{"id":"https://openalex.org/W3213998366","doi":"https://doi.org/10.4324/9781003025221-21","title":"Fintech, financial literacy, and financial education","display_name":"Fintech, financial literacy, and financial education","publication_year":2021,"publication_date":"2021-11-17","ids":{"openalex":"https://openalex.org/W3213998366","doi":"https://doi.org/10.4324/9781003025221-21","mag":"3213998366"},"language":"en","primary_location":{"id":"doi:10.4324/9781003025221-21","doi":"https://doi.org/10.4324/9781003025221-21","is_oa":false,"landing_page_url":"https://doi.org/10.4324/9781003025221-21","pdf_url":null,"source":{"id":"https://openalex.org/S4306463855","display_name":"Routledge eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319847","host_organization_name":"Routledge","host_organization_lineage":["https://openalex.org/P4310319847","https://openalex.org/P4310320547"],"host_organization_lineage_names":["Routledge","Taylor & Francis"],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Routledge Handbook of Financial Literacy","raw_type":"book-chapter"},"volume":{"id":"https://openalex.org/W3213859871","display_name":"The Routledge Handbook of Financial Literacy"},"type":"book-chapter","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5087033977","display_name":"Peter Morgan","orcid":"https://orcid.org/0000-0002-5973-5859","observed_orcids":["https://orcid.org/0000-0002-5973-5859"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Peter J. Morgan","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5087033977"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":37.5062,"has_fulltext":false,"cited_by_count":51,"citation_normalized_percentile":{"value":0.9994371,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":98,"max":99},"biblio":{"volume":null,"issue":null,"first_page":"239","last_page":"258"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8978999853134155,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.8978999853134155,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.04989999905228615,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":0.03720000013709068,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.7919999957084656},{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9940000176429749},{"id":"https://openalex.org/keywords/financial-education","display_name":"financial education","score":0.953000009059906},{"id":"https://openalex.org/keywords/digital-financial-literacy","display_name":"digital financial literacy","score":0.8970000147819519},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.9990000128746033},{"id":"https://openalex.org/keywords/fintech-adoption","display_name":"fintech adoption","score":0.8820000290870667},{"id":"https://openalex.org/keywords/income-inequality","display_name":"income inequality","score":0.9810000061988831},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.984000027179718},{"id":"https://openalex.org/keywords/women-s-financial-inclusion","display_name":"women's financial inclusion","score":0.5839999914169312},{"id":"https://openalex.org/keywords/rural-financial-inclusion","display_name":"rural financial inclusion","score":0.9160000085830688},{"id":"https://openalex.org/keywords/micro-small-and-medium-enterprises","display_name":"micro, small and medium enterprises","score":0.8050000071525574},{"id":"https://openalex.org/keywords/financial-education-policy","display_name":"financial education policy","score":0.5529999732971191}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.8895726203918457},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5021789073944092},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.4000471532344818},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.34723013639450073}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.4324/9781003025221-21","doi":"https://doi.org/10.4324/9781003025221-21","is_oa":false,"landing_page_url":"https://doi.org/10.4324/9781003025221-21","pdf_url":null,"source":{"id":"https://openalex.org/S4306463855","display_name":"Routledge eBooks","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319847","host_organization_name":"Routledge","host_organization_lineage":["https://openalex.org/P4310319847","https://openalex.org/P4310320547"],"host_organization_lineage_names":["Routledge","Taylor & Francis"],"type":"ebook platform"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"The Routledge Handbook of Financial Literacy","raw_type":"book-chapter"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.8974000215530396,"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities"},{"score":0.6452000141143799,"id":"https://metadata.un.org/sdg/8","display_name":"Decent work and economic growth"},{"score":0.41670000553131104,"id":"https://metadata.un.org/sdg/1","display_name":"No poverty"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7077158486","https://openalex.org/W4226279621","https://openalex.org/W7214367012","https://openalex.org/W4401459852","https://openalex.org/W6967571865","https://openalex.org/W4416564903","https://openalex.org/W4386250010","https://openalex.org/W7165361433","https://openalex.org/W4310032282","https://openalex.org/W7218067378"],"abstract_inverted_index":{"Financial":[0],"technology":[1],"(Fintech),":[2],"i.e.,":[3,35],"using":[4],"software,":[5],"applications,":[6],"and":[7,16,40,46,54,59,64,74,87,92,105,121,154,166,169],"digital":[8,19,124],"platforms":[9],"to":[10,14,31,43,61,133,139,148],"deliver":[11],"financial":[12,33,44,62,65,82,125,136,152],"services":[13],"consumers":[15],"businesses":[17],"through":[18],"devices":[20],"such":[21,159],"as":[22,27,94,96,160],"smartphones,":[23],"has":[24],"become":[25],"recognized":[26],"a":[28],"promising":[29],"tool":[30],"promote":[32],"inclusion,":[34],"access":[36],"of":[37,72,81,89,100,108,123],"excluded":[38],"households":[39],"small":[41],"firms":[42],"products":[45,91],"services.":[47],"This":[48,115],"chapter":[49,116],"reviews":[50],"developments":[51],"in":[52,151],"Fintech":[53,90,101,113],"considers":[55,118],"their":[56],"potential":[57],"contributions":[58],"risks":[60],"inclusion":[63],"literacy.":[66],"It":[67,128],"describes":[68,75],"the":[69,79,85,97,106,109,119,131,146,162],"overall":[70],"development":[71],"Fintech,":[73],"recent":[76],"evidence":[77],"about":[78],"effect":[80],"literacy":[83,126,153],"on":[84,102],"knowledge":[86],"adoption":[88],"services,":[93],"well":[95],"possible":[98],"impacts":[99],"income":[103],"inequality":[104],"implications":[107],"COVID-19":[110],"pandemic":[111],"for":[112,130],"adoption.":[114],"also":[117],"definition":[120],"role":[122],"(DFL).":[127],"argues":[129],"need":[132,147],"extend":[134],"national":[135],"education":[137],"strategies":[138],"cover":[140],"DFL,":[141],"including":[142],"policies":[143],"that":[144],"address":[145],"tackle":[149],"gaps":[150],"DFL":[155],"among":[156],"disadvantaged":[157],"groups":[158],"women,":[161],"poor,":[163],"rural":[164],"dwellers,":[165],"micro-,":[167],"small,":[168],"medium-sized":[170],"enterprises.":[171]},"counts_by_year":[{"year":2026,"cited_by_count":8},{"year":2025,"cited_by_count":10},{"year":2024,"cited_by_count":14},{"year":2023,"cited_by_count":12},{"year":2022,"cited_by_count":7}],"updated_date":"2026-10-16T09:59:22.235173","created_date":"2021-11-22T00:00:00"}
