{"id":"https://openalex.org/W4312762863","doi":"https://doi.org/10.29138/ijebd.v5i2.1785","title":"Financial Literacy, Digital Literacy and Financing Preferences Role to Micro and Small Enterprises\u2019 Performance","display_name":"Financial Literacy, Digital Literacy and Financing Preferences Role to Micro and Small Enterprises\u2019 Performance","publication_year":2022,"publication_date":"2022-03-31","ids":{"openalex":"https://openalex.org/W4312762863","doi":"https://doi.org/10.29138/ijebd.v5i2.1785"},"language":"en","primary_location":{"id":"doi:10.29138/ijebd.v5i2.1785","doi":"https://doi.org/10.29138/ijebd.v5i2.1785","is_oa":true,"landing_page_url":"https://doi.org/10.29138/ijebd.v5i2.1785","pdf_url":"https://jurnal.narotama.ac.id/index.php/ijebd/article/download/1785/1231","source":{"id":"https://openalex.org/S4210188489","display_name":"IJEBD (International Journal Of Entrepreneurship And Business Development)","issn_l":"2597-4750","issn":["2597-4750","2597-4785"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154166","host_organization_name":"Universitas Narotama","host_organization_lineage":["https://openalex.org/I4210154166"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IJEBD (International Journal of Entrepreneurship and Business Development)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.narotama.ac.id/index.php/ijebd/article/download/1785/1231","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5064955706","display_name":"Pepie Diptyana","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I3129457838","display_name":"Perbanas Institute","ror":"https://ror.org/04pbams03","country_code":"ID","type":"education","lineage":["https://openalex.org/I3129457838"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Pepie Diptyana","raw_affiliation_strings":["Hayam Wuruk Perbanas University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hayam Wuruk Perbanas University","institution_ids":["https://openalex.org/I3129457838"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5022052741","display_name":"Nur\u2019aini Rokhmania","orcid":"https://orcid.org/0009-0004-8378-5719","observed_orcids":["https://orcid.org/0009-0004-8378-5719"]},"institutions":[{"id":"https://openalex.org/I3129457838","display_name":"Perbanas Institute","ror":"https://ror.org/04pbams03","country_code":"ID","type":"education","lineage":["https://openalex.org/I3129457838"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Nur'aini Rokhmania","raw_affiliation_strings":["Hayam Wuruk Perbanas University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Hayam Wuruk Perbanas University","institution_ids":["https://openalex.org/I3129457838"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038946477","display_name":"Erida Herlina","orcid":"https://orcid.org/0000-0001-7453-1339","observed_orcids":["https://orcid.org/0000-0001-7453-1339"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Erida Herlina","raw_affiliation_strings":["Accounting Department, Universitas Hayam Wuruk Perbanas"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Accounting Department, Universitas Hayam Wuruk Perbanas","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":5.9869,"has_fulltext":true,"cited_by_count":30,"citation_normalized_percentile":{"value":0.96534243,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":"5","issue":"2","first_page":"346","last_page":"358"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13053","display_name":"SMEs Development and Digital Marketing","score":0.002099999925121665,"subfield":{"id":"https://openalex.org/subfields/1403","display_name":"Business and International Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13499","display_name":"Economic Systems and Logistics Management","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9940000176429749},{"id":"https://openalex.org/keywords/digital-literacy","display_name":"digital literacy","score":1.0},{"id":"https://openalex.org/keywords/financing-preferences","display_name":"financing preferences","score":0.9959999918937683},{"id":"https://openalex.org/keywords/micro-and-small-enterprises","display_name":"micro and small enterprises","score":0.9919999837875366},{"id":"https://openalex.org/keywords/firm-performance","display_name":"firm performance","score":0.7329999804496765},{"id":"https://openalex.org/keywords/internal-financing","display_name":"internal financing","score":0.8349999785423279},{"id":"https://openalex.org/keywords/external-financing","display_name":"external financing","score":0.9670000076293945},{"id":"https://openalex.org/keywords/small-and-medium-sized-enterprises","display_name":"small and medium-sized enterprises","score":0.5009999871253967}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8393101692199707},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.6999819278717041},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.573980450630188},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.5532339811325073},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5397862195968628},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.43825897574424744},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.42936956882476807},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3623482584953308},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3592638373374939},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.14388373494148254},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.11451378464698792},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.1000160276889801},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.07939314842224121},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C119857082","wikidata":"https://www.wikidata.org/wiki/Q2539","display_name":"Machine