{"id":"https://openalex.org/W4283724319","doi":"https://doi.org/10.7441/joc.2022.02.01","title":"The Impact of Competition and Risk Exposure on Profitability of the Romanian Banking System During the COVID-19 Pandemic","display_name":"The Impact of Competition and Risk Exposure on Profitability of the Romanian Banking System During the COVID-19 Pandemic","publication_year":2022,"publication_date":"2022-06-30","ids":{"openalex":"https://openalex.org/W4283724319","doi":"https://doi.org/10.7441/joc.2022.02.01"},"language":"en","primary_location":{"id":"doi:10.7441/joc.2022.02.01","doi":"https://doi.org/10.7441/joc.2022.02.01","is_oa":true,"landing_page_url":"https://doi.org/10.7441/joc.2022.02.01","pdf_url":"https://www.cjournal.cz/files/441.pdf","source":{"id":"https://openalex.org/S4210186250","display_name":"Journal of Competitiveness","issn_l":"1804-171X","issn":["1804-171X","1804-1728"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-scientific","cwts-core","doaj","erih-plus","jufo-1","norway-1","poland-70","russia-white-list-1"],"host_organization":"https://openalex.org/P4310314196","host_organization_name":"Tomas Ba\u0165a University in Zl\u00edn","host_organization_lineage":["https://openalex.org/P4310314196"],"host_organization_lineage_names":["Tomas Ba\u0165a University in Zl\u00edn"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Competitiveness","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://www.cjournal.cz/files/441.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5019910265","display_name":"Vasile Dinu","orcid":"https://orcid.org/0000-0003-3606-2548","observed_orcids":["https://orcid.org/0000-0003-3606-2548"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Vasile Dinu","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-3606-2548","affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5060863439","display_name":"Mariana Bunea","orcid":"https://orcid.org/0000-0003-2879-2065","observed_orcids":["https://orcid.org/0000-0003-2879-2065"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Mariana Bunea","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0003-2879-2065","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":450,"currency":"EUR","value_usd":485},"apc_paid":{"value":450,"currency":"EUR","value_usd":485},"fwci":4.559,"has_fulltext":true,"cited_by_count":31,"citation_normalized_percentile":{"value":0.95086847,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"14","issue":"2","first_page":"5","last_page":"22"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9384999871253967,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9384999871253967,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.05649999901652336,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.002300000051036477,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/bank-competition","display_name":"bank competition","score":0.8320000171661377},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.7620000243186951},{"id":"https://openalex.org/keywords/risk-weighted-assets","display_name":"risk-weighted assets","score":0.8579999804496765},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.6830000281333923},{"id":"https://openalex.org/keywords/market-risk","display_name":"market risk","score":0.9789999723434448},{"id":"https://openalex.org/keywords/operational-risk","display_name":"operational risk","score":1.0},{"id":"https://openalex.org/keywords/return-on-assets","display_name":"return on assets","score":0.9629999995231628},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.8259999752044678},{"id":"https://openalex.org/keywords/romanian-banking-sector","display_name":"Romanian banking system","score":0.8980000019073486},{"id":"https://openalex.org/keywords/bank-market-share","display_name":"bank market share","score":0.8339999914169312},{"id":"https://openalex.org/keywords/risk-management","display_name":"risk management","score":0.675000011920929}],"concepts":[{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.6828972101211548},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.6422486305236816},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6173227429389954},{"id":"https://openalex.org/C32896092","wikidata":"https://www.wikidata.org/wiki/Q189447","display_name":"Risk management","level":2,"score":0.5663251280784607},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.5617701411247253},{"id":"https://openalex.org/C43071985","wikidata":"https://www.wikidata.org/wiki/Q2906013","display_name":"Financial