{"id":"https://openalex.org/W41118469","doi":null,"title":"Determinants of customer's intention to use Islamic personal financing","display_name":"Determinants of customer's intention to use Islamic personal financing","publication_year":2014,"publication_date":"2014-06-01","ids":{"openalex":"https://openalex.org/W41118469","mag":"41118469"},"language":"en","primary_location":{"id":"pmh:oai:etd.uum.edu.my:4047","doi":null,"is_oa":true,"landing_page_url":"https://etd.uum.edu.my/4047/1/s814449.pdf","pdf_url":"http://etd.uum.edu.my/4047/2/s814449_abstract.pdf","source":{"id":"https://openalex.org/S4377196727","display_name":"UUM Electronic Theses and Dissertation [eTheses] (Northern University of Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I94625822","host_organization_name":"Universiti Utara Malaysia","host_organization_lineage":["https://openalex.org/I94625822"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"http://etd.uum.edu.my/4047/2/s814449_abstract.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5080616347","display_name":"Ahmad Nurul Harisah","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Ahmad Nurul Harisah","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5080616347"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":7,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12651","display_name":"Halal products and consumer behavior","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/intention-to-use","display_name":"intention to use","score":0.8569999933242798},{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.5680000185966492},{"id":"https://openalex.org/keywords/consumer-attitudes","display_name":"consumer attitudes","score":0.5509999990463257},{"id":"https://openalex.org/keywords/social-influence","display_name":"social influence","score":1.0},{"id":"https://openalex.org/keywords/religious-obligation","display_name":"religious obligation","score":0.9940000176429749},{"id":"https://openalex.org/keywords/pricing","display_name":"pricing","score":0.878000020980835},{"id":"https://openalex.org/keywords/bank-islam-malaysia-berhad","display_name":"Bank Islam Malaysia Berhad","score":0.7900000214576721},{"id":"https://openalex.org/keywords/islamic-financial-products","display_name":"Islamic banking products","score":0.5960000157356262},{"id":"https://openalex.org/keywords/customer-patronage","display_name":"customer patronage","score":0.546999990940094}],"concepts":[{"id":"https://openalex.org/C4445939","wikidata":"https://www.wikidata.org/wiki/Q432","display_name":"Islam","level":2,"score":0.8502887487411499},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6418028473854065},{"id":"https://openalex.org/C2778447849","wikidata":"https://www.wikidata.org/wiki/Q2648051","display_name":"Obligation","level":2,"score":0.5874608159065247},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.5345807075500488},{"id":"https://openalex.org/C198531522","wikidata":"https://www.wikidata.org/wiki/Q485146","display_name":"Sample (material)","level":2,"score":0.442190945148468},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4279840588569641},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.41305121779441833},{"id":"https://openalex.org/C2993700298","wikidata":"https://www.wikidata.org/wiki/Q457753","display_name":"Islamic banking","level":3,"score":0.41064250469207764},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.10309645533561707},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0},{"id":"https://openalex.org/C27206212","wikidata":"https://www.wikidata.org/wiki/Q34178","display_name":"Theology","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C43617362","wikidata":"https://www.wikidata.org/wiki/Q170050","display_name":"Chromatography","level":1,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:etd.uum.edu.my:4047","doi":null,"is_oa":true,"landing_page_url":"https://etd.uum.edu.my/4047/1/s814449.pdf","pdf_url":"http://etd.uum.edu.my/4047/2/s814449_abstract.pdf","source":{"id":"https://openalex.org/S4377196727","display_name":"UUM Electronic Theses and Dissertation [eTheses] (Northern University of Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I94625822","host_organization_name":"Universiti Utara Malaysia","host_organization_lineage":["https://openalex.org/I94625822"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},{"id":"mag:41118469","doi":null,"is_oa":false,"landing_page_url":"https://etd.uum.edu.my/4047/2/s814449_abstract.pdf","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":{"id":"pmh:oai:etd.uum.edu.my:4047","doi":null,"is_oa":true,"landing_page_url":"https://etd.uum.edu.my/4047/1/s814449.pdf","pdf_url":"http://etd.uum.edu.my/4047/2/s814449_abstract.pdf","source":{"id":"https://openalex.org/S4377196727","display_name":"UUM Electronic Theses and Dissertation [eTheses] (Northern University of Malaysia)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I94625822","host_organization_name":"Universiti Utara