{"id":"https://openalex.org/W3200468334","doi":"https://doi.org/10.47119/ijrp100841920212246","title":"Analysis of Key Digital Technology Infrastructure and Cyber Security Consideration Factors for Fintech Companies","display_name":"Analysis of Key Digital Technology Infrastructure and Cyber Security Consideration Factors for Fintech Companies","publication_year":2021,"publication_date":"2021-08-16","ids":{"openalex":"https://openalex.org/W3200468334","doi":"https://doi.org/10.47119/ijrp100841920212246","mag":"3200468334"},"language":"en","primary_location":{"id":"doi:10.47119/ijrp100841920212246","doi":"https://doi.org/10.47119/ijrp100841920212246","is_oa":true,"landing_page_url":"https://doi.org/10.47119/ijrp100841920212246","pdf_url":"https://www.ijrp.org/filePermission/fileDownlaod/4/7ea89d4a095ec0c73b6f9a7a2d12a8de/2","source":{"id":"https://openalex.org/S4210238074","display_name":"International Journal of Research Publications","issn_l":"2708-3578","issn":["2708-3578"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Research Publications","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.ijrp.org/filePermission/fileDownlaod/4/7ea89d4a095ec0c73b6f9a7a2d12a8de/2","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5110801342","display_name":"J A R C Jayalath","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4392738302","display_name":"International College of Business and Technology","ror":"https://ror.org/02a37a132","country_code":"LK","type":"education","lineage":["https://openalex.org/I4392738302"]}],"countries":["LK"],"is_corresponding":false,"raw_author_name":"J A R C Jayalath","raw_affiliation_strings":["Department of Information Technology, International College of Business & Technology, Sri Lanka"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Information Technology, International College of Business & Technology, Sri Lanka","institution_ids":["https://openalex.org/I4392738302"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5084185519","display_name":"S. C. Premaratne","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I195740183","display_name":"University of Moratuwa","ror":"https://ror.org/0491f5305","country_code":"LK","type":"education","lineage":["https://openalex.org/I195740183"]}],"countries":["LK"],"is_corresponding":false,"raw_author_name":"S. C. Premaratne","raw_affiliation_strings":["Department of Information Technology, University of Moratuwa , Sri Lanka"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Information Technology, University of Moratuwa , Sri Lanka","institution_ids":["https://openalex.org/I195740183"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":7.56,"has_fulltext":true,"cited_by_count":28,"citation_normalized_percentile":{"value":0.97305578,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":99},"biblio":{"volume":"84","issue":"1","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.8916000127792358,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.8916000127792358,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.10350000113248825,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.0006000000284984708,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.7860000133514404},{"id":"https://openalex.org/keywords/cybersecurity","display_name":"cybersecurity","score":0.9279999732971191},{"id":"https://openalex.org/keywords/cyber-threats","display_name":"cyber threats","score":0.8600000143051147},{"id":"https://openalex.org/keywords/digital-financial-platforms","display_name":"digital financial platforms","score":0.8199999928474426},{"id":"https://openalex.org/keywords/open-apis","display_name":"open APIs","score":0.5379999876022339},{"id":"https://openalex.org/keywords/digital-disruption","display_name":"digital disruption","score":0.5350000262260437},{"id":"https://openalex.org/keywords/bank-fintech-collaboration","display_name":"bank-fintech collaboration","score":0.7239999771118164},{"id":"https://openalex.org/keywords/customer-data","display_name":"customer data","score":0.503000020980835},{"id":"https://openalex.org/keywords/artificial-intelligence","display_name":"artificial intelligence","score":0.4729999899864197},{"id":"https://openalex.org/keywords/robotic-process-automation","display_name":"robotic process automation","score":0.8180000185966492},{"id":"https://openalex.org/keywords/natural-language-processing","display_name":"natural language processing","score":0.6460000276565552},{"id":"https://openalex.org/keywords/face-recognition","display_name":"face recognition","score":0.9070000052452087},{"id":"https://openalex.org/keywords/data-analytics","display_name":"data analytics","score":0.7409999966621399},{"id":"https://openalex.org/keywords/digital-resilience","display_name":"digital resilience","score":0.3100000023841858}],"concepts":[{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.6270173788070679},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.5657064914703369},{"id":"https://openalex.org/C110875604","wikidata":"https://www.wikidata.org/wiki/Q75","display_name":"The Internet","level":2,"score":0.5226951837539673},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.4967573285102844},{"id":"https://openalex.org/C2777276756","wikidata":"https://www.wikidata.org/wiki/Q5196446","display_name":"Customer