risk management","level":3,"score":0.5025396347045898},{"id":"https://openalex.org/C73858035","wikidata":"https://www.wikidata.org/wiki/Q1164550","display_name":"Market risk","level":2,"score":0.4418143630027771},{"id":"https://openalex.org/C89623803","wikidata":"https://www.wikidata.org/wiki/Q12184","display_name":"Pandemic","level":5,"score":0.43925046920776367},{"id":"https://openalex.org/C91306197","wikidata":"https://www.wikidata.org/wiki/Q45767","display_name":"Competition (biology)","level":2,"score":0.42435118556022644},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3633933663368225},{"id":"https://openalex.org/C3008058167","wikidata":"https://www.wikidata.org/wiki/Q84263196","display_name":"Coronavirus disease 2019 (COVID-19)","level":4,"score":0.31900516152381897},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2603488564491272},{"id":"https://openalex.org/C2779134260","wikidata":"https://www.wikidata.org/wiki/Q12136","display_name":"Disease","level":2,"score":0.0},{"id":"https://openalex.org/C142724271","wikidata":"https://www.wikidata.org/wiki/Q7208","display_name":"Pathology","level":1,"score":0.0},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.0},{"id":"https://openalex.org/C18903297","wikidata":"https://www.wikidata.org/wiki/Q7150","display_name":"Ecology","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0},{"id":"https://openalex.org/C524204448","wikidata":"https://www.wikidata.org/wiki/Q788926","display_name":"Infectious disease (medical specialty)","level":3,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.7441/joc.2022.02.01","doi":"https://doi.org/10.7441/joc.2022.02.01","is_oa":true,"landing_page_url":"https://doi.org/10.7441/joc.2022.02.01","pdf_url":"https://www.cjournal.cz/files/441.pdf","source":{"id":"https://openalex.org/S4210186250","display_name":"Journal of Competitiveness","issn_l":"1804-171X","issn":["1804-171X","1804-1728"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-scientific","cwts-core","doaj","erih-plus","jufo-1","norway-1","poland-70","russia-white-list-1"],"host_organization":"https://openalex.org/P4310314196","host_organization_name":"Tomas Ba\u0165a University in Zl\u00edn","host_organization_lineage":["https://openalex.org/P4310314196"],"host_organization_lineage_names":["Tomas Ba\u0165a University in Zl\u00edn"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Competitiveness","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:6ae0ae23225843a69405aa75e540cbcd","doi":null,"is_oa":false,"landing_page_url":"https://doaj.org/article/6ae0ae23225843a69405aa75e540cbcd","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Journal of Competitiveness, Vol 14, Iss 2, Pp 5-22 (2022)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.7441/joc.2022.02.01","doi":"https://doi.org/10.7441/joc.2022.02.01","is_oa":true,"landing_page_url":"https://doi.org/10.7441/joc.2022.02.01","pdf_url":"https://www.cjournal.cz/files/441.pdf","source":{"id":"https://openalex.org/S4210186250","display_name":"Journal of Competitiveness","issn_l":"1804-171X","issn":["1804-171X","1804-1728"],"is_oa":true,"is_in_doaj":true,"is_core":true,"listed_in":["anvur-scientific","cwts-core","doaj","erih-plus","jufo-1","norway-1","poland-70","russia-white-list-1"],"host_organization":"https://openalex.org/P4310314196","host_organization_name":"Tomas Ba\u0165a University in Zl\u00edn","host_organization_lineage":["https://openalex.org/P4310314196"],"host_organization_lineage_names":["Tomas Ba\u0165a University in Zl\u00edn"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Competitiveness","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.48510000109672546,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4283724319.pdf","grobid_xml":"https://content.openalex.org/works/W4283724319.grobid-xml"},"referenced_works_count":51,"referenced_works":["https://openalex.org/W1484743763","https://openalex.org/W1545531875","https://openalex.org/W1687158098","https://openalex.org/W1834246597","https://openalex.org/W1912708260","https://openalex.org/W1979106991","https://openalex.org/W2016210285","https://openalex.org/W2033574677","https://openalex.org/W2037102228","https://openalex.org/W2068215934","https://openalex.org/W2071106708","https://openalex.org/W2107223368","https://openalex.org/W2142