{"id":"https://openalex.org/W4281832535","doi":"https://doi.org/10.1108/k-03-2022-0321","title":"Effect of household's financial literacy on pension decision making: evidence from China's new rural pension program","display_name":"Effect of household's financial literacy on pension decision making: evidence from China's new rural pension program","publication_year":2022,"publication_date":"2022-06-03","ids":{"openalex":"https://openalex.org/W4281832535","doi":"https://doi.org/10.1108/k-03-2022-0321"},"language":"en","primary_location":{"id":"doi:10.1108/k-03-2022-0321","doi":"https://doi.org/10.1108/k-03-2022-0321","is_oa":false,"landing_page_url":"https://doi.org/10.1108/k-03-2022-0321","pdf_url":null,"source":{"id":"https://openalex.org/S168682784","display_name":"Kybernetes","issn_l":"0368-492X","issn":["0368-492X","1758-7883"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","dongbi-c","fnege-4","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Kybernetes","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5035851558","display_name":"Shulin Xu","orcid":"https://orcid.org/0000-0002-1018-3213","observed_orcids":["https://orcid.org/0000-0002-1018-3213"]},"institutions":[{"id":"https://openalex.org/I159948400","display_name":"Jinan University","ror":"https://ror.org/02xe5ns62","country_code":"CN","type":"education","lineage":["https://openalex.org/I159948400"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Shulin Xu","raw_affiliation_strings":["School of Economics, Jinan University, Guangzhou, China"],"raw_orcid":"https://orcid.org/0000-0002-1018-3213","affiliations":[{"raw_affiliation_string":"School of Economics, Jinan University, Guangzhou, China","institution_ids":["https://openalex.org/I159948400"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5037209335","display_name":"Syed Tauseef Ali","orcid":"https://orcid.org/0000-0001-7849-2904","observed_orcids":["https://orcid.org/0000-0001-7849-2904"]},"institutions":[{"id":"https://openalex.org/I130480701","display_name":"Dongbei University of Finance and Economics","ror":"https://ror.org/05db1pj03","country_code":"CN","type":"education","lineage":["https://openalex.org/I130480701"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Syed Tauseef Ali","raw_affiliation_strings":["School of Accounting, Dongbei University of Finance and Economics, Dalian, China"],"raw_orcid":"https://orcid.org/0000-0001-7849-2904","affiliations":[{"raw_affiliation_string":"School of Accounting, Dongbei University of Finance and Economics, Dalian, China","institution_ids":["https://openalex.org/I130480701"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5089757570","display_name":"Zhen Yang","orcid":"https://orcid.org/0000-0002-1223-0415","observed_orcids":["https://orcid.org/0000-0002-1223-0415"]},"institutions":[{"id":"https://openalex.org/I130480701","display_name":"Dongbei University of Finance and Economics","ror":"https://ror.org/05db1pj03","country_code":"CN","type":"education","lineage":["https://openalex.org/I130480701"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Zhen Yang","raw_affiliation_strings":["School of Business Administration, Dongbei University of Finance and Economics, Dalian, China"],"raw_orcid":"https://orcid.org/0000-0002-1223-0415","affiliations":[{"raw_affiliation_string":"School of Business Administration, Dongbei University of Finance and Economics, Dalian, China","institution_ids":["https://openalex.org/I130480701"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5070289969","display_name":"Yunfeng Li","orcid":"https://orcid.org/0000-0003-0795-4766","observed_orcids":["https://orcid.org/0000-0003-0795-4766"]},"institutions":[{"id":"https://openalex.org/I53592917","display_name":"Jiangxi Normal University","ror":"https://ror.org/05nkgk822","country_code":"CN","type":"education","lineage":["https://openalex.org/I53592917"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Yunfeng