{"id":"https://openalex.org/W4308937022","doi":"https://doi.org/10.32670/fairvalue.v5i3.2419","title":"Analisis pengaruh Literasi Keuangan, Inklusi Keuangan, dan Financial Technology terhadap kinerja Usaha Mikro Kecil Menengah (UMKM) di Kota Bandung","display_name":"Analisis pengaruh Literasi Keuangan, Inklusi Keuangan, dan Financial Technology terhadap kinerja Usaha Mikro Kecil Menengah (UMKM) di Kota Bandung","publication_year":2022,"publication_date":"2022-11-01","ids":{"openalex":"https://openalex.org/W4308937022","doi":"https://doi.org/10.32670/fairvalue.v5i3.2419"},"language":"en","primary_location":{"id":"doi:10.32670/fairvalue.v5i3.2419","doi":"https://doi.org/10.32670/fairvalue.v5i3.2419","is_oa":true,"landing_page_url":"https://doi.org/10.32670/fairvalue.v5i3.2419","pdf_url":"https://journal.ikopin.ac.id/index.php/fairvalue/article/download/2419/2145","source":{"id":"https://openalex.org/S4210198236","display_name":"Fair Value Jurnal Ilmiah Akuntansi dan Keuangan","issn_l":"2622-2191","issn":["2622-2191","2622-2205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210135938","host_organization_name":"Institut Manajemen Koperasi Indonesia","host_organization_lineage":["https://openalex.org/I4210135938"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journal.ikopin.ac.id/index.php/fairvalue/article/download/2419/2145","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5060975253","display_name":"Inne Fadilah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I91819753","display_name":"Padjadjaran University","ror":"https://ror.org/00xqf8t64","country_code":"ID","type":"education","lineage":["https://openalex.org/I91819753"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Inne Fadilah","raw_affiliation_strings":["Universitas Padjadjaran"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Padjadjaran","institution_ids":["https://openalex.org/I91819753"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5110519149","display_name":"Sulaeman Rahman","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I91819753","display_name":"Padjadjaran University","ror":"https://ror.org/00xqf8t64","country_code":"ID","type":"education","lineage":["https://openalex.org/I91819753"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Sulaeman Rahman","raw_affiliation_strings":["Universitas Padjadjaran"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Padjadjaran","institution_ids":["https://openalex.org/I91819753"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5055806586","display_name":"Mokhamad Anwar","orcid":"https://orcid.org/0000-0003-2641-7667","observed_orcids":["https://orcid.org/0000-0003-2641-7667"]},"institutions":[{"id":"https://openalex.org/I91819753","display_name":"Padjadjaran University","ror":"https://ror.org/00xqf8t64","country_code":"ID","type":"education","lineage":["https://openalex.org/I91819753"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Mokhamad Anwar","raw_affiliation_strings":["Universitas Padjadjaran"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Padjadjaran","institution_ids":["https://openalex.org/I91819753"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I91819753"],"apc_list":null,"apc_paid":null,"fwci":4.9865,"has_fulltext":true,"cited_by_count":14,"citation_normalized_percentile":{"value":0.95235164,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":94,"max":98},"biblio":{"volume":"5","issue":"3","first_page":"1347","last_page":"1354"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0038999998942017555,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13053","display_name":"SMEs Development and Digital Marketing","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/3317","display_name":"Demography"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":1.0},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":1.0},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.996999979019165},{"id":"https://openalex.org/keywords/msme-performance","display_name":"MSME performance","score":0.9350000023841858},{"id":"https://openalex.org/keywords/micro-small-and-medium-enterprises","display_name":"micro, small and medium enterprises","score":0.9950000047683716},{"id":"https://openalex.org/keywords/bandung","display_name":"Bandung","score":0.6119999885559082}],"concepts":[{"id":"https://openalex.org/C100363876","wikidata":"https://www.wikidata.org/wiki/Q690661","display_name":"Nonprobability sampling","level":3,"score":0.7621973752975464},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7207208275794983},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6450923681259155},{"id":"https://openalex.org/C48879800","wikidata":"https://www.wikidata.org/wiki/Q622439","display_name":"Small and medium-sized