{"id":"https://openalex.org/W3206178938","doi":null,"title":"\u062f\u0648\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0631\u0627\u0642\u064a \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u0643\u0627\u0646\u064a \u0648\u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0632\u0645\u0629 \u0627\u0644\u0633\u0643\u0646 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642","display_name":"\u062f\u0648\u0631 \u0627\u0644\u0628\u0646\u0643 \u0627\u0644\u0645\u0631\u0643\u0632\u064a \u0627\u0644\u0639\u0631\u0627\u0642\u064a \u0641\u064a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0627\u0644\u0627\u0633\u0643\u0627\u0646\u064a \u0648\u0627\u0644\u062d\u062f \u0645\u0646 \u0627\u0632\u0645\u0629 \u0627\u0644\u0633\u0643\u0646 \u0641\u064a \u0627\u0644\u0639\u0631\u0627\u0642","publication_year":2021,"publication_date":"2021-09-08","ids":{"openalex":"https://openalex.org/W3206178938","mag":"3206178938"},"language":"ar","primary_location":{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/999","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/999","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/999/715","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/999/715","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5004040189","display_name":"\u0632\u064a\u0646\u0628 \u0639\u0644\u064a \u0639\u0628\u062f \u0627\u0644\u062d\u0633\u0646","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"\u0632\u064a\u0646\u0628 \u0639\u0644\u064a \u0639\u0628\u062f \u0627\u0644\u062d\u0633\u0646","raw_affiliation_strings":["\u062f\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u062f\u064a\u0648\u0627\u0646 \u0627\u0644\u0631\u0642\u0627\u0628\u0629 \u0627\u0644\u0645\u0627\u0644\u064a\u0629 \u0627\u0644\u0627\u062a\u062d\u0627\u062f\u064a","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5038435699","display_name":"\u0647\u064a\u062b\u0645 \u0639\u0628\u062f\u0627\u0644\u062e\u0627\u0644\u0642 \u0627\u0633\u0645\u0627\u0639\u064a\u0644","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I135120706","display_name":"University of Baghdad","ror":"https://ror.org/007f1da21","country_code":"IQ","type":"education","lineage":["https://openalex.org/I135120706"]}],"countries":["IQ"],"is_corresponding":false,"raw_author_name":"\u0645.\u062f. \u0647\u064a\u062b\u0645 \u0639\u0628\u062f\u0627\u0644\u062e\u0627\u0644\u0642 \u0627\u0633\u0645\u0627\u0639\u064a\u0644","raw_affiliation_strings":["\u062c\u0627\u0645\u0639\u0629 \u0628\u063a\u062f\u0627\u062f/ \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0639\u0627\u0644\u064a \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u062c\u0627\u0645\u0639\u0629 \u0628\u063a\u062f\u0627\u062f/ \u0627\u0644\u0645\u0639\u0647\u062f \u0627\u0644\u0639\u0627\u0644\u064a \u0644\u0644\u062f\u0631\u0627\u0633\u0627\u062a \u0627\u0644\u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0627\u0644\u0645\u0627\u0644\u064a\u0629","institution_ids":["https://openalex.org/I135120706"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":{"value":0.22651667,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"16","issue":"57","first_page":"26","last_page":"41"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10632","display_name":"Housing Market and Economics","score":0.9937000274658203,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11817","display_name":"Housing, Finance, and Neoliberalism","score":0.0017999999690800905,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.00139999995008111,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/iraqi-central-bank","display_name":"Iraqi Central Bank","score":0.8379999995231628},{"id":"https://openalex.org/keywords/housing-finance","display_name":"housing