{"id":"https://openalex.org/W4366769482","doi":"https://doi.org/10.59472/jodet.v1i1.15","title":"Loan Collection Procedures and Financial Performance of Saccos in Mbarara City","display_name":"Loan Collection Procedures and Financial Performance of Saccos in Mbarara City","publication_year":2023,"publication_date":"2023-03-30","ids":{"openalex":"https://openalex.org/W4366769482","doi":"https://doi.org/10.59472/jodet.v1i1.15"},"language":"en","primary_location":{"id":"doi:10.59472/jodet.v1i1.15","doi":"https://doi.org/10.59472/jodet.v1i1.15","is_oa":true,"landing_page_url":"http://dx.doi.org/10.59472/jodet.v1i1.15","pdf_url":"https://jodet.bsu.ac.ug/index.php/1/article/download/15/22","source":{"id":"https://openalex.org/S4387288864","display_name":"Bishop Stuart University Journal of Development Education & Technology","issn_l":"2959-0523","issn":["2959-0523"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I3131279189","host_organization_name":"Bishop Stuart University","host_organization_lineage":["https://openalex.org/I3131279189"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bishop Stuart University Journal of Development, Education &amp; Technology","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"hybrid","oa_url":"https://jodet.bsu.ac.ug/index.php/1/article/download/15/22","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5025722929","display_name":"Baluku Watsema","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3131279189","display_name":"Bishop Stuart University","ror":"https://ror.org/01zy6vk67","country_code":"UG","type":"education","lineage":["https://openalex.org/I3131279189"]}],"countries":["UG"],"is_corresponding":false,"raw_author_name":"Baluku Watsema","raw_affiliation_strings":["Bishop Stuart University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bishop Stuart University","institution_ids":["https://openalex.org/I3131279189"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5037637890","display_name":"Anthony. K. Agume","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3131279189","display_name":"Bishop Stuart University","ror":"https://ror.org/01zy6vk67","country_code":"UG","type":"education","lineage":["https://openalex.org/I3131279189"]}],"countries":["UG"],"is_corresponding":false,"raw_author_name":"Anthony. K. Agume","raw_affiliation_strings":["Bishop Stuart University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Bishop Stuart University","institution_ids":["https://openalex.org/I3131279189"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5033657252","display_name":"Arthur Nuwagaba","orcid":"https://orcid.org/0000-0001-7928-7638","observed_orcids":["https://orcid.org/0000-0001-7928-7638"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Nuwagaba Arthur","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.1738,"has_fulltext":true,"cited_by_count":1,"citation_normalized_percentile":{"value":0.50719213,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":null,"issue":null,"first_page":"237","last_page":"263"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.39089998602867126,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.39089998602867126,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12544","display_name":"Working Capital and Financial Performance","score":0.29030001163482666,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.20909999310970306,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-performance","display_name":"financial performance","score":0.890999972820282},{"id":"https://openalex.org/keywords/savings-and-credit-cooperatives","display_name":"savings and credit cooperatives","score":0.9760000109672546},{"id":"https://openalex.org/keywords/loan-default","display_name":"loan default","score":0.515999972820282},{"id":"https://openalex.org/keywords/mbarara-city","display_name":"Mbarara City","score":0.8690000176429749}],"concepts":[{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.8037859201431274},{"id":"https://openalex.org/C133462117","wikidata":"https://www.wikidata.org/wiki/Q4929239","display_name":"Data collection","level":2,"score":0.7955750226974487},{"id":"https://openalex.org/C39896193","wikidata":"https://www.wikidata.org/wiki/Q380344","display_name":"Descriptive statistics","level":2,"score":0.5757757425308228},{"id":"https://openalex.org/C2777601897","wikidata":"https://www.wikidata.org/wiki/Q3409113","display_name":"Presentation (obstetrics)","level":2,"score":0.4170563220977783},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4134107828140259},{"id":"https://openalex.org/C142546437","wikidata":"https://www.wikidata.org/wiki/Q2661195","display_name":"Descriptive research","level":2,"score":0.4125733971595764},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3969161808490753},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.38604170083999634},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.36121997237205505},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.21324163675308228},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.13077160716056824},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.10649314522743225},{"id":"https://openalex.org/C126838900","wikidata":"https://www.wikidata.org/wiki/Q77604","display_name":"Radiology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.59472/jodet.v1i1.15","doi":"https://doi.org/10.59472/jodet.v1i1.15","is_oa":true,"landing_page_url":"http://dx.doi.org/10.59472/jodet.v1i1.15","pdf_url":"https://jodet.bsu.ac.ug/index.php/1/article/download/15/22","source":{"id":"https://openalex.org/S4387288864","display_name":"Bishop