enterprises","level":2,"score":0.6333803534507751},{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.5827009081840515},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.47214841842651367},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.4693867862224579},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.44897735118865967},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.18612006306648254},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.15514805912971497},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.07465890049934387},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.06992539763450623},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.32670/fairvalue.v5i3.2419","doi":"https://doi.org/10.32670/fairvalue.v5i3.2419","is_oa":true,"landing_page_url":"https://doi.org/10.32670/fairvalue.v5i3.2419","pdf_url":"https://journal.ikopin.ac.id/index.php/fairvalue/article/download/2419/2145","source":{"id":"https://openalex.org/S4210198236","display_name":"Fair Value Jurnal Ilmiah Akuntansi dan Keuangan","issn_l":"2622-2191","issn":["2622-2191","2622-2205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210135938","host_organization_name":"Institut Manajemen Koperasi Indonesia","host_organization_lineage":["https://openalex.org/I4210135938"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan","raw_type":"journal-article"},{"id":"pmh:oai:journaliko.namadomainanda.my.id:article/2419","doi":null,"is_oa":true,"landing_page_url":"https://journaliko.namadomainanda.my.id/index.php/fairvalue/article/view/2419","pdf_url":null,"source":{"id":"https://openalex.org/S4210198236","display_name":"Fair Value Jurnal Ilmiah Akuntansi dan Keuangan","issn_l":"2622-2191","issn":["2622-2191","2622-2205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210135938","host_organization_name":"Institut Manajemen Koperasi Indonesia","host_organization_lineage":["https://openalex.org/I4210135938"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.32670/fairvalue.v5i3","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.32670/fairvalue.v5i3.2419","doi":"https://doi.org/10.32670/fairvalue.v5i3.2419","is_oa":true,"landing_page_url":"https://doi.org/10.32670/fairvalue.v5i3.2419","pdf_url":"https://journal.ikopin.ac.id/index.php/fairvalue/article/download/2419/2145","source":{"id":"https://openalex.org/S4210198236","display_name":"Fair Value Jurnal Ilmiah Akuntansi dan Keuangan","issn_l":"2622-2191","issn":["2622-2191","2622-2205"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210135938","host_organization_name":"Institut Manajemen Koperasi Indonesia","host_organization_lineage":["https://openalex.org/I4210135938"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Fair Value: Jurnal Ilmiah Akuntansi dan Keuangan","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.9211000204086304,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4308937022.pdf","grobid_xml":"https://content.openalex.org/works/W4308937022.grobid-xml"},"referenced_works_count":17,"referenced_works":["https://openalex.org/W1875247866","https://openalex.org/W2407706258","https://openalex.org/W2580665085","https://openalex.org/W2596533443","https://openalex.org/W2750093820","https://openalex.org/W2810288164","https://openalex.org/W2939166217","https://openalex.org/W2965350050","https://openalex.org/W2974294198","https://openalex.org/W3134635701","https://openalex.org/W3154711255","https://openalex.org/W3204205246","https://openalex.org/W4206575494","https://openalex.org/W4241571492","https://openalex.org/W4299380073","https://openalex.org/W4312441904","https://openalex.org/W6893630120"],"related_works":["https://openalex.org/W4406453991","https://openalex.org/W4406829681","https://openalex.org/W4395686295","https://openalex.org/W3168682283","https://openalex.org/W7202258027","https://openalex.org/W7104594457","https://openalex.org/W7154638287","https://openalex.org/W4409801902","https://openalex.org/W4387663342","https://openalex.org/W4412755389"],"abstract_inverted_index":{"The":[0,26,91,108,115,130],"important":[1],"role":[2],"of":[3,31,54,65,75,117,128,132,153,158],"micro,":[4,66],"small":[5],"and":[6,59,68,82,103,141,147],"medium":[7,69],"enterprises":[8,70],"(MSMEs)":[9,71],"in":[10,28,41,72,93,100,105,119,125,155],"the":[11,29,52,63,73,86,101,126,151,156],"national":[12],"economy":[13],"can":[14],"be":[15],"seen":[16],"from":[17],"their":[18],"contribution":[19],"to":[20,50],"Indonesia's":[21],"Gross":[22],"Domestic":[23],"Product":[24],"(GDP).":[25],"increase":[27],"number":[30,116],"MSME":[32,39],"actors":[33,40],"still":[34,43],"leaves":[35],"several":[36],"problems,":[37],"including":[38],"Indonesia":[42],"having":[44],"performance":[45,64,152],"problems.":[46],"This":[47,77],"study":[48,95,121,134],"aims":[49],"examine":[51],"effects":[53],"financial":[55,57,60,137,139,142],"literacy,":[56,138],"inclusion,":[58,140],"technology":[61,143],"on":[62,150],"small,":[67],"city":[74,127,157],"Bandung.":[76,129,159],"research":[78],"uses":[79],"quantitative":[80],"methods":[81],"is":[83,112],"processed":[84],"using":[85],"SmartPLS":[87],"3.0":[88],"analysis":[89],"tool.":[90],"population":[92],"this":[94,120,133],"were":[96],"all":[97],"MSMEs":[98,104,154],"registered":[99],"cooperatives":[102],"Bandung":[106],"City.":[107],"sampling":[109],"technique":[110],"used":[111],"purposive":[113],"sampling.":[114],"samples":[118],"was":[122],"120":[123],"SMEs":[124],"results":[131],"indicate":[135],"that":[136],"have":[144],"a":[145],"positive":[146],"significant":[148],"impact":[149]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":4}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2022-11-19T00:00:00"}
