{"id":"https://openalex.org/W3132323445","doi":"https://doi.org/10.1088/1742-6596/1764/1/012071","title":"Usage Behavior on Digital Wallet: Perspective of the Theory of Unification of Acceptance and Use of Technology Models","display_name":"Usage Behavior on Digital Wallet: Perspective of the Theory of Unification of Acceptance and Use of Technology Models","publication_year":2021,"publication_date":"2021-02-01","ids":{"openalex":"https://openalex.org/W3132323445","doi":"https://doi.org/10.1088/1742-6596/1764/1/012071","mag":"3132323445"},"language":"en","primary_location":{"id":"doi:10.1088/1742-6596/1764/1/012071","doi":"https://doi.org/10.1088/1742-6596/1764/1/012071","is_oa":true,"landing_page_url":"https://doi.org/10.1088/1742-6596/1764/1/012071","pdf_url":"https://iopscience.iop.org/article/10.1088/1742-6596/1764/1/012071/pdf","source":{"id":"https://openalex.org/S4210187594","display_name":"Journal of Physics Conference Series","issn_l":"1742-6588","issn":["1742-6588","1742-6596"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","vabb-shw"],"host_organization":"https://openalex.org/P4310320083","host_organization_name":"IOP Publishing","host_organization_lineage":["https://openalex.org/P4310320083","https://openalex.org/P4310311669"],"host_organization_lineage_names":["IOP Publishing","Institute of Physics"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Physics: Conference Series","raw_type":"journal-article"},"volume":null,"type":"conference-paper","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://iopscience.iop.org/article/10.1088/1742-6596/1764/1/012071/pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5110798666","display_name":"Sukaris Sukaris","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210092405","display_name":"Universitas Muhammadiyah Gresik","ror":"https://ror.org/00f8d9297","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092405"]}],"countries":["ID"],"is_corresponding":true,"raw_author_name":"Sukaris Sukaris","raw_affiliation_strings":["Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia","institution_ids":["https://openalex.org/I4210092405"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5025478645","display_name":"Wiki Renedi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210092405","display_name":"Universitas Muhammadiyah Gresik","ror":"https://ror.org/00f8d9297","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092405"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Wiki Renedi","raw_affiliation_strings":["Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia","institution_ids":["https://openalex.org/I4210092405"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5009090232","display_name":"Maulidyah Amalina Rizqi","orcid":"https://orcid.org/0000-0002-9952-1329","observed_orcids":["https://orcid.org/0000-0002-9952-1329"]},"institutions":[{"id":"https://openalex.org/I4210092405","display_name":"Universitas Muhammadiyah Gresik","ror":"https://ror.org/00f8d9297","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092405"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Maulidyah Amalina Rizqi","raw_affiliation_strings":["Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia","institution_ids":["https://openalex.org/I4210092405"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5028775588","display_name":"Budiyono Pristyadi","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210092405","display_name":"Universitas Muhammadiyah Gresik","ror":"https://ror.org/00f8d9297","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210092405"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Budiyono Pristyadi","raw_affiliation_strings":["Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Faculty of Economics and Business, Universitas Muhammadiyah Gresik. Gresik, Indonesia","institution_ids":["https://openalex.org/I4210092405"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5110798666"],"corresponding_institution_ids":["https://openalex.org/I4210092405"],"apc_list":null,"apc_paid":null,"fwci":10.6162,"has_fulltext":true,"cited_by_count":25,"citation_normalized_percentile":{"value":0.98616449,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":90,"max":99},"biblio":{"volume":"1764","issue":"1","first_page":"012071","last_page":"012071"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10068","display_name":"Technology