{"id":"https://openalex.org/W4366346906","doi":"https://doi.org/10.21511/ppm.21(2).2023.22","title":"The influence of interest rates on outstanding loans of enterprises on their structure in the bankruptcy warning system","display_name":"The influence of interest rates on outstanding loans of enterprises on their structure in the bankruptcy warning system","publication_year":2023,"publication_date":"2023-04-18","ids":{"openalex":"https://openalex.org/W4366346906","doi":"https://doi.org/10.21511/ppm.21(2).2023.22"},"language":"en","primary_location":{"id":"doi:10.21511/ppm.21(2).2023.22","doi":"https://doi.org/10.21511/ppm.21(2).2023.22","is_oa":true,"landing_page_url":"https://doi.org/10.21511/ppm.21(2).2023.22","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/18032/PPM_2023_02_Butyrskyi.pdf","source":{"id":"https://openalex.org/S2764989054","display_name":"Problems and Perspectives in Management","issn_l":"1727-7051","issn":["1727-7051","1810-5467"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-40","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Problems and Perspectives in Management","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/18032/PPM_2023_02_Butyrskyi.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5061667253","display_name":"Andrii Butyrskyi","orcid":"https://orcid.org/0000-0002-3225-7017","observed_orcids":["https://orcid.org/0000-0002-3225-7017"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Andrii Butyrskyi","raw_affiliation_strings":["Doctor of Law, Professor, Judge of the Economic Court of Chernivtsi Region"],"raw_orcid":"https://orcid.org/0000-0002-3225-7017","affiliations":[{"raw_affiliation_string":"Doctor of Law, Professor, Judge of the Economic Court of Chernivtsi Region","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5059182567","display_name":"Svitlana Lutkovska","orcid":"https://orcid.org/0000-0002-8350-5519","observed_orcids":["https://orcid.org/0000-0002-8350-5519"]},"institutions":[{"id":"https://openalex.org/I4210148800","display_name":"Vinnytsia National Agrarian University","ror":"https://ror.org/05m3ysc06","country_code":"UA","type":"education","lineage":["https://openalex.org/I4210148800"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Svitlana Lutkovska","raw_affiliation_strings":["Doctor of Economics, Professor, Department of Administrative Management and Alternative Energy Sources, Vice-Rector, Vinnytsia National Agrarian University"],"raw_orcid":"https://orcid.org/0000-0002-8350-5519","affiliations":[{"raw_affiliation_string":"Doctor of Economics, Professor, Department of Administrative Management and Alternative Energy Sources, Vice-Rector, Vinnytsia National Agrarian University","institution_ids":["https://openalex.org/I4210148800"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5036429616","display_name":"Rodion Poliakov","orcid":"https://orcid.org/0000-0001-5266-224X","observed_orcids":["https://orcid.org/0000-0001-5266-224X"]},"institutions":[{"id":"https://openalex.org/I4302045","display_name":"Zaporizhzhia National University","ror":"https://ror.org/04qst5w65","country_code":"UA","type":"education","lineage":["https://openalex.org/I4302045"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Rodion Poliakov","raw_affiliation_strings":["Ph.D. in Law, Doctoral Student, Zaporizhia National University"],"raw_orcid":"https://orcid.org/0000-0001-5266-224X","affiliations":[{"raw_affiliation_string":"Ph.D. in Law, Doctoral Student, Zaporizhia National University","institution_ids":["https://openalex.org/I4302045"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5033440221","display_name":"Nataliia Prykaziuk","orcid":"https://orcid.org/0000-0002-7813-8590","observed_orcids":["https://orcid.org/0000-0002-7813-8590"]},"institutions":[{"id":"https://openalex.org/I189238007","display_name":"Taras Shevchenko National University of Kyiv","ror":"https://ror.org/02aaqv166","country_code":"UA","type":"education","lineage":["https://openalex.org/I189238007"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Nataliia Prykaziuk","raw_affiliation_strings":["Doctor of Economics, Professor, Head of Department of Insurance, Banking and Risk Management, Taras Shevchenko National University of Kyiv"],"raw_orcid":"https://orcid.org/0000-0002-7813-8590","affiliations":[{"raw_affiliation_string":"Doctor of Economics, Professor, Head of Department of Insurance, Banking and Risk Management, Taras Shevchenko National University of Kyiv","institution_ids":["https://openalex.org/I189238007"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5063531326","display_name":"\u041e\u043a\u0441\u0430\u043d\u0430 \u041b\u043e\u0431\u043e\u0432\u0430","orcid":"https://orcid.org/0000-0001-5938-7244","observed_orcids":["https://orcid.org/0000-0001-5938-7244","https://orcid.org/0000-0002-6585-5152"]},"institutions":[{"id":"https://openalex.org/I189238007","display_name":"Taras Shevchenko National University of