{"id":"https://openalex.org/W3185633763","doi":"https://doi.org/10.5958/2321-2012.2021.00016.6","title":"Willingness to pay for customized health insurance package: An exploratory study in a developing country","display_name":"Willingness to pay for customized health insurance package: An exploratory study in a developing country","publication_year":2021,"publication_date":"2021-01-01","ids":{"openalex":"https://openalex.org/W3185633763","doi":"https://doi.org/10.5958/2321-2012.2021.00016.6","mag":"3185633763"},"language":"en","primary_location":{"id":"doi:10.5958/2321-2012.2021.00016.6","doi":"https://doi.org/10.5958/2321-2012.2021.00016.6","is_oa":false,"landing_page_url":"https://doi.org/10.5958/2321-2012.2021.00016.6","pdf_url":null,"source":{"id":"https://openalex.org/S2764982749","display_name":"SMART Journal of Business Management Studies","issn_l":"0973-1598","issn":["0973-1598","2321-2012"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["erih-plus","poland-20","russia-white-list-3"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SMART Journal of Business Management Studies","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5032103659","display_name":"Hari Babu Singu","orcid":"https://orcid.org/0000-0003-2647-2447","observed_orcids":["https://orcid.org/0000-0003-2647-2447"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Hari Babu Singu","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5032103659"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":1,"citation_normalized_percentile":{"value":0.0,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":93},"biblio":{"volume":"17","issue":"2","first_page":"44","last_page":"51"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11531","display_name":"Healthcare Systems and Reforms","score":0.5307999849319458,"subfield":{"id":"https://openalex.org/subfields/2739","display_name":"Public Health, Environmental and Occupational Health"},"field":{"id":"https://openalex.org/fields/27","display_name":"Medicine"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},"topics":[{"id":"https://openalex.org/T11531","display_name":"Healthcare Systems and Reforms","score":0.5307999849319458,"subfield":{"id":"https://openalex.org/subfields/2739","display_name":"Public Health, Environmental and Occupational Health"},"field":{"id":"https://openalex.org/fields/27","display_name":"Medicine"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T10841","display_name":"Economic and Environmental Valuation","score":0.44699999690055847,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10391","display_name":"Healthcare Policy and Management","score":0.008999999612569809,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/willingness-to-pay","display_name":"willingness to pay","score":0.9990000128746033},{"id":"https://openalex.org/keywords/health-insurance","display_name":"health insurance","score":0.8109999895095825},{"id":"https://openalex.org/keywords/socio-economic-determinants","display_name":"socio-economic determinants","score":0.9160000085830688},{"id":"https://openalex.org/keywords/low-income-households","display_name":"low-income households","score":0.7269999980926514},{"id":"https://openalex.org/keywords/punjab","display_name":"Punjab","score":0.6790000200271606},{"id":"https://openalex.org/keywords/developing-countries","display_name":"developing countries","score":0.5419999957084656},{"id":"https://openalex.org/keywords/contingent-valuation","display_name":"contingent valuation","score":0.9139999747276306}],"concepts":[{"id":"https://openalex.org/C2777364431","wikidata":"https://www.wikidata.org/wiki/Q140813","display_name":"Willingness to pay","level":2,"score":0.7524064779281616},{"id":"https://openalex.org/C85973986","wikidata":"https://www.wikidata.org/wiki/Q1091731","display_name":"Exploratory research","level":2,"score":0.5971651673316956},{"id":"https://openalex.org/C83864248","wikidata":"https://www.wikidata.org/wiki/Q177323","display_name":"Developing country","level":2,"score":0.5474591255187988},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5076223611831665},{"id":"https://openalex.org/C2983635472","wikidata":"https://www.wikidata.org/wiki/Q334911","display_name":"Health