{"id":"https://openalex.org/W4289877801","doi":"https://doi.org/10.1108/jhass-11-2021-0178","title":"Financial inclusion and human development: is there a nexus?","display_name":"Financial inclusion and human development: is there a nexus?","publication_year":2022,"publication_date":"2022-08-05","ids":{"openalex":"https://openalex.org/W4289877801","doi":"https://doi.org/10.1108/jhass-11-2021-0178"},"language":"en","primary_location":{"id":"doi:10.1108/jhass-11-2021-0178","doi":"https://doi.org/10.1108/jhass-11-2021-0178","is_oa":true,"landing_page_url":"https://doi.org/10.1108/jhass-11-2021-0178","pdf_url":"https://www.emerald.com/insight/content/doi/10.1108/JHASS-11-2021-0178/full/pdf?title=financial-inclusion-and-human-development-is-there-a-nexus","source":{"id":"https://openalex.org/S4210185873","display_name":"Journal of Humanities and Applied Social Sciences","issn_l":"2632-279X","issn":["2632-279X"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["cwts-core","doaj","erih-plus"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Humanities and Applied Social Sciences","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.emerald.com/insight/content/doi/10.1108/JHASS-11-2021-0178/full/pdf?title=financial-inclusion-and-human-development-is-there-a-nexus","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5046074937","display_name":"Radwa Ahmed Abdelghaffar","orcid":"https://orcid.org/0000-0002-7976-4112","observed_orcids":["https://orcid.org/0000-0002-7976-4112"]},"institutions":[{"id":"https://openalex.org/I145487455","display_name":"Cairo University","ror":"https://ror.org/03q21mh05","country_code":"EG","type":"education","lineage":["https://openalex.org/I145487455"]}],"countries":["EG"],"is_corresponding":true,"raw_author_name":"Radwa Ahmed Abdelghaffar","raw_affiliation_strings":["Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt","institution_ids":["https://openalex.org/I145487455"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5069174181","display_name":"Hebatalla Atef Emam","orcid":"https://orcid.org/0000-0001-5079-7706","observed_orcids":["https://orcid.org/0000-0001-5079-7706"]},"institutions":[{"id":"https://openalex.org/I145487455","display_name":"Cairo University","ror":"https://ror.org/03q21mh05","country_code":"EG","type":"education","lineage":["https://openalex.org/I145487455"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"Hebatalla Atef Emam","raw_affiliation_strings":["Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt","institution_ids":["https://openalex.org/I145487455"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5002559593","display_name":"Nagwa Samak","orcid":"https://orcid.org/0000-0003-3259-1848","observed_orcids":["https://orcid.org/0000-0003-3259-1848"]},"institutions":[{"id":"https://openalex.org/I145487455","display_name":"Cairo University","ror":"https://ror.org/03q21mh05","country_code":"EG","type":"education","lineage":["https://openalex.org/I145487455"]}],"countries":["EG"],"is_corresponding":false,"raw_author_name":"Nagwa Abdallah Samak","raw_affiliation_strings":["Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Faculty of Economics and Political Science, Cairo University, Giza, Egypt","institution_ids":["https://openalex.org/I145487455"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5046074937"],"corresponding_institution_ids":["https://openalex.org/I145487455"],"apc_list":null,"apc_paid":null,"fwci":9.1575,"has_fulltext":true,"cited_by_count":73,"citation_normalized_percentile":{"value":0.97847274,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":100},"biblio":{"volume":"5","issue":"3","first_page":"163","last_page":"177"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9394999742507935,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9394999742507935,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13867","display_name":"Economic Growth and Development","score":0.05719999969005585,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10007","display_name":"Monetary Policy and Economic Impact","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":1.0},{"id":"https://openalex.org/keywords/personal-development","display_name":"human development","score":0.9980000257492065},{"id":"https://openalex.org/keywords/human-development-index","display_name":"Human Development Index","score":0.8949999809265137},{"id":"https://openalex.org/keywords/income-groups","display_name":"income groups","score":0.8399999737739563},{"id":"https://openalex.org/keywords/low-and-middle-income-countries","display_name":"low- and middle-income