{"id":"https://openalex.org/W4296149406","doi":"https://doi.org/10.28918/ijibec.v5i2.3354","title":"Financial Inclusion through Zakat Institution: Case Study in Indonesia and Brunei Darussalam","display_name":"Financial Inclusion through Zakat Institution: Case Study in Indonesia and Brunei Darussalam","publication_year":2021,"publication_date":"2021-11-27","ids":{"openalex":"https://openalex.org/W4296149406","doi":"https://doi.org/10.28918/ijibec.v5i2.3354"},"language":"en","primary_location":{"id":"doi:10.28918/ijibec.v5i2.3354","doi":"https://doi.org/10.28918/ijibec.v5i2.3354","is_oa":true,"landing_page_url":"https://doi.org/10.28918/ijibec.v5i2.3354","pdf_url":null,"source":{"id":"https://openalex.org/S4210209788","display_name":"International Journal of Islamic Business and Economics (IJIBEC)","issn_l":"2599-3216","issn":["2599-3216","2615-420X"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315126","host_organization_name":"Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan","host_organization_lineage":["https://openalex.org/P4310315126"],"host_organization_lineage_names":["Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Business and Economics (IJIBEC)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://doi.org/10.28918/ijibec.v5i2.3354","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5031129759","display_name":"Ana Toni Roby Candra Yudha","orcid":"https://orcid.org/0000-0002-2527-1478","observed_orcids":["https://orcid.org/0000-0002-2527-1478"]},"institutions":[{"id":"https://openalex.org/I4210090649","display_name":"UIN Sunan Ampel Surabaya","ror":"https://ror.org/009cc1d57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210090649"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ana Toni Roby Candra Yudha","raw_affiliation_strings":["Sunan Ampel State Islamic University of Surabaya Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sunan Ampel State Islamic University of Surabaya Indonesia","institution_ids":["https://openalex.org/I4210090649"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5014261198","display_name":"Ida Wijayanti","orcid":"https://orcid.org/0000-0003-1050-3296","observed_orcids":["https://orcid.org/0000-0003-1050-3296"]},"institutions":[{"id":"https://openalex.org/I205133468","display_name":"Universitas Airlangga","ror":"https://ror.org/04ctejd88","country_code":"ID","type":"education","lineage":["https://openalex.org/I205133468"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Ida Wijayanti","raw_affiliation_strings":["Universitas Airlangga, Surabaya Indonesia"],"raw_orcid":"https://orcid.org/0000-0003-1050-3296","affiliations":[{"raw_affiliation_string":"Universitas Airlangga, Surabaya Indonesia","institution_ids":["https://openalex.org/I205133468"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5071618189","display_name":"Muhamad Nafik Hadi Ryandono","orcid":"https://orcid.org/0000-0003-3501-9628","observed_orcids":["https://orcid.org/0000-0003-3501-9628"]},"institutions":[{"id":"https://openalex.org/I205133468","display_name":"Universitas Airlangga","ror":"https://ror.org/04ctejd88","country_code":"ID","type":"education","lineage":["https://openalex.org/I205133468"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muhamad Nafik Hadi Ryandono","raw_affiliation_strings":["Universitas Airlangga, Surabaya Indonesia"],"raw_orcid":"https://orcid.org/0000-0003-3501-9628","affiliations":[{"raw_affiliation_string":"Universitas Airlangga, Surabaya Indonesia","institution_ids":["https://openalex.org/I205133468"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5010936704","display_name":"Dk Hjh Saerah Pg Hj Petra","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I189462010","display_name":"Universiti Brunei Darussalam","ror":"https://ror.org/02qnf3n86","country_code":"BN","type":"education","lineage":["https://openalex.org/I189462010"]}],"countries":["BN"],"is_corresponding":false,"raw_author_name":"Dk Hjh Saerah Pg Hj Petra","raw_affiliation_strings":["UBD School of Business and Economics, Universiti Brunei Darussalam"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"UBD School of Business and Economics, Universiti Brunei Darussalam","institution_ids":["https://openalex.org/I189462010"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":5.3011,"has_fulltext":false,"cited_by_count":24,"citation_normalized_percentile":{"value":0.95613263,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"5","issue":"2","first_page":"129","last_page":"141"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9272000193595886,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9272000193595886,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.0689999982714653,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14281","display_name":"Islamic Finance and Communication","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9850000143051147},{"id":"https://openalex.org/keywords/zakat-institutions","display_name":"zakat institutions","score":0.9620000123977661},{"id":"https://openalex.org/keywords/zakat-distribution","display_name":"zakat distribution","score":0.9679999947547913},{"id":"https://openalex.org/keywords/zakat-recipients","display_name":"zakat recipients","score":0.6980000138282776},{"id":"https://openalex.org/keywords/empowerment-programs","display_name":"empowerment programs","score":0.652999997138977},{"id":"https://openalex.org/keywords/baznas","display_name":"BAZNAS","score":0.9369999766349792},{"id":"https://openalex.org/keywords/islamic-finance","display_name":"Islamic finance","score":0.4729999899864197},{"id":"https://openalex.org/keywords/access-to-credit","display_name":"access to credit","score":0.5590000152587891},{"id":"https://openalex.org/keywords/business-financing","display_name":"business