{"id":"https://openalex.org/W4289946360","doi":"https://doi.org/10.1080/1331677x.2022.2106278","title":"How does the development of fintech affect financial efficiency? Evidence from China","display_name":"How does the development of fintech affect financial efficiency? Evidence from China","publication_year":2022,"publication_date":"2022-08-05","ids":{"openalex":"https://openalex.org/W4289946360","doi":"https://doi.org/10.1080/1331677x.2022.2106278"},"language":"en","primary_location":{"id":"doi:10.1080/1331677x.2022.2106278","doi":"https://doi.org/10.1080/1331677x.2022.2106278","is_oa":true,"landing_page_url":"https://doi.org/10.1080/1331677x.2022.2106278","pdf_url":"https://www.tandfonline.com/doi/epdf/10.1080/1331677X.2022.2106278?needAccess=true&role=button","source":{"id":"https://openalex.org/S1014724869","display_name":"Economic Research-Ekonomska Istra\u017eivanja","issn_l":"1331-677X","issn":["1331-677X","1848-9664"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","ddh","erih-plus","poland-20","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Research-Ekonomska Istra\u017eivanja","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://www.tandfonline.com/doi/epdf/10.1080/1331677X.2022.2106278?needAccess=true&role=button","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5060624729","display_name":"Yi Hu Wu","orcid":"https://orcid.org/0000-0003-1270-2950","observed_orcids":["https://orcid.org/0000-0003-1270-2950"]},"institutions":[{"id":"https://openalex.org/I9224756","display_name":"Northeastern University","ror":"https://ror.org/03awzbc87","country_code":"CN","type":"education","lineage":["https://openalex.org/I9224756"]}],"countries":["CN"],"is_corresponding":true,"raw_author_name":"Yi Hu Wu","raw_affiliation_strings":["School of Business Administration, Northeastern University, Shenyang, China"],"raw_orcid":"https://orcid.org/0000-0003-1270-2950","affiliations":[{"raw_affiliation_string":"School of Business Administration, Northeastern University, Shenyang, China","institution_ids":["https://openalex.org/I9224756"]}]},{"author_position":"middle","author":{"id":null,"display_name":"Liang Bai","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Liang Bai","raw_affiliation_strings":["Zero One Finance and Economics Think Tank, Beijing, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Zero One Finance and Economics Think Tank, Beijing, China","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5100375168","display_name":"Xiaohui Chen","orcid":"https://orcid.org/0000-0002-5016-6741","observed_orcids":["https://orcid.org/0000-0002-5016-6741"]},"institutions":[{"id":"https://openalex.org/I4210131342","display_name":"Yibin University","ror":"https://ror.org/03w8m2977","country_code":"CN","type":"education","lineage":["https://openalex.org/I4210131342"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xiaohui Chen","raw_affiliation_strings":["Faculty of Economics and Business Administration, Yibin University, Yibin, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business Administration, Yibin University, Yibin, China","institution_ids":["https://openalex.org/I4210131342"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5060624729"],"corresponding_institution_ids":["https://openalex.org/I9224756"],"apc_list":{"value":770,"currency":"GBP","value_usd":944},"apc_paid":{"value":770,"currency":"GBP","value_usd":944},"fwci":10.8493,"has_fulltext":true,"cited_by_count":66,"citation_normalized_percentile":{"value":0.98537526,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":100},"biblio":{"volume":"36","issue":"2","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9848999977111816,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9848999977111816,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.014000000432133675,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9160000085830688},{"id":"https://openalex.org/keywords/financial-efficiency","display_name":"financial efficiency","score":1.0},{"id":"https://openalex.org/keywords/moderating-effect","display_name":"moderating effect","score":0.7889999747276306},{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.5360000133514404}],"concepts":[{"id":"https://openalex.org/C55527203","wikidata":"https://www.wikidata.org/wiki/Q334194","display_name":"Spillover effect","level":2,"score":0.628017783164978},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.624311625957489},{"id":"https://openalex.org/C136810230","wikidata":"https://www.wikidata.org/wiki/Q188961","display_name":"Decentralization","level":2,"score":0.5885034799575806},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5158597826957703},{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.5130890607833862},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.5101962089538574},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4523039162158966},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4475133419036865},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4410289525985718},{"id":"https://openalex.org/C154600224","wikidata":"https://www.wikidata.org/wiki/Q5449728","display_name":"Financial market efficiency","level":3,"score":0.42281997203826904},{"id":"https://openalex.org/C19244329","wikidata":"https://www.wikidata.org/wiki/Q208697","display_name":"Financial