Li","raw_affiliation_strings":["School of Finance, Jiangxi Normal University, Nanchang, China"],"raw_orcid":"https://orcid.org/0000-0003-0795-4766","affiliations":[{"raw_affiliation_string":"School of Finance, Jiangxi Normal University, Nanchang, China","institution_ids":["https://openalex.org/I53592917"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":4.9865,"has_fulltext":false,"cited_by_count":13,"citation_normalized_percentile":{"value":0.95029973,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"52","issue":"10","first_page":"4611","last_page":"4644"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9670000076293945},{"id":"https://openalex.org/keywords/rural-households","display_name":"rural households","score":0.777999997138977},{"id":"https://openalex.org/keywords/retirement-plan-participation","display_name":"pension participation","score":0.9100000262260437},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.9750000238418579},{"id":"https://openalex.org/keywords/gender-differences","display_name":"gender differences","score":0.8550000190734863},{"id":"https://openalex.org/keywords/regional-heterogeneity","display_name":"regional heterogeneity","score":0.972000002861023},{"id":"https://openalex.org/keywords/china","display_name":"China","score":0.43700000643730164},{"id":"https://openalex.org/keywords/social-security-policy","display_name":"social security policy","score":0.5270000100135803},{"id":"https://openalex.org/keywords/household-saving-behavior","display_name":"household saving behavior","score":0.4880000054836273},{"id":"https://openalex.org/keywords/individual-pension-accounts","display_name":"individual pension accounts","score":0.531000018119812},{"id":"https://openalex.org/keywords/rural-china","display_name":"rural China","score":0.3070000112056732},{"id":"https://openalex.org/keywords/china-household-finance-survey","display_name":"China Household Finance Survey","score":0.6110000014305115}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.9161707758903503},{"id":"https://openalex.org/C2780899237","wikidata":"https://www.wikidata.org/wiki/Q156223","display_name":"Pension","level":2,"score":0.811904788017273},{"id":"https://openalex.org/C610760","wikidata":"https://www.wikidata.org/wiki/Q1340706","display_name":"Endogeneity","level":2,"score":0.6333014965057373},{"id":"https://openalex.org/C191935318","wikidata":"https://www.wikidata.org/wiki/Q148","display_name":"China","level":2,"score":0.5799566507339478},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.46455520391464233},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.4557163715362549},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.44759634137153625},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3613924980163574},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3569224178791046},{"id":"https://openalex.org/C100001284","wikidata":"https://www.wikidata.org/wiki/Q2248246","display_name":"Public economics","level":1,"score":0.3483811914920807},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.3160090446472168},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.18169569969177246},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1108/k-03-2022-0321","doi":"https://doi.org/10.1108/k-03-2022-0321","is_oa":false,"landing_page_url":"https://doi.org/10.1108/k-03-2022-0321","pdf_url":null,"source":{"id":"https://openalex.org/S168682784","display_name":"Kybernetes","issn_l":"0368-492X","issn":["0368-492X","1758-7883"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-scientific","cwts-core","dongbi-c","fnege-4","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Kybernetes","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"No