{"id":"https://openalex.org/W4283220189","doi":"https://doi.org/10.1177/09721509221104244","title":"Determinants of Credit Risk in Ethiopian Banking Industry: Does Political Stability Matter?","display_name":"Determinants of Credit Risk in Ethiopian Banking Industry: Does Political Stability Matter?","publication_year":2022,"publication_date":"2022-06-20","ids":{"openalex":"https://openalex.org/W4283220189","doi":"https://doi.org/10.1177/09721509221104244"},"language":"en","primary_location":{"id":"doi:10.1177/09721509221104244","doi":"https://doi.org/10.1177/09721509221104244","is_oa":false,"landing_page_url":"https://doi.org/10.1177/09721509221104244","pdf_url":null,"source":{"id":"https://openalex.org/S967494592","display_name":"Global Business Review","issn_l":"0972-1509","issn":["0972-1509","0973-0664"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-1"],"host_organization":"https://openalex.org/P4310320017","host_organization_name":"SAGE Publishing","host_organization_lineage":["https://openalex.org/P4310320017"],"host_organization_lineage_names":["SAGE Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Global Business Review","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5033209141","display_name":"Mohammed Adem","orcid":"https://orcid.org/0000-0001-8922-8236","observed_orcids":["https://orcid.org/0000-0001-8922-8236"]},"institutions":[{"id":"https://openalex.org/I42869670","display_name":"Arba Minch University","ror":"https://ror.org/00ssp9h11","country_code":"ET","type":"education","lineage":["https://openalex.org/I42869670"]}],"countries":["ET"],"is_corresponding":true,"raw_author_name":"Mohammed Adem","raw_affiliation_strings":["Department of Accounting and Finance, Arba Minch University, Arba Minch, Ethiopia"],"raw_orcid":"https://orcid.org/0000-0001-8922-8236","affiliations":[{"raw_affiliation_string":"Department of Accounting and Finance, Arba Minch University, Arba Minch, Ethiopia","institution_ids":["https://openalex.org/I42869670"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5033209141"],"corresponding_institution_ids":["https://openalex.org/I42869670"],"apc_list":{"value":3650,"currency":"USD","value_usd":3650},"apc_paid":null,"fwci":1.331,"has_fulltext":false,"cited_by_count":11,"citation_normalized_percentile":{"value":0.81628527,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":93,"max":97},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9961000084877014,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.0008999999845400453,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.9810000061988831},{"id":"https://openalex.org/keywords/political-stability","display_name":"political stability","score":0.9909999966621399},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":0.8629999756813049},{"id":"https://openalex.org/keywords/tigray-war","display_name":"Tigray conflict","score":0.7720000147819519},{"id":"https://openalex.org/keywords/bank-operating-efficiency","display_name":"bank operating efficiency","score":0.8169999718666077},{"id":"https://openalex.org/keywords/bank-size","display_name":"bank size","score":0.675000011920929},{"id":"https://openalex.org/keywords/inflation","display_name":"inflation","score":0.9369999766349792},{"id":"https://openalex.org/keywords/economic-growth","display_name":"economic growth","score":0.7820000052452087},{"id":"https://openalex.org/keywords/loan-to-asset-ratio","display_name":"loan to asset ratio","score":0.8550000190734863},{"id":"https://openalex.org/keywords/bank-profitability","display_name":"bank profitability","score":0.9610000252723694},{"id":"https://openalex.org/keywords/currency-appreciation","display_name":"currency appreciation","score":0.6809999942779541},{"id":"https://openalex.org/keywords/developing-countries","display_name":"developing countries","score":0.43700000643730164}],"concepts":[{"id":"https://openalex.org/C71387314","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing loan","level":3,"score":0.7761447429656982},{"id":"https://openalex.org/C178350159","wikidata":"https://www.wikidata.org/wiki/Q162714","display_name":"Credit risk","level":2,"score":0.73313307762146},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.6223810911178589},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5725626945495605},{"id":"https://openalex.org/C63143784","wikidata":"https://www.wikidata.org/wiki/Q7885121","display_name":"Political risk","level":3,"score":0.5581917762756348},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.5303782820701599},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.5073177218437195},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.45112815499305725},{"id":"https://openalex.org/C121087249","wikidata":"https://www.wikidata.org/wiki/Q546395","display_name":"Emerging markets","level":2,"score":0.4290595054626465},{"id":"https://openalex.org/C2992835060","wikidata":"https://www.wikidata.org/wiki/Q17106442","display_name":"Political instability","level":3,"score":0.42833006381988525},{"id":"https://openalex.org/C141121606","wikidata":"https://www.wikidata.org/wiki/Q8142","display_name":"Currency","level":2,"score":0.4181179106235504},{"id":"https://openalex.org/C39389867","wikidata":"https://www.wikidata.org/wiki/Q380767","display_name":"Corporate