{"id":"https://openalex.org/W4226036121","doi":"https://doi.org/10.2139/ssrn.4050422","title":"Insurance Demand in the Presence of State-Dependent Background Uncertainty","display_name":"Insurance Demand in the Presence of State-Dependent Background Uncertainty","publication_year":2022,"publication_date":"2022-01-01","ids":{"openalex":"https://openalex.org/W4226036121","doi":"https://doi.org/10.2139/ssrn.4050422"},"language":"en","primary_location":{"id":"doi:10.2139/ssrn.4050422","doi":"https://doi.org/10.2139/ssrn.4050422","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4050422","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.4050422","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5001787243","display_name":"Yoichiro Fujii","orcid":"https://orcid.org/0000-0001-8759-4857","observed_orcids":["https://orcid.org/0000-0001-8759-4857"]},"institutions":[{"id":"https://openalex.org/I16656306","display_name":"Meiji University","ror":"https://ror.org/02rqvrp93","country_code":"JP","type":"education","lineage":["https://openalex.org/I16656306"]}],"countries":["JP"],"is_corresponding":false,"raw_author_name":"Yoichiro Fujii","raw_affiliation_strings":["Meiji University - School of Commerce, United States","Meiji University - School of Commerce"],"raw_orcid":"https://orcid.org/0000-0001-8759-4857","affiliations":[{"raw_affiliation_string":"Meiji University - School of Commerce, United States","institution_ids":["https://openalex.org/I16656306"]},{"raw_affiliation_string":"Meiji University - School of Commerce","institution_ids":["https://openalex.org/I16656306"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5042021243","display_name":"Yusuke Osaki","orcid":"https://orcid.org/0000-0002-6586-2555","observed_orcids":["https://orcid.org/0000-0002-6586-2555"]},"institutions":[{"id":"https://openalex.org/I150744194","display_name":"Waseda University","ror":"https://ror.org/00ntfnx83","country_code":"JP","type":"education","lineage":["https://openalex.org/I150744194"]}],"countries":["JP"],"is_corresponding":true,"raw_author_name":"Yusuke Osaki","raw_affiliation_strings":["Waseda University - School of Commerce, 1-6-1 Nishiwaseda, Shinjuku, Tokyo 1698050, Japan","Waseda University - School of Commerce"],"raw_orcid":"https://orcid.org/0000-0002-6586-2555","affiliations":[{"raw_affiliation_string":"Waseda University - School of Commerce, 1-6-1 Nishiwaseda, Shinjuku, Tokyo 1698050, Japan","institution_ids":["https://openalex.org/I150744194"]},{"raw_affiliation_string":"Waseda University - School of Commerce","institution_ids":["https://openalex.org/I150744194"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5042021243"],"corresponding_institution_ids":["https://openalex.org/I150744194"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.490200012922287,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10315","display_name":"Decision-Making and Behavioral Economics","score":0.490200012922287,"subfield":{"id":"https://openalex.org/subfields/1800","display_name":"General Decision Sciences"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.47999998927116394,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.007699999958276749,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/insurance-demand","display_name":"insurance demand","score":0.9909999966621399},{"id":"https://openalex.org/keywords/background-uncertainties","display_name":"background uncertainties","score":0.8479999899864197},{"id":"https://openalex.org/keywords/stochastic-dominance","display_name":"stochastic dominance","score":0.8809999823570251},{"id":"https://openalex.org/keywords/ambiguity-aversion","display_name":"ambiguity aversion","score":0.9309999942779541},{"id":"https://openalex.org/keywords/risk-and-ambiguity","display_name":"risk and ambiguity","score":0.45500001311302185}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.45963555574417114},{"id":"https://openalex.org/C48103436","wikidata":"https://www.wikidata.org/wiki/Q599031","display_name":"State (computer science)","level":2,"score":0.4206737279891968},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.4189297556877136},{"id":"https://openalex.org/C175605778","wikidata":"https://www.wikidata.org/wiki/Q3299701","display_name":"Natural resource economics","level":1,"score":0.41042742133140564},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.3685852289199829},{"id":"https://openalex.org/C39432304","wikidata":"https://www.wikidata.org/wiki/Q188847","display_name":"Environmental science","level":0,"score":0.36548012495040894},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3629286587238312},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.19957202672958374},{"id":"https://openalex.org/C11413529","wikidata":"https://www.wikidata.org/wiki/Q8366","display_name":"Algorithm","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.2139/ssrn.4050422","doi":"https://doi.org/10.2139/ssrn.4050422","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4050422","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"}],"best_oa_location":{"id":"doi:10.2139/ssrn.4050422","doi":"https://doi.org/10.2139/ssrn.4050422","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.4050422","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":18,"referenced_works":["https://openalex.org/W60867679","https://openalex.org/W1524687023","https://openalex.org/W1970589954","https://openalex.org/W1970935641","https://openalex.org/W1985758738","https://openalex.org/W1988116729","https://openalex.org/W1995118028","https://openalex.org/W2009749785","https://openalex.org/W2031269402","https://openalex.org/W2077937580","https://openalex.org/W2083308439","https://openalex.org/W2145713680","https://openalex.org/W2305120821","https://openalex.org/W2462496297","https://openalex.org/W2972305053","https://openalex.org/W3122592429","https://openalex.org/W4207083472","https://openalex.org/W4255137707"],"related_works":["https://openalex.org/W4378902782","https://openalex.org/W4396545671","https://openalex.org/W2315967866","https://openalex.org/W1985758738","https://openalex.org/W2031836651","https://openalex.org/W1499620475","https://openalex.org/W4399979263","https://openalex.org/W73039333","https://openalex.org/W4295885777","https://openalex.org/W4401651184"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-11-09T13:22:03.289127","created_date":"2022-05-05T00:00:00"}