{"id":"https://openalex.org/W3132669792","doi":null,"title":"Adoption of E-wallets: A Post Demonetisation Study in Ahmedabad City","display_name":"Adoption of E-wallets: A Post Demonetisation Study in Ahmedabad City","publication_year":2018,"publication_date":"2018-01-01","ids":{"openalex":"https://openalex.org/W3132669792","mag":"3132669792"},"language":"en","primary_location":{"id":"mag:3132669792","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3735394","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"volume":null,"type":"preprint","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3735394","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5047670924","display_name":"Jasmin Padiya","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210088600","display_name":"GLS University","ror":"https://ror.org/009zbth94","country_code":"IN","type":"education","lineage":["https://openalex.org/I4210088600"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Jasmin Padiya","raw_affiliation_strings":["GLS University - Faculty of Management"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"GLS University - Faculty of Management","institution_ids":["https://openalex.org/I4210088600"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5067155084","display_name":"Ashok Bantwa","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210088600","display_name":"GLS University","ror":"https://ror.org/009zbth94","country_code":"IN","type":"education","lineage":["https://openalex.org/I4210088600"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Ashok Bantwa","raw_affiliation_strings":["GLS University"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"GLS University","institution_ids":["https://openalex.org/I4210088600"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210088600"],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":false,"cited_by_count":11,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.8417999744415283,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.8417999744415283,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.13420000672340393,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.01600000075995922,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/e-wallet-adoption","display_name":"e-wallet adoption","score":0.9340000152587891},{"id":"https://openalex.org/keywords/demonetization","display_name":"demonetization","score":0.9440000057220459},{"id":"https://openalex.org/keywords/cashless-society","display_name":"cashless society","score":0.7900000214576721},{"id":"https://openalex.org/keywords/online-payment","display_name":"online payment","score":0.9150000214576721},{"id":"https://openalex.org/keywords/digital-wallets","display_name":"digital wallets","score":0.7070000171661377},{"id":"https://openalex.org/keywords/ahmedabad","display_name":"Ahmedabad","score":0.718999981880188},{"id":"https://openalex.org/keywords/privacy-and-security-concerns","display_name":"privacy and security concerns","score":0.6110000014305115},{"id":"https://openalex.org/keywords/transaction-fees","display_name":"transaction fees","score":0.7519999742507935},{"id":"https://openalex.org/keywords/barriers-to-adoption","display_name":"barriers to adoption","score":0.6990000009536743},{"id":"https://openalex.org/keywords/demographic-factors","display_name":"demographic factors","score":0.7049999833106995}],"concepts":[{"id":"https://openalex.org/C2777250853","wikidata":"https://www.wikidata.org/wiki/Q178843","display_name":"Rupee","level":3,"score":0.7800636291503906},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6422148942947388},{"id":"https://openalex.org/C141121606","wikidata":"https://www.wikidata.org/wiki/Q8142","display_name":"Currency","level":2,"score":0.6142929792404175},{"id":"https://openalex.org/C2780586970","wikidata":"https://www.wikidata.org/wiki/Q1357284","display_name":"Popularity","level":2,"score":0.5964884757995605},{"id":"https://openalex.org/C2777303138","wikidata":"https://www.wikidata.org/wiki/Q13499","display_name":"Debit card","level":4,"score":0.5030519366264343},{"id":"https://openalex.org/C2777206034","wikidata":"https://www.wikidata.org/wiki/Q1643989","display_name":"Legal tender","level":3,"score":0.496876984834671},{"id":"https://openalex.org/C2778137410","wikidata":"https://www.wikidata.org/wiki/Q2732820","display_name":"Government (linguistics)","level":2,"score":0.4831914007663727},{"id":"https://openalex.org/C2777526511","wikidata":"https://www.wikidata.org/wiki/Q691543","display_name":"Pace","level":2,"score":0.47290241718292236},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4534790515899658},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.3747614622116089},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3551292419433594},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.33943259716033936},{"id":"https://openalex.org/C2776988154","wikidata":"https://www.wikidata.org/wiki/Q66100","display_name":"Exchange