{"id":"https://openalex.org/W3187004288","doi":"https://doi.org/10.22373/share.v10i1.8104","title":"DO LIQUIDITY AND CAPITAL ADEQUACY RATIO MATTER FOR ISLAMIC BANKS PERFORMANCE IN INDONESIA? AN ANALYSIS USING FINANCING RISK AS MEDIATOR","display_name":"DO LIQUIDITY AND CAPITAL ADEQUACY RATIO MATTER FOR ISLAMIC BANKS PERFORMANCE IN INDONESIA? AN ANALYSIS USING FINANCING RISK AS MEDIATOR","publication_year":2021,"publication_date":"2021-07-01","ids":{"openalex":"https://openalex.org/W3187004288","doi":"https://doi.org/10.22373/share.v10i1.8104","mag":"3187004288"},"language":"en","primary_location":{"id":"doi:10.22373/share.v10i1.8104","doi":"https://doi.org/10.22373/share.v10i1.8104","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v10i1.8104","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/8104/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/8104/pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5055693822","display_name":"Julia Safitri","orcid":"https://orcid.org/0000-0003-3319-8212","observed_orcids":["https://orcid.org/0000-0003-3319-8212"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Julia Safitri","raw_affiliation_strings":["Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta","institution_ids":[]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5059166761","display_name":"Arinal Rahmati","orcid":"https://orcid.org/0000-0002-4174-7712","observed_orcids":["https://orcid.org/0000-0002-4174-7712"]},"institutions":[{"id":"https://openalex.org/I4405274528","display_name":"Institut Agama Islam Ummul Ayman Pidie Jaya","ror":"https://ror.org/01wkcjh07","country_code":"ID","type":"education","lineage":["https://openalex.org/I4405274528"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Arinal Rahmati","raw_affiliation_strings":["STIS Ummul Ayman, Pidie Jaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"STIS Ummul Ayman, Pidie Jaya","institution_ids":["https://openalex.org/I4405274528"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5043741600","display_name":"Jayadi Jayadi","orcid":"https://orcid.org/0000-0003-3183-7412","observed_orcids":["https://orcid.org/0000-0003-3183-7412"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Jayadi Jayadi","raw_affiliation_strings":["Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Sekolah Tinggi Ilmu Ekonomi IPWI Jakarta","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5086167276","display_name":"Muhamad Arief Affandi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I147337026","display_name":"Universitas Trisakti","ror":"https://ror.org/019fnr381","country_code":"ID","type":"education","lineage":["https://openalex.org/I147337026"]},{"id":"https://openalex.org/I4402554111","display_name":"Ministry of Home Affairs","ror":"https://ror.org/047sfm294","country_code":"ID","type":"government","lineage":["https://openalex.org/I4402554111"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muhamad Arief Affandi","raw_affiliation_strings":["University of Trisakti\nMinistry of Home Affairs, Republic of Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"University of Trisakti\nMinistry of Home Affairs, Republic of Indonesia","institution_ids":["https://openalex.org/I147337026","https://openalex.org/I4402554111"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":3,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":{"value":70,"currency":"USD","value_usd":70},"apc_paid":{"value":70,"currency":"USD","value_usd":70},"fwci":2.0934,"has_fulltext":true,"cited_by_count":6,"citation_normalized_percentile":{"value":0.86732702,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":95,"max":96},"biblio":{"volume":"10","issue":"1","first_page":"138","last_page":"154"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-banking","display_name":"Islamic