base","level":2,"score":0.46526435017585754},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.363569438457489},{"id":"https://openalex.org/C76155785","wikidata":"https://www.wikidata.org/wiki/Q418","display_name":"Telecommunications","level":1,"score":0.33392268419265747},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.24522972106933594},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.24088162183761597},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.11293861269950867}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.47119/ijrp100841920212246","doi":"https://doi.org/10.47119/ijrp100841920212246","is_oa":true,"landing_page_url":"https://doi.org/10.47119/ijrp100841920212246","pdf_url":"https://www.ijrp.org/filePermission/fileDownlaod/4/7ea89d4a095ec0c73b6f9a7a2d12a8de/2","source":{"id":"https://openalex.org/S4210238074","display_name":"International Journal of Research Publications","issn_l":"2708-3578","issn":["2708-3578"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Research Publications","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.47119/ijrp100841920212246","doi":"https://doi.org/10.47119/ijrp100841920212246","is_oa":true,"landing_page_url":"https://doi.org/10.47119/ijrp100841920212246","pdf_url":"https://www.ijrp.org/filePermission/fileDownlaod/4/7ea89d4a095ec0c73b6f9a7a2d12a8de/2","source":{"id":"https://openalex.org/S4210238074","display_name":"International Journal of Research Publications","issn_l":"2708-3578","issn":["2708-3578"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Research Publications","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Industry, innovation and infrastructure","score":1.0,"id":"https://metadata.un.org/sdg/9"}],"sustainable_development_goals_aurora":[{"display_name":"Quality education","score":0.5899999737739563,"id":"https://metadata.un.org/sdg/4"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3200468334.pdf","grobid_xml":"https://content.openalex.org/works/W3200468334.grobid-xml"},"referenced_works_count":14,"referenced_works":["https://openalex.org/W37575475","https://openalex.org/W77769253","https://openalex.org/W1571953269","https://openalex.org/W2149587920","https://openalex.org/W2174850379","https://openalex.org/W2416332910","https://openalex.org/W2905722160","https://openalex.org/W2913208464","https://openalex.org/W2959831798","https://openalex.org/W3044473733","https://openalex.org/W3100164398","https://openalex.org/W3130429916","https://openalex.org/W3194062697","https://openalex.org/W4385517104"],"related_works":["https://openalex.org/W4413178428","https://openalex.org/W7217334595","https://openalex.org/W4289916870","https://openalex.org/W4411216770","https://openalex.org/W2582283532","https://openalex.org/W7083449180","https://openalex.org/W4407287681","https://openalex.org/W7223239622","https://openalex.org/W4399750907","https://openalex.org/W7140022603"],"abstract_inverted_index":{"Fintech":[0,126,146,154,160,210,251],"companies":[1,139,155,211,252,258],"have":[2,173,205],"disrupted":[3],"the":[4,10,20,41,44,51,54,90,118,129,133,150,159,177,191,228,237,250,254,278],"financial":[5,17,138,171,203,222],"industry":[6],"by":[7,49,62,70,157],"means":[8],"of":[9,22,43,53,58,67,117,131,152,166,193,199],"way":[11],"customers":[12,61,87],"are":[13,88],"served":[14],"with":[15,19,145,149],"their":[16],"needs":[18],"usage":[21],"immerging":[23],"technologies":[24],"such":[25,140],"as":[26,141],"Artificial":[27],"Intelligence,":[28],"Robotic":[29],"Process":[30],"Automation,":[31],"Natural":[32],"Language":[33],"Processing,":[34],"Facial":[35],"Recognition,":[36],"Data":[37],"Analytics":[38],"etc.":[39],"and":[40,74,85,108,112,128,169,189,220,232,253,256,273],"development":[42],"supporting":[45],"digital":[46,56,91,119,202,218,261],"technology":[47],"infrastructure":[48,219],"using":[50,89],"benefit":[52],"enhanced":[55],"literacy":[57],"new":[59,134],"generation":[60,135],"providing":[63,180],"a":[64,115,164,197,246,265],"great":[65],"deal":[66],"customer":[68,94,184],"convenience":[69],"delivering":[71],"easily":[72],"accessible":[73],"fast":[75],"service":[76],"to":[77,81,124,176,182,213,227,236,263,275],"customers.":[78],"In":[79],"addition":[80],"this,":[82],"when":[83,221],"more":[84,86,168,170,225,231,233],"channels,":[92],"several":[93],"insights":[95],"get":[96],"collected":[97],"in":[98,190,277],"fintech":[99],"platforms":[100,204,223],"that":[101,121],"can":[102],"be":[103],"effectively":[104],"used":[105],"for":[106,249],"cross-selling":[107],"generating":[109],"customer-centric":[110],"products":[111],"services.":[113],"As":[114,163,196],"result":[116,165,198],"disruption":[120],"happened":[122],"due":[123],"this":[125,167],"initiative":[127,161],"demand":[130],"especially":[132],"customers,":[136],"established":[137],"banks":[142],"also":[143,239],"followed":[144],"initiatives":[147],"either":[148],"collaboration":[151],"startup":[153],"or":[156],"developing":[158],"internally.":[162],"channels":[172,188],"been":[174],"opened":[175,226],"public":[178,229],"internet":[179],"access":[181],"larger-scale":[183],"base":[185],"via":[186],"online":[187],"form":[192],"open":[194],"APIs.":[195],"these":[200],"factors":[201],"become":[206,245],"highly":[207,279],"critical":[208],"hence":[209],"had":[212,244],"look":[214],"at":[215],"implementing":[216],"reliable":[217],"were":[224],"internet,":[230],"cyber":[234],"threats":[235],"systems":[238],"increased":[240],"rapidly.":[241],"Therefore,":[242],"it":[243],"high":[247],"necessity":[248],"Banks":[255],"Finance":[257],"who":[259],"provides":[260],"solutions":[262],"build":[264],"structured":[266],"Digital":[267,281],"Technology":[268],"Infrastructure":[269],"considering":[270],"resilience,":[271],"performance":[272],"security":[274],"thrive":[276],"competitive":[280],"Financial":[282],"landscape.":[283]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":5},{"year":2024,"cited_by_count":13},{"year":2023,"cited_by_count":5},{"year":2022,"cited_by_count":2}],"updated_date":"2026-10-30T12:39:25.321706","created_date":"2021-09-27T00:00:00"}