countries","score":0.7870000004768372},{"id":"https://openalex.org/keywords/financial-inclusion-index","display_name":"financial inclusion index","score":0.9070000052452087},{"id":"https://openalex.org/keywords/cross-national-comparison","display_name":"cross-national comparison","score":0.7509999871253967},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.4269999861717224}],"concepts":[{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.8943322896957397},{"id":"https://openalex.org/C148609458","wikidata":"https://www.wikidata.org/wiki/Q7021281","display_name":"Nexus (standard)","level":2,"score":0.8576292991638184},{"id":"https://openalex.org/C2779735493","wikidata":"https://www.wikidata.org/wiki/Q38994","display_name":"Human Development Index","level":3,"score":0.6720280051231384},{"id":"https://openalex.org/C2776950860","wikidata":"https://www.wikidata.org/wiki/Q2914681","display_name":"Originality","level":3,"score":0.6406478881835938},{"id":"https://openalex.org/C2781089502","wikidata":"https://www.wikidata.org/wiki/Q2917873","display_name":"Human development (humanity)","level":2,"score":0.612155020236969},{"id":"https://openalex.org/C109359841","wikidata":"https://www.wikidata.org/wiki/Q728944","display_name":"Inclusion (mineral)","level":2,"score":0.5931055545806885},{"id":"https://openalex.org/C2777382242","wikidata":"https://www.wikidata.org/wiki/Q6017816","display_name":"Index (typography)","level":2,"score":0.5551860928535461},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5173596739768982},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.4852433204650879},{"id":"https://openalex.org/C2776291640","wikidata":"https://www.wikidata.org/wiki/Q2912517","display_name":"Value (mathematics)","level":2,"score":0.43745335936546326},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.3267124891281128},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.3228567838668823},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2953188419342041},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.26229989528656006},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.22874262928962708},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.18895161151885986},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.12332737445831299},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.11991912126541138},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.11704650521278381},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.09904655814170837},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0},{"id":"https://openalex.org/C190248442","wikidata":"https://www.wikidata.org/wiki/Q839486","display_name":"Qualitative research","level":2,"score":0.0},{"id":"https://openalex.org/C149635348","wikidata":"https://www.wikidata.org/wiki/Q193040","display_name":"Embedded system","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1108/jhass-11-2021-0178","doi":"https://doi.org/10.1108/jhass-11-2021-0178","is_oa":true,"landing_page_url":"https://doi.org/10.1108/jhass-11-2021-0178","pdf_url":"https://www.emerald.com/insight/content/doi/10.1108/JHASS-11-2021-0178/full/pdf?title=financial-inclusion-and-human-development-is-there-a-nexus","source":{"id":"https://openalex.org/S4210185873","display_name":"Journal of Humanities and Applied Social Sciences","issn_l":"2632-279X","issn":["2632-279X"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["cwts-core","doaj","erih-plus"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Humanities and Applied Social Sciences","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:eme:jhassp:jhass-11-2021-0178","doi":null,"is_oa":true,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/JHASS-11-2021-0178/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":"https://www.emerald.com/jhass/article-pdf/5/3/163/1497571/jhass-11-2021-0178.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:doaj.org/article:48664bbf01e641d2b6a765f05b4b13a9","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/48664bbf01e641d2b6a765f05b4b13a9","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Humanities and Applied Social Sciences, Vol 5, Iss 3, Pp 163-177 (2023)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.1108/jhass-11-2021-0178","doi":"https://doi.org/10.1108/jhass-11-2021-0178","is_oa":true,"landing_page_url":"https://doi.org/10.1108/jhass-11-2021-0178","pdf_url":"https://www.emerald.com/insight/content/doi/10.1108/JHASS-11-2021-0178/full/pdf?title=financial-inclusion-and-human-development-is-there-a-nexus","source":{"id":"https://openalex.org/S4210185873","display_name":"Journal of Humanities and Applied Social