Stuart University Journal of Development Education & Technology","issn_l":"2959-0523","issn":["2959-0523"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I3131279189","host_organization_name":"Bishop Stuart University","host_organization_lineage":["https://openalex.org/I3131279189"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bishop Stuart University Journal of Development, Education &amp; Technology","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.59472/jodet.v1i1.15","doi":"https://doi.org/10.59472/jodet.v1i1.15","is_oa":true,"landing_page_url":"http://dx.doi.org/10.59472/jodet.v1i1.15","pdf_url":"https://jodet.bsu.ac.ug/index.php/1/article/download/15/22","source":{"id":"https://openalex.org/S4387288864","display_name":"Bishop Stuart University Journal of Development Education & Technology","issn_l":"2959-0523","issn":["2959-0523"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I3131279189","host_organization_name":"Bishop Stuart University","host_organization_lineage":["https://openalex.org/I3131279189"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bishop Stuart University Journal of Development, Education &amp; Technology","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.4000000059604645,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[{"id":"https://openalex.org/F4320331444","display_name":"University of Dodoma","ror":"https://ror.org/009n8zh45"}],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4366769482.pdf","grobid_xml":"https://content.openalex.org/works/W4366769482.grobid-xml"},"referenced_works_count":11,"referenced_works":["https://openalex.org/W1860691927","https://openalex.org/W2264748589","https://openalex.org/W2337527874","https://openalex.org/W2558059255","https://openalex.org/W2738791507","https://openalex.org/W2791600435","https://openalex.org/W2921777603","https://openalex.org/W2944803896","https://openalex.org/W3006059853","https://openalex.org/W3166865255","https://openalex.org/W3197377114"],"related_works":["https://openalex.org/W4285780914","https://openalex.org/W6920501203","https://openalex.org/W4413201445","https://openalex.org/W6929573845","https://openalex.org/W4386801504","https://openalex.org/W6949962820","https://openalex.org/W7164354800","https://openalex.org/W4387232240","https://openalex.org/W4394729431","https://openalex.org/W2992984910"],"abstract_inverted_index":{"The":[0,47,85,118,175],"study":[1],"flexed":[2],"off":[3],"to":[4,42,60,90,101,150,154,190,202],"establish":[5],"whether":[6],"a":[7,25,69,92,122],"relationship":[8],"occurs":[9],"amid":[10,126],"loan":[11,107,127,167,183,200,205],"collection":[12,108,128,168,184],"procedures":[13,109,169,185],"and":[14,33,44,83,95],"financial":[15,111,131,173,210],"performance":[16,112,132,206,211],"of":[17,113,133,143,212],"SACCOs":[18,114,134,178],"in":[19,115],"Mbarara":[20,116],"City.":[21],"This":[22,163],"undertaking":[23,48,119,164,176],"championed":[24],"non-experimental":[26],"crosssectional":[27],"research":[28],"design":[29],"with":[30],"both":[31],"descriptive":[32,93],"analytical":[34],"styles":[35],"where":[36],"mixed":[37],"method":[38],"approach":[39],"was":[40,65,87,139],"used":[41,59,89],"collect":[43],"analyse":[45],"data.":[46],"gathered":[49],"quantitative":[50,62],"data":[51,63,70,138],"from":[52],"109":[53],"participants":[54],"using":[55],"questionnaires.":[56],"Questionnaires":[57],"were":[58,148],"gather":[61],"which":[64],"then":[66,88],"put":[67],"into":[68],"management":[71],"tool,":[72],"statistical":[73,103],"package":[74],"for":[75,80],"social":[76],"scientists\u2019":[77],"version":[78],"20":[79],"further":[81],"description":[82],"inferences.":[84],"tool":[86],"output":[91],"presentation":[94],"Pearson":[96],"correlation":[97],"coefficient":[98],"mounted":[99],"employed":[100],"ascertain":[102],"significance":[104],"between":[105],"the":[106,151,159,187,194,199,209,213],"besides":[110,130],"city.":[117],"findings":[120],"uncovered":[121],"slight":[123],"positive":[124],"connection":[125],"procedure":[129],"(r=0.259,":[135],"p<0.001).":[136],"Qualitative":[137],"obtained":[140],"by":[141],"use":[142],"an":[144],"interview":[145],"guide":[146],"that":[147,166],"subjected":[149],"SACCO":[152],"managers":[153],"give":[155],"deep":[156],"insight":[157],"concerning":[158],"variables":[160],"being":[161],"undertaken.":[162],"resolved":[165],"positively":[170],"influences":[171],"SACCOs\u2019":[172],"performance.":[174],"commends":[177],"towards":[179],"adopting":[180],"unique":[181],"revised":[182],"if":[186],"collections":[188],"are":[189],"be":[191],"realized":[192],"on":[193],"agreed":[195],"time":[196],"as":[197],"per":[198],"contract":[201],"ensure":[203],"better":[204],"hence":[207],"improving":[208],"SACCOs.":[214]},"counts_by_year":[{"year":2026,"cited_by_count":1}],"updated_date":"2026-10-12T09:40:04.860316","created_date":"2023-04-25T00:00:00"}