{"id":"https://openalex.org/W4223466367","doi":"https://doi.org/10.1080/13504851.2022.2061896","title":"Employee income, premium pricing, and high deductible health plan enrollment","display_name":"Employee income, premium pricing, and high deductible health plan enrollment","publication_year":2022,"publication_date":"2022-04-10","ids":{"openalex":"https://openalex.org/W4223466367","doi":"https://doi.org/10.1080/13504851.2022.2061896"},"language":"en","primary_location":{"id":"doi:10.1080/13504851.2022.2061896","doi":"https://doi.org/10.1080/13504851.2022.2061896","is_oa":false,"landing_page_url":"https://doi.org/10.1080/13504851.2022.2061896","pdf_url":null,"source":{"id":"https://openalex.org/S96544531","display_name":"Applied Economics Letters","issn_l":"1350-4851","issn":["1350-4851","1466-4291"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics Letters","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5038695378","display_name":"Brigham Walker","orcid":"https://orcid.org/0000-0002-5617-577X","observed_orcids":["https://orcid.org/0000-0002-5617-577X"]},"institutions":[{"id":"https://openalex.org/I114832834","display_name":"Tulane University","ror":"https://ror.org/04vmvtb21","country_code":"US","type":"education","lineage":["https://openalex.org/I114832834"]}],"countries":["US"],"is_corresponding":true,"raw_author_name":"Brigham Walker","raw_affiliation_strings":["Department of Health Policy and Management, Tulane University, New Orleans, LA, USA"],"raw_orcid":"https://orcid.org/0000-0002-5617-577X","affiliations":[{"raw_affiliation_string":"Department of Health Policy and Management, Tulane University, New Orleans, LA, USA","institution_ids":["https://openalex.org/I114832834"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5018116274","display_name":"Kevin Callison","orcid":"https://orcid.org/0000-0003-4181-7407","observed_orcids":["https://orcid.org/0000-0003-4181-7407"]},"institutions":[{"id":"https://openalex.org/I114832834","display_name":"Tulane University","ror":"https://ror.org/04vmvtb21","country_code":"US","type":"education","lineage":["https://openalex.org/I114832834"]}],"countries":["US"],"is_corresponding":false,"raw_author_name":"Kevin Callison","raw_affiliation_strings":["Department of Health Policy and Management, Tulane University, New Orleans, LA, USA"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Health Policy and Management, Tulane University, New Orleans, LA, USA","institution_ids":["https://openalex.org/I114832834"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5038695378"],"corresponding_institution_ids":["https://openalex.org/I114832834"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.02952741,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"30","issue":"11","first_page":"1462","last_page":"1466"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.9940999746322632,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.003100000089034438,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11531","display_name":"Healthcare Systems and Reforms","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/high-deductible-health-plans","display_name":"high-deductible health plans","score":0.8939999938011169},{"id":"https://openalex.org/keywords/relative-price-effects","display_name":"relative price effects","score":0.5},{"id":"https://openalex.org/keywords/health-insurance-enrollment","display_name":"health insurance enrollment","score":0.5630000233650208},{"id":"https://openalex.org/keywords/income-heterogeneity","display_name":"income heterogeneity","score":0.6460000276565552},{"id":"https://openalex.org/keywords/health-insurance-benefit-design","display_name":"health insurance benefit design","score":0.5360000133514404},{"id":"https://openalex.org/keywords/employee-income","display_name":"employee income","score":0.39899998903274536}],"concepts":[{"id":"https://openalex.org/C84265765","wikidata":"https://www.wikidata.org/wiki/Q193219","display_name":"Subsidy","level":2,"score":0.7676619291305542},{"id":"https://openalex.org/C2776829726","wikidata":"https://www.wikidata.org/wiki/Q1759284","display_name":"Deductible","level":2,"score":0.7202498912811279},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.6319414973258972},{"id":"https://openalex.org/C4249254","wikidata":"https://www.wikidata.org/wiki/Q3044431","display_name":"Demographic