poverty","score":0.8928999900817871,"id":"https://metadata.un.org/sdg/1"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":73,"referenced_works":["https://openalex.org/W1533990321","https://openalex.org/W1557975231","https://openalex.org/W1594294799","https://openalex.org/W1966901658","https://openalex.org/W1974533200","https://openalex.org/W1976943697","https://openalex.org/W1991324264","https://openalex.org/W1994312041","https://openalex.org/W2049172491","https://openalex.org/W2058110501","https://openalex.org/W2061989571","https://openalex.org/W2070608820","https://openalex.org/W2082522904","https://openalex.org/W2086406246","https://openalex.org/W2093422274","https://openalex.org/W2101168279","https://openalex.org/W2107067966","https://openalex.org/W2110153620","https://openalex.org/W2113155572","https://openalex.org/W2113370265","https://openalex.org/W2115540370","https://openalex.org/W2122529124","https://openalex.org/W2131124455","https://openalex.org/W2141430131","https://openalex.org/W2152016387","https://openalex.org/W2153697104","https://openalex.org/W2161617666","https://openalex.org/W2166096872","https://openalex.org/W2474148148","https://openalex.org/W2491503643","https://openalex.org/W2529159180","https://openalex.org/W2559297797","https://openalex.org/W2587684156","https://openalex.org/W2593560379","https://openalex.org/W2610617842","https://openalex.org/W2616077740","https://openalex.org/W2752967313","https://openalex.org/W2767472213","https://openalex.org/W2798322658","https://openalex.org/W2806247236","https://openalex.org/W2900717224","https://openalex.org/W2969297325","https://openalex.org/W2970431888","https://openalex.org/W2987130419","https://openalex.org/W2990541513","https://openalex.org/W3000127711","https://openalex.org/W3005845622","https://openalex.org/W3019792862","https://openalex.org/W3033718337","https://openalex.org/W3044902155","https://openalex.org/W3092732965","https://openalex.org/W3093605830","https://openalex.org/W3094130901","https://openalex.org/W3098309366","https://openalex.org/W3109943335","https://openalex.org/W3116607554","https://openalex.org/W3118196929","https://openalex.org/W3121548657","https://openalex.org/W3123082135","https://openalex.org/W3124526872","https://openalex.org/W3125105190","https://openalex.org/W3125409630","https://openalex.org/W3125678016","https://openalex.org/W3125685058","https://openalex.org/W3133209659","https://openalex.org/W3134965929","https://openalex.org/W3135817851","https://openalex.org/W3157942972","https://openalex.org/W3172622864","https://openalex.org/W3206202158","https://openalex.org/W3209634087","https://openalex.org/W4239961324","https://openalex.org/W4297625931"],"related_works":["https://openalex.org/W7160388697","https://openalex.org/W7130505906","https://openalex.org/W3093082623","https://openalex.org/W7115189704","https://openalex.org/W2529159180","https://openalex.org/W3001716834","https://openalex.org/W3134965929","https://openalex.org/W1533990321","https://openalex.org/W7212373694","https://openalex.org/W4391887747"],"abstract_inverted_index":{"Purpose":[0],"China's":[1,92],"New":[2],"Rural":[3],"Pension":[4],"Program":[5],"(NRPP)":[6],"has":[7,33,187,239,260],"been":[8],"implemented":[9],"for":[10,112,334,464],"a":[11,188,228,424,554],"decade,":[12],"but":[13],"the":[14,43,63,82,95,121,127,131,136,142,148,152,171,200,207,225,234,244,247,251,278,293,315,335,338,345,356,359,414,418,446,465,468,475,486,489,544,548],"factors":[15],"that":[16,256,341,471],"facilitate":[17],"rural":[18,37,76,88,213,269,386,403,516,533],"residents'":[19,38,89,300,404,534],"participation":[20,41,90,208,223,305,405,535],"have":[21],"received":[22],"little":[23],"attention.":[24],"This":[25,79,106,133,311,442],"study":[26,48,80,107,134,312,366,443,496],"aims":[27],"to":[28,140,379,396,509,526],"investigate":[29],"whether":[30,58,184],"financial":[31,53,59,66,85,124,157,174,185,193,237,258,281,289,301,318,348,352,374,380,391,439,449,478,482,504,510,521,569],"literacy":[32,54,67,86,125,158,175,194,