{"id":"https://openalex.org/W4286248522","doi":"https://doi.org/10.30656/jak.v9i2.4346","title":"The Impact of Credit Risk on The Profitability With Characteristics Bank as Control Variables","display_name":"The Impact of Credit Risk on The Profitability With Characteristics Bank as Control Variables","publication_year":2022,"publication_date":"2022-07-04","ids":{"openalex":"https://openalex.org/W4286248522","doi":"https://doi.org/10.30656/jak.v9i2.4346"},"language":"en","primary_location":{"id":"doi:10.30656/jak.v9i2.4346","doi":"https://doi.org/10.30656/jak.v9i2.4346","is_oa":true,"landing_page_url":"https://doi.org/10.30656/jak.v9i2.4346","pdf_url":null,"source":{"id":"https://openalex.org/S4210229114","display_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","issn_l":"2339-2436","issn":["2339-2436","2549-5968"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4404676839","host_organization_name":"Serang Raya University","host_organization_lineage":["https://openalex.org/P4404676839"],"host_organization_lineage_names":["Serang Raya University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://doi.org/10.30656/jak.v9i2.4346","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5060632224","display_name":"Rini Syahril Fauziah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4404532884","display_name":"Nusa Putra University","ror":"https://ror.org/006q88a11","country_code":"ID","type":"education","lineage":["https://openalex.org/I4404532884"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Rini Syahril Fauziah","raw_affiliation_strings":["Universitas Nusa Putra"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Nusa Putra","institution_ids":["https://openalex.org/I4404532884"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5060719168","display_name":"Nur Hidayah K Fadhilah","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4404532884","display_name":"Nusa Putra University","ror":"https://ror.org/006q88a11","country_code":"ID","type":"education","lineage":["https://openalex.org/I4404532884"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Nur Hidayah K Fadhilah","raw_affiliation_strings":["Jurusan Akuntansi, Universitas Nusa Putra"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Jurusan Akuntansi, Universitas Nusa Putra","institution_ids":["https://openalex.org/I4404532884"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5060719168"],"corresponding_institution_ids":["https://openalex.org/I4404532884"],"apc_list":{"value":550000,"currency":"IDR","value_usd":36},"apc_paid":{"value":550000,"currency":"IDR","value_usd":36},"fwci":8.8228,"has_fulltext":true,"cited_by_count":31,"citation_normalized_percentile":{"value":0.98097521,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":"9","issue":"2","first_page":"145","last_page":"158"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.7246000170707703,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.7246000170707703,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.27149999141693115,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.0012000000569969416,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.996999979019165},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.7760000228881836},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.8669999837875366},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.8360000252723694},{"id":"https://openalex.org/keywords/loan-to-deposit-ratio","display_name":"loan to deposit ratio","score":0.9980000257492065},{"id":"https://openalex.org/keywords/bank-characteristics","display_name":"bank characteristics","score":0.6779999732971191},{"id":"https://openalex.org/keywords/control-of-variables","display_name":"variable control","score":0.5339999794960022},{"id":"https://openalex.org/keywords/listed-banks","display_name":"listed banks","score":0.8460000157356262},{"id":"https://openalex.org/keywords/indonesia-stock-exchange","display_name":"Indonesia Stock Exchange","score":0.9570000171661377}],"concepts":[{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.7497349977493286},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5888978838920593},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5804353952407837},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.5745777487754822},{"id":"https://openalex.org/C89128539","wikidata":"https://www.wikidata.org/wiki/Q1949963","display_name":"Statistic","level":2,"score":0.5388334393501282},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.5154386758804321},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.5115286111831665},{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.5085822343826294},{"id":"https://openalex.org/C153240184","wikidata":"https://www.wikidata.org/wiki/Q3243772","display_name":"Control variable","level":2,"score":0.48190954327583313},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.46997302770614624},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4512485861778259},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.43016746640205383},{"id":"https://openalex.org/C200870193","wikidata":"https://www.wikidata.org/wiki/Q11691","display_name":"Stock