economics","level":1,"score":0.3839094638824463},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.3797065019607544},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.33432537317276},{"id":"https://openalex.org/C145236788","wikidata":"https://www.wikidata.org/wiki/Q28161","display_name":"Labour economics","level":1,"score":0.32420384883880615},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.1080/13504851.2022.2061896","doi":"https://doi.org/10.1080/13504851.2022.2061896","is_oa":false,"landing_page_url":"https://doi.org/10.1080/13504851.2022.2061896","pdf_url":null,"source":{"id":"https://openalex.org/S96544531","display_name":"Applied Economics Letters","issn_l":"1350-4851","issn":["1350-4851","1466-4291"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-b","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","russia-white-list-2","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics Letters","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:taf:apeclt:v:30:y:2023:i:11:p:1462-1466","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/10.1080/13504851.2022.2061896","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Reduced inequalities","id":"https://metadata.un.org/sdg/10","score":0.8974000215530396},{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":0.666700005531311}],"sustainable_development_goals_aurora":[{"display_name":"No poverty","id":"https://metadata.un.org/sdg/1","score":0.6700000166893005}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":13,"referenced_works":["https://openalex.org/W1539044044","https://openalex.org/W1914943723","https://openalex.org/W2043485485","https://openalex.org/W2047266304","https://openalex.org/W2073020118","https://openalex.org/W2078159070","https://openalex.org/W2103680052","https://openalex.org/W2133350354","https://openalex.org/W2608657235","https://openalex.org/W2612590048","https://openalex.org/W2898080834","https://openalex.org/W2981776378","https://openalex.org/W3122114507"],"related_works":["https://openalex.org/W4412084960","https://openalex.org/W2104508713","https://openalex.org/W4383214316","https://openalex.org/W1577708535","https://openalex.org/W2123130826","https://openalex.org/W1913187344","https://openalex.org/W1987916561","https://openalex.org/W3009260617","https://openalex.org/W1999937512","https://openalex.org/W2291419224"],"abstract_inverted_index":{"Employer":[0],"health":[1,123],"plan":[2,34,57,185],"premiums":[3],"are":[4],"often":[5],"subsidized":[6],"at":[7,108],"different":[8],"levels":[9],"according":[10],"to":[11,49,91,104,118,133,154,179],"enrollee":[12],"income.":[13],"When":[14],"enrollees":[15],"cross":[16],"an":[17],"income":[18,70,113,149,189],"threshold,":[19],"they":[20],"lose":[21],"some":[22],"of":[23],"the":[24,51,105,160],"income-based":[25],"subsidy":[26,40,77,85,110],"resulting":[27],"in":[28,61,120,156],"higher":[29],"premium":[30,54],"prices":[31],"for":[32,59,196],"their":[33],"choices.":[35],"We":[36,66,87],"use":[37],"these":[38,89],"discontinuous":[39],"reductions,":[41],"which":[42],"induce":[43],"relative":[44,161,180],"price":[45,55,162,181],"changes":[46],"across":[47],"plans,":[48],"assess":[50],"relationship":[52],"between":[53,183],"and":[56,79,95,190],"choice":[58],"workers":[60,114,150],"a":[62,75,83,157],"large,":[63],"national":[64],"firm.":[65],"segmented":[67],"individuals":[68],"by":[69,188],"into":[71],"$100":[72],"bins":[73,81,90],"surrounding":[74,82],"$40,000":[76],"threshold":[78],"$200":[80],"$110,000":[84],"threshold.":[86,111],"plotted":[88],"visualize":[92],"potential":[93],"discontinuities":[94],"then":[96],"estimated":[97],"regression":[98],"models":[99],"that":[100,177,191],"fit":[101],"linear":[102],"trends":[103],"binned":[106],"data":[107],"each":[109],"Higher":[112],"were":[115,151],"more":[116],"likely":[117,153],"enrol":[119,155],"high":[121],"deductible":[122],"plans":[124,128,135],"(HDHPs)":[125],"when":[126,159],"those":[127],"became":[129],"relatively":[130],"cheaper":[131],"compared":[132],"traditional":[134],"(estimate":[136,164],"=":[137,141,144,165,169,172],"\u22120.057,":[138],"standard":[139,167],"error":[140,168],"0.027;":[142],"p-value":[143,171],"0.02).":[145],"In":[146],"contrast,":[147],"lower":[148],"less":[152],"HDHP":[158],"fell":[163],"0.065,":[166],"0.029,":[170],"0.03).":[173],"Our":[174],"findings":[175],"indicate":[176],"responses":[178],"distortions":[182],"insurance":[184],"options":[186],"differ":[187],"benefit":[192],"design":[193],"should":[194],"account":[195],"such":[197],"heterogeneity.":[198]},"counts_by_year":[],"updated_date":"2026-09-27T08:07:27.782135","created_date":"2022-04-15T00:00:00"}