{"id":"https://openalex.org/W4211020746","doi":"https://doi.org/10.47191/afmj/v7i2.01","title":"Big Data Analytics in the German Banking Sector Using the Example of Retail Banking","display_name":"Big Data Analytics in the German Banking Sector Using the Example of Retail Banking","publication_year":2022,"publication_date":"2022-02-10","ids":{"openalex":"https://openalex.org/W4211020746","doi":"https://doi.org/10.47191/afmj/v7i2.01"},"language":"en","primary_location":{"id":"doi:10.47191/afmj/v7i2.01","doi":"https://doi.org/10.47191/afmj/v7i2.01","is_oa":true,"landing_page_url":"https://doi.org/10.47191/afmj/v7i2.01","pdf_url":"http://everant.org/index.php/afmjh/article/download/574/449","source":{"id":"https://openalex.org/S4210217226","display_name":"Account and Financial Management Journal","issn_l":"2456-3374","issn":["2456-3374"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Account and Financial Management Journal","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://everant.org/index.php/afmjh/article/download/574/449","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5014348783","display_name":"Kevin Hock","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Kevin Hock","raw_affiliation_strings":["FOM - University of Applied Sciences, Berlin, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"FOM - University of Applied Sciences, Berlin, Germany","institution_ids":[]}]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5014348783"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.1148,"has_fulltext":true,"cited_by_count":10,"citation_normalized_percentile":{"value":0.91775816,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":97},"biblio":{"volume":"07","issue":"02","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9810000061988831,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9810000061988831,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11891","display_name":"Big Data and Business Intelligence","score":0.004100000020116568,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.003100000089034438,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/big-data-analytics","display_name":"big data analytics","score":0.9980000257492065},{"id":"https://openalex.org/keywords/retail-banking","display_name":"retail banking","score":0.8970000147819519},{"id":"https://openalex.org/keywords/digitalization","display_name":"digitalization","score":0.6060000061988831},{"id":"https://openalex.org/keywords/digital-transformation","display_name":"digital transformation","score":0.8690000176429749},{"id":"https://openalex.org/keywords/german-banking-sector","display_name":"German banking sector","score":0.949999988079071},{"id":"https://openalex.org/keywords/banking-groups","display_name":"banking groups","score":0.796999990940094},{"id":"https://openalex.org/keywords/financial-services","display_name":"financial services","score":0.48399999737739563},{"id":"https://openalex.org/keywords/consumer-demand","display_name":"consumer demand","score":0.5120000243186951},{"id":"https://openalex.org/keywords/low-interest-rates","display_name":"low interest rates","score":0.5960000157356262},{"id":"https://openalex.org/keywords/automation","display_name":"automation","score":0.42800000309944153}],"concepts":[{"id":"https://openalex.org/C156152238","wikidata":"https://www.wikidata.org/wiki/Q1548025","display_name":"Retail banking","level":2,"score":0.7496265172958374},{"id":"https://openalex.org/C154775046","wikidata":"https://www.wikidata.org/wiki/Q188","display_name":"German","level":2,"score":0.6913530826568604},{"id":"https://openalex.org/C75684735","wikidata":"https://www.wikidata.org/wiki/Q858810","display_name":"Big data","level":2,"score":0.6905715465545654},{"id":"https://openalex.org/C79158427","wikidata":"https://www.wikidata.org/wiki/Q485396","display_name":"Analytics","level":2,"score":0.6687676310539246},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5855013728141785},{"id":"https://openalex.org/C37952496","wikidata":"https://www.wikidata.org/wiki/Q5001829","display_name":"Business analytics","level":4,"score":0.48505014181137085},{"id":"https://openalex.org/C126082660","wikidata":"https://www.wikidata.org/wiki/Q4252370","display_name":"Digital transformation","level":2,"score":0.4652612507343292},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.453662246465683},{"id":"https://openalex.org/C158154518","wikidata":"https://www.wikidata.org/wiki/Q7310970","display_name":"Relevance (law)","level":2,"score":0.4527854323387146},{"id":"https://openalex.org/C2986226071","wikidata":"https://www.wikidata.org/wiki/Q22687","display_name":"Banking industry","level":2,"score":0.4381265640258789},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3888290226459503},{"id":"https://openalex.org/C4216890","wikidata":"https://www.wikidata.org/wiki/Q815823","display_name":"Business model","level":2,"score":0.3402032256126404},{"id":"https://openalex.org/C2522767166","wikidata":"https://www.wikidata.org/wiki/Q2374463","display_name":"Data