372065","https://openalex.org/W2178951067","https://openalex.org/W2945792041","https://openalex.org/W2953889794","https://openalex.org/W2990007106","https://openalex.org/W3013963979","https://openalex.org/W3014727500","https://openalex.org/W3015769695","https://openalex.org/W3016341449","https://openalex.org/W3017985416","https://openalex.org/W3019369840","https://openalex.org/W3019662005","https://openalex.org/W3026117698","https://openalex.org/W3033031689","https://openalex.org/W3042935067","https://openalex.org/W3043617920","https://openalex.org/W3049014266","https://openalex.org/W3049347714","https://openalex.org/W3082481106","https://openalex.org/W3097512963","https://openalex.org/W3122263577","https://openalex.org/W3122540099","https://openalex.org/W3123953622","https://openalex.org/W3124360625","https://openalex.org/W3124367060","https://openalex.org/W3124832563","https://openalex.org/W3125228094","https://openalex.org/W3125521824","https://openalex.org/W3136337393","https://openalex.org/W3162297205","https://openalex.org/W3163375316","https://openalex.org/W3173390176","https://openalex.org/W3197242710","https://openalex.org/W3202140779","https://openalex.org/W4212930810","https://openalex.org/W4245217761","https://openalex.org/W4253629159","https://openalex.org/W4253879329","https://openalex.org/W6776725699"],"related_works":["https://openalex.org/W4323569728","https://openalex.org/W4391793858","https://openalex.org/W7216568975","https://openalex.org/W3122730140","https://openalex.org/W7110511099","https://openalex.org/W7215963217","https://openalex.org/W3194887089","https://openalex.org/W7112583693","https://openalex.org/W7057011505","https://openalex.org/W4392753530"],"abstract_inverted_index":{"In":[0,140],"the":[1,4,9,17,28,39,56,79,83,87,90,95,98,123,126,131,138,144,147,178,181,184,192,196,203,210,221,224,231,236,239],"context":[2,37],"of":[3,24,38,78,89,97,109,125,164,173,180,186,223],"economic":[5],"uncertainty":[6],"generated":[7],"at":[8],"national":[10],"level":[11],"and":[12,33,41,101,116,122,167,202,209],"caused":[13],"not":[14],"only":[15],"by":[16,130],"COVID-19":[18,99,182],"pandemic,":[19,183,227],"for":[20,31],"a":[21,52,64,150,157,162,187],"healthy":[22],"evolution":[23],"business":[25],"relations":[26],"in":[27,35,55,107],"competitive":[29],"environment,":[30],"resilience":[32],"survival":[34],"this":[36,174],"pandemic":[40,100],"efforts":[42],"to":[43,59,74,142,195,230],"counteract":[44],"possible":[45],"financial":[46,68],"losses,":[47],"optimal":[48],"risk":[49,105,115,198],"management":[50,106],"plays":[51],"key":[53],"role":[54],"banking":[57,92,127,211,240],"system":[58,128],"avoid":[60],"excessive":[61],"exposure":[62,194,229],"with":[63,161,235],"negative":[65],"impact":[66],"on":[67,86,119,134,137,156,238],"performance.":[69],"The":[70,171],"present":[71],"research":[72,153],"aimed":[73],"provide":[75],"an":[76,216],"analysis":[77,160],"potential":[80,168],"relationship":[81],"between":[82,191],"competition":[84],"presented":[85],"example":[88],"Romanian":[91],"market":[93,114,204],"(before":[94],"onset":[96,179,222],"after":[102,220],"its":[103],"start),":[104],"terms":[108],"risk-weighted":[110],"assets":[111],"(credit":[112],"risk,":[113,233],"operational":[117],"risk),":[118],"one":[120],"hand,":[121],"profitability":[124],"measured":[129],"ROA":[132],"(return":[133],"assets)":[135,201],"indicator,":[136],"other.":[139],"order":[141],"test":[143],"formulated":[145],"hypotheses,":[146],"authors":[148],"used":[149],"predominantly":[151],"quantitative":[152],"methodology":[154],"based":[155],"statistically":[158],"deductive":[159],"series":[163],"testing":[165],"objectives":[166],"cause-effect":[169],"links.":[170],"results":[172],"study":[175],"indicate,":[176],"before":[177],"existence":[185],"significant":[188],"intensity":[189],"correlation":[190],"banks\u2019":[193,228],"total":[197],"(RWA)":[199],"(risk-weighted":[200],"share":[205],"(as":[206,215],"dependent":[207],"variables)":[208],"performance":[212],"indicator":[213],"(ROA)":[214],"independent":[217],"variable)":[218],"and,":[219],"COVID":[225],"19":[226],"credit":[232],"together":[234],"position":[237],"market.":[241]},"counts_by_year":[{"year":2026,"cited_by_count":4},{"year":2025,"cited_by_count":9},{"year":2024,"cited_by_count":7},{"year":2023,"cited_by_count":10},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-07-01T00:00:00"}