Malaysia","host_organization_lineage":["https://openalex.org/I94625822"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"Thesis"},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W41118469.pdf","grobid_xml":"https://content.openalex.org/works/W41118469.grobid-xml"},"referenced_works_count":78,"referenced_works":["https://openalex.org/W149474502","https://openalex.org/W156536769","https://openalex.org/W190403623","https://openalex.org/W191125931","https://openalex.org/W241025452","https://openalex.org/W598144007","https://openalex.org/W625987345","https://openalex.org/W1488533505","https://openalex.org/W1491644571","https://openalex.org/W1505496327","https://openalex.org/W1517229207","https://openalex.org/W1523606803","https://openalex.org/W1527195132","https://openalex.org/W1533899065","https://openalex.org/W1544583825","https://openalex.org/W1545695932","https://openalex.org/W1557992034","https://openalex.org/W1569485068","https://openalex.org/W1571167924","https://openalex.org/W1571264849","https://openalex.org/W1573051070","https://openalex.org/W1579139686","https://openalex.org/W1579426064","https://openalex.org/W1581652715","https://openalex.org/W1692935763","https://openalex.org/W1807256883","https://openalex.org/W1820801730","https://openalex.org/W1966534875","https://openalex.org/W1968168049","https://openalex.org/W1975267321","https://openalex.org/W1987198869","https://openalex.org/W1998126428","https://openalex.org/W2004335566","https://openalex.org/W2005847611","https://openalex.org/W2006230623","https://openalex.org/W2008441192","https://openalex.org/W2009854363","https://openalex.org/W2015331797","https://openalex.org/W2015464756","https://openalex.org/W2017450145","https://openalex.org/W2022771616","https://openalex.org/W2029956739","https://openalex.org/W2030213615","https://openalex.org/W2031331463","https://openalex.org/W2033943395","https://openalex.org/W2036389121","https://openalex.org/W2042294472","https://openalex.org/W2046204179","https://openalex.org/W2054484779","https://openalex.org/W2063109506","https://openalex.org/W2069058238","https://openalex.org/W2070772575","https://openalex.org/W2072733736","https://openalex.org/W2075083741","https://openalex.org/W2078518420","https://openalex.org/W2088135512","https://openalex.org/W2113126575","https://openalex.org/W2116714002","https://openalex.org/W2118954283","https://openalex.org/W2133783120","https://openalex.org/W2136175054","https://openalex.org/W2138046252","https://openalex.org/W2160064012","https://openalex.org/W2163291330","https://openalex.org/W2168107365","https://openalex.org/W2168569455","https://openalex.org/W2186138150","https://openalex.org/W2188656390","https://openalex.org/W2202243571","https://openalex.org/W2405860568","https://openalex.org/W2499067121","https://openalex.org/W2518110693","https://openalex.org/W2600620740","https://openalex.org/W2619731159","https://openalex.org/W2895189975","https://openalex.org/W3015634246","https://openalex.org/W3147181238","https://openalex.org/W3193532866"],"related_works":["https://openalex.org/W7037179170","https://openalex.org/W1896810352","https://openalex.org/W3166608390","https://openalex.org/W6999638832","https://openalex.org/W2741673841","https://openalex.org/W2998118498","https://openalex.org/W4220787462","https://openalex.org/W4405742943","https://openalex.org/W7027767379","https://openalex.org/W4410927184"],"abstract_inverted_index":{"This":[0,33,170],"study":[1,94,105,146,172,224],"investigates":[2],"the":[3,15,26,37,40,101,114,153,164,174,180,189,204,217,220],"determinants":[4,108,175],"of":[5,49,52,79,82,132,144,166,176,188,197,222,227,234],"customer\u201fs":[6,41],"intention":[7,27,42,115,156],"to":[8,28,99,109,116,138,157,229],"use":[9,29,117,158],"Islamic":[10,30,54,118,133,159,168,177,193,198,213,230],"personal":[11,31,119,134,160,214],"financing":[12,135,178],"by":[13],"measuring":[14],"following":[16],"factors:":[17],"attitude;":[18],"social":[19,123],"influence;":[20],"religious":[21,126],"obligation":[22],"and":[23,43,97,125],"pricing,":[24],"on":[25,173],"financing.":[32,215],"research":[34],"also":[35],"examines":[36],"relationships":[38],"between":[39],"its":[44],"determinants.":[45],"The":[46,93,104,142],"sample":[47],"comprised":[48],"250":[50,83],"customers":[51],"full-fledged":[53],"bank":[55,154,208],"in":[56,112,163,211,232],"Kedah":[57],"which":[58],"is":[59],"Bank":[60],"Islam":[61],"Malaysia":[62],"Berhad":[63],"(BIMB)":[64],"Alor":[65],"Setar.":[66],"Data":[67],"were":[68,88],"obtained":[69],"through":[70],"a":[71,80,185],"face-to-face":[72],"survey":[73,181],"using":[74,179],"structured":[75],"questionnaire":[76],".":[77],"Out":[78],"total":[81],"responses,":[84],"only":[85],"200":[86],"responses":[87],"usable":[89],"for":[90,192],"further":[91],"analysis.":[92],"used":[95],"correlation":[96],"regression":[98],"analyze":[100],"collected":[102],"data.":[103],"found":[106,137],"three":[107],"be":[110,139,226],"significant":[111],"influencing":[113],"financing,":[120,161],"namely,":[121],"attitude,":[122],"influence":[124,207],"obligation.":[127],"Apart":[128],"from":[129],"that,":[130],"pricing":[131],"was":[136],"insignificant":[140],"predictors.":[141],"findings":[143,221],"this":[145,223],"provide":[147],"invaluable":[148],"insights":[149],"into":[150],"factors":[151,205],"affecting":[152],"customers\u201f":[155,190,209],"especially":[162],"case":[165],"Malaysian":[167],"banks.":[169],"empirical":[171],"method":[182],"contributes":[183],"towards":[184],"better":[186,203],"understanding":[187],"expectations":[191],"financial":[194],"products.":[195],"Managers":[196],"banks":[199,231],"can":[200],"now":[201],"comprehend":[202],"that":[206],"decision":[210],"patronizing":[212],"On":[216],"other":[218],"hand,":[219],"should":[225],"value":[228],"terms":[233],"expanding":[235],"their":[236],"customer":[237],"base.":[238]},"counts_by_year":[{"year":2023,"cited_by_count":2},{"year":2020,"cited_by_count":1},{"year":2019,"cited_by_count":3},{"year":2018,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2016-06-24T00:00:00"}