banking","score":0.8289999961853027},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.828000009059906},{"id":"https://openalex.org/keywords/liquidity","display_name":"liquidity","score":0.9049999713897705},{"id":"https://openalex.org/keywords/capital-adequacy-ratio","display_name":"capital adequacy ratio","score":0.9829999804496765},{"id":"https://openalex.org/keywords/funding-risk","display_name":"financing risk","score":0.996999979019165},{"id":"https://openalex.org/keywords/mediating-effect","display_name":"mediating effect","score":0.6819999814033508},{"id":"https://openalex.org/keywords/short-term-financing","display_name":"short-term financing","score":0.8849999904632568},{"id":"https://openalex.org/keywords/indonesia-islamic-banking-sector","display_name":"Indonesia Islamic banking sector","score":0.6480000019073486},{"id":"https://openalex.org/keywords/non-performing-financing","display_name":"non-performing financing","score":0.5839999914169312},{"id":"https://openalex.org/keywords/bank-solvency","display_name":"bank solvency","score":0.5090000033378601},{"id":"https://openalex.org/keywords/bank-liquidity-management","display_name":"bank liquidity management","score":0.41200000047683716},{"id":"https://openalex.org/keywords/bank-risk-management","display_name":"bank risk management","score":0.45100000500679016},{"id":"https://openalex.org/keywords/bank-capital-management","display_name":"bank capital management","score":0.39800000190734863},{"id":"https://openalex.org/keywords/bank-credit-management","display_name":"bank credit management","score":0.4090000092983246},{"id":"https://openalex.org/keywords/bank-asset-management","display_name":"bank asset management","score":0.4059999883174896},{"id":"https://openalex.org/keywords/bank-cost-management","display_name":"bank cost management","score":0.4869999885559082}],"concepts":[{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.7077123522758484},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.6247280240058899},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5398657917976379},{"id":"https://openalex.org/C2777764128","wikidata":"https://www.wikidata.org/wiki/Q189539","display_name":"Loan","level":2,"score":0.48624908924102783},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.42903196811676025},{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.34607475996017456},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.3420105576515198},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3016647696495056},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2861569821834564},{"id":"https://openalex.org/C181622380","wikidata":"https://www.wikidata.org/wiki/Q26911","display_name":"Profit (economics)","level":2,"score":0.0},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.22373/share.v10i1.8104","doi":"https://doi.org/10.22373/share.v10i1.8104","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v10i1.8104","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/8104/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},{"id":"pmh:oai:repository.ut.ac.id:10485","doi":null,"is_oa":false,"landing_page_url":"http://repository.ut.ac.id/10485/1/10.%20DO%20LIQUIDITY%20AND%20CAPITAL%20ADEQUACY%20RATIO%20MATTER%20FOR%20ISLAMIC%20BANKS%20PERFORMANCE%20IN%20INDONESIA%20AN%20ANALYSIS%20USING%20FINANCING%20RISK%20AS%20MEDIATOR.pdf","pdf_url":"http://repository.ut.ac.id/10485/1/10.