rate","level":2,"score":0.21753710508346558},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.20147821307182312},{"id":"https://openalex.org/C205649164","wikidata":"https://www.wikidata.org/wiki/Q1071","display_name":"Geography","level":0,"score":0.1737213134765625},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.16323912143707275},{"id":"https://openalex.org/C2983355114","wikidata":"https://www.wikidata.org/wiki/Q161380","display_name":"Credit card","level":3,"score":0.13714921474456787},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.12243998050689697},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.11933264136314392},{"id":"https://openalex.org/C41895202","wikidata":"https://www.wikidata.org/wiki/Q8162","display_name":"Linguistics","level":1,"score":0.0},{"id":"https://openalex.org/C13280743","wikidata":"https://www.wikidata.org/wiki/Q131089","display_name":"Geodesy","level":1,"score":0.0},{"id":"https://openalex.org/C138885662","wikidata":"https://www.wikidata.org/wiki/Q5891","display_name":"Philosophy","level":0,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:3132669792","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3735394","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null}],"best_oa_location":{"id":"mag:3132669792","doi":null,"is_oa":true,"landing_page_url":"https://papers.ssrn.com/sol3/papers.cfm?abstract_id=3735394","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"SSRN Electronic Journal","raw_type":null},"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W6888694415","https://openalex.org/W3156968540","https://openalex.org/W7036068365","https://openalex.org/W3048923843","https://openalex.org/W2735679963","https://openalex.org/W4296571497","https://openalex.org/W3215483376","https://openalex.org/W3199961342","https://openalex.org/W4244585838","https://openalex.org/W3112142273"],"abstract_inverted_index":{"On":[0],"8th":[1],"November":[2],"2016":[3],"honorable":[4],"prime":[5],"minister":[6],"of":[7,72,93,105,107,122,132,140,156,161,176,193,202,208,257,297,299,309],"India":[8,22,43,89,300],"took":[9],"a":[10,44,51,85,159,228],"phenomenal":[11,52],"step":[12],"by":[13,212,235,273,284],"declaring":[14],"that":[15],"two":[16],"highest":[17],"denomination":[18],"currency":[19],"notes":[20,25],"in":[21,54,163],"(500":[23],"rupee":[24,28],"and":[26,60,127,166,172,240,265,292,307],"1000":[27],"notes)":[29],"will":[30],"not":[31],"remain":[32],"legal":[33],"tender.":[34],"Demonetization":[35,295],"decision":[36,195],"coupled":[37],"with":[38],"government\u2019s":[39],"initiative":[40],"to":[41,49,62,101,118,124,167,259],"make":[42,58],"cashless":[45],"economy":[46],"is":[47,82,99,150,220],"expected":[48,61],"bring":[50],"transformation":[53],"the":[55,69,75,103,120,130,135,138,143,154,169,174,179,274,288],"way":[56],"people":[57,123,213],"payments":[59,74],"increase":[63],"inclination":[64],"towards":[65,304],"online":[66,73,199,310],"payment.":[67,294,311],"Among":[68],"various":[70,203],"modes":[71],"mode":[76,160],"gaining":[77],"popularity":[78],"during":[79,142,178],"present":[80],"time":[81,282],"E-wallets.":[83],"In":[84],"nation":[86],"such":[87,110],"as":[88,111,158],"where":[90],"larger":[91],"part":[92],"clients":[94],"still":[95],"favors":[96],"Cash-On-Delivery,":[97],"it":[98],"difficult":[100],"fasten":[102],"pace":[104],"process":[106],"innovation":[108],"diffusion":[109],"digital":[112],"wallets.":[113],"This":[114,147,183],"generates":[115],"research":[116,148],"interest":[117],"study":[119,219,247],"alacrity":[121],"use":[125],"E-wallets":[126,133,157,177,216],"factors":[128,136,170,205],"influencing":[129],"adoption":[131,155],"including":[134],"refraining":[137],"usage":[139,175,207,306],"it,":[141],"post":[144,180],"demonetization":[145,181,194],"period.":[146,182],"paper":[149,184],"aimed":[151],"at":[152],"examining":[153],"payment":[162],"Ahmedabad":[164],"City":[165],"ascertain":[168],"encouraging":[171],"discouraging":[173],"also":[185],"throws":[186],"light":[187],"on":[188,196,206,222],"ancillary":[189],"issues":[190],"like":[191,243,261],"impact":[192,201],"preference":[197],"for":[198,286],"payments,":[200],"demographic":[204],"E-wallets,":[209],"problems":[210,270],"faced":[211],"while":[214,276],"using":[215,236,277],"etc.":[217],"The":[218,268],"based":[221],"318":[223],"valid":[224],"responses":[225],"received":[226],"through":[227],"structured":[229],"questionnaire.":[230],"Data":[231],"collected":[232],"was":[233],"analyzed":[234],"percentages,":[237],"cross":[238],"tabulation":[239],"statistical":[241],"tools":[242],"ANOVA.":[244],"Through":[245],"this":[246],"we":[248],"found":[249],"that,":[250],"E-wallet":[251,278,285],"users":[252],"give":[253],"very":[254],"high":[255],"level":[256],"importance":[258],"attributes":[260],"security,":[262],"privacy":[263],"concerns":[264],"pricing":[266],"(Fees).":[267],"major":[269],"frequently":[271],"encountered":[272],"respondents":[275],"are":[279],"long":[280],"transaction":[281],"taken":[283],"processing":[287],"transaction,":[289],"security":[290],"breach":[291],"delayed":[293],"drive":[296],"government":[298],"has":[301],"contributed":[302],"immensely":[303],"awareness,":[305],"acceptance":[308]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":3}],"updated_date":"2026-09-26T08:19:03.415552","created_date":"2021-03-01T00:00:00"}