Adoption and User Behaviour","score":0.9994999766349792,"subfield":{"id":"https://openalex.org/subfields/1802","display_name":"Information Systems and Management"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14416","display_name":"Health, Technology, Consumer Behavior","score":0.00039999998989515007,"subfield":{"id":"https://openalex.org/subfields/3605","display_name":"Health Information Management"},"field":{"id":"https://openalex.org/fields/36","display_name":"Health Professions"},"domain":{"id":"https://openalex.org/domains/4","display_name":"Health Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/digital-wallets","display_name":"digital wallets","score":0.8240000009536743},{"id":"https://openalex.org/keywords/utaut","display_name":"UTAUT","score":0.8270000219345093},{"id":"https://openalex.org/keywords/technology-acceptance","display_name":"technology acceptance","score":0.7250000238418579},{"id":"https://openalex.org/keywords/behavioral-intention","display_name":"behavioral intention","score":0.7319999933242798},{"id":"https://openalex.org/keywords/electronic-payments","display_name":"digital payments","score":0.5979999899864197},{"id":"https://openalex.org/keywords/fintech","display_name":"fintech","score":0.9419999718666077},{"id":"https://openalex.org/keywords/performance-expectancy","display_name":"performance expectancy","score":0.8640000224113464},{"id":"https://openalex.org/keywords/social-influence","display_name":"social influence","score":0.9200000166893005},{"id":"https://openalex.org/keywords/facilitating-conditions","display_name":"facilitating conditions","score":0.8790000081062317},{"id":"https://openalex.org/keywords/hedonic-motivation","display_name":"hedonic motivation","score":0.8989999890327454},{"id":"https://openalex.org/keywords/trust","display_name":"trust","score":0.9169999957084656},{"id":"https://openalex.org/keywords/effort-expectancy","display_name":"effort expectancy","score":0.9480000138282776},{"id":"https://openalex.org/keywords/generational-differences","display_name":"generational differences","score":0.7160000205039978},{"id":"https://openalex.org/keywords/grocery-shopping","display_name":"grocery shopping","score":0.41200000047683716}],"concepts":[{"id":"https://openalex.org/C2780346085","wikidata":"https://www.wikidata.org/wiki/Q7884986","display_name":"Unified theory of acceptance and use of technology","level":3,"score":0.8204325437545776},{"id":"https://openalex.org/C188353592","wikidata":"https://www.wikidata.org/wiki/Q450586","display_name":"Expectancy theory","level":2,"score":0.805168867111206},{"id":"https://openalex.org/C12713177","wikidata":"https://www.wikidata.org/wiki/Q1900281","display_name":"Perspective (graphical)","level":2,"score":0.6666648387908936},{"id":"https://openalex.org/C2776185967","wikidata":"https://www.wikidata.org/wiki/Q112945","display_name":"Technology acceptance model","level":3,"score":0.6278228759765625},{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.6051474809646606},{"id":"https://openalex.org/C2779343474","wikidata":"https://www.wikidata.org/wiki/Q3109175","display_name":"Context (archaeology)","level":2,"score":0.5334876775741577},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.4841926395893097},{"id":"https://openalex.org/C96146094","wikidata":"https://www.wikidata.org/wiki/Q609057","display_name":"Unification","level":2,"score":0.45461568236351013},{"id":"https://openalex.org/C23213687","wikidata":"https://www.wikidata.org/wiki/Q301468","display_name":"Consumer behaviour","level":2,"score":0.45419836044311523},{"id":"https://openalex.org/C2779304628","wikidata":"https://www.wikidata.org/wiki/Q3503480","display_name":"Face (sociological concept)","level":2,"score":0.43031471967697144},{"id":"https://openalex.org/C131158328","wikidata":"https://www.wikidata.org/wiki/Q1307337","display_name":"Social