financing","score":0.6370000243186951},{"id":"https://openalex.org/keywords/indonesia","display_name":"Indonesia","score":0.6460000276565552},{"id":"https://openalex.org/keywords/brunei","display_name":"Brunei","score":0.9959999918937683}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.7680038213729858},{"id":"https://openalex.org/C2779601481","wikidata":"https://www.wikidata.org/wiki/Q650241","display_name":"Financial institution","level":2,"score":0.7119723558425903},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5975670218467712},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.5588871240615845},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.5538161396980286},{"id":"https://openalex.org/C20555606","wikidata":"https://www.wikidata.org/wiki/Q868575","display_name":"Empowerment","level":2,"score":0.5134709477424622},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.4987671375274658},{"id":"https://openalex.org/C2780510313","wikidata":"https://www.wikidata.org/wiki/Q178706","display_name":"Institution","level":2,"score":0.48452919721603394},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.4796317219734192},{"id":"https://openalex.org/C110121322","wikidata":"https://www.wikidata.org/wiki/Q865811","display_name":"Distribution (mathematics)","level":2,"score":0.46590572595596313},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.44036656618118286},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.381511390209198},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3274080753326416},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.262299120426178},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.14502227306365967},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0879749059677124},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.28918/ijibec.v5i2.3354","doi":"https://doi.org/10.28918/ijibec.v5i2.3354","is_oa":true,"landing_page_url":"https://doi.org/10.28918/ijibec.v5i2.3354","pdf_url":null,"source":{"id":"https://openalex.org/S4210209788","display_name":"International Journal of Islamic Business and Economics (IJIBEC)","issn_l":"2599-3216","issn":["2599-3216","2615-420X"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315126","host_organization_name":"Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan","host_organization_lineage":["https://openalex.org/P4310315126"],"host_organization_lineage_names":["Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Business and Economics (IJIBEC)","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:874434f8f22d44a3ac1ca42dc8bce0df","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/874434f8f22d44a3ac1ca42dc8bce0df","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"International Journal of Islamic Business and Economics (IJIBEC), Vol 5, Iss 2, Pp 129-141 (2021)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.28918/ijibec.v5i2.3354","doi":"https://doi.org/10.28918/ijibec.v5i2.3354","is_oa":true,"landing_page_url":"https://doi.org/10.28918/ijibec.v5i2.3354","pdf_url":null,"source":{"id":"https://openalex.org/S4210209788","display_name":"International Journal of Islamic Business and Economics (IJIBEC)","issn_l":"2599-3216","issn":["2599-3216","2615-420X"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4310315126","host_organization_name":"Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan","host_organization_lineage":["https://openalex.org/P4310315126"],"host_organization_lineage_names":["Sekolah Tinggi Agama Islam Negeri (STAIN) Pekalongan"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Islamic Business and Economics (IJIBEC)","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/1","display_name":"No poverty","score":0.8928999900817871},{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.7578999996185303},{"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth","score":0.6452000141143799}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7110941871","https://openalex.org/W1522405663","https://openalex.org/W2786652292","https://openalex.org/W7168122425","https://openalex.org/W3183265485","https://openalex.org/W3211236201","https://openalex.org/W6968770852","https://openalex.org/W4362654449","https://openalex.org/W3168807846","https://openalex.org/W7220200672"],"abstract_inverted_index":{"This":[0,24,74,109],"research":[1,58],"aims":[2],"to":[3,49,155,164,171],"reveal":[4],"the":[5,60,128],"financial":[6,45,116,156,169],"inclusion":[7,46,117,138],"that":[8,112,159],"occurs":[9],"in":[10,19,37,51,64,86,140],"zakat":[11,14,28,35,62,131,141,145],"institutions":[12,36,142],"within":[13,80,150],"distribution":[15,29,129],"and":[16,21,30,40,70,101,103,125,134,153,167],"empowerment":[17,31,120],"program":[18,32,121],"Indonesia":[20,68],"Brunei":[22,71],"Darussalam.":[23],"study":[25,75,88,110],"will":[26],"deliver":[27],"held":[33,122],"by":[34,123,127],"two":[38,65],"countries":[39],"then":[41],"analyze":[42],"how":[43],"have":[44,168],"process":[47,118],"happened":[48,139],"mustahiq":[50,105,115,148,160],"both":[52],"institutions.":[53,108],"The":[54],"object":[55],"of":[56,99,106,130],"this":[57,87],"are":[59,143],"government":[61],"institution":[63],"countries,":[66],"namely":[67],"(BAZNAS)":[69],"Darussalam":[72],"(BAKAZ).":[73],"uses":[76],"a":[77],"qualitative":[78],"method":[79],"multiple":[81],"case":[82],"strategy.":[83],"Data":[84],"collection":[85],"was":[89],"carried":[90],"out":[91],"through":[92],"in-depth":[93],"interviews":[94],"with":[95],"several":[96],"expert":[97],"informants":[98],"BAZNAS":[100,124],"BAKAZ":[102,126],"also":[104],"each":[107],"shows":[111],"there":[113],"is":[114],"on":[119],"for":[132],"consumption":[133],"production":[135],"needs.":[136],"Financial":[137],"transferring":[144],"funds,":[146],"financing":[147],"business":[149,175],"capital":[151],"loan,":[152],"channeling":[154],"institutions,":[157],"so":[158],"can":[161],"transform":[162],"gradually":[163],"be":[165],"bankable":[166],"access":[170],"scale":[172],"up":[173],"their":[174]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":8},{"year":2024,"cited_by_count":10},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-09-17T00:00:00"}
