{"id":"https://openalex.org/W4237561594","doi":"https://doi.org/10.1515/fhep-2012-0028","title":"Price Shopping in Consumer-Directed Health Plans","display_name":"Price Shopping in Consumer-Directed Health Plans","publication_year":2013,"publication_date":"2013-01-01","ids":{"openalex":"https://openalex.org/W4237561594","doi":"https://doi.org/10.1515/fhep-2012-0028"},"language":"en","primary_location":{"id":"doi:10.1515/fhep-2012-0028","doi":"https://doi.org/10.1515/fhep-2012-0028","is_oa":true,"landing_page_url":"https://doi.org/10.1515/fhep-2012-0028","pdf_url":"https://www.degruyter.com/document/doi/10.1515/fhep-2012-0028/pdf","source":{"id":"https://openalex.org/S81639433","display_name":"Forum for Health Economics & Policy","issn_l":"1558-9544","issn":["1558-9544","2194-6191"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","erih-plus","medline","norway-1","poland-40","russia-white-list-2"],"host_organization":"https://openalex.org/P4310313990","host_organization_name":"De Gruyter","host_organization_lineage":["https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"fhep","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"bronze","oa_url":"https://www.degruyter.com/document/doi/10.1515/fhep-2012-0028/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5062466919","display_name":"Neeraj Sood","orcid":"https://orcid.org/0000-0001-9805-213X","observed_orcids":["https://orcid.org/0000-0001-9805-213X"]},"institutions":[{"id":"https://openalex.org/I1174212","display_name":"University of Southern California","ror":"https://ror.org/03taz7m60","country_code":"US","type":"education","lineage":["https://openalex.org/I1174212"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Neeraj Sood","raw_affiliation_strings":["University of Southern California"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Southern California","institution_ids":["https://openalex.org/I1174212"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5052176168","display_name":"Zachary Wagner","orcid":"https://orcid.org/0000-0003-2922-3315","observed_orcids":["https://orcid.org/0000-0003-2922-3315"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Zachary Wagner","raw_affiliation_strings":["Leonard D. Schaeffer Center for Health Policy and Economics"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Leonard D. Schaeffer Center for Health Policy and Economics","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5030580706","display_name":"Peter J. Huckfeldt","orcid":"https://orcid.org/0000-0003-1593-4167","observed_orcids":["https://orcid.org/0000-0003-1593-4167"]},"institutions":[{"id":"https://openalex.org/I1309849503","display_name":"RAND Corporation","ror":"https://ror.org/00f2z7n96","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1309849503"]},{"id":"https://openalex.org/I74973139","display_name":"Carnegie Mellon University","ror":"https://ror.org/05x2bcf33","country_code":"US","type":"education","lineage":["https://openalex.org/I74973139"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Peter Huckfeldt","raw_affiliation_strings":["Carnegie Mellon University, RAND Corporation"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Carnegie Mellon University, RAND Corporation","institution_ids":["https://openalex.org/I1309849503","https://openalex.org/I74973139"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5085836154","display_name":"Amelia M. Haviland","orcid":"https://orcid.org/0000-0003-1068-4031","observed_orcids":["https://orcid.org/0000-0003-1068-4031"]},"institutions":[{"id":"https://openalex.org/I1309849503","display_name":"RAND Corporation","ror":"https://ror.org/00f2z7n96","country_code":"US","type":"nonprofit","lineage":["https://openalex.org/I1309849503"]},{"id":"https://openalex.org/I74973139","display_name":"Carnegie Mellon University","ror":"https://ror.org/05x2bcf33","country_code":"US","type":"education","lineage":["https://openalex.org/I74973139"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Amelia M. Haviland","raw_affiliation_strings":["Carnegie Mellon University, RAND Corporation"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Carnegie Mellon University, RAND Corporation","institution_ids":["https://openalex.org/I1309849503","https://openalex.org/I74973139"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":["https://openalex.org/A5062466919"],"corresponding_institution_ids":["https://openalex.org/I1174212"],"apc_list":{"value":2400,"currency":"EUR","value_usd":2712},"apc_paid":null,"fwci":3.1319,"has_fulltext":true,"cited_by_count":25,"citation_normalized_percentile":{"value":0.93385135,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":"16","issue":"1","first_page":"35","last_page":"53"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9976000189781189,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11531","display_name":"Healthcare Systems and Reforms","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11792","display_name":"Pharmaceutical Economics and Policy","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/consumer-driven-health-plans","display_name":"consumer-directed health plans","score":0.9950000047683716},{"id":"https://openalex.org/keywords/health-insurance","display_name":"health insurance","score":0.42500001192092896},{"id":"https://openalex.org/keywords/outpatient-care","display_name":"outpatient care","score":0.8840000033378601},{"id":"https://openalex.org/keywords/office-visits","display_name":"office visits","score":0.8880000114440918},{"id":"https://openalex.org/keywords/provider-costs","display_name":"provider costs","score":0.4650000035762787},{"id":"https://openalex.org/keywords/deductibles","display_name":"deductibles","score":0.6909999847412109},{"id":"https://openalex.org/keywords/employer-sponsored-health-insurance","display_name":"employer-sponsored health insurance","score":0.6650000214576721},{"id":"https://openalex.org/keywords/health-care-costs","display_name":"health care