204,238,259,282,290,302,319,349,381,450,479,511],"an":[34,109],"influence":[35],"on":[36,68,87,176,192,243,283,303,320,344,350,451,474,480],"behavior":[39,209,324,454],"of":[40,65,75,84,102,123,130,155,173,199,210,250,280,299,317,347,417,427,448,477,547,557],"in":[42,91,126,159,170,212,224,233,246,263,268,277,337,385,467,515],"NRPP.":[44,132,201,235,252],"In":[45,146,286],"particular,":[46],"this":[47],"further":[49],"verifies":[50],"if":[51],"high":[52,156,257],"is":[55],"important":[56],"and":[57,71,104,115,118,167,195,217,221,274,296,306,330,354,362,373,382,388,393,406,420,460,484,492,503,512,518,523,536,550],"education":[60,186,291,383,392,513,522],"can":[61,205,412,433,542,563],"enhance":[62],"impact":[64,83,172,279,316,346,447,476],"current,":[69,113,294,328,458],"long-term":[70,114,222,295,329,459],"dynamic":[72,116,297],"pension":[73,161,177,196,230,265,284,307,321,407,452,537],"decisions":[74],"households.":[77],"Design/methodology/approach":[78],"investigates":[81],"NRPP":[93,304,419,549],"using":[94],"China":[96],"Household":[97],"Financial":[98,203],"Survey":[99],"(CHFS)":[100],"Data":[101],"2015":[103],"2017.":[105],"constructs":[108],"analytical":[110],"framework":[111,361,491],"impacts":[117,298],"comprehensively":[119,313,444],"analyzes":[120],"value":[122],"decision":[128,197,266,322],"making":[129,198,267,323,332,462],"uses":[135],"instrumental":[137],"variable":[138],"method":[139],"solve":[141],"possible":[143],"endogeneity":[144],"problem.":[145],"addition,":[147,287],"authors":[149],"also":[150,434,564],"demonstrate":[151],"positive":[153],"role":[154],"household":[160,264],"decisions.":[162,178,285],"Further":[163,253],"analysis":[164],"reveals":[165],"gender":[166,273],"regional":[168,275],"heterogeneity":[169],"The":[179,410,431,540,561],"moderating":[180,190],"effect":[181,191,242],"model":[182],"explores":[183],"significant":[189,241],"Findings":[202],"improve":[206],"households":[211],"areas":[214,387,517],"(dynamic":[215],"effect)":[216],"promote":[218],"their":[219],"current":[220,351,481],"NRPP,":[226],"choosing":[227],"higher":[229],"contribution":[231,248],"level":[232],"However,":[236],"no":[240],"change":[245],"amount":[249],"research":[254],"finds":[255],"comparative":[261],"advantages":[262],"areas.":[270],"There":[271],"are":[272],"differences":[276],"effective":[288],"enhances":[292],"contributions.":[308],"Practical":[309],"implications":[310],"considers":[314,445],"from":[325,455],"three":[326,456],"aspects:":[327,457],"dynamic,":[331,461],"up":[333,463],"dearth":[336,466],"existing":[339,469],"literature":[340,470],"only":[342,472],"focuses":[343,473],"behaviors":[353,483],"bridging":[355,485],"gap":[357,487],"between":[358,488],"theoretical":[360,490],"experimental":[363,493],"results.":[364,494],"Our":[365,495],"proposes":[367,497],"new":[368,498],"policy":[369,415,499,545],"implications:":[370,500],"(1)":[371,501],"Governments":[372,502],"institutions":[375,505],"should":[376,506],"pay":[377,507],"attention":[378,508],"levels":[384,400,514,530],"carry":[389,519],"out":[390,520],"training":[394,524],"programs":[395,525],"increase":[397,527],"social":[398,528],"welfare":[399,529],"by":[401,531],"increasing":[402,532],"contribution.":[408,538],"(2)":[409,539],"community":[411,541],"strengthen":[413,543],"advocacy":[416,546],"make":[421,551],"people":[422,552],"develop":[423,553],"stronger":[425,555],"sense":[426,556],"trust":[428,558],"toward":[429,559],"it.":[430,560],"government":[432,562],"subsidize":[435,565],"individual":[436,566],"accounts":[437,567],"through":[438,568],"support.":[440,570],"Originality/value":[441],"decision-making":[453]},"counts_by_year":[{"year":2026,"cited_by_count":2},{"year":2025,"cited_by_count":6},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":2},{"year":2022,"cited_by_count":2}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2022-06-13T00:00:00"}
