{"id":"https://openalex.org/W4353003128","doi":"https://doi.org/10.57178/jer.v5i2.365","title":"Saving Behaviour: Factors That Affect Saving Decisions (Systematic Literature Review Approach)","display_name":"Saving Behaviour: Factors That Affect Saving Decisions (Systematic Literature Review Approach)","publication_year":2022,"publication_date":"2022-09-30","ids":{"openalex":"https://openalex.org/W4353003128","doi":"https://doi.org/10.57178/jer.v5i2.365"},"language":"en","primary_location":{"id":"doi:10.57178/jer.v5i2.365","doi":"https://doi.org/10.57178/jer.v5i2.365","is_oa":true,"landing_page_url":"https://doi.org/10.57178/jer.v5i2.365","pdf_url":"https://jurnal.feb-umi.id/index.php/JER/article/download/365/239","source":{"id":"https://openalex.org/S4210204553","display_name":"JURNAL ECONOMIC RESOURCE","issn_l":"2620-6196","issn":["2620-6196"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Economic Resource","raw_type":"journal-article"},"volume":null,"type":"review","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.feb-umi.id/index.php/JER/article/download/365/239","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5021942288","display_name":"Bayu Bastian Jumena","orcid":"https://orcid.org/0000-0002-9209-159X","observed_orcids":["https://orcid.org/0000-0002-9209-159X"]},"institutions":[{"id":"https://openalex.org/I4210144933","display_name":"Badan Pusat Statistik","ror":"https://ror.org/04tq55h40","country_code":"ID","type":"government","lineage":["https://openalex.org/I4210144933"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Bayu Bastian Jumena","raw_affiliation_strings":["BPS-Statistics Cianjur"],"raw_orcid":"https://orcid.org/0000-0002-9209-159X","affiliations":[{"raw_affiliation_string":"BPS-Statistics Cianjur","institution_ids":["https://openalex.org/I4210144933"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5031138598","display_name":"Steven Siaila","orcid":"https://orcid.org/0000-0002-9379-0392","observed_orcids":["https://orcid.org/0000-0002-9379-0392"]},"institutions":[{"id":"https://openalex.org/I3133131564","display_name":"Universitas Pattimura","ror":"https://ror.org/0091hm651","country_code":"ID","type":"education","lineage":["https://openalex.org/I3133131564"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Steven Siaila","raw_affiliation_strings":["University of Pattimura"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Pattimura","institution_ids":["https://openalex.org/I3133131564"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5069570442","display_name":"Joko Rizkie Widokarti","orcid":"https://orcid.org/0000-0002-5866-9781","observed_orcids":["https://orcid.org/0000-0002-5866-9781"]},"institutions":[{"id":"https://openalex.org/I193621155","display_name":"Indonesia Open University","ror":"https://ror.org/03zwesg40","country_code":"ID","type":"education","lineage":["https://openalex.org/I193621155"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Joko Rizkie Widokarti","raw_affiliation_strings":["Universitas Terbuka"],"raw_orcid":"https://orcid.org/0000-0002-5866-9781","affiliations":[{"raw_affiliation_string":"Universitas Terbuka","institution_ids":["https://openalex.org/I193621155"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.3991,"has_fulltext":true,"cited_by_count":42,"citation_normalized_percentile":{"value":0.74452555,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":98,"max":100},"biblio":{"volume":"5","issue":"2","first_page":"217","last_page":"235"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9901999831199646,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9901999831199646,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.008100000210106373,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/saving-behavior","display_name":"saving behavior","score":0.9589999914169312},{"id":"https://openalex.org/keywords/savings-decisions","display_name":"saving decisions","score":0.8999999761581421},{"id":"https://openalex.org/keywords/determinants-of-saving","display_name":"determinants of saving","score":0.9070000052452087},{"id":"https://openalex.org/keywords/private-wealth","display_name":"private wealth","score":0.9179999828338623},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9480000138282776},{"id":"https://openalex.org/keywords/financial-goals","display_name":"financial targets","score":0.6430000066757202},{"id":"https://openalex.org/keywords/demographic-factors","display_name":"demographic factors","score":0.6010000109672546},{"id":"https://openalex.org/keywords/macroeconomic-factors","display_name":"macroeconomic factors","score":0.8149999976158142},{"id":"https://openalex.org/keywords/psychological-factors","display_name":"psychological factors","score":0.6610000133514404},{"id":"https://openalex.org/keywords/social-factors","display_name":"social factors","score":0.7639999985694885},{"id":"https://openalex.org/keywords/financial-services","display_name":"financial