Sciences","issn_l":"2632-279X","issn":["2632-279X"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["cwts-core","doaj","erih-plus"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Humanities and Applied Social Sciences","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","score":0.8974000215530396,"display_name":"Reduced inequalities"},{"id":"https://metadata.un.org/sdg/1","score":0.666700005531311,"display_name":"No poverty"},{"id":"https://metadata.un.org/sdg/8","score":0.5263000130653381,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4289877801.pdf","grobid_xml":"https://content.openalex.org/works/W4289877801.grobid-xml"},"referenced_works_count":32,"referenced_works":["https://openalex.org/W143078987","https://openalex.org/W1515246278","https://openalex.org/W1985728722","https://openalex.org/W2016484752","https://openalex.org/W2025610165","https://openalex.org/W2070631858","https://openalex.org/W2100657471","https://openalex.org/W2161965672","https://openalex.org/W2168725797","https://openalex.org/W2198229802","https://openalex.org/W2316800011","https://openalex.org/W2523532145","https://openalex.org/W2739241839","https://openalex.org/W2760154708","https://openalex.org/W2789711197","https://openalex.org/W2915453895","https://openalex.org/W2963634517","https://openalex.org/W2991632437","https://openalex.org/W2997267135","https://openalex.org/W3042092316","https://openalex.org/W3047238513","https://openalex.org/W3121358175","https://openalex.org/W3121717949","https://openalex.org/W3124516140","https://openalex.org/W3135288717","https://openalex.org/W3154291758","https://openalex.org/W3159645282","https://openalex.org/W3164382592","https://openalex.org/W4206100274","https://openalex.org/W4224047494","https://openalex.org/W4240042803","https://openalex.org/W7096936679"],"related_works":["https://openalex.org/W2468743828","https://openalex.org/W4396669044","https://openalex.org/W2523532145","https://openalex.org/W7161126015","https://openalex.org/W2997267135","https://openalex.org/W3205084278","https://openalex.org/W2963634517","https://openalex.org/W4416109581","https://openalex.org/W6982468134","https://openalex.org/W4387294918"],"abstract_inverted_index":{"Purpose":[0],"The":[1,35,94,136],"purpose":[2],"of":[3,40,58,99,121,126,155,163,171,185,221],"this":[4,28],"study":[5,95],"is":[6],"to":[7,20,61,159],"investigate":[8],"the":[9,63,97,102,108,115,147,161,167,181],"nexus":[10],"between":[11,65],"financial":[12,41,66,127,133,144,164],"inclusion":[13,42,67,73,128,145,165],"and":[14,26,68,76,88,123],"human":[15,69,83,103,168],"development":[16,84,104,169],"for":[17,44,143,151,176,216],"countries":[18,48,78],"belonging":[19],"different":[21,45,172],"income":[22,46,90,173,190],"groups":[23,174,211,220],"during":[24],"2009\u20132019,":[25],"whether":[27],"relation":[29,64],"differs":[30],"across":[31,188,206,218],"these":[32],"groups.":[33],"Design/methodology/approach":[34],"paper":[36],"constructs":[37],"an":[38,141],"index":[39,105,142],"(IFI)":[43],"group":[47],"employing":[49],"dynamic":[50],"panel":[51],"data":[52,150],"models":[53],"estimated":[54],"by":[55],"generalized":[56],"method":[57],"moments":[59],"(GMM)":[60],"analyse":[62],"development.":[70],"Findings":[71],"Financial":[72],"in":[74,86,139,157,183],"low":[75],"lower-middle-income":[77],"has":[79],"higher":[80],"effect":[81,98,117],"on":[82,101,118,166,199],"than":[85],"high":[87],"upper-middle":[89],"countries.":[91,222],"Research":[92],"limitations/implications":[93],"examines":[96],"IFI":[100,116],"(HDI)":[106],"at":[107],"aggregate":[109],"level.":[110],"Future":[111],"research":[112],"can":[113],"tackle":[114],"every":[119],"component":[120],"HDI":[122],"other":[124,193],"aspects":[125],"could":[129],"be":[130],"incorporated":[131],"like":[132],"technology.":[134],"Originality/value":[135],"originality":[137],"lies":[138],"constructing":[140],"using":[146],"most":[148],"recent":[149],"a":[152,200],"wide":[153],"range":[154],"countries,":[156],"addition":[158],"examining":[160],"impact":[162],"levels":[170],"allowing":[175],"more":[177],"accurate":[178],"analysis":[179],"tackling":[180],"differences":[182],"terms":[184],"adopted":[186],"policies":[187],"various":[189,219],"groups;":[191],"unlike":[192],"studies":[194],"that":[195,212],"are":[196],"carried":[197],"out":[198],"one":[201,207],"country":[202,210],"basis":[203],"or":[204,208],"only":[205],"two":[209],"do":[213],"not":[214],"allow":[215],"comparison":[217]},"counts_by_year":[{"year":2026,"cited_by_count":23},{"year":2025,"cited_by_count":27},{"year":2024,"cited_by_count":11},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":2}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2022-08-05T00:00:00"}
