{"id":"https://openalex.org/W4290803102","doi":"https://doi.org/10.48550/arxiv.2208.04685","title":"Computable Contracts in the Financial Services Industry","display_name":"Computable Contracts in the Financial Services Industry","publication_year":2022,"publication_date":"2022-07-03","ids":{"openalex":"https://openalex.org/W4290803102","doi":"https://doi.org/10.48550/arxiv.2208.04685"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:arx:papers:2208.04685","doi":null,"is_oa":false,"landing_page_url":"http://arxiv.org/pdf/2208.04685","pdf_url":"http://arxiv.org/pdf/2208.04685","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},"volume":null,"type":"preprint","indexed_in":["arxiv","datacite"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://arxiv.org/pdf/2208.04685","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5021474475","display_name":"Vinay K. Chaudhri","orcid":"https://orcid.org/0000-0002-1363-645X","observed_orcids":["https://orcid.org/0000-0002-1363-645X"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Chaudhri, Vinay K","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5021474475"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.4124000072479248,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},"topics":[{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.4124000072479248,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T13643","display_name":"Artificial Intelligence in Law","score":0.3246999979019165,"subfield":{"id":"https://openalex.org/subfields/3320","display_name":"Political Science and International Relations"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13475","display_name":"Digital Transformation in Law","score":0.15440000593662262,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/smart-contracts","display_name":"smart contracts","score":0.8389999866485596},{"id":"https://openalex.org/keywords/financial-services","display_name":"financial services","score":0.7789999842643738},{"id":"https://openalex.org/keywords/legal-automation","display_name":"legal automation","score":0.37400001287460327},{"id":"https://openalex.org/keywords/derivative-contracts","display_name":"derivative contracts","score":0.593999981880188},{"id":"https://openalex.org/keywords/mortgage-agreements","display_name":"mortgage agreements","score":0.925000011920929},{"id":"https://openalex.org/keywords/arbitration-agreements","display_name":"arbitration agreements","score":0.8859999775886536},{"id":"https://openalex.org/keywords/customer-experience","display_name":"customer experience","score":0.6420000195503235}],"concepts":[{"id":"https://openalex.org/C2779231336","wikidata":"https://www.wikidata.org/wiki/Q7534724","display_name":"Sketch","level":2,"score":0.8076953887939453},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.6787309050559998},{"id":"https://openalex.org/C160151201","wikidata":"https://www.wikidata.org/wiki/Q207946","display_name":"Arbitration","level":2,"score":0.6257601976394653},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6235051155090332},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.49272826313972473},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4736194312572479},{"id":"https://openalex.org/C2780586882","wikidata":"https://www.wikidata.org/wiki/Q7520643","display_name":"Simple (philosophy)","level":2,"score":0.45747730135917664},{"id":"https://openalex.org/C20522121","wikidata":"https://www.wikidata.org/wiki/Q3589458","display_name":"Computable general equilibrium","level":2,"score":0.4473671615123749},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.34062546491622925},{"id":"https://openalex.org/C40700","wikidata":"https://www.wikidata.org/wiki/Q1411783","display_name":"Industrial organization","level":1,"score":0.3315292298793793},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.20850703120231628},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.20051687955856323},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0831766426563263},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"pmh:oai:RePEc:arx:papers:2208.04685","doi":null,"is_oa":false,"landing_page_url":"http://arxiv.org/pdf/2208.04685","pdf_url":"http://arxiv.org/pdf/2208.04685","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"pmh:oai:arXiv.org:2208.04685","doi":null,"is_oa":true,"landing_page_url":"http://arxiv.org/abs/2208.04685","pdf_url":"https://arxiv.org/pdf/2208.04685","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},{"id":"doi:10.48550/arxiv.2208.04685","doi":"https://doi.org/10.48550/arxiv.2208.04685","is_oa":true,"landing_page_url":"https://doi.org/10.48550/arxiv.2208.04685","pdf_url":null,"source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":null,"is_accepted":false,"is_published":null,"raw_source_name":null,"raw_type":"Preprint"}],"best_oa_location":{"id":"pmh:oai:arXiv.org:2208.04685","doi":null,"is_oa":true,"landing_page_url":"http://arxiv.org/abs/2208.04685","pdf_url":"https://arxiv.org/pdf/2208.04685","source":{"id":"https://openalex.org/S4306400194","display_name":"arXiv (Cornell University)","issn_l":"2331-8422","issn":["2331-8422"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I205783295","host_organization_name":"Cornell University","host_organization_lineage":["https://openalex.org/I205783295"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"text"},"sustainable_development_goals":[],"sustainable_development_goals_aurora":[{"display_name":"Partnerships for the goals","score":0.4699999988079071,"id":"https://metadata.un.org/sdg/17"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W3096621016","https://openalex.org/W2560662252","https://openalex.org/W2378994405","https://openalex.org/W4312091997","https://openalex.org/W2385974820","https://openalex.org/W4285158197","https://openalex.org/W2904253246","https://openalex.org/W2373478030","https://openalex.org/W2025060974","https://openalex.org/W2597631858"],"abstract_inverted_index":{"A":[0],"computable":[1,60],"contract":[2,5],"is":[3],"a":[4,7,93,104,110],"that":[6,56],"computer":[8],"can":[9],"read,":[10],"understand":[11],"and":[12,47,91,118],"execute.":[13],"The":[14],"financial":[15,64,124],"services":[16,65,125],"industry":[17,66],"makes":[18],"extensive":[19],"use":[20,58,116],"of":[21,33,59,79],"contracts,":[22,28],"for":[23,97],"example,":[24],"mortgage":[25],"agreements,":[26,30],"derivatives":[27],"arbitration":[29],"etc.":[31],"Most":[32],"these":[34],"contracts":[35,61],"exist":[36],"as":[37],"text":[38],"documents,":[39],"making":[40,98],"it":[41,84],"difficult":[42],"to":[43,69,86,88,122],"automatically":[44],"query,":[45],"execute":[46],"analyze":[48],"them.":[49],"In":[50],"this":[51],"vision":[52],"paper,":[53],"we":[54,108],"argue":[55],"the":[57,63,77,123],"in":[62,72,76],"will":[67],"lead":[68],"substantial":[70],"improvements":[71],"customer":[73],"experience,":[74],"reductions":[75],"cost":[78],"doing":[80],"legal":[81],"transactions,":[82],"make":[83],"easier":[85],"respond":[87],"changing":[89],"laws,":[90],"provide":[92],"much":[94],"better":[95],"framework":[96],"decisions":[99],"impacted":[100],"by":[101],"contracts.":[102],"Using":[103],"simple":[105],"payment":[106],"agreement,":[107],"illustrate":[109],"Contract":[111],"Definition":[112],"Language,":[113],"sketch":[114],"several":[115],"cases":[117],"discuss":[119],"their":[120],"benefits":[121],"industry.":[126]},"counts_by_year":[],"updated_date":"2026-08-26T07:47:46.906454","created_date":"2025-10-10T00:00:00"}