learning","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.29138/ijebd.v5i2.1785","doi":"https://doi.org/10.29138/ijebd.v5i2.1785","is_oa":true,"landing_page_url":"https://doi.org/10.29138/ijebd.v5i2.1785","pdf_url":"https://jurnal.narotama.ac.id/index.php/ijebd/article/download/1785/1231","source":{"id":"https://openalex.org/S4210188489","display_name":"IJEBD (International Journal Of Entrepreneurship And Business Development)","issn_l":"2597-4750","issn":["2597-4750","2597-4785"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154166","host_organization_name":"Universitas Narotama","host_organization_lineage":["https://openalex.org/I4210154166"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IJEBD (International Journal of Entrepreneurship and Business Development)","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:dc55d90dd028401aa148551c92020104","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/dc55d90dd028401aa148551c92020104","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"IJEBD (International Journal of Entrepreneurship and Business Development), Vol 5, Iss 2 (2022)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.29138/ijebd.v5i2.1785","doi":"https://doi.org/10.29138/ijebd.v5i2.1785","is_oa":true,"landing_page_url":"https://doi.org/10.29138/ijebd.v5i2.1785","pdf_url":"https://jurnal.narotama.ac.id/index.php/ijebd/article/download/1785/1231","source":{"id":"https://openalex.org/S4210188489","display_name":"IJEBD (International Journal Of Entrepreneurship And Business Development)","issn_l":"2597-4750","issn":["2597-4750","2597-4785"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210154166","host_organization_name":"Universitas Narotama","host_organization_lineage":["https://openalex.org/I4210154166"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"IJEBD (International Journal of Entrepreneurship and Business Development)","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.833299994468689}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4312762863.pdf","grobid_xml":"https://content.openalex.org/works/W4312762863.grobid-xml"},"referenced_works_count":24,"referenced_works":["https://openalex.org/W1488086971","https://openalex.org/W1986106498","https://openalex.org/W2098118776","https://openalex.org/W2150417492","https://openalex.org/W2169796787","https://openalex.org/W2515078628","https://openalex.org/W2586709964","https://openalex.org/W2765926406","https://openalex.org/W2792117596","https://openalex.org/W2936998693","https://openalex.org/W2951516349","https://openalex.org/W2994319043","https://openalex.org/W2996734333","https://openalex.org/W3014185703","https://openalex.org/W3029166415","https://openalex.org/W3094257600","https://openalex.org/W3095976171","https://openalex.org/W3113806449","https://openalex.org/W3120017409","https://openalex.org/W3129110677","https://openalex.org/W3148045628","https://openalex.org/W4242246628","https://openalex.org/W4403550384","https://openalex.org/W6665817117"],"related_works":["https://openalex.org/W4412137979","https://openalex.org/W7157332248","https://openalex.org/W7217980230","https://openalex.org/W7160120369","https://openalex.org/W4412730028","https://openalex.org/W7202082058","https://openalex.org/W4410145152","https://openalex.org/W4385814561","https://openalex.org/W7219184031","https://openalex.org/W7215871096"],"abstract_inverted_index":{"Purpose:":[0],"This":[1,22,96,143],"research":[2,23,73,87,97,144],"aims":[3],"to":[4,31,45,61,67,104,155],"examine":[5],"financial":[6,36,112,121,148],"literacy,":[7,149],"digital":[8,39,150],"literacy":[9,37,40,57,102,151],"and":[10,16,27,38,92,114,125,152],"financing":[11,49,77,153],"preferences":[12,78,154],"influences":[13],"toward":[14,54],"micro":[15],"small":[17],"enterprises":[18],"(MSEs)":[19],"performance":[20,113,137],"Design/methodology/approach:":[21],"used":[24],"quantitative":[25],"method":[26],"SmartPLS":[28],"were":[29,131],"employed":[30],"test":[32],"the":[33,90],"hypotheses":[34],"Findings:":[35],"has":[41,50],"significant":[42,52,60],"positive":[43],"influence":[44,53],"MSEs":[46,100,136,157],"performance.":[47,55,158],"External":[48],"negatively":[51],"Financial":[56],"is":[58],"positively":[59],"internal":[62],"financing.":[63],"Research":[64,161],"limitations/implications:":[65],"Due":[66],"limitations":[68],"of":[69],"response":[70],"rate,":[71],"this":[72],"model":[74],"for":[75,138],"external":[76],"results":[79],"limited":[80,132],"adjusted":[81],"r-square.":[82],"We":[83],"suggest":[84],"that":[85,99],"next":[86],"can":[88],"expand":[89],"samples,":[91],"variables.":[93],"Practical":[94],"implications:":[95],"implies":[98],"need":[101],"supports":[103],"get":[105],"reliable":[106],"information":[107],"about":[108,147],"market":[109],"access,":[110],"analyzing":[111],"budget,":[115],"government":[116],"policies":[117],"which":[118,134],"affect":[119],"their":[120],"condition,":[122],"from":[123],"universities":[124],"governments":[126],"as":[127],"policy-maker.":[128],"Originality/value:":[129],"There":[130],"studies":[133],"examining":[135],"surviving":[139],"in":[140],"crisis":[141],"period.":[142],"provides":[145],"data":[146],"enhance":[156],"Paper":[159],"type:":[160],"paper":[162]},"counts_by_year":[{"year":2026,"cited_by_count":11},{"year":2025,"cited_by_count":15},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2023-01-05T00:00:00"}