%20DO%20LIQUIDITY%20AND%20CAPITAL%20ADEQUACY%20RATIO%20MATTER%20FOR%20ISLAMIC%20BANKS%20PERFORMANCE%20IN%20INDONESIA%20AN%20ANALYSIS%20USING%20FINANCING%20RISK%20AS%20MEDIATOR.pdf","source":{"id":"https://openalex.org/S4306400502","display_name":"Universitas Terbuka Repository (Universitas Terbuka)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I193621155","host_organization_name":"Indonesia Open University","host_organization_lineage":["https://openalex.org/I193621155"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":"","raw_type":"Article"},{"id":"pmh:oai:doaj.org/article:90d7c0a3281043d6bcfa61669fc6adee","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/90d7c0a3281043d6bcfa61669fc6adee","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam, Vol 10, Iss 1 (2021)","raw_type":"article"},{"id":"pmh:oai:ojs.jurnal.ar-raniry.ac.id:article/8104","doi":null,"is_oa":true,"landing_page_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/view/8104","pdf_url":null,"source":{"id":"https://openalex.org/S4306402360","display_name":"BIOTIK: Scientific Journal of Biology Technology and Education (Indonesian Institute of Sciences)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I19128659","host_organization_name":"Indonesian Institute of Sciences","host_organization_lineage":["https://openalex.org/I19128659"],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam; Vol 10, No 1 (2021); 138-154","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.22373/share.v10i1.8104","doi":"https://doi.org/10.22373/share.v10i1.8104","is_oa":true,"landing_page_url":"https://doi.org/10.22373/share.v10i1.8104","pdf_url":"https://jurnal.ar-raniry.ac.id/index.php/Share/article/download/8104/pdf","source":{"id":"https://openalex.org/S4210212244","display_name":"Share Jurnal Ekonomi dan Keuangan Islam","issn_l":"2089-6239","issn":["2089-6239","2549-0648"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["doaj","erih-plus","norway-1"],"host_organization":"https://openalex.org/P4310314962","host_organization_name":"Ar-Raniry State Islamic University of Aceh","host_organization_lineage":["https://openalex.org/P4310314962"],"host_organization_lineage_names":["Ar-Raniry State Islamic University of Aceh"],"type":"journal"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Share: Jurnal Ekonomi dan Keuangan Islam","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3187004288.pdf","grobid_xml":"https://content.openalex.org/works/W3187004288.grobid-xml"},"referenced_works_count":26,"referenced_works":["https://openalex.org/W634750600","https://openalex.org/W1499130906","https://openalex.org/W1545460766","https://openalex.org/W1556459311","https://openalex.org/W1976672191","https://openalex.org/W1981016484","https://openalex.org/W2128630042","https://openalex.org/W2136889888","https://openalex.org/W2187481572","https://openalex.org/W2526416178","https://openalex.org/W2725964763","https://openalex.org/W2738567665","https://openalex.org/W2806106955","https://openalex.org/W2891664477","https://openalex.org/W2939258808","https://openalex.org/W2953019462","https://openalex.org/W2965293862","https://openalex.org/W2983370203","https://openalex.org/W3097238184","https://openalex.org/W3120662114","https://openalex.org/W3122179174","https://openalex.org/W3124114405","https://openalex.org/W3124284225","https://openalex.org/W3135541236","https://openalex.org/W3167289909","https://openalex.org/W4237647129"],"related_works":["https://openalex.org/W2928682516","https://openalex.org/W7217637792","https://openalex.org/W3216656370","https://openalex.org/W2782610224","https://openalex.org/W7218600642","https://openalex.org/W7054764925","https://openalex.org/W3114846281","https://openalex.org/W4409385547","https://openalex.org/W4225426887","https://openalex.org/W7216239946"],"abstract_inverted_index":{"This":[0,140,158],"study":[1,43],"is":[2,147,160,172],"driven":[3],"by":[4,115,134],"the":[5,13,31,47,78,135,164,178,183,190],"inconsistent":[6],"findings":[7],"of":[8,15,49,101,185],"previous":[9,39],"research":[10,33],"on":[11,56,126],"assessing":[12],"determinants":[14],"banks'":[16],"performance.":[17],"In":[18],"addition,":[19],"financing":[20,63,146],"risk":[21,64],"has":[22],"been":[23],"indicated":[24],"as":[25,65,98],"a":[26,66,99,155],"significant":[27,124],"variable":[28