science","level":1,"score":0.3029923439025879},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.2530694007873535},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2011880874633789},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.17615005373954773},{"id":"https://openalex.org/C189076506","wikidata":"https://www.wikidata.org/wiki/Q1518232","display_name":"Business analysis","level":3,"score":0.15322762727737427},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C111919701","wikidata":"https://www.wikidata.org/wiki/Q9135","display_name":"Operating system","level":1,"score":0.0},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.47191/afmj/v7i2.01","doi":"https://doi.org/10.47191/afmj/v7i2.01","is_oa":true,"landing_page_url":"https://doi.org/10.47191/afmj/v7i2.01","pdf_url":"http://everant.org/index.php/afmjh/article/download/574/449","source":{"id":"https://openalex.org/S4210217226","display_name":"Account and Financial Management Journal","issn_l":"2456-3374","issn":["2456-3374"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Account and Financial Management Journal","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.47191/afmj/v7i2.01","doi":"https://doi.org/10.47191/afmj/v7i2.01","is_oa":true,"landing_page_url":"https://doi.org/10.47191/afmj/v7i2.01","pdf_url":"http://everant.org/index.php/afmjh/article/download/574/449","source":{"id":"https://openalex.org/S4210217226","display_name":"Account and Financial Management Journal","issn_l":"2456-3374","issn":["2456-3374"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Account and Financial Management Journal","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W4211020746.pdf","grobid_xml":"https://content.openalex.org/works/W4211020746.grobid-xml"},"referenced_works_count":20,"referenced_works":["https://openalex.org/W596503952","https://openalex.org/W1486246218","https://openalex.org/W1966135487","https://openalex.org/W2171381670","https://openalex.org/W2507175538","https://openalex.org/W2522055363","https://openalex.org/W2623568883","https://openalex.org/W2756653637","https://openalex.org/W2803750362","https://openalex.org/W2917531011","https://openalex.org/W2961270090","https://openalex.org/W3004933252","https://openalex.org/W3036503738","https://openalex.org/W3123880704","https://openalex.org/W3137580570","https://openalex.org/W3162292278","https://openalex.org/W3169475944","https://openalex.org/W3182300473","https://openalex.org/W3190568919","https://openalex.org/W4206276516"],"related_works":["https://openalex.org/W4213144252","https://openalex.org/W4409240353","https://openalex.org/W4366525566","https://openalex.org/W4405397916","https://openalex.org/W7220451357","https://openalex.org/W4388535383","https://openalex.org/W3160696281","https://openalex.org/W3128253290","https://openalex.org/W4380083156","https://openalex.org/W3106640650"],"abstract_inverted_index":{"Due":[0],"to":[1,77,102,139,142,147],"digitalization,":[2],"the":[3,18,25,63,68,75,126,148,151,160],"banking":[4,71,95,130,180],"sector":[5],"has":[6],"been":[7],"undergoing":[8],"massive":[9],"change":[10],"in":[11,176,178],"Germany":[12],"for":[13,119,166,184],"years.":[14],"The":[15,31,93,136,157],"causes":[16],"are":[17,118],"rapid":[19],"technological":[20],"progress,":[21],"regulation":[22],"and":[23,28,41,55,73,114,173,182],"supervision,":[24],"low-interest":[26],"phase":[27],"demographic":[29],"change.":[30],"future":[32],"world":[33],"of":[34,65,85,128,150,159],"work":[35],"will":[36,45],"be":[37,164],"characterised":[38],"by":[39,112],"digitalization":[40,66],"automation.":[42],"These":[43],"changes":[44],"have":[46],"an":[47,100],"impact":[48,64],"on":[49,67],"how":[50,104,143],"bank":[51],"customers":[52],"demand,":[53],"evaluate":[54],"ultimately":[56],"purchase":[57],"financial":[58],"services.":[59],"This":[60,122],"paper":[61],"examines":[62],"entire":[69],"German":[70,129],"market":[72,152],"shifts":[74],"focus":[76],"big":[78,170],"data":[79,171],"analytics":[80,172],"as":[81,99],"a":[82],"possible":[83],"means":[84],"improving":[86],"existing":[87],"business":[88,96],"areas":[89],"with":[90],"innovative":[91],"approaches.":[92],"retail":[94],"is":[97,108,138],"used":[98,111],"example":[101],"show":[103],"Big":[105],"Data":[106],"Analytics":[107],"already":[109],"being":[110],"banks":[113,144],"what":[115],"opportunities":[116],"there":[117],"further":[120],"development.":[121],"quantitative":[123],"research":[124],"summarises":[125],"analysis":[127],"groups":[131],"using":[132],"real":[133,185],"key":[134],"figures.":[135],"aim":[137],"identify":[140],"approaches":[141],"can":[145,163],"respond":[146],"challenges":[149],"environment":[153],"beyond":[154],"cost-cutting":[155],"measures.":[156],"relevance":[158],"research's":[161],"findings":[162],"useful":[165],"academics":[167],"looking":[168,183],"at":[169],"digital":[174],"transformation":[175],"general":[177],"Germany's":[179],"centre":[181],"examples":[186],"from":[187],"practice.":[188]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":2},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-03T10:50:19.383937","created_date":"2022-02-13T00:00:00"}
