{"id":"https://openalex.org/W4295767204","doi":"https://doi.org/10.29040/ijebar.v6i2.5273","title":"FACTORS AFFECTING NON-PERFORMING LOANS IN STATE-OWNED BANKING","display_name":"FACTORS AFFECTING NON-PERFORMING LOANS IN STATE-OWNED BANKING","publication_year":2022,"publication_date":"2022-06-27","ids":{"openalex":"https://openalex.org/W4295767204","doi":"https://doi.org/10.29040/ijebar.v6i2.5273"},"language":"en","primary_location":{"id":"doi:10.29040/ijebar.v6i2.5273","doi":"https://doi.org/10.29040/ijebar.v6i2.5273","is_oa":true,"landing_page_url":"https://doi.org/10.29040/ijebar.v6i2.5273","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/download/5273/2248","source":{"id":"https://openalex.org/S4210197850","display_name":"International Journal of Economics Business and Accounting Research (IJEBAR)","issn_l":"2614-1280","issn":["2614-1280","2622-4771"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics, Business and Accounting Research (IJEBAR)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/download/5273/2248","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5006932125","display_name":"Cundo Harimurti","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405276069","display_name":"Institut Ilmu Sosial dan Manajemen STIAMI","ror":"https://ror.org/04sd0x306","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405276069"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Cundo Harimurti","raw_affiliation_strings":["Institut Ilmu Sosial dan Manajemen STIAMI"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Institut Ilmu Sosial dan Manajemen STIAMI","institution_ids":["https://openalex.org/I4405276069"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5004823963","display_name":"Pandoyo Pandoyo","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4405276069","display_name":"Institut Ilmu Sosial dan Manajemen STIAMI","ror":"https://ror.org/04sd0x306","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405276069"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Pandoyo Pandoyo","raw_affiliation_strings":["Sekolah Pascasarjana Institut STIAMI"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sekolah Pascasarjana Institut STIAMI","institution_ids":["https://openalex.org/I4405276069"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5023208627","display_name":"Mohammad Sofyan","orcid":"https://orcid.org/0000-0002-2216-9371","observed_orcids":["https://orcid.org/0000-0002-2216-9371"]},"institutions":[{"id":"https://openalex.org/I4405276069","display_name":"Institut Ilmu Sosial dan Manajemen STIAMI","ror":"https://ror.org/04sd0x306","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405276069"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Mohammad Sofyan","raw_affiliation_strings":["Institut Ilmu Sosial dan Manajemen STIAMI"],"raw_orcid":"https://orcid.org/0000-0002-2216-9371","affiliations":[{"raw_affiliation_string":"Institut Ilmu Sosial dan Manajemen STIAMI","institution_ids":["https://openalex.org/I4405276069"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4405276069"],"apc_list":null,"apc_paid":null,"fwci":2.5208,"has_fulltext":true,"cited_by_count":13,"citation_normalized_percentile":{"value":0.89462623,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"6","issue":"2","first_page":"1292","last_page":"1299"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.5922999978065491,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.5922999978065491,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.4036000072956085,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":1.0},{"id":"https://openalex.org/keywords/state-owned-banks","display_name":"state-owned banks","score":0.9860000014305115},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.7200000286102295},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9039999842643738},{"id":"https://openalex.org/keywords/equity-to-assets-ratio","display_name":"equity to assets ratio","score":0.9769999980926514},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":1.0},{"id":"https://openalex.org/keywords/macroeconomic-factors","display_name":"macroeconomic factors","score":0.8579999804496765},{"id":"https://openalex.org/keywords/bank-specific-factors","display_name":"bank-specific factors","score":0.7770000100135803},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.4959999918937683}],"concepts":[{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.7475810050964355},{"id":"https://openalex.org/C155530773","wikidata":"https://www.wikidata.org/wiki/Q591174","display_name":"Return on equity","level":3,"score":0.7406557202339172},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.7017921209335327},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.6055006384849548},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.581416130065918},{"id":"https://openalex.org/C107966889","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing asset","level":3,"score":0.5647085309028625},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5627700090408325},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.534067690372467},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.52463299036026},{"id":"https://openalex.org/C199728807","wikidata":"https://www.wikidata.org/wiki/Q2578557","display_name":"Equity (law)","level":2,"score":0.5160543322563171},{"id":"https://openalex.org/C124972522","wikidata":"https://www.wikidata.org/wiki/Q1303176","display_name":"Equity ratio","level":4,"score":0.500563383102417},{"id":"https://openalex.org/C200941418","wikidata":"https://www.wikidata.org/wiki/Q273508","display_name":"Inflation (cosmology)","level":2,"score":0.4956895112991333},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.456484317779541},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.354488730430603},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3192998468875885},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.28105536103248596},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.1043006181716919},{"id":"https://openalex.org/C181236170","wikidata":"https://www.wikidata.org/wiki/Q848354","display_name":"Capital asset pricing model","level":2,"score":0.08661425113677979},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.06619590520858765},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C33332235","wikidata":"https://www.wikidata.org/wiki/Q18362","display_name":"Theoretical physics","level":1,"score":0.0},{"id":"https://openalex.org/C121332964","wikidata":"https://www.wikidata.org/wiki/Q413","display_name":"Physics","level":0,"score":0.0},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.29040/ijebar.v6i2.5273","doi":"https://doi.org/10.29040/ijebar.v6i2.5273","is_oa":true,"landing_page_url":"https://doi.org/10.29040/ijebar.v6i2.5273","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/download/5273/2248","source":{"id":"https://openalex.org/S4210197850","display_name":"International Journal of Economics Business and Accounting Research (IJEBAR)","issn_l":"2614-1280","issn":["2614-1280","2622-4771"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics, Business and Accounting Research (IJEBAR)","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.29040/ijebar.v6i2.5273","doi":"https://doi.org/10.29040/ijebar.v6i2.5273","is_oa":true,"landing_page_url":"https://doi.org/10.29040/ijebar.v6i2.5273","pdf_url":"https://jurnal.stie-aas.ac.id/index.php/IJEBAR/article/download/5273/2248","source":{"id":"https://openalex.org/S4210197850","display_name":"International Journal of Economics Business and Accounting Research (IJEBAR)","issn_l":"2614-1280","issn":["2614-1280","2622-4771"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Economics, Business and Accounting Research (IJEBAR)","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4295767204.pdf","grobid_xml":"https://content.openalex.org/works/W4295767204.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W1235160050","https://openalex.org/W1678915186","https://openalex.org/W1874696156","https://openalex.org/W2002169993","https://openalex.org/W2037492637","https://openalex.org/W2182758196","https://openalex.org/W2191661537","https://openalex.org/W2556209658","https://openalex.org/W2615488444","https://openalex.org/W2972016489","https://openalex.org/W3034526095","https://openalex.org/W3111316104","https://openalex.org/W3210965418","https://openalex.org/W4206446804"],"related_works":["https://openalex.org/W2417995806","https://openalex.org/W4412663597","https://openalex.org/W2898627439","https://openalex.org/W3179212482","https://openalex.org/W3182873582","https://openalex.org/W7147219207","https://openalex.org/W6989160068","https://openalex.org/W6926002683","https://openalex.org/W583044032","https://openalex.org/W4389516403"],"abstract_inverted_index":{"This":[0,38,76],"research":[1,41,77],"aims":[2],"to":[3,22,51,60,106],"analyze":[4],"the":[5,35,53,73],"influence":[6],"of":[7,31,40,55],"macroeconomic":[8],"factors":[9,15],"projected":[10],"by":[11],"inflation":[12,121],"and":[13,25,64,109],"bank-specific":[14],"used,":[16],"namely":[17],"Return":[18,56,94],"on":[19,28,57,67,95,102,117,126],"Asset,":[20],"Equity":[21,59,105],"Asset":[23,61,107],"Ratio,":[24,62],"Bank":[26,65],"Size":[27,66],"Non-Performing":[29,103,118,127],"Loan":[30],"State-Owned":[32],"Banking":[33],"for":[34,72],"period":[36,74],"2017-2021.":[37,75],"type":[39],"is":[42],"a":[43,86,98,113,123],"causal":[44],"associative":[45],"study":[46],"because":[47],"it":[48],"was":[49],"conducted":[50],"determine":[52],"effect":[54,101,116,125],"Assets,":[58],"Inflation,":[63],"Non-performing":[68],"State-owned":[69],"banking":[70],"Loans":[71,128],"data":[78,82,87],"analysis":[79,84],"method":[80],"uses":[81],"panel":[83],"as":[85],"processing":[88],"tool":[89],"using":[90],"EViews":[91],"version":[92],"10.":[93],"Assets":[96],"has":[97,122],"significant":[99,114],"negative":[100],"Loans.":[104,119],"Ratio":[108],"bank":[110],"size":[111],"have":[112],"positive":[115,124],"Whereas":[120]},"counts_by_year":[{"year":2026,"cited_by_count":5},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":4}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-09-15T00:00:00"}