{"id":"https://openalex.org/W4283018963","doi":"https://doi.org/10.56338/ijhess.v4i2.2399","title":"Analysis of Earning Asset Quality Relation to Profitability at PT. Regional Development Bank (BPD) Central Sulawesi","display_name":"Analysis of Earning Asset Quality Relation to Profitability at PT. Regional Development Bank (BPD) Central Sulawesi","publication_year":2022,"publication_date":"2022-04-12","ids":{"openalex":"https://openalex.org/W4283018963","doi":"https://doi.org/10.56338/ijhess.v4i2.2399"},"language":"en","primary_location":{"id":"doi:10.56338/ijhess.v4i2.2399","doi":"https://doi.org/10.56338/ijhess.v4i2.2399","is_oa":true,"landing_page_url":"https://doi.org/10.56338/ijhess.v4i2.2399","pdf_url":"https://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/download/2399/2069","source":{"id":"https://openalex.org/S4387281111","display_name":"International Journal of Health Economics and Social Sciences (IJHESS)","issn_l":"2685-6689","issn":["2685-6689"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210155326","host_organization_name":"Universitas Muhammadiyah Palu","host_organization_lineage":["https://openalex.org/I4210155326"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Health, Economics, and Social Sciences (IJHESS)","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/download/2399/2069","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5014855924","display_name":"Guasmin Guasmin","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210155326","display_name":"Universitas Muhammadiyah Palu","ror":"https://ror.org/051xzna40","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210155326"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Guasmin Guasmin","raw_affiliation_strings":["Management Study Program, Faculty of Economics, Univeristas Muhammadiyah Palu, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Management Study Program, Faculty of Economics, Univeristas Muhammadiyah Palu, Indonesia","institution_ids":["https://openalex.org/I4210155326"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5014855924"],"corresponding_institution_ids":["https://openalex.org/I4210155326"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.06437044,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"4","issue":"2","first_page":"122","last_page":"128"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9442999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.9442999958992004,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.05290000140666962,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12123","display_name":"Financial Analysis and Corporate Governance","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/profitability","display_name":"profitability","score":0.7699999809265137},{"id":"https://openalex.org/keywords/regional-development-banks","display_name":"regional development banks","score":0.7789999842643738},{"id":"https://openalex.org/keywords/allowance-for-doubtful-accounts","display_name":"allowance for doubtful accounts","score":0.6470000147819519},{"id":"https://openalex.org/keywords/loan-default-risk","display_name":"loan default risk","score":0.6069999933242798},{"id":"https://openalex.org/keywords/regional-state-owned-enterprises","display_name":"regional state-owned enterprises","score":0.46799999475479126},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.335999995470047}],"concepts":[{"id":"https://openalex.org/C129361004","wikidata":"https://www.wikidata.org/wiki/Q2470236","display_name":"Profitability index","level":2,"score":0.7774533629417419},{"id":"https://openalex.org/C2779338949","wikidata":"https://www.wikidata.org/wiki/Q4808812","display_name":"Asset quality","level":4,"score":0.7268620729446411},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6726994514465332},{"id":"https://openalex.org/C107966889","wikidata":"https://www.wikidata.org/wiki/Q494128","display_name":"Non-performing asset","level":3,"score":0.5290640592575073},{"id":"https://openalex.org/C2779268580","wikidata":"https://www.wikidata.org/wiki/Q3447087","display_name":"Allowance (engineering)","level":2,"score":0.5189344882965088},{"id":"https://openalex.org/C30472729","wikidata":"https://www.wikidata.org/wiki/Q955421","display_name":"Fixed asset","level":3,"score":0.49552643299102783},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.4755941331386566},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4737623333930969},{"id":"https://openalex.org/C185669311","wikidata":"https://www.wikidata.org/wiki/Q1163221","display_name":"Return on assets","level":3,"score":0.4473353326320648},{"id":"https://openalex.org/C2779530757","wikidata":"https://www.wikidata.org/wiki/Q1207505","display_name":"Quality (philosophy)","level":2,"score":0.42974674701690674},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.42471441626548767},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.21205288171768188},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.17529723048210144},{"id":"https://openalex.org/C21547014","wikidata":"https://www.wikidata.org/wiki/Q1423657","display_name":"Operations management","level":1,"score":0.13245415687561035},{"id":"https://openalex.org/C2778348673","wikidata":"https://www.wikidata.org/wiki/Q739302","display_name":"Production (economics)","level":2,"score":0.12733089923858643},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.10668784379959106},{"id":"https://openalex.org/C181236170","wikidata":"https://www.wikidata.org/wiki/Q848354","display_name":"Capital asset pricing model","level":2,"score":0.07796159386634827},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.0},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.0},{"id":"https://openalex.org/C111472728","wikidata":"https://www.wikidata.org/wiki/Q9471","display_name":"Epistemology","level":1,"score":0.0},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.56338/ijhess.v4i2.2399","doi":"https://doi.org/10.56338/ijhess.v4i2.2399","is_oa":true,"landing_page_url":"https://doi.org/10.56338/ijhess.v4i2.2399","pdf_url":"https://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/download/2399/2069","source":{"id":"https://openalex.org/S4387281111","display_name":"International Journal of Health Economics and Social Sciences (IJHESS)","issn_l":"2685-6689","issn":["2685-6689"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210155326","host_organization_name":"Universitas Muhammadiyah Palu","host_organization_lineage":["https://openalex.org/I4210155326"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Health, Economics, and Social Sciences (IJHESS)","raw_type":"journal-article"},{"id":"pmh:oai:jurnal.unismuhpalu.ac.id:article/2399","doi":null,"is_oa":true,"landing_page_url":"http://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/view/2399","pdf_url":"http://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/download/2399/2069","source":{"id":"https://openalex.org/S4387281111","display_name":"International Journal of Health Economics and Social Sciences (IJHESS)","issn_l":"2685-6689","issn":["2685-6689"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210155326","host_organization_name":"Universitas Muhammadiyah Palu","host_organization_lineage":["https://openalex.org/I4210155326"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"2685-6689","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.56338/ijhess.v4i2.2399","doi":"https://doi.org/10.56338/ijhess.v4i2.2399","is_oa":true,"landing_page_url":"https://doi.org/10.56338/ijhess.v4i2.2399","pdf_url":"https://jurnal.unismuhpalu.ac.id/index.php/IJHESS/article/download/2399/2069","source":{"id":"https://openalex.org/S4387281111","display_name":"International Journal of Health Economics and Social Sciences (IJHESS)","issn_l":"2685-6689","issn":["2685-6689"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4210155326","host_organization_name":"Universitas Muhammadiyah Palu","host_organization_lineage":["https://openalex.org/I4210155326"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Health, Economics, and Social Sciences (IJHESS)","raw_type":"journal-article"},"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/8","score":0.7825999855995178,"display_name":"Decent work and economic growth"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4283018963.pdf","grobid_xml":"https://content.openalex.org/works/W4283018963.grobid-xml"},"referenced_works_count":1,"referenced_works":["https://openalex.org/W2314696264"],"related_works":["https://openalex.org/W4236712808","https://openalex.org/W3159527645","https://openalex.org/W2883535573","https://openalex.org/W7042312374","https://openalex.org/W3213676541","https://openalex.org/W3131025885","https://openalex.org/W7165477325","https://openalex.org/W4379529714","https://openalex.org/W2954358297","https://openalex.org/W4379034552"],"abstract_inverted_index":{"PT.":[0,16],"The":[1,13,17],"Regional":[2,18],"Development":[3,19],"BANK":[4,20],"(BPD)":[5,21],"of":[6,15,22,48,71,106,115,143],"Central":[7,23,49],"Sulawesi":[8,24],"is":[9,63,81,100],"a":[10,26,31,127],"regionally-owned":[11],"enterprise.":[12],"existence":[14],"as":[25],"regional":[27],"company":[28],"has":[29],"become":[30],"Trusted":[32],"bank":[33],"in":[34],"Indonesia,":[35],"Healthy,":[36],"Developing,":[37],"Developing":[38],"Competitive,":[39],"Appropriate":[40],"Technology":[41],"and":[42,131],"Contributing":[43],"to":[44,67,83,135],"the":[45,55,64,69,79,97,104,111,132,141],"Economic":[46],"Growth":[47],"Sulawesi.":[50],"This":[51],"study":[52],"reveals":[53],"that":[54,86],"allowance":[56],"for":[57],"possible":[58],"losses":[59,85,90],"on":[60],"earning":[61,75],"assets":[62,109,123,125],"part":[65],"prepared":[66,144],"cover":[68],"risk":[70],"default":[72,129],"from":[73,118],"classified":[74],"assets.":[76,95],"With":[77],"PPAP,":[78],"Company":[80],"able":[82],"minimize":[84],"are":[87,124],"greater":[88],"than":[89],"caused":[91],"by":[92,103,140],"uncollectible":[93],"productive":[94,108,119,122],"And":[96],"company's":[98,112],"profitability":[99],"strongly":[101],"influenced":[102],"quality":[105,121],"its":[107],"(because":[110],"main":[113],"source":[114],"income":[116],"comes":[117],"assets),":[120],"with":[126],"small":[128],"rate":[130],"existing":[133],"failure":[134],"pay":[136],"can":[137],"be":[138],"covered":[139],"level":[142],"reserve":[145],"funds":[146],"(PPAP).":[147]},"counts_by_year":[],"updated_date":"2026-10-08T09:06:37.294493","created_date":"2022-06-18T00:00:00"}