{"id":"https://openalex.org/W3131114633","doi":"https://doi.org/10.21511/bbs.16(1).2021.06","title":"The Case of COVID-19 impact on the level of non-performing loans of conventional commercial banks in Indonesia","display_name":"The Case of COVID-19 impact on the level of non-performing loans of conventional commercial banks in Indonesia","publication_year":2021,"publication_date":"2021-02-24","ids":{"openalex":"https://openalex.org/W3131114633","doi":"https://doi.org/10.21511/bbs.16(1).2021.06","mag":"3131114633"},"language":"en","primary_location":{"id":"doi:10.21511/bbs.16(1).2021.06","doi":"https://doi.org/10.21511/bbs.16(1).2021.06","is_oa":true,"landing_page_url":"https://doi.org/10.21511/bbs.16(1).2021.06","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14718/BBS_2021_01_Hardiyanti.pdf","source":{"id":"https://openalex.org/S2764465937","display_name":"Banks and Bank Systems","issn_l":"1816-7403","issn":["1816-7403","1991-7074"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-20","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Banks and Bank Systems","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref","doaj"],"open_access":{"is_oa":true,"oa_status":"gold","oa_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14718/BBS_2021_01_Hardiyanti.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5074310234","display_name":"Siti Epa Hardiyanti","orcid":"https://orcid.org/0000-0001-6451-8624","observed_orcids":["https://orcid.org/0000-0001-6451-8624"]},"institutions":[{"id":"https://openalex.org/I3130588412","display_name":"Sultan Ageng Tirtayasa University","ror":"https://ror.org/05dmr4w13","country_code":"ID","type":"education","lineage":["https://openalex.org/I3130588412"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Siti Epa Hardiyanti","raw_affiliation_strings":["S2 Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa","Department, Sultan Ageng Tirtayasa, Indonesia","Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa, Indonesia"],"raw_orcid":"https://orcid.org/0000-0001-6451-8624","affiliations":[{"raw_affiliation_string":"S2 Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa","institution_ids":["https://openalex.org/I3130588412"]},{"raw_affiliation_string":"Department, Sultan Ageng Tirtayasa, Indonesia","institution_ids":["https://openalex.org/I3130588412"]},{"raw_affiliation_string":"Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa, Indonesia","institution_ids":["https://openalex.org/I3130588412"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5025031621","display_name":"Lukmanul Hakim Aziz","orcid":"https://orcid.org/0000-0002-9498-0251","observed_orcids":["https://orcid.org/0000-0002-9498-0251"]},"institutions":[{"id":"https://openalex.org/I3130588412","display_name":"Sultan Ageng Tirtayasa University","ror":"https://ror.org/05dmr4w13","country_code":"ID","type":"education","lineage":["https://openalex.org/I3130588412"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Lukmanul Hakim Aziz","raw_affiliation_strings":["S2 Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa","Department, Sultan Ageng Tirtayasa, Indonesia","Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa, Indonesia"],"raw_orcid":"https://orcid.org/0000-0002-9498-0251","affiliations":[{"raw_affiliation_string":"S2 Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa","institution_ids":["https://openalex.org/I3130588412"]},{"raw_affiliation_string":"Department, Sultan Ageng Tirtayasa, Indonesia","institution_ids":["https://openalex.org/I3130588412"]},{"raw_affiliation_string":"Master of Management, Lecturer, Economic and Business Faculty, Banking and Finance Department, Sultan Ageng Tirtayasa, Indonesia","institution_ids":["https://openalex.org/I3130588412"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I3130588412"],"apc_list":{"value":595,"currency":"EUR","value_usd":641},"apc_paid":{"value":595,"currency":"EUR","value_usd":641},"fwci":3.9382,"has_fulltext":true,"cited_by_count":20,"citation_normalized_percentile":{"value":0.94143616,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":99},"biblio":{"volume":"16","issue":"1","first_page":"62","last_page":"68"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.5878999829292297,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.5878999829292297,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.3610999882221222,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.022700000554323196,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.9649999737739563},{"id":"https://openalex.org/keywords/non-performing-loans","display_name":"non-performing loans","score":1.0},{"id":"https://openalex.org/keywords/bad-credit","display_name":"bad credit","score":0.5759999752044678},{"id":"https://openalex.org/keywords/commercial-banks","display_name":"commercial banks","score":0.8169999718666077},{"id":"https://openalex.org/keywords/credit-risk-management","display_name":"credit