{"id":"https://openalex.org/W4362702012","doi":"https://doi.org/10.20527/btjpm.v5i1.7325","title":"Edukasi Keuangan Digital dalam Memanfaatkan Jasa Pinjaman Online","display_name":"Edukasi Keuangan Digital dalam Memanfaatkan Jasa Pinjaman Online","publication_year":2023,"publication_date":"2023-02-19","ids":{"openalex":"https://openalex.org/W4362702012","doi":"https://doi.org/10.20527/btjpm.v5i1.7325"},"language":"id","primary_location":{"id":"doi:10.20527/btjpm.v5i1.7325","doi":"https://doi.org/10.20527/btjpm.v5i1.7325","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20527/btjpm.v5i1.7325","pdf_url":"https://ppjp.ulm.ac.id/journals/index.php/btj/article/download/7325/pdf","source":{"id":"https://openalex.org/S4210216518","display_name":"Bubungan Tinggi Jurnal Pengabdian Masyarakat","issn_l":"2722-2934","issn":["2722-2934","2722-3043"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310310977","host_organization_name":"Lambung Mangkurat University","host_organization_lineage":["https://openalex.org/P4310310977"],"host_organization_lineage_names":["Lambung Mangkurat University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bubungan Tinggi: Jurnal Pengabdian Masyarakat","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://ppjp.ulm.ac.id/journals/index.php/btj/article/download/7325/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5043444920","display_name":"Ana Zahrotun Nihayah","orcid":"https://orcid.org/0000-0002-1145-4804","observed_orcids":["https://orcid.org/0000-0002-1145-4804"]},"institutions":[{"id":"https://openalex.org/I4210092172","display_name":"Walisongo State Islamic University","ror":"https://ror.org/00gq7p328","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092172"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ana Zahrotun Nihayah","raw_affiliation_strings":["UIN WALISONGO SEMARANG"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UIN WALISONGO SEMARANG","institution_ids":["https://openalex.org/I4210092172"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5081075993","display_name":"Ifnasya Kahrismasuci","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210092172","display_name":"Walisongo State Islamic University","ror":"https://ror.org/00gq7p328","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092172"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ifnasya Kahrismasuci","raw_affiliation_strings":["UIN Walisongo Semarang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UIN Walisongo Semarang","institution_ids":["https://openalex.org/I4210092172"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5122871421","display_name":"M. Rikza Chamami","orcid":"https://orcid.org/0000-0002-1729-9331","observed_orcids":["https://orcid.org/0000-0002-1729-9331"]},"institutions":[{"id":"https://openalex.org/I4210092172","display_name":"Walisongo State Islamic University","ror":"https://ror.org/00gq7p328","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092172"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"M Rikza Chamami","raw_affiliation_strings":["UIN Walisongo Semarang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UIN Walisongo Semarang","institution_ids":["https://openalex.org/I4210092172"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5003209490","display_name":"Lathif Hanafir Rifqi","orcid":"https://orcid.org/0000-0002-3150-408X","observed_orcids":["https://orcid.org/0000-0002-3150-408X"]},"institutions":[{"id":"https://openalex.org/I4210092172","display_name":"Walisongo State Islamic University","ror":"https://ror.org/00gq7p328","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092172"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Lathif Hanafir Rifqi","raw_affiliation_strings":["UIN Walisongo Semarang"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UIN Walisongo Semarang","institution_ids":["https://openalex.org/I4210092172"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210092172"],"apc_list":null,"apc_paid":null,"fwci":2.6337,"has_fulltext":true,"cited_by_count":8,"citation_normalized_percentile":{"value":0.89605484,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":87,"max":97},"biblio":{"volume":"5","issue":"1","first_page":"231","last_page":"231"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9932000041007996,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.00419999985024333,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-financial-literacy","display_name":"digital financial literacy","score":0.8610000014305115},{"id":"https://openalex.org/keywords/online-loans","display_name":"online loans","score":0.8209999799728394},{"id":"https://openalex.org/keywords/online-lending","display_name":"online lending","score":0.6100000143051147},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.7599999904632568},{"id":"https://openalex.org/keywords/pkk-women-s-groups","display_name":"PKK women's groups","score":0.7799999713897705},{"id":"https://openalex.org/keywords/community-service","display_name":"community service","score":0.6850000023841858},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.3720000088214874}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.5869717001914978},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.43519487977027893},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.4282635450363159},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.3602483570575714},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.0753135085105896}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.20527/btjpm.v5i1.7325","doi":"https://doi.org/10.20527/btjpm.v5i1.7325","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20527/btjpm.v5i1.7325","pdf_url":"https://ppjp.ulm.ac.id/journals/index.php/btj/article/download/7325/pdf","source":{"id":"https://openalex.org/S4210216518","display_name":"Bubungan Tinggi