influence","level":2,"score":0.4282413423061371},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3297044336795807},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.2684096395969391},{"id":"https://openalex.org/C107457646","wikidata":"https://www.wikidata.org/wiki/Q207434","display_name":"Human\u2013computer interaction","level":1,"score":0.17893248796463013},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.16739803552627563},{"id":"https://openalex.org/C170130773","wikidata":"https://www.wikidata.org/wiki/Q216378","display_name":"Usability","level":2,"score":0.16221392154693604},{"id":"https://openalex.org/C136764020","wikidata":"https://www.wikidata.org/wiki/Q466","display_name":"World Wide Web","level":1,"score":0.14475640654563904},{"id":"https://openalex.org/C77805123","wikidata":"https://www.wikidata.org/wiki/Q161272","display_name":"Social psychology","level":1,"score":0.10482463240623474},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.09502565860748291},{"id":"https://openalex.org/C154945302","wikidata":"https://www.wikidata.org/wiki/Q11660","display_name":"Artificial intelligence","level":1,"score":0.09101822972297668},{"id":"https://openalex.org/C86803240","wikidata":"https://www.wikidata.org/wiki/Q420","display_name":"Biology","level":0,"score":0.0},{"id":"https://openalex.org/C199360897","wikidata":"https://www.wikidata.org/wiki/Q9143","display_name":"Programming language","level":1,"score":0.0},{"id":"https://openalex.org/C36289849","wikidata":"https://www.wikidata.org/wiki/Q34749","display_name":"Social science","level":1,"score":0.0},{"id":"https://openalex.org/C151730666","wikidata":"https://www.wikidata.org/wiki/Q7205","display_name":"Paleontology","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.1088/1742-6596/1764/1/012071","doi":"https://doi.org/10.1088/1742-6596/1764/1/012071","is_oa":true,"landing_page_url":"https://doi.org/10.1088/1742-6596/1764/1/012071","pdf_url":"https://iopscience.iop.org/article/10.1088/1742-6596/1764/1/012071/pdf","source":{"id":"https://openalex.org/S4210187594","display_name":"Journal of Physics Conference Series","issn_l":"1742-6588","issn":["1742-6588","1742-6596"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","vabb-shw"],"host_organization":"https://openalex.org/P4310320083","host_organization_name":"IOP Publishing","host_organization_lineage":["https://openalex.org/P4310320083","https://openalex.org/P4310311669"],"host_organization_lineage_names":["IOP Publishing","Institute of Physics"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Physics: Conference Series","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.1088/1742-6596/1764/1/012071","doi":"https://doi.org/10.1088/1742-6596/1764/1/012071","is_oa":true,"landing_page_url":"https://doi.org/10.1088/1742-6596/1764/1/012071","pdf_url":"https://iopscience.iop.org/article/10.1088/1742-6596/1764/1/012071/pdf","source":{"id":"https://openalex.org/S4210187594","display_name":"Journal of Physics Conference Series","issn_l":"1742-6588","issn":["1742-6588","1742-6596"],"is_oa":true,"is_in_doaj":false,"is_core":true,"listed_in":["anvur-class-a","anvur-scientific","cwts-core","jufo-1","norway-1","poland-40","vabb-shw"],"host_organization":"https://openalex.org/P4310320083","host_organization_name":"IOP Publishing","host_organization_lineage":["https://openalex.org/P4310320083","https://openalex.org/P4310311669"],"host_organization_lineage_names":["IOP Publishing","Institute of Physics"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Physics: Conference Series","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[{"id":"https://openalex.org/study-designs/observational-study","display_name":"Observational