{"id":"https://openalex.org/W4362575252","doi":"https://doi.org/10.22373/sjhk.v7i1.16012","title":"Microfinancing from the Zakat Fund in Baitul Mal Aceh and the Readiness of Malaysia's Asnaf Entreprenuers","display_name":"Microfinancing from the Zakat Fund in Baitul Mal Aceh and the Readiness of Malaysia's Asnaf Entreprenuers","publication_year":2023,"publication_date":"2023-03-31","ids":{"openalex":"https://openalex.org/W4362575252","doi":"https://doi.org/10.22373/sjhk.v7i1.16012"},"language":"en","primary_location":{"id":"doi:10.22373/sjhk.v7i1.16012","doi":"https://doi.org/10.22373/sjhk.v7i1.16012","is_oa":true,"landing_page_url":"https://doi.org/10.22373/sjhk.v7i1.16012","pdf_url":null,"source":{"id":"https://openalex.org/S4210193751","display_name":"SAMARAH Jurnal Hukum Keluarga dan Hukum Islam","issn_l":"2549-3132","issn":["2549-3132","2549-3167"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310315094","host_organization_name":"State Islamic University Ar-Raniry","host_organization_lineage":["https://openalex.org/P4310315094"],"host_organization_lineage_names":["State Islamic University Ar-Raniry"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Samarah: Jurnal Hukum Keluarga dan Hukum Islam","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.22373/sjhk.v7i1.16012","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5039464678","display_name":"Mohd. \u2018Adli Zahri","orcid":"https://orcid.org/0000-0001-7808-9453","observed_orcids":["https://orcid.org/0000-0001-7808-9453"]},"institutions":[{"id":"https://openalex.org/I4405278278","display_name":"University College Bestari","ror":"https://ror.org/05jehtp94","country_code":"MY","type":"education","lineage":["https://openalex.org/I4405278278"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Mohd. \u2018Adli Zahri","raw_affiliation_strings":["University College Bestari, University College Bestari, Terengganu"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University College Bestari, University College Bestari, Terengganu","institution_ids":["https://openalex.org/I4405278278"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5065334572","display_name":"Nurul Ilyana Muhd Adnan","orcid":"https://orcid.org/0000-0002-2051-8216","observed_orcids":["https://orcid.org/0000-0002-2051-8216"]},"institutions":[{"id":"https://openalex.org/I885383172","display_name":"National University of Malaysia","ror":"https://ror.org/00bw8d226","country_code":"MY","type":"education","lineage":["https://openalex.org/I885383172"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Nurul Ilyana Muhd Adnan","raw_affiliation_strings":["Universiti Kebangsaan Malaysia, Selangor"],"raw_orcid":"https://orcid.org/0000-0002-2051-8216","affiliations":[{"raw_affiliation_string":"Universiti Kebangsaan Malaysia, Selangor","institution_ids":["https://openalex.org/I885383172"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5101648189","display_name":"Irfan Irfan","orcid":"https://orcid.org/0000-0002-6314-172X","observed_orcids":["https://orcid.org/0000-0002-6314-172X"]},"institutions":[{"id":"https://openalex.org/I4210139646","display_name":"Universitas Muhammadiyah Sumatera Utara","ror":"https://ror.org/03ve0eh58","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210139646"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Irfan Irfan","raw_affiliation_strings":["Universitas Muhammadiyah Sumatera Utara, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Muhammadiyah Sumatera Utara, Indonesia","institution_ids":["https://openalex.org/I4210139646"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5034106116","display_name":"Mohd Izhar Ariff Mohd Kashim","orcid":"https://orcid.org/0000-0002-1688-0239","observed_orcids":["https://orcid.org/0000-0002-1688-0239"]},"institutions":[{"id":"https://openalex.org/I885383172","display_name":"National University of Malaysia","ror":"https://ror.org/00bw8d226","country_code":"MY","type":"education","lineage":["https://openalex.org/I885383172"]}],"countries":["MY"],"is_corresponding":false,"raw_author_name":"Mohd Izhar Ariff Mohd Kashim","raw_affiliation_strings":["Universiti Kebangsaan Malaysia, Selangor"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universiti Kebangsaan