,107,120,138],"in":[29,38,60,75,77,161,177],"mediating":[30],"related":[32],"but":[34],"failed":[35],"to":[36,45,174,181],"incorporate":[37],"research.":[40],"Therefore,":[41],"this":[42],"aims":[44],"assess":[46],"role":[48],"liquidity":[50,108],"and":[51],"Capital":[52],"Adequacy":[53],"Ratio":[54],"(CAR)":[55],"Islamic":[57,152],"bank's":[58,191],"performance":[59],"Indonesia":[61,76,270],"using":[62,85],"mediator.":[67,276],"Data":[68,277],"were":[69,82],"collected":[70],"from":[71],"14":[72,281],"samples":[73],"operating":[74],"period":[79],"2013-2019.":[80],"They":[81],"then":[83],"analyzed":[84],"Partial":[86],"Least":[87],"Squares":[88],"\u2013":[89,193],"Structural":[90],"Equation":[91],"Modelling":[92],"(PLS-SEM)":[93],"with":[94,163],"Warp":[95],"PLS":[96],"7.0":[97],"tool":[100],"analysis.":[102],"The":[103],"results":[104],"show":[105],"that":[106,143,170,187],"(FDR)":[109],"significantly":[110],"influences":[111],"Bank":[112,127,202],"Performance":[113,128],"mediated":[114,133],"Financing":[116,136],"Risk":[117,137],"(NPF).":[118,139,313],"Meanwhile,":[119],"CAR":[121,264,316],"shows":[122],"no":[123],"influence":[125],"even":[129],"when":[130],"it":[131,171],"was":[132],"finding":[141,159],"implies":[142],"providing":[144],"short-term":[145],"more":[148],"profitable":[149],"for":[150],"an":[151],"bank":[153,244,267,282,305,306,324,341],"than":[154],"longer":[156],"one.":[157],"line":[162],"Commercial":[165,352],"Loan":[166,353],"Theory,":[167],"which":[168],"states":[169],"better":[173],"provide":[175],"loans":[176],"short":[179],"term":[180],"minimize":[182],"possibility":[184],"defaults":[186],"will":[188],"impact":[189],"performance.==================================================================================================ABSTRAK":[192],"Apakah":[194],"Likuiditas":[195],"dan":[196,263],"Rasio":[197],"Kecukupan":[198],"Modal":[199],"mempengaruhi":[200],"Kinerja":[201],"Syariah":[203],"di":[204,269,286],"Indonesia?":[205],"Suatu":[206],"Analisis":[207,288],"menggunakan":[208,272,292],"Risiko":[209],"Pembiayaan":[210],"sebagai":[211,233,275],"Mediator.":[212],"Penelitian":[213,330],"ini":[214,256,349],"didorong":[215],"oleh":[216,310,328],"tidak":[217,247,317],"konsistennya":[218],"temuan":[219],"penelitian":[220,255,278,298],"sebelumnya":[221],"dalam":[222,237,249,360],"menilai":[223,259],"determinan":[224],"kinerja":[225,243,266,304,323,374],"bank.":[226,375],"Selain":[227],"itu,":[228,254],"risiko":[229,273,311],"pembiayaan":[230,274,312,335,345],"telah":[231],"terindikasi":[232],"variabel":[234,241,261,315],"yang":[235,284,320,355,370],"signifikan":[236,321],"memediasi":[238],"pengaruh":[239,319],"beberapa":[240],"penilaian":[242],"syariah,":[245],"tetapi":[246],"diakomodir":[248],"penelitian-penelitian":[250],"sebelumnya.":[251],"Oleh":[252],"karena":[253,365],"bertujuan":[257],"untuk":[258],"peran":[260],"likuiditas":[262,301],"terhadap":[265,303,322],"syariah":[268,283,307,325,342],"dengan":[271,291,294,308,351],"dikumpulkan":[279],"dari":[280,343],"beroperasi":[285],"Indonesia.":[287],"data":[289],"dilakukan":[290],"PLS-SEM":[293],"WarpPLS":[295],"7.0.":[296],"Hasil":[297],"menunjukkan":[299,318],"bahwa":[300,333,357],"berpengaruh":[302],"dimediasi":[309,327],"Sedangkan":[314],"walaupun":[326],"NPF.":[329],"mempunyai":[331],"implikasi":[332],"memberikan":[334,358],"jangka":[336,346,361],"pendek":[337,362],"lebih":[338,363],"menguntung":[339],"bagi":[340],"pada":[344,372],"panjang.":[347],"Hal":[348],"sejalan":[350],"Theory":[354],"menyebutkan":[356],"pinjaman":[359],"menguntungkan":[364],"dapat":[366],"meminimalisir":[367],"terjadinya":[368],"wanprestasi":[369],"berdampak":[371],"peningkatan":[373]},"counts_by_year":[{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":3}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2021-08-02T00:00:00"}