Kyiv","ror":"https://ror.org/02aaqv166","country_code":"UA","type":"education","lineage":["https://openalex.org/I189238007"]}],"countries":["UA"],"is_corresponding":false,"raw_author_name":"Oksana Lobova","raw_affiliation_strings":["Ph.D. in Economics, Associate Professor, Department of Insurance, Banking and Risk Management, Taras Shevchenko National University of Kyiv"],"raw_orcid":"https://orcid.org/0000-0001-5938-7244","affiliations":[{"raw_affiliation_string":"Ph.D. in Economics, Associate Professor, Department of Insurance, Banking and Risk Management, Taras Shevchenko National University of Kyiv","institution_ids":["https://openalex.org/I189238007"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":685,"currency":"EUR","value_usd":738},"apc_paid":{"value":685,"currency":"EUR","value_usd":738},"fwci":0.8732,"has_fulltext":true,"cited_by_count":5,"citation_normalized_percentile":{"value":0.74632969,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":91,"max":95},"biblio":{"volume":"21","issue":"2","first_page":"198","last_page":"209"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.6571999788284302,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.6571999788284302,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.2305999994277954,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12509","display_name":"Corporate Insolvency and Governance","score":0.02969999983906746,"subfield":{"id":"https://openalex.org/subfields/3308","display_name":"Law"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/interest-rates","display_name":"interest rates","score":0.9980000257492065},{"id":"https://openalex.org/keywords/outstanding-loans","display_name":"outstanding loans","score":0.9350000023841858},{"id":"https://openalex.org/keywords/small-and-medium-sized-enterprises","display_name":"small and medium-sized enterprises","score":0.9629999995231628},{"id":"https://openalex.org/keywords/bankruptcy-prevention","display_name":"bankruptcy prevention","score":0.7009999752044678},{"id":"https://openalex.org/keywords/loan-structure","display_name":"loan structure","score":0.8600000143051147},{"id":"https://openalex.org/keywords/corporate-solvency","display_name":"enterprise solvency","score":0.7710000276565552},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.796999990940094},{"id":"https://openalex.org/keywords/oecd-countries","display_name":"OECD countries","score":0.6869999766349792}],"concepts":[{"id":"https://openalex.org/C2778215004","wikidata":"https://www.wikidata.org/wiki/Q1137437","display_name":"Solvency","level":3,"score":0.8097637295722961},{"id":"https://openalex.org/C2777842544","wikidata":"https://www.wikidata.org/wiki/Q9056","display_name":"Czech","level":2,"score":0.7743752002716064},{"id":"https://openalex.org/C504631918","wikidata":"https://www.wikidata.org/wiki/Q152074","display_name":"Bankruptcy","level":2,"score":0.7366607785224915},{"id":"https://openalex.org/C175025494","wikidata":"https://www.wikidata.org/wiki/Q179179","display_name":"Interest rate","level":2,"score":0.5718228816986084},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.523958683013916},{"id":"https://openalex.org/C41458344","wikidata":"https://www.wikidata.org/wiki/Q732577","display_name":"Publication","level":2,"score":0.48164501786231995},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4746813476085663},{"id":"https://openalex.org/C152877465","wikidata":"https://www.wikidata.org/wiki/Q208042","display_name":"Regression analysis","level":2,"score":0.46103763580322266},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.45143136382102966},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.4435585141181946},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4049603044986725},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3696810007095337},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.32833927869796753},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.3214772939682007},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.28888165950775146},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2317097783088684},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.21511/ppm.21(2).2023.22","doi":"https://doi.org/10.21511/ppm.21(2).2023.22","is_oa":true,"landing_page_url":"https://doi.org/10.21511/ppm.21(2).2023.22","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/18032/PPM_2023_02_Butyrskyi.pdf","source":{"id":"https://openalex.org/S2764989054","display_name":"Problems and Perspectives in Management","issn_l":"1727-7051","issn":["1727-7051","1810-5467"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-40","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Problems and Perspectives in Management","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:5a812436721448f782ccf804fb287c73","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/5a812436721448f782ccf804fb287c73","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Problems and Perspectives in Management, Vol 21, Iss 2, Pp 198-209 (2023)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.21511/ppm.21(2).2023.22","doi":"https://doi.org/10.21511/ppm.21(2).2023.22","is_oa":true,"landing_page_url":"https://doi.org/10.21511/ppm.21(2).2023.22","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/18032/PPM_2023_02_Butyrskyi.pdf","source":{"id":"https://openalex.org/S2764989054","display_name":"Problems and Perspectives in Management","issn_l":"1727-7051","issn":["1727-7051","1810-5467"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-40","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Problems and Perspectives in Management","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.7257999777793884}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4366346906.pdf","grobid_xml":"https://content.openalex.org/works/W4366346906.grobid-xml"},"referenced_works_count":34,"referenced_works":["https://openalex.org/W1273711085","https://openalex.org/W1527037281","https://openalex.org/W2008906145","https://openalex.org/W2029710399","https://openalex.org/W2042333969","https://openalex.org/W2476349399","https://openalex.org/W2519973139","https://openalex.org/W2725600110","https://openalex.org/W2753541109","https://openalex.org/W2907174927","https://openalex.org/W2974774450","https://openalex.org/W2997435754","https://openalex.org/W3022100691","https://openalex.org/W3028180888","https://openalex.org/W3037611348","https://openalex.org/W3092164770","https://openalex.org/W3110872372","https://openalex.org/W3163527595","https://openalex.org/W4205923740","https://openalex.org/W4206216493","https://openalex.org/W4211117243","https://openalex.org/W4220705265","https://openalex.org/W4224512024","https://openalex.org/W4226076802","https://openalex.org/W4241850794","https://openalex.org/W4283803554","https://openalex.org/W4285013153","https://openalex.org/W4285736565","https://openalex.org/W4294094358","https://openalex.org/W4310177370","https://openalex.org/W4311981268","https://openalex.org/W4313403599","https://openalex.org/W4313407309","https://openalex.org/W4319313344"],"related_works":["https://openalex.org/W2291616533","https://openalex.org/W2737126982","https://openalex.org/W7111169879","https://openalex.org/W2009931227","https://openalex.org/W3082844267","https://openalex.org/W6892836006","https://openalex.org/W2980384444","https://openalex.org/W7015764080","https://openalex.org/W7202298319","https://openalex.org/W2168942686"],"abstract_inverted_index":{"Small":[0],"and":[1,30,79,100,113,121,146,149,178,225],"medium-sized":[2],"enterprises":[3,48,210,233],"(SMEs)":[4],"create":[5],"more":[6,24],"than":[7],"half":[8],"of":[9,16,41,47,82,85,91,200,206,209,215,220,228,232,238],"the":[10,39,76,80,88,109,122,195,198,204,212,221,230],"added":[11],"value,":[12],"providing":[13],"about":[14],"two-thirds":[15],"employment":[17],"in":[18,87,119,147,197,211],"most":[19],"countries.":[20],"However,":[21],"they":[22],"need":[23],"liquidity,":[25],"access":[26],"to":[27,37,55,193],"credit":[28],"resources,":[29],"significant":[31],"outstanding":[32,45,83,92,207,216],"loans.":[33,93],"This":[34],"study":[35],"aims":[36],"identify":[38],"impact":[40],"interest":[42,77,201],"rates":[43],"on":[44,49,203],"loans":[46,84,208],"their":[50,102,240],"structure":[51,90,214],"as":[52,234],"a":[53,125,152,184],"way":[54],"prevent":[56],"bankruptcy.":[57,241],"The":[58,94,104,187],"correlation-regression":[59],"analysis":[60],"used":[61],"OECD":[62],"statistical":[63],"data":[64],"for":[65,107],"2008\u20122019":[66],"sampling":[67],"individual":[68],"countries;":[69],"it":[70,191],"showed":[71],"an":[72,235],"ambiguous":[73],"situation":[74],"between":[75],"rate":[78,202],"share":[81,205],"SMEs":[86],"overall":[89,213],"paper":[95],"verified":[96],"constructed":[97],"regression":[98,105,188],"equations":[99,106,189],"estimated":[101],"parameters.":[103],"Belgium,":[108],"Czech":[110,123],"Republic,":[111,124],"Estonia,":[112],"Latvia":[114,150],"are":[115],"statistically":[116],"reliable.":[117],"Thus,":[118],"Belgium":[120],"negative":[126],"relationship":[127],"was":[128],"recorded":[129],"(r":[130,155],"=":[131,134,137,140,156,159,165,168],"\u20130.822;":[132],"D":[133,139,158,167],"0.675;":[135],"r":[136,164],"\u20130.9274;":[138],"0.794;":[141],"F-criterion":[142,161,170],">":[143,162,171],"Ft,":[144],"respectively),":[145],"Estonia":[148],"\u2013":[151],"positive":[153],"one":[154],"0.876;":[157],"0.767;":[160],"F\u2022Ft;":[163],"0.800;":[166],"0.641;":[169],"Ft":[172],",":[173],"respectively).":[174],"Australia,":[175],"Italy,":[176],"Slovakia,":[177],"France":[179],"practically":[180],"do":[181],"not":[182],"have":[183],"corresponding":[185,222],"relationship.":[186],"make":[190,218],"possible":[192],"estimate":[194],"change":[196],"level":[199],"loans,":[217],"predictions":[219],"performance":[223],"indicator,":[224],"develop":[226],"measures":[227],"restoring":[229],"solvency":[231],"essential":[236],"task":[237],"preventing":[239]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2023,"cited_by_count":2}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2023-04-21T00:00:00"}