finance","score":0.9139999747276306},{"id":"https://openalex.org/keywords/housing-crisis","display_name":"housing crisis","score":0.953000009059906},{"id":"https://openalex.org/keywords/mortgage","display_name":"mortgage lending","score":0.621999979019165},{"id":"https://openalex.org/keywords/housing-policy","display_name":"housing policy","score":0.6800000071525574},{"id":"https://openalex.org/keywords/housing-finance-companies","display_name":"housing finance institutions","score":0.5099999904632568},{"id":"https://openalex.org/keywords/iraq","display_name":"Iraq","score":0.47200000286102295}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2912095785140991}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/999","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/999","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/999/715","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"},{"id":"mag:3206178938","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/999/715","pdf_url":null,"source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","raw_type":null}],"best_oa_location":{"id":"pmh:oai:jpgiafs.uobaghdad.edu.iq:article/999","doi":null,"is_oa":true,"landing_page_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/view/999","pdf_url":"https://jpgiafs.uobaghdad.edu.iq/index.php/JAFS/article/download/999/715","source":{"id":"https://openalex.org/S4210234403","display_name":"\u0645\u062c\u0644\u0629 \u062f\u0631\u0627\u0633\u0627\u062a \u0645\u062d\u0627\u0633\u0628\u064a\u0629 \u0648\u0645\u0627\u0644\u064a\u0629","issn_l":"1818-9431","issn":["1818-9431","2617-9849"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310319170","host_organization_name":"University of Baghdad","host_organization_lineage":["https://openalex.org/P4310319170"],"host_organization_lineage_names":["University of Baghdad"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"1818-9431","raw_type":"info:eu-repo/semantics/article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3206178938.pdf","grobid_xml":"https://content.openalex.org/works/W3206178938.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7218079997","https://openalex.org/W4387543659","https://openalex.org/W2795345815","https://openalex.org/W4400452165","https://openalex.org/W3108634623","https://openalex.org/W7216345608","https://openalex.org/W4318425744","https://openalex.org/W2469729765","https://openalex.org/W2904300047","https://openalex.org/W4367674510"],"abstract_inverted_index":{"\u064a\u0639\u062f":[0],"\u0627\u0644\u062a\u0645\u0648\u064a\u0644":[1,101,137],"\u0639\u0646\u0635\u0631\u0627":[2],"\u0627\u0633\u0627\u0633\u064a\u0627\u064b":[3],"\u0639\u0646\u062f":[4],"\u0648\u0636\u0639":[5],"\u0627\u064a\u0629":[6],"\u0633\u064a\u0627\u0633\u064a\u0629":[7,91],"\u0627\u0633\u0643\u0627\u0646\u064a\u0629":[8],"\u0644\u0645\u0627":[9],"\u0644\u0647":[10],"\u0645\u0646":[11,29,38,57,83,95,132],"\u062f\u0648\u0631":[12,55],"\u0641\u064a":[13,34,115,149],"\u062a\u0648\u0641\u064a\u0631":[14,100],"\u0627\u0644\u0627\u0645\u0648\u0627\u0644":[15],"\u0644\u0644\u0645\u0624\u0633\u0633\u0627\u062a":[16,102],"\u0627\u0644\u0645\u0639\u0646\u064a\u0629":[17],"\u0628\u0627\u0644\u0625\u0642\u0631\u0627\u0636":[18],"\u0627\u0644\u0627\u0633\u0643\u0627\u0646\u064a":[19,66,138,152],",":[20,69,78],"\u0644\u0630\u0627":[21],"\u064a\u0647\u062f\u0641":[22],"\u0627\u0644\u0628\u062d\u062b":[23,52,73,80,130],"\u0627\u0644\u0649":[24,63,81,89,121],"\u062a\u0642\u064a\u064a\u0645":[25],"\u0627\u0644\u062f\u0639\u0645":[26],"\u0627\u0644\u0645\u0627\u0644\u064a":[27],"\u0627\u0644\u0645\u0642\u062f\u0645":[28],"\u0642\u0628\u0644":[30],"\u0627\u0644\u0628\u0646\u0643":[31,41,86],"\u0627\u0644\u0645\u0631\u0643\u0632\u064a":[32,42,