Study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3132323445.pdf","grobid_xml":"https://content.openalex.org/works/W3132323445.grobid-xml"},"referenced_works_count":26,"referenced_works":["https://openalex.org/W1973084575","https://openalex.org/W1986221133","https://openalex.org/W1986951557","https://openalex.org/W1988008985","https://openalex.org/W2031958384","https://openalex.org/W2053720922","https://openalex.org/W2099702286","https://openalex.org/W2100379340","https://openalex.org/W2164433827","https://openalex.org/W2209024180","https://openalex.org/W2482931780","https://openalex.org/W2564644993","https://openalex.org/W2579905191","https://openalex.org/W2621621268","https://openalex.org/W2767769886","https://openalex.org/W2810869501","https://openalex.org/W2944880674","https://openalex.org/W2946346921","https://openalex.org/W2950536805","https://openalex.org/W2953076974","https://openalex.org/W2963261135","https://openalex.org/W3014300016","https://openalex.org/W3030654214","https://openalex.org/W3169496817","https://openalex.org/W3177333556","https://openalex.org/W6732564138"],"related_works":["https://openalex.org/W7223054304","https://openalex.org/W4385237474","https://openalex.org/W4392920472","https://openalex.org/W7062503376","https://openalex.org/W3203988261","https://openalex.org/W7162051526","https://openalex.org/W4400990713","https://openalex.org/W4389080481","https://openalex.org/W4386105443","https://openalex.org/W4406747996"],"abstract_inverted_index":{"Abstract":[0],"At":[1],"present":[2],"the":[3,10,49,52,87,96,99,170,185,200,218,222,226,232,237],"phenomena":[4],"what":[5],"is":[6,8,36,113,244],"happening":[7],"on":[9,115,184,199],"use":[11,105,186,201,238],"of":[12,39,51,69,89,98,102,106,161,173,187,189,202,221,228,234,239],"financial":[13,32,40],"technology":[14,35,46,107],"in":[15,231],"particular":[16],"with":[17,141],"regard":[18],"to":[19,60,85,195,214,217],"digital":[20,92,129,162,175,190,204,242],"payments.":[21],"In":[22,209],"recent":[23],"years":[24],"a":[25,37,66,91,128,174,181],"new":[26,197],"technological":[27],"innovation":[28],"has":[29,47,180],"emerged":[30],"called":[31],"technology.":[33],"Financial":[34],"combination":[38],"services":[41],"and":[42,64,104,156,164,224],"technology,":[43],"where":[44],"this":[45,211,235],"changed":[48],"behavior":[50,88,188],"community,":[53],"which":[54],"was":[55],"originally":[56],"made":[57],"by":[58,80],"face":[59,61],"payment":[62],"transactions":[63],"carry":[65],"nominal":[67],"amount":[68],"money,":[70],"but":[71],"now":[72],"can":[73],"be":[74,215],"processed":[75],"quickly":[76],"without":[77],"being":[78],"limited":[79],"distance.":[81],"This":[82,192],"paper":[83,193],"aims":[84],"examine":[86],"using":[90],"wallet":[93,130,243],"based":[94,114,131],"application:":[95],"perspective":[97],"unified":[100],"theory":[101],"acceptance":[103],"perspective.":[108],"The":[109,133,143],"current":[110],"research":[111,144],"design":[112],"survey":[116],"data":[117,134],"collected":[118],"from":[119,122],"200":[120],"respondents":[121],"all":[123,207],"generations":[124],"who":[125],"have":[126],"used":[127,247],"application.":[132],"analysis":[135],"procedure":[136],"uses":[137],"structural":[138],"equation":[139],"modeling":[140],"PLS.":[142],"findings":[145],"show":[146],"that":[147],"performance":[148],"expectancy,":[149],"social":[150],"influence,":[151],"facilitating":[152],"condition,":[153],"hedonic":[154],"motivation":[155],"trust":[157],"influence":[158],"behavioral":[159,171,178],"intention":[160,172,179],"wallets":[163,205],"effort":[165],"expectancy":[166],"does":[167],"not":[168],"affect":[169],"wallet.":[176],"While":[177],"positive":[182],"effect":[183],"wallets.":[191],"tries":[194],"shed":[196],"light":[198],"application-based":[203,241],"for":[206,248],"generations.":[208],"addition,":[210],"model":[212],"needs":[213],"extended":[216],"external":[219],"factors":[220],"user":[223],"consider":[225],"location":[227],"each":[229],"user,":[230],"context":[233],"study":[236],"an":[240],"more":[245],"often":[246],"culinary":[249],"shopping":[250]},"counts_by_year":[{"year":2026,"cited_by_count":3},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":7},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":8},{"year":2021,"cited_by_count":2}],"updated_date":"2026-10-17T09:40:24.721904","created_date":"2021-03-01T00:00:00"}