costs","score":0.4650000035762787}],"concepts":[{"id":"https://openalex.org/C2776829726","wikidata":"https://www.wikidata.org/wiki/Q1759284","display_name":"Deductible","level":2,"score":0.8930807113647461},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5957534909248352},{"id":"https://openalex.org/C2780084366","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demographics","level":2,"score":0.5947507619857788},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.49846482276916504},{"id":"https://openalex.org/C2983635472","wikidata":"https://www.wikidata.org/wiki/Q334911","display_name":"Health insurance","level":3,"score":0.4692632555961609},{"id":"https://openalex.org/C2992755240","wikidata":"https://www.wikidata.org/wiki/Q1519812","display_name":"Health plan","level":3,"score":0.4646213948726654},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.42932984232902527},{"id":"https://openalex.org/C160735492","wikidata":"https://www.wikidata.org/wiki/Q31207","display_name":"Health care","level":2,"score":0.3923841416835785},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.321290522813797},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27958911657333374},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.23228278756141663},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0788431465625763},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1515/fhep-2012-0028","doi":"https://doi.org/10.1515/fhep-2012-0028","is_oa":true,"landing_page_url":"https://doi.org/10.1515/fhep-2012-0028","pdf_url":"https://www.degruyter.com/document/doi/10.1515/fhep-2012-0028/pdf","source":{"id":"https://openalex.org/S81639433","display_name":"Forum for Health Economics & Policy","issn_l":"1558-9544","issn":["1558-9544","2194-6191"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","erih-plus","medline","norway-1","poland-40","russia-white-list-2"],"host_organization":"https://openalex.org/P4310313990","host_organization_name":"De Gruyter","host_organization_lineage":["https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"fhep","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1515/fhep-2012-0028","doi":"https://doi.org/10.1515/fhep-2012-0028","is_oa":true,"landing_page_url":"https://doi.org/10.1515/fhep-2012-0028","pdf_url":"https://www.degruyter.com/document/doi/10.1515/fhep-2012-0028/pdf","source":{"id":"https://openalex.org/S81639433","display_name":"Forum for Health Economics & Policy","issn_l":"1558-9544","issn":["1558-9544","2194-6191"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","erih-plus","medline","norway-1","poland-40","russia-white-list-2"],"host_organization":"https://openalex.org/P4310313990","host_organization_name":"De Gruyter","host_organization_lineage":["https://openalex.org/P4310313990"],"host_organization_lineage_names":["De Gruyter"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"fhep","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Good health and well-being","id":"https://metadata.un.org/sdg/3","score":0.46810001134872437}],"sustainable_development_goals_aurora":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4237561594.pdf","grobid_xml":"https://content.openalex.org/works/W4237561594.grobid-xml"},"referenced_works_count":6,"referenced_works":["https://openalex.org/W1831684166","https://openalex.org/W1943739171","https://openalex.org/W1964797568","https://openalex.org/W1976712936","https://openalex.org/W2030792808","https://openalex.org/W2103680052"],"related_works":["https://openalex.org/W2237840061","https://openalex.org/W2767156108","https://openalex.org/W2982025327","https://openalex.org/W3009260617","https://openalex.org/W1980644905","https://openalex.org/W1566282614","https://openalex.org/W7099293673","https://openalex.org/W2031780698","https://openalex.org/W7098562561","https://openalex.org/W7036948189"],"abstract_inverted_index":{"Abstract":[0],"We":[1,83],"use":[2],"health":[3,25,31,95],"insurance":[4],"claims":[5,52,154],"data":[6],"from":[7,53,62,155,161],"63":[8],"large":[9],"employers":[10],"to":[11,29,66,165],"estimate":[12,85],"the":[13,41,46,49,60,100,108,141,196],"extent":[14],"of":[15,36,51,113,153],"price":[16,37,43,63,88,162,185,192],"shopping":[17,38,64,89,163,186,193],"for":[18,73,134],"nine":[19,114],"common":[20],"outpatient":[21],"services":[22,115],"in":[23,87,148],"consumer-directed":[24],"plans":[26],"(CDHPs)":[27],"compared":[28],"traditional":[30,122,166],"plans.":[32,167],"The":[33],"main":[34],"measures":[35],"include":[39],"(1)":[40],"total":[42],"paid":[44,118,131],"on":[45,93],"claim,":[47],"(2)":[48],"share":[50,152],"low-":[54],"and":[55,58,75,80,98,121,158],"high-cost":[56],"providers,":[57],"(3)":[59],"savings":[61,160],"relative":[65,164],"choosing":[67],"prices":[68,117],"randomly.":[69],"All":[70],"analyses":[71],"control":[72],"individual":[74],"zip":[76],"code":[77],"level":[78],"demographics":[79],"plan":[81,123],"characteristics.":[82],"also":[84,170],"differences":[86],"within":[90,174],"CDHPs":[91],"depending":[92],"expected":[94,180],"care":[96],"costs":[97],"whether":[99],"service":[101,143],"was":[102,140,169],"bought":[103],"before":[104,194],"or":[105,187],"after":[106],"reaching":[107,195],"deductible.":[109,197],"For":[110],"eight":[111],"out":[112],"analyzed,":[116],"by":[119],"CDHP":[120,129,145,175],"enrollees":[124,130],"did":[125],"not":[126],"differ":[127],"significantly;":[128],"2.3%":[132],"less":[133],"office":[135,138],"visits.":[136],"Similarly,":[137],"visits":[139],"only":[142],"where":[144],"enrollment":[146],"resulted":[147],"a":[149],"significantly":[150],"larger":[151],"low-cost":[156],"providers":[157],"greater":[159],"There":[168],"no":[171],"evidence":[172],"that,":[173],"plans,":[176],"consumers":[177,189],"with":[178],"lower":[179],"medical":[181],"expenses":[182],"exhibited":[183,190],"more":[184,191],"that":[188]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":4},{"year":2020,"cited_by_count":2},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":3},{"year":2017,"cited_by_count":4},{"year":2016,"cited_by_count":3},{"year":2013,"cited_by_count":1}],"updated_date":"2026-10-07T09:51:55.459714","created_date":"2022-05-12T00:00:00"}