services","score":0.45100000500679016},{"id":"https://openalex.org/keywords/job-profiles","display_name":"job profiles","score":0.578000009059906}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.6291882395744324},{"id":"https://openalex.org/C2776035688","wikidata":"https://www.wikidata.org/wiki/Q1606558","display_name":"Affect (linguistics)","level":2,"score":0.6129370331764221},{"id":"https://openalex.org/C2778447849","wikidata":"https://www.wikidata.org/wiki/Q2648051","display_name":"Obligation","level":2,"score":0.5335545539855957},{"id":"https://openalex.org/C181622380","wikidata":"https://www.wikidata.org/wiki/Q26911","display_name":"Profit (economics)","level":2,"score":0.5032915472984314},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.4518435001373291},{"id":"https://openalex.org/C2781249084","wikidata":"https://www.wikidata.org/wiki/Q908656","display_name":"Preference","level":2,"score":0.43216240406036377},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.4237218499183655},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3879620432853699},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.37288761138916016},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3728688657283783},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3005753457546234},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.2529597580432892},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.21756762266159058},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.11942979693412781},{"id":"https://openalex.org/C46312422","wikidata":"https://www.wikidata.org/wiki/Q11024","display_name":"Communication","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.57178/jer.v5i2.365","doi":"https://doi.org/10.57178/jer.v5i2.365","is_oa":true,"landing_page_url":"https://doi.org/10.57178/jer.v5i2.365","pdf_url":"https://jurnal.feb-umi.id/index.php/JER/article/download/365/239","source":{"id":"https://openalex.org/S4210204553","display_name":"JURNAL ECONOMIC RESOURCE","issn_l":"2620-6196","issn":["2620-6196"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Economic Resource","raw_type":"journal-article"},{"id":"pmh:oai:zenodo.org:7132839","doi":null,"is_oa":true,"landing_page_url":"https://zenodo.org/record/7132839","pdf_url":"https://zenodo.org/record/7132839","source":{"id":"https://openalex.org/S4306400562","display_name":"Zenodo (CERN European Organization for Nuclear Research)","issn_l":null,"issn":null,"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I67311998","host_organization_name":"European Organization for Nuclear Research","host_organization_lineage":["https://openalex.org/I67311998"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Jurnal Economic Resource 5(2) 217-235","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.57178/jer.v5i2.365","doi":"https://doi.org/10.57178/jer.v5i2.365","is_oa":true,"landing_page_url":"https://doi.org/10.57178/jer.v5i2.365","pdf_url":"https://jurnal.feb-umi.id/index.php/JER/article/download/365/239","source":{"id":"https://openalex.org/S4210204553","display_name":"JURNAL ECONOMIC RESOURCE","issn_l":"2620-6196","issn":["2620-6196"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Jurnal Economic Resource","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/systematic-review","display_name":"Systematic Review"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4353003128.pdf","grobid_xml":"https://content.openalex.org/works/W4353003128.grobid-xml"},"referenced_works_count":114,"referenced_works":["https://openalex.org/W182940498","https://openalex.org/W265505202","https://openalex.org/W594415174","https://openalex.org/W1474326040","https://openalex.org/W1522589017","https://openalex.org/W1847281165","https://openalex.org/W1964768651","https://openalex.org/W1981597578","https://openalex.org/W1986136426","https://openalex.org/W1988328891","https://openalex.org/W1988476417","https://openalex.org/W1988544325","https://openalex.org/W1988863129","https://openalex.org/W1992401310","https://openalex.org/W2009850892","https://openalex.org/W2024976531","https://openalex.org/W2039542662","https://openalex.org/W2053704522","https://openalex.org/W2058012317","https://openalex.org/W2069980414","https://openalex.org/W2090672100","https://openalex.org/W2095860489","https://openalex.org/W2111386138","https://openalex.org/W2126300434","https://openalex.org/W2131229301","https://openalex.org/W2146554640","https://openalex.org/W2146624361","https://openalex.org/W2159879750","https://openalex.org/W2162814625","https://openalex.org/W2188008134","https://openalex.org/W2213522465","https://openalex.org/W2232723775","https://openalex.org/W2252948593","https://openalex.org/W2284582654","https://openalex.org/W2313136554","https://openalex.org/W2328794572","https://openalex.org/W2420482130","https://openalex.org/W2470047125","https://openalex.org/W2481000563","https://openalex.org/W2481228580","https://openalex.org/W2496777794","https://openalex.org/W2500419055","https://openalex.org/W2570789848","https://openalex.org/W2587994058","https://openalex.org/W2592924460","https://openalex.org/W2597774483","https://openalex.org/W2604894238","https://openalex.org/W2675001680","https://openalex.org/W2745431905","https://openalex.org/W2764322010","https://openalex.org/W2765241930","https://openalex.org/W2765974652","https://openalex.org/W2775072162","https://openalex.org/W2777468088","https://openalex.org/W2780139505","https://openalex.org/W2784772268","https://openalex.org/W2791232071","https://openalex.org/W2791484717","https://openalex.org/W2796191276","https://openalex.org/W2798300846","https://openalex.org/W2799357920","https://openalex.org/W2891567503","https://openalex.org/W2891775203","https://openalex.org/W2892353624","https://openalex.org/W2904727875","https://openalex.org/W2914268837","https://openalex.org/W2922209453","https://openalex.org/W2923008514","https://openalex.org/W2945184943","https://openalex.org/W2954891855","https://openalex.org/W2963289424","https://openalex.org/W2964249885","https://openalex.org/W2969718277","https://openalex.org/W2972306727","https://openalex.org/W2982260005","https://openalex.org/W2990040539","https://openalex.org/W2996903235","https://openalex.org/W3001472365","https://openalex.org/W3002466663","https://openalex.org/W3021898607","https://openalex.org/W3023865532","https://openalex.org/W3024390760","https://openalex.org/W3025682672","https://openalex.org/W3025729265","https://openalex.org/W3037057836","https://openalex.org/W3044958516","https://openalex.org/W3046693005","https://openalex.org/W3121128261","https://openalex.org/W3121981620","https://openalex.org/W3122011723","https://openalex.org/W3122216706","https://openalex.org/W3123694397","https://openalex.org/W3123995340","https://openalex.org/W3124118356","https://openalex.org/W3124442829","https://openalex.org/W3125167887","https://openalex.org/W3126699604","https://openalex.org/W3132610704","https://openalex.org/W3147468012","https://openalex.org/W3156886503","https://openalex.org/W3159275444","https://openalex.org/W3161571735","https://openalex.org/W3182499230","https://openalex.org/W3197322210","https://openalex.org/W3197868539","https://openalex.org/W3206724965","https://openalex.org/W4224216238","https://openalex.org/W4225439804","https://openalex.org/W4237515401","https://openalex.org/W4246730450","https://openalex.org/W4402652114","https://openalex.org/W6692811807","https://openalex.org/W6786716853","https://openalex.org/W7030618329"],"related_works":["https://openalex.org/W7213361248","https://openalex.org/W7223448805","https://openalex.org/W7167602437","https://openalex.org/W4414690354","https://openalex.org/W7028517281","https://openalex.org/W4410579407","https://openalex.org/W2465390153","https://openalex.org/W2560405280","https://openalex.org/W2058012317","https://openalex.org/W1972021268"],"abstract_inverted_index":{"Savings":[0],"have":[1],"an":[2],"important":[3],"role":[4],"as":[5],"alternative":[6],"funding":[7],"when":[8],"the":[9,27,50,61,77,96,107,115],"primary":[10],"income":[11],"is":[12,34],"in":[13,89],"trouble.":[14],"Previous":[15],"research":[16,37,81],"on":[17,82],"saving":[18,56,83,116],"behavior":[19,84],"has":[20,85],"been":[21,86],"carried":[22,87],"out":[23,88],"fragmentary,":[24],"which":[25],"causes":[26],"conclusions":[28],"to":[29,36,44],"be":[30],"partial.":[31],"Therefore,":[32],"it":[33],"necessary":[35],"with":[38,95],"a":[39,46],"systematic":[40],"literature":[41],"review":[42],"method":[43,97],"obtain":[45],"complete":[47],"conclusion":[48],"about":[49],"factors":[51,112,149,156,163],"that":[52,75,110],"can":[53,113],"influence":[54,114],"individual":[55,121],"decisions.":[57],"In":[58],"this":[59],"study,":[60],"articles":[62],"used":[63,98],"consisted":[64],"of":[65,100,106,158,165],"124":[66],"published":[67],"by":[68],"Elsevier":[69],"from":[70],"2012-2021.":[71],"The":[72,104,147],"results":[73,105],"show":[74,109],"over":[76],"past":[78],"ten":[79,93],"years,":[80],"185":[90],"countries":[91],"and":[92,123,131,145,161],"regions,":[94],"consisting":[99],"18":[101],"analytical":[102],"methods.":[103],"meta-synthesis":[108],"15":[111],"decision,":[117],"viz:":[118],"personal":[119],"wealth,":[120],"needs":[122],"dependency,":[124],"macroeconomic,":[125],"demographic,":[126],"financial":[127,135,143],"literacy,":[128],"anticipatory,":[129],"psychological":[130],"social,":[132],"profit,":[133],"self-obligation,":[134],"service,":[136],"savings":[137],"product":[138],"marketing,":[139],"job":[140],"profile,":[141],"self-preference,":[142],"goals,":[144],"geographic.":[146],"fifteen":[148],"are":[150],"classified":[151],"into":[152],"two":[153],"groups:":[154],"internal":[155],"(consisting":[157,164],"10":[159],"factors)":[160],"external":[162],"5":[166],"factors).":[167]},"counts_by_year":[{"year":2026,"cited_by_count":9},{"year":2025,"cited_by_count":25},{"year":2024,"cited_by_count":8}],"updated_date":"2026-11-13T13:42:25.865203","created_date":"2023-03-23T00:00:00"}