insurance","level":3,"score":0.42438262701034546},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.41711798310279846},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.38467511534690857},{"id":"https://openalex.org/C127413603","wikidata":"https://www.wikidata.org/wiki/Q11023","display_name":"Engineering","level":0,"score":0.3776547908782959},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.36148032546043396},{"id":"https://openalex.org/C21547014","wikidata":"https://www.wikidata.org/wiki/Q1423657","display_name":"Operations management","level":1,"score":0.34771057963371277},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3376926779747009},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.3248492181301117},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.2713388204574585},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.1783127784729004},{"id":"https://openalex.org/C160735492","wikidata":"https://www.wikidata.org/wiki/Q31207","display_name":"Health care","level":2,"score":0.16908684372901917},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.15687808394432068},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.06587785482406616}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.5958/2321-2012.2021.00016.6","doi":"https://doi.org/10.5958/2321-2012.2021.00016.6","is_oa":false,"landing_page_url":"https://doi.org/10.5958/2321-2012.2021.00016.6","pdf_url":null,"source":{"id":"https://openalex.org/S2764982749","display_name":"SMART Journal of Business Management Studies","issn_l":"0973-1598","issn":["0973-1598","2321-2012"],"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":["erih-plus","poland-20","russia-white-list-3"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"SMART Journal of Business Management Studies","raw_type":"journal-article"}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.5683000087738037,"id":"https://metadata.un.org/sdg/3","display_name":"Good health and well-being"},{"score":0.4074000120162964,"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities"}],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2144685409","https://openalex.org/W7162753049","https://openalex.org/W7214744639","https://openalex.org/W3174424606","https://openalex.org/W3149782066","https://openalex.org/W2064136304","https://openalex.org/W2593017794","https://openalex.org/W2904188226","https://openalex.org/W2966105833","https://openalex.org/W2042239404"],"abstract_inverted_index":{"The":[0,23,62,121],"study":[1],"explores":[2],"the":[3,7,17,75,85,96,106,127,131,137,145,148],"determinants,":[4],"that":[5,125],"influence":[6,97],"willingness":[8,70,102,108,132,149],"to":[9,52,68,71,94,103,109,133,150],"pay":[10,72,110,134],"for":[11,81,111],"customized":[12,113],"health":[13],"insurance":[14],"package,":[15],"in":[16,144],"context":[18],"of":[19,34,43,84,98,139],"a":[20,112],"developing":[21],"country.":[22],"targeted":[24],"respondents":[25,86],"were":[26],"drawn":[27],"from":[28],"both":[29],"urban":[30],"and":[31,40,87,135,141],"rural":[32],"areas":[33],"Amritsar,":[35],"Jalandhar,":[36],"Kapurthala,":[37],"Ludhiana,":[38],"Mohali,":[39],"Patiala":[41],"Districts":[42],"Punjab":[44],"State,":[45],"India.":[46],"A":[47],"pre-tested":[48],"questionnaire":[49],"was":[50,66,92,115],"administered":[51],"1254":[53],"low-income":[54],"households,":[55],"selected":[56],"by":[57],"stratified":[58],"random":[59],"sampling":[60],"technique.":[61],"contingent":[63],"valuation":[64],"method":[65,90],"applied":[67],"elicit":[69],"(WTP),":[73],"using":[74],"reverse":[76],"bidding":[77],"format.":[78],"Descriptive":[79],"statistics":[80],"demographic":[82],"details":[83],"multiple":[88],"regression":[89,122],"(backward),":[91],"used":[93],"explore":[95],"socio-economic":[99],"determinants":[100],"on":[101],"pay.":[104,151],"Overall,":[105],"average":[107],"package":[114],"Rs":[116],"888.56":[117],"per":[118],"year":[119],"($50.11).":[120],"results":[123],"revealed":[124],"higher":[126,130,147],"education":[128],"profile,":[129],"more":[136],"number":[138],"dependents":[140],"sick":[142],"members":[143],"family,":[146]},"counts_by_year":[{"year":2025,"cited_by_count":1}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2021-08-02T00:00:00"}