exchange","level":2,"score":0.42611753940582275},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3412014842033386},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.28042545914649963},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.259049654006958},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.19310161471366882}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.30656/jak.v9i2.4346","doi":"https://doi.org/10.30656/jak.v9i2.4346","is_oa":true,"landing_page_url":"https://doi.org/10.30656/jak.v9i2.4346","pdf_url":null,"source":{"id":"https://openalex.org/S4210229114","display_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","issn_l":"2339-2436","issn":["2339-2436","2549-5968"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4404676839","host_organization_name":"Serang Raya University","host_organization_lineage":["https://openalex.org/P4404676839"],"host_organization_lineage_names":["Serang Raya University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","raw_type":"journal-article"},{"id":"pmh:oai:e-jurnal.lppmunsera.org:article/4346","doi":null,"is_oa":true,"landing_page_url":"https://e-jurnal.lppmunsera.org/index.php/Akuntansi/article/view/4346","pdf_url":"https://e-jurnal.lppmunsera.org/index.php/Akuntansi/article/download/4346/2133","source":{"id":"https://openalex.org/S4210229114","display_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","issn_l":"2339-2436","issn":["2339-2436","2549-5968"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4404676839","host_organization_name":"Serang Raya University","host_organization_lineage":["https://openalex.org/P4404676839"],"host_organization_lineage_names":["Serang Raya University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.30656/jak.v9i2","raw_type":"info:eu-repo/semantics/article"},{"id":"pmh:oai:doaj.org/article:64b6a5812b4e425799d7f43408a4d411","doi":null,"is_oa":false,"landing_page_url":"https://doaj.org/article/64b6a5812b4e425799d7f43408a4d411","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Jurnal Akuntansi: Kajian Ilmiah Akuntansi, Vol 9, Iss 2, Pp 145-158 (2022)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.30656/jak.v9i2.4346","doi":"https://doi.org/10.30656/jak.v9i2.4346","is_oa":true,"landing_page_url":"https://doi.org/10.30656/jak.v9i2.4346","pdf_url":null,"source":{"id":"https://openalex.org/S4210229114","display_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","issn_l":"2339-2436","issn":["2339-2436","2549-5968"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj"],"host_organization":"https://openalex.org/P4404676839","host_organization_name":"Serang Raya University","host_organization_lineage":["https://openalex.org/P4404676839"],"host_organization_lineage_names":["Serang Raya University"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"JAK (Jurnal Akuntansi) Kajian Ilmiah Akuntansi","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4286248522.pdf","grobid_xml":"https://content.openalex.org/works/W4286248522.grobid-xml"},"referenced_works_count":10,"referenced_works":["https://openalex.org/W1913804460","https://openalex.org/W1990176981","https://openalex.org/W2234485627","https://openalex.org/W2520575493","https://openalex.org/W2624401184","https://openalex.org/W2750968968","https://openalex.org/W2763650517","https://openalex.org/W2892186499","https://openalex.org/W3137635806","https://openalex.org/W3137711456"],"related_works":["https://openalex.org/W3191845153","https://openalex.org/W7216506967","https://openalex.org/W3174970768","https://openalex.org/W4400174238","https://openalex.org/W3112708458","https://openalex.org/W2901959873","https://openalex.org/W4309456167","https://openalex.org/W7161661361","https://openalex.org/W4401227571","https://openalex.org/W2731246224"],"abstract_inverted_index":{"The":[0,93,106,116,163],"role":[1],"of":[2,11,29,37,40,50,95,165,168],"a":[3,54,78,89,137,153,172],"bank":[4,52,170],"cannot":[5],"be":[6,21],"separated":[7],"from":[8,119],"the":[9,15,27,35,38,48,51,57,62,82,111,147,159,166,169,181,184,188],"existence":[10,164],"credit":[12,18],"loans.":[13],"On":[14],"other":[16],"hand,":[17],"loans":[19,42,124,135],"will":[20],"profitable":[22],"for":[23],"banks":[24],"but":[25],"have":[26,125,136],"risk":[28],"default.":[30],"In":[31],"order":[32],"to":[33,149],"determine":[34],"extent":[36],"influence":[39,127,179],"bad":[41,123],"on":[43,45,61,128,130,142,144,158,161,180],"return":[44,129,143,160],"assets":[46],"with":[47,88],"characteristics":[49,167],"as":[53,77,171],"controller":[55,173],"in":[56,66,174],"banking":[58],"sector":[59],"listed":[60],"Indonesia":[63],"Stock":[64],"Exchange":[65],"2015-2019,":[67],"this":[68,120,175],"research":[69],"is":[70,110],"aimed":[71],"at.":[72],"Puposive":[73],"sampling":[74,79],"was":[75,98],"chosen":[76],"technique":[80],"where":[81],"data":[83,96],"obtained":[84],"were":[85],"23":[86],"companies":[87],"5-year":[90],"observation":[91],"period.":[92],"process":[94],"analysis":[97],"carried":[99],"out":[100],"through":[101],"multiple":[102],"linear":[103],"regression":[104],"analysis.":[105],"statistical":[107],"application":[108],"used":[109],"SPSS":[112],"Statistic":[113],"25":[114],"application.":[115],"results":[117],"found":[118],"study,":[121],"simultaneously":[122],"an":[126,178],"assets.":[131,145,162],"Partially,":[132],"net":[133],"performing":[134],"negative":[138],"and":[139,155,187],"significant":[140,156],"effect":[141,157],"Then,":[146],"Loan":[148],"Deposit":[150],"Ratio":[151],"has":[152,177],"positive":[154],"study":[176],"relationship":[182],"between":[183],"independent":[185],"variable":[186],"dependent":[189],"variable.":[190]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":4},{"year":2024,"cited_by_count":8},{"year":2023,"cited_by_count":14},{"year":2022,"cited_by_count":2}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-07-21T00:00:00"}