governance","level":2,"score":0.41615188121795654},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.40881600975990295},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.38417837023735046},{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.3726944923400879},{"id":"https://openalex.org/C94625758","wikidata":"https://www.wikidata.org/wiki/Q7163","display_name":"Politics","level":2,"score":0.36640220880508423},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.25784462690353394},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1177/09721509221104244","doi":"https://doi.org/10.1177/09721509221104244","is_oa":false,"landing_page_url":"https://doi.org/10.1177/09721509221104244","pdf_url":null,"source":{"id":"https://openalex.org/S967494592","display_name":"Global Business Review","issn_l":"0972-1509","issn":["0972-1509","0973-0664"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-70","russia-white-list-1"],"host_organization":"https://openalex.org/P4310320017","host_organization_name":"SAGE Publishing","host_organization_lineage":["https://openalex.org/P4310320017"],"host_organization_lineage_names":["SAGE Publishing"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Global Business Review","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.8046000003814697,"display_name":"Peace, justice, and strong institutions","id":"https://metadata.un.org/sdg/16"},{"score":0.48510000109672546,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":29,"referenced_works":["https://openalex.org/W1235160050","https://openalex.org/W2017813443","https://openalex.org/W2035554302","https://openalex.org/W2063821303","https://openalex.org/W2082210206","https://openalex.org/W2147455979","https://openalex.org/W2150059822","https://openalex.org/W2467362571","https://openalex.org/W2591789178","https://openalex.org/W2606842266","https://openalex.org/W2733792432","https://openalex.org/W2888601269","https://openalex.org/W2889189524","https://openalex.org/W2943700175","https://openalex.org/W2979503181","https://openalex.org/W3062439023","https://openalex.org/W3080742846","https://openalex.org/W3099818228","https://openalex.org/W3107232513","https://openalex.org/W3111587798","https://openalex.org/W3113338825","https://openalex.org/W3121403162","https://openalex.org/W3121409121","https://openalex.org/W3121889795","https://openalex.org/W3122861456","https://openalex.org/W3123200913","https://openalex.org/W3123703532","https://openalex.org/W3124483190","https://openalex.org/W3128507187"],"related_works":["https://openalex.org/W4403438655","https://openalex.org/W7164188217","https://openalex.org/W4389745192","https://openalex.org/W4386738122","https://openalex.org/W4312825733","https://openalex.org/W4414705213","https://openalex.org/W7169677260","https://openalex.org/W4312198355","https://openalex.org/W7213459681","https://openalex.org/W2995893139"],"abstract_inverted_index":{"The":[0,44,144],"continued":[1],"political":[2,39,90,99,171],"instability":[3,100],"in":[4,56,181],"Ethiopia\u2019s":[5,76],"Tigray":[6],"Region":[7],"has":[8],"made":[9],"it":[10],"tough":[11],"for":[12],"bankers":[13],"to":[14,22,34,51,61,115,137,151],"recover":[15],"loan":[16],"repayments,":[17],"triggering":[18],"banks\u2019":[19],"nonperforming":[20,157],"assets":[21],"rise.":[23],"Beyond":[24],"the":[25,31,36,53,67,86,168,174],"bank":[26,107,128],"industry-specific":[27],"and":[28,41,75,121,132,147],"macroeconomic":[29],"determinants,":[30],"article":[32,45],"aims":[33],"understand":[35,52],"relationship":[37,55],"between":[38],"stability":[40,91,172],"credit":[42,96,108,142],"risk.":[43,109,143],"focuses":[46],"on":[47,80,106,156,173],"16":[48],"Ethiopian":[49],"banks":[50],"mentioned":[54],"developing":[57,182],"countries.":[58],"From":[59],"2010":[60],"2020,":[62],"data":[63],"are":[64],"obtained":[65],"from":[66],"World":[68,71],"Governance":[69],"Indicators,":[70],"Development":[72],"Indicators":[73],"database":[74],"National":[77],"Bank.":[78],"Based":[79],"a":[81,103,138,153,164],"two-step":[82],"dynamic":[83],"panel":[84],"estimator,":[85],"results":[87],"suggest":[88],"that":[89,176],"is":[92],"negatively":[93],"correlated":[94],"with":[95],"risk,":[97],"while":[98],"does":[101],"have":[102,152],"positive":[104],"impact":[105],"Credit":[110],"risk":[111],"was":[112],"inversely":[113],"related":[114],"increased":[116],"operating":[117],"efficiency,":[118],"diversified":[119],"earnings":[120],"national":[122],"currency":[123],"appreciation.":[124],"In":[125],"contrast,":[126],"greater":[127],"size,":[129],"rising":[130],"inflation":[131],"economic":[133],"expansion":[134],"all":[135],"contribute":[136],"high":[139],"level":[140],"of":[141,167,170,179],"loan-to-asset":[145],"ratio":[146],"profitability":[148],"were":[149],"shown":[150],"minor":[154],"influence":[155],"loans":[158],"(NPLs).":[159],"Thus,":[160],"this":[161],"study":[162],"provides":[163],"better":[165],"understanding":[166],"effects":[169],"factors":[175],"determine":[177],"levels":[178],"NPLs":[180],"economies.":[183]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":4}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2022-06-22T00:00:00"}