Malaysia, Selangor","institution_ids":["https://openalex.org/I885383172"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":9.2178,"has_fulltext":true,"cited_by_count":28,"citation_normalized_percentile":{"value":0.98192465,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":96,"max":99},"biblio":{"volume":"7","issue":"1","first_page":"418","last_page":"418"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9829000234603882,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9829000234603882,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.013100000098347664,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14281","display_name":"Islamic Finance and Communication","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/zakat","display_name":"zakat","score":0.8679999709129333},{"id":"https://openalex.org/keywords/microfinance","display_name":"microfinance","score":0.9190000295639038},{"id":"https://openalex.org/keywords/zakat-funds","display_name":"zakat funds","score":0.7070000171661377},{"id":"https://openalex.org/keywords/baitul-mal-aceh","display_name":"Baitul Mal Aceh","score":0.9419999718666077},{"id":"https://openalex.org/keywords/qard-hasan","display_name":"qard hasan","score":0.9139999747276306},{"id":"https://openalex.org/keywords/islamic-finance","display_name":"Islamic finance","score":0.6589999794960022},{"id":"https://openalex.org/keywords/unbanked-populations","display_name":"unbanked populations","score":0.625},{"id":"https://openalex.org/keywords/zakat-recipients","display_name":"zakat recipients","score":0.4830000102519989},{"id":"https://openalex.org/keywords/malaysia","display_name":"Malaysia","score":0.5109999775886536}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9904926419258118},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5449854135513306},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.4983711242675781},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.46677321195602417},{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.46382275223731995},{"id":"https://openalex.org/C198082294","wikidata":"https://www.wikidata.org/wiki/Q3399648","display_name":"Position (finance)","level":2,"score":0.436139315366745},{"id":"https://openalex.org/C2775899829","wikidata":"https://www.wikidata.org/wiki/Q3109007","display_name":"Globe","level":2,"score":0.42790326476097107},{"id":"https://openalex.org/C38264464","wikidata":"https://www.wikidata.org/wiki/Q1155722","display_name":"DSPACE","level":2,"score":0.41700297594070435},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.2944152355194092},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27401089668273926},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.0912599265575409},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0},{"id":"https://openalex.org/C118487528","wikidata":"https://www.wikidata.org/wiki/Q161437","display_name":"Ophthalmology","level":1,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.22373/sjhk.v7i1.16012","doi":"https://doi.org/10.22373/sjhk.v7i1.16012","is_oa":true,"landing_page_url":"https://doi.org/10.22373/sjhk.v7i1.16012","pdf_url":null,"source":{"id":"https://openalex.org/S4210193751","display_name":"SAMARAH Jurnal Hukum Keluarga dan Hukum Islam","issn_l":"2549-3132","issn":["2549-3132","2549-3167"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310315094","host_organization_name":"State Islamic University Ar-Raniry","host_organization_lineage":["https://openalex.org/P4310315094"],"host_organization_lineage_names":["State Islamic University Ar-Raniry"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Samarah: Jurnal Hukum Keluarga dan Hukum Islam","raw_type":"journal-article"},{"id":"pmh:oai:ojs.jurnal.ar-raniry.ac.id:article/16012","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.ar-raniry.ac.id/index.php/samarah/article/view/16012","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/samarah/article/download/16012/8029","source":{"id":"https://openalex.org/S4306402360","display_name":"BIOTIK: Scientific Journal of Biology Technology and Education (Indonesian Institute of Sciences)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I19128659","host_organization_name":"Indonesian Institute of Sciences","host_organization_lineage":["https://openalex.org/I19128659"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Samarah: Jurnal Hukum Keluarga dan Hukum Islam; Vol 7, No 1 (2023): Samarah: Jurnal Hukum Keluarga dan Hukum Islam; 418-430","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.22373/sjhk.v7i1.16012","doi":"https://doi.org/10.22373/sjhk.v7i1.16012","is_oa":true,"landing_page_url":"https://doi.org/10.22373/sjhk.v7i1.16012","pdf_url":null,"source":{"id":"https://openalex.org/S4210193751","display_name":"SAMARAH Jurnal Hukum Keluarga dan Hukum Islam","issn_l":"2549-3132","issn":["2549-3132","2549-3167"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310315094","host_organization_name":"State Islamic University Ar-Raniry","host_organization_lineage":["https://openalex.org/P4310315094"],"host_organization_lineage_names":["State Islamic University Ar-Raniry"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Samarah: Jurnal Hukum Keluarga dan Hukum Islam","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":0.8928999900817871},{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.7825999855995178}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4362575252.pdf","grobid_xml":"https://content.openalex.org/works/W4362575252.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7216610202","https://openalex.org/W3130304532","https://openalex.org/W4404622315","https://openalex.org/W3021447405","https://openalex.org/W7046728188","https://openalex.org/W4385269207","https://openalex.org/W7218085974","https://openalex.org/W6911786179","https://openalex.org/W2976676539","https://openalex.org/W4413764395"],"abstract_inverted_index":{"The":[0,89],"recent":[1],"Covid-19":[2],"pandemic":[3],"has":[4,12],"swept":[5],"the":[6,17,32,45,54,67,71,103,121,133,150,153,156,200],"globe.":[7],"As":[8],"a":[9,14,29,61,81,86,139,195,220,224,228],"result,":[10],"there":[11,111],"been":[13],"spike":[15],"in":[16,57,114,177,187],"number":[18],"of":[19,59,63,79,155,231],"relative":[20],"poor":[21],"who":[22],"are":[23,51,168],"experiencing":[24],"economic":[25,183],"hardships.":[26],"This":[27,128,189],"poses":[28],"predicament":[30],"for":[31,39,105,203],"unbankable,":[33],"reducing":[34],"their":[35,126,182],"options":[36],"to":[37,117,124,171,179,180,193,216,223],"apply":[38],"funding":[40],"via":[41],"banking":[42],"products.":[43],"With":[44],"available":[46],"financial":[47],"capacity,":[48],"zakat":[49,97,107,122,143,164,175,221,225],"institutions":[50],"viewed":[52],"as":[53],"closest":[55],"alternative":[56],"terms":[58],"being":[60,219],"source":[62],"funding,":[64],"either":[65],"through":[66,108],"microfinacing":[68],"method":[69,136],"or":[70],"qard":[72],"hasan":[73],"principle.":[74],"Zakat":[75],"is":[76,91,102,130,191,208],"considered":[77],"capable":[78],"becoming":[80],"social":[82],"entrepreneurial":[83],"system":[84],"and":[85,145,185],"worthy":[87],"alternative.":[88],"question":[90],"whether":[92],"Islam":[93,160],"permits":[94,161],"microfinancing":[95,190],"using":[96,132,163],"funds.":[98,165],"If":[99],"permitted,":[100],"what":[101],"rationale":[104],"distributing":[106],"microfinance?":[109],"Are":[110],"asnaf":[112,146,204,211],"entreprenuers":[113,167,212],"Malaysia":[115],"ready":[116],"take":[118],"microfinance":[119,162,173],"from":[120,174,218],"fund":[123],"finance":[125],"businesses?":[127],"study":[129,135,157],"done":[131],"case":[134],"by":[137],"conducting":[138],"semi-structured":[140],"interview":[141],"with":[142],"expertise":[144],"entreprenuers.":[147,205],"Based":[148],"on":[149,199],"content":[151],"analysis,":[152],"findings":[154],"indicate":[158],"that":[159,210],"Asnaf":[166],"likewise":[169],"eager":[170],"acquire":[172],"money":[176],"order":[178],"strengthen":[181],"position":[184],"develop":[186],"life.":[188],"expected":[192,209],"have":[194],"good":[196],"effect,":[197],"particularly":[198],"rising":[201],"demand":[202],"So,":[206],"it":[207],"will":[213],"be":[214],"able":[215],"switch":[217],"recipient":[222],"payer":[226],"within":[227],"certain":[229],"amount":[230],"time.":[232]},"counts_by_year":[{"year":2026,"cited_by_count":6},{"year":2025,"cited_by_count":9},{"year":2024,"cited_by_count":9},{"year":2023,"cited_by_count":4}],"updated_date":"2026-11-08T12:12:28.789561","created_date":"2023-04-06T00:00:00"}