Jurnal Pengabdian Masyarakat","issn_l":"2722-2934","issn":["2722-2934","2722-3043"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310310977","host_organization_name":"Lambung Mangkurat University","host_organization_lineage":["https://openalex.org/P4310310977"],"host_organization_lineage_names":["Lambung Mangkurat University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bubungan Tinggi: Jurnal Pengabdian Masyarakat","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.20527/btjpm.v5i1.7325","doi":"https://doi.org/10.20527/btjpm.v5i1.7325","is_oa":true,"landing_page_url":"http://dx.doi.org/10.20527/btjpm.v5i1.7325","pdf_url":"https://ppjp.ulm.ac.id/journals/index.php/btj/article/download/7325/pdf","source":{"id":"https://openalex.org/S4210216518","display_name":"Bubungan Tinggi Jurnal Pengabdian Masyarakat","issn_l":"2722-2934","issn":["2722-2934","2722-3043"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310310977","host_organization_name":"Lambung Mangkurat University","host_organization_lineage":["https://openalex.org/P4310310977"],"host_organization_lineage_names":["Lambung Mangkurat University"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Bubungan Tinggi: Jurnal Pengabdian Masyarakat","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","score":0.41670000553131104,"display_name":"No poverty"},{"id":"https://metadata.un.org/sdg/4","score":0.4156000018119812,"display_name":"Quality education"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4362702012.pdf","grobid_xml":"https://content.openalex.org/works/W4362702012.grobid-xml"},"referenced_works_count":7,"referenced_works":["https://openalex.org/W2972326428","https://openalex.org/W2981135830","https://openalex.org/W2982001642","https://openalex.org/W3021289144","https://openalex.org/W3184947081","https://openalex.org/W4312354442","https://openalex.org/W4401774280"],"related_works":["https://openalex.org/W4205239877","https://openalex.org/W7160334659","https://openalex.org/W4394012454","https://openalex.org/W7216557409","https://openalex.org/W6894114853","https://openalex.org/W4401372791","https://openalex.org/W4404472950","https://openalex.org/W7221231928","https://openalex.org/W7131314664","https://openalex.org/W7168396145"],"abstract_inverted_index":{"Pemanfaatan":[0],"kemajuan":[1],"teknologi":[2,10],"dalam":[3],"bidang":[4],"keuangan":[5,14,70,113],"semakin":[6],"berkembang":[7],"pesat.":[8],"Inovasi":[9],"mendatangkan":[11],"proses":[12],"transaksi":[13],"yang":[15,34,72],"lebih":[16],"praktis,":[17],"salah":[18],"satunya":[19],"diaplikasikan":[20],"pada":[21,57,74,79,85,116],"pinjaman":[22,32,45,59,76,117],"online.":[23,60,77],"Pelaksanaan":[24,78],"kegiatan":[25,62,80,105,140],"Pengabdian":[26],"kepada":[27,36,67],"Masyarakat":[28],"(PkM)":[29,178,223],"dilatarbelakangi":[30],"maraknya":[31],"online":[33,46,118,170,185,200,214,235,271],"ditawarkan":[35],"masyarakat":[37,43,68],"tetapi":[38],"tidak":[39],"diimbangi":[40],"dengan":[41],"pengetahuan":[42],"terhadap":[44],"itu":[47],"sendiri.":[48],"Sehinngga":[49],"menyebabkan":[50],"beberapa":[51],"diantara":[52],"anggota":[53],"Ibu-Ibu":[54,123],"PKK":[55,96,208,268],"terjebak":[56],"permasalahan":[58],"Tujuan":[61],"PkM":[63,81,106,141,241,296],"adalah":[64],"memberikan":[65],"edukasi":[66],"seputar":[69,112],"digital":[71,114,230,262],"terfokus":[73],"materi":[75],"dilakukan":[82],"secara":[83],"langsung":[84],"hari":[86],"Sabtu,":[87],"13":[88],"Agustus":[89],"2022":[90],"bertempat":[91],"di":[92,97],"kediaman":[93],"Ibu":[94],"Ketua":[95],"Desa":[98],"Jebol":[99],"Kecamatan":[100],"Mayong":[101],"Kabupaten":[102],"Jepara.":[103],"Hasil":[104],"ini":[107],"menjelaskan":[108],"bawa":[109],"pemahaman":[110],"literasi":[111],"khususnya":[115],"sangat":[119,136],"bermanfaat":[120],"untuk":[121],"kelompok":[122],"PKK,":[124],"hal":[125],"terlihat":[126],"dari":[127],"hasil":[128],"survei":[129],"tingkat":[130],"kepuasan":[131],"peserta":[132],"sebesar":[133],"83%":[134,286],"menyatakan":[135],"puas":[137],"atas":[138],"terselenggaranya":[139],"ini.":[142],"The":[143,172,217,238,253],"use":[144],"of":[145,165,174,184,199,206,219,240,255,267,283,285],"technological":[146],"advances":[147],"in":[148,213],"the":[149,182,190,196,207,227,278],"financial":[150,161],"sector":[151],"is":[152,167,179,224,243],"overgrowing.":[153],"Technological":[154],"innovations":[155],"bring":[156],"about":[157,229],"a":[158],"more":[159],"practical":[160],"transaction":[162],"process,":[163],"one":[164],"which":[166,232],"applied":[168],"to":[169,189,210,225],"loans.":[171,201,237,272],"implementation":[173,239,250],"community":[175,220],"service":[176,221],"activities":[177,222,242],"motivated":[180],"by":[181],"rise":[183],"loans":[186],"being":[187],"offered":[188],"public":[191,228],"but":[192],"not":[193],"balanced":[194],"with":[195,293],"public's":[197],"knowledge":[198],"So":[202],"that":[203,260,288],"caused":[204],"some":[205],"members":[209],"get":[211],"stuck":[212],"loan":[215],"problems.":[216],"purpose":[218],"educate":[226],"finance,":[231],"focuses":[233],"on":[234],"material":[236],"carried":[244],"out":[245],"through":[246],"3":[247],"stages:":[248],"introduction,":[249],"and":[251],"evaluation.":[252],"results":[254],"this":[256,295],"PKM":[257],"activity":[258],"explain":[259],"understanding":[261],"finance":[263],"literacy":[264],"benefits":[265],"groups":[266],"mothers,":[269],"especially":[270],"This":[273],"can":[274],"be":[275],"seen":[276],"from":[277],"survey":[279],"results;":[280],"satisfaction":[281],"level":[282],"participants":[284],"stated":[287],"they":[289],"were":[290],"very":[291],"satisfied":[292],"implementing":[294],"activity.":[297]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":4},{"year":2023,"cited_by_count":1}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2023-04-09T00:00:00"}