87],"\u0627\u0644\u0639\u0631\u0627\u0642\u064a":[33,43,88],"\u062d\u0644":[35],"\u0627\u0632\u0645\u0629":[36],"\u0627\u0644\u0633\u0643\u0646":[37,143],"\u062e\u0644\u0627\u0644":[39,58,96],"\u062a\u0628\u0646\u064a":[40],"\u0645\u0628\u0627\u062f\u0631\u0627\u062a\u0647":[44],"\u0644\u062f\u0639\u0645":[45],"\u062a\u0645\u0648\u064a\u0644":[46,156],"\u0642\u0637\u0627\u0639":[47],"\u0627\u0644\u0627\u0633\u0643\u0627\u0646,":[48],"\u0648\u0647\u0646\u0627":[49],"\u062a\u0628\u0631\u0632":[50],"\u0627\u0647\u0645\u064a\u0629":[51],"\u0644\u0644\u0648\u0642\u0648\u0641":[53],"\u0639\u0644\u0649":[54,135],"\u0627\u0644\u0645\u0628\u0627\u062f\u0631\u0629":[56,97],"\u0631\u0633\u0645":[59],"\u0627\u0633\u062a\u0631\u0627\u062a\u064a\u062c\u064a\u0629":[60],"\u0641\u0639\u0627\u0644\u0629":[61],"\u062a\u0647\u062f\u0641":[62],"\u0631\u0641\u062f":[64],"\u0627\u0644\u0642\u0637\u0627\u0639":[65],"\u0628\u0627\u0644\u062a\u0645\u0648\u064a\u0644":[67],"\u0627\u0644\u0644\u0627\u0632\u0645":[68],"\u0648\u0642\u062f":[70],"\u0627\u0633\u062a\u062e\u062f\u0645":[71],"\u0645\u0646\u0647\u062c":[72],"\u0627\u0644\u0623\u0633\u0644\u0648\u0628":[74],"\u0627\u0644\u0648\u0635\u0641\u064a":[75],"\u0627\u0644\u0646\u0638\u0631\u064a":[76],"\u0648\u0627\u0644\u062a\u062d\u0644\u064a\u0644\u064a":[77],"\u0648\u062a\u0648\u0635\u0644":[79],"\u0645\u062c\u0645\u0648\u0639\u0629":[82],"\u0627\u0644\u0627\u0633\u062a\u0646\u062a\u0627\u062c\u0627\u062a":[84],"\u0623\u0628\u0631\u0632\u0647\u0627(\u0639\u0645\u062f":[85],"\u0627\u0646\u062a\u0647\u0627\u062c":[90],"\u0646\u0642\u062f\u064a\u0629":[92],"\u063a\u064a\u0631":[93],"\u062a\u0642\u0644\u064a\u062f\u064a\u0629":[94],"\u0639\u0646":[98],"\u0637\u0631\u064a\u0642":[99],"\u0627\u0644\u0645\u0627\u0644\u064a\u0629":[103],"\u0627\u0644\u0645\u0648\u062c\u0647":[104],"\u0646\u062d\u0648":[105],"\u062a\u0642\u062f\u064a\u0645":[106],"\u0627\u0644\u0627\u0626\u062a\u0645\u0627\u0646":[107],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u060c":[108],"\u0648\u0627\u0646":[109],"\u0646\u0633\u0628\u0629":[110],"\u0645\u0633\u0627\u0647\u0645\u0629":[111],"\u0627\u0644\u062c\u0647\u0627\u062a":[112],"\u0627\u0644\u0645\u0646\u0641\u0630\u0629":[113],"\u0644\u0644\u0645\u0628\u0627\u062f\u0631\u0629":[114],"\u062a\u063a\u0637\u064a\u0629":[116],"\u0627\u0644\u062d\u0627\u062c\u0629":[117],"\u0627\u0644\u0633\u0643\u0646\u064a\u0629":[118],"\u0644\u0627":[119],"\u062a\u0631\u062a\u0642\u0649":[120],"\u0645\u0633\u062a\u0648\u0649":[122],"\u0627\u0644\u0637\u0645\u0648\u062d)":[123],",\u0627\u0645\u0627":[124],"\u0623\u0647\u0645":[125],"\u0627\u0644\u062a\u0648\u0635\u064a\u0627\u062a":[126],"\u0627\u0644\u062a\u064a":[127],"\u062a\u0648\u0635\u0644":[128],"\u0627\u0644\u064a\u0647\u0627":[129],"(\u0644\u0627\u0628\u062f":[131],"\u0627\u062f\u062e\u0627\u0644":[133],"\u0627\u0635\u0644\u0627\u062d\u064a\u0627\u062a":[134],"\u0646\u0638\u0627\u0645":[136],"\u0628\u0645\u0627":[139],"\u064a\u062a\u0645\u0627\u0634\u0649":[140],"\u0648\u0645\u062a\u0637\u0644\u0628\u0627\u062a":[141],"\u0633\u0648\u0642":[142],"\u0643\u0623\u0646\u0634\u0627\u0621":[144],"\u0648\u062a\u0623\u0633\u064a\u0633":[145],"\u0645\u0635\u0627\u0631\u0641":[146],"\u0648\u0645\u0624\u0633\u0633\u0627\u062a":[147],"\u0645\u062a\u062e\u0635\u0635\u0629":[148],"\u0645\u062c\u0627\u0644":[150],"\u0627\u0644\u0627\u0642\u0631\u0627\u0636":[151],"\u0645\u062b\u0644":[153],"\u0627\u0646\u0634\u0627\u0621":[154],"\u0645\u0624\u0633\u0633\u0629":[155],"\u0627\u0639\u0627\u062f\u0629":[157],"\u0627\u0644\u0642\u0631\u0648\u0636":[158],"\u0627\u0644\u0639\u0642\u0627\u0631\u064a\u0629).":[159]},"counts_by_year":[],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2021-10-25T00:00:00"}
