https://openalex.org/W7084603417"],"abstract_inverted_index":{"The":[0,15,34,54,132],"advancement":[1],"in":[2,50],"technology":[3],"and":[4,23,47,63,71,88,100,113],"digitalisation":[5],"provides":[6],"a":[7,41],"pathway":[8],"for":[9,79,98,126,136],"the":[10,20,28,37,51,61,80,95,102,116,120,124,140],"adoption":[11,29,81],"of":[12,25,30,66,82,107,115,142],"digital":[13,31,67,83,103,129,147],"payment.":[14],"study":[16,35,55,125,133],"aimed":[17],"to":[18,75,91,138,145],"determine":[19],"awareness,":[21],"perception,":[22],"role":[24],"demonetisation":[26],"regarding":[27],"payment":[32,68,84,104,130,148],"apps.":[33,69,85,131,149],"collected":[36],"primary":[38],"data":[39],"through":[40],"structured":[42],"questionnaire":[43],"from":[44],"396":[45],"UG":[46],"PG":[48],"students":[49],"Ghaziabad":[52],"district.":[53],"found":[56,74,122],"no":[57,89],"significant":[58,77],"difference":[59],"between":[60],"expected":[62],"actual":[64],"benefits":[65],"Qualification":[70],"gender":[72],"were":[73],"be":[76],"factors":[78,97],"Convenient,":[86],"time-saving,":[87],"need":[90],"carry":[92],"cash":[93],"are":[94,119],"main":[96],"adopting":[99],"using":[101,128],"app.":[105],"Lack":[106],"trust,":[108],"risk":[109],"associated":[110],"with":[111],"it,":[112],"unavailability":[114],"technical":[117],"equipment":[118],"reasons":[121],"by":[123],"not":[127],"suggests":[134],"ways":[135],"companies":[137],"build":[139],"trust":[141],"their":[143],"customers":[144],"adopt":[146]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":1}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2023-04-30T00:00:00"}