market","level":2,"score":0.3753173351287842},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.36689406633377075},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.11198243498802185},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.10907915234565735},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.07295724749565125},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.06942415237426758},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1080/1331677x.2022.2106278","doi":"https://doi.org/10.1080/1331677x.2022.2106278","is_oa":true,"landing_page_url":"https://doi.org/10.1080/1331677x.2022.2106278","pdf_url":"https://www.tandfonline.com/doi/epdf/10.1080/1331677X.2022.2106278?needAccess=true&role=button","source":{"id":"https://openalex.org/S1014724869","display_name":"Economic Research-Ekonomska Istra\u017eivanja","issn_l":"1331-677X","issn":["1331-677X","1848-9664"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","ddh","erih-plus","poland-20","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Research-Ekonomska Istra\u017eivanja","raw_type":"journal-article"},{"id":"pmh:oai:hrcak.srce.hr:306626","doi":null,"is_oa":true,"landing_page_url":"https://hrcak.srce.hr/306626","pdf_url":"https://hrcak.srce.hr/file/442667","source":{"id":"https://openalex.org/S4306400071","display_name":"University of Zagreb University Computing Centre (SRCE)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I181343428","host_organization_name":"University of Zagreb","host_organization_lineage":["https://openalex.org/I181343428"],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Economic research - Ekonomska istra\u017eivanja","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:RePEc:taf:reroxx:v:36:y:2023:i:2:p:2106278","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/10.1080/1331677X.2022.2106278","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.1080/1331677x.2022.2106278","doi":"https://doi.org/10.1080/1331677x.2022.2106278","is_oa":true,"landing_page_url":"https://doi.org/10.1080/1331677x.2022.2106278","pdf_url":"https://www.tandfonline.com/doi/epdf/10.1080/1331677X.2022.2106278?needAccess=true&role=button","source":{"id":"https://openalex.org/S1014724869","display_name":"Economic Research-Ekonomska Istra\u017eivanja","issn_l":"1331-677X","issn":["1331-677X","1848-9664"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","ddh","erih-plus","poland-20","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Economic Research-Ekonomska Istra\u017eivanja","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/9","display_name":"Industry, innovation and infrastructure","score":0.6773999929428101}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4289946360.pdf","grobid_xml":"https://content.openalex.org/works/W4289946360.grobid-xml"},"referenced_works_count":15,"referenced_works":["https://openalex.org/W1508537748","https://openalex.org/W2081714882","https://openalex.org/W2097754106","https://openalex.org/W2161215497","https://openalex.org/W2762041969","https://openalex.org/W2975332077","https://openalex.org/W3005275297","https://openalex.org/W3125688476","https://openalex.org/W3207678983","https://openalex.org/W3212206545","https://openalex.org/W4210977776","https://openalex.org/W4250885546","https://openalex.org/W4281783546","https://openalex.org/W4402319847","https://openalex.org/W4414066893"],"related_works":["https://openalex.org/W7171767629","https://openalex.org/W4391809740","https://openalex.org/W4407871407","https://openalex.org/W4213346341","https://openalex.org/W4378190688","https://openalex.org/W7125432493","https://openalex.org/W3167974848","https://openalex.org/W4411369129","https://openalex.org/W4412186805","https://openalex.org/W4414279109"],"abstract_inverted_index":{"The":[0,73,120],"rapid":[1],"development":[2,69,101],"of":[3,30,85,115,122,152,166],"fintech":[4,14,45,68,100,116,123],"is":[5,94,127],"transforming":[6],"the":[7,20,27,38,61,65,83,112,140,150,163],"global":[8],"financial":[9,16,34,71,86,89,103,109,118,125,134,159],"system.":[10],"However,":[11],"how":[12],"does":[13],"impact":[15,32,84],"efficiency?":[17],"Based":[18],"on":[19,33,88,117,124],"technology":[21,77,87,153],"spillover":[22,78],"theory,":[23],"this":[24,138],"study":[25,62,141],"analysed":[26],"theoretical":[28],"mechanism":[29],"fintech\u2019s":[31],"efficiency":[35,90,126],"and":[36,70,91,102,154,161],"used":[37],"text":[39],"mining":[40],"method":[41],"to":[42,59],"construct":[43],"a":[44,95],"level":[46],"index":[47],"for":[48],"each":[49],"province":[50],"in":[51,130,158,169],"China.":[52],"Using":[53],"interprovincial":[54],"panel":[55],"data":[56],"from":[57],"2008":[58],"2018,":[60],"empirically":[63],"tested":[64],"relationship":[66,98],"between":[67,99],"efficiency.":[72,104,119],"results":[74],"show":[75],"that":[76,92,108,143],"theory":[79],"can":[80],"adequately":[81],"explain":[82],"there":[93],"U-shaped":[96],"nonlinear":[97],"Further":[105],"analysis":[106],"shows":[107],"decentralisation":[110],"moderates":[111],"marginal":[113],"effect":[114,121],"more":[128],"significant":[129],"regions":[131],"with":[132],"greater":[133],"decentralisation.":[135],"Therefore,":[136],"at":[137],"stage,":[139],"recommends":[142],"we":[144],"actively":[145],"embrace":[146],"fintech,":[147],"continuously":[148],"deepen":[149],"integration":[151],"finance,":[155],"promote":[156],"improvement":[157],"efficiency,":[160],"expand":[162],"positive":[164],"role":[165],"local":[167],"governments":[168],"technological":[170],"innovation.":[171]},"counts_by_year":[{"year":2026,"cited_by_count":9},{"year":2025,"cited_by_count":24},{"year":2024,"cited_by_count":20},{"year":2023,"cited_by_count":11},{"year":2022,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-08-06T00:00:00"}