risk management","score":0.8159999847412109},{"id":"https://openalex.org/keywords/banking","display_name":"banking sector","score":0.49000000953674316},{"id":"https://openalex.org/keywords/indonesia","display_name":"Indonesia","score":0.8190000057220459}],"concepts":[{"id":"https://openalex.org/C3008058167","wikidata":"https://www.wikidata.org/wiki/Q84263196","display_name":"Coronavirus disease 2019 (COVID-19)","level":4,"score":0.684487521648407},{"id":"https://openalex.org/C41458344","wikidata":"https://www.wikidata.org/wiki/Q732577","display_name":"Publication","level":2,"score":0.5998942255973816},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.5665902495384216},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5161117315292358},{"id":"https://openalex.org/C521751864","wikidata":"https://www.wikidata.org/wiki/Q1729207","display_name":"Christian ministry","level":2,"score":0.5052204728126526},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.42973363399505615},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.22906619310379028},{"id":"https://openalex.org/C112698675","wikidata":"https://www.wikidata.org/wiki/Q37038","display_name":"Advertising","level":1,"score":0.11680611968040466},{"id":"https://openalex.org/C71924100","wikidata":"https://www.wikidata.org/wiki/Q11190","display_name":"Medicine","level":0,"score":0.11671021580696106},{"id":"https://openalex.org/C2779134260","wikidata":"https://www.wikidata.org/wiki/Q12136","display_name":"Disease","level":2,"score":0.0},{"id":"https://openalex.org/C142724271","wikidata":"https://www.wikidata.org/wiki/Q7208","display_name":"Pathology","level":1,"score":0.0},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C524204448","wikidata":"https://www.wikidata.org/wiki/Q788926","display_name":"Infectious disease (medical specialty)","level":3,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.21511/bbs.16(1).2021.06","doi":"https://doi.org/10.21511/bbs.16(1).2021.06","is_oa":true,"landing_page_url":"https://doi.org/10.21511/bbs.16(1).2021.06","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14718/BBS_2021_01_Hardiyanti.pdf","source":{"id":"https://openalex.org/S2764465937","display_name":"Banks and Bank Systems","issn_l":"1816-7403","issn":["1816-7403","1991-7074"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-20","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Banks and Bank Systems","raw_type":"journal-article"},{"id":"pmh:oai:doaj.org/article:e826b93bb16a4afd91c4eb39a28a20fe","doi":null,"is_oa":true,"landing_page_url":"https://doaj.org/article/e826b93bb16a4afd91c4eb39a28a20fe","pdf_url":null,"source":{"id":"https://openalex.org/S4306401280","display_name":"DOAJ (DOAJ: Directory of Open Access Journals)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"cc-by-sa","license_id":"https://openalex.org/licenses/cc-by-sa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"Banks and Bank Systems, Vol 16, Iss 1, Pp 62-68 (2021)","raw_type":"article"}],"best_oa_location":{"id":"doi:10.21511/bbs.16(1).2021.06","doi":"https://doi.org/10.21511/bbs.16(1).2021.06","is_oa":true,"landing_page_url":"https://doi.org/10.21511/bbs.16(1).2021.06","pdf_url":"https://www.businessperspectives.org/images/pdf/applications/publishing/templates/article/assets/14718/BBS_2021_01_Hardiyanti.pdf","source":{"id":"https://openalex.org/S2764465937","display_name":"Banks and Bank Systems","issn_l":"1816-7403","issn":["1816-7403","1991-7074"],"is_oa":true,"is_in_doaj":true,"is_core":false,"listed_in":["anvur-scientific","doaj","erih-plus","norway-1","poland-20","russia-white-list-1"],"host_organization":"https://openalex.org/P4310321069","host_organization_name":"Business Perspectives","host_organization_lineage":["https://openalex.org/P4310321069"],"host_organization_lineage_names":["Business Perspectives"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Banks and Bank Systems","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.5683000087738037,"display_name":"Good health and well-being","id":"https://metadata.un.org/sdg/3"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3131114633.pdf","grobid_xml":"https://content.openalex.org/works/W3131114633.grobid-xml"},"referenced_works_count":13,"referenced_works":["https://openalex.org/W1678915186","https://openalex.org/W2763801888","https://openalex.org/W2889960362","https://openalex.org/W2913458668","https://openalex.org/W2919514230","https://openalex.org/W2948325673","https://openalex.org/W2982114028","https://openalex.org/W2999551531","https://openalex.org/W3088243948","https://openalex.org/W3101744773","https://openalex.org/W3111202933","https://openalex.org/W6787142001","https://openalex.org/W7039348209"],"related_works":["https://openalex.org/W4280507969","https://openalex.org/W7217016419","https://openalex.org/W4400550483","https://openalex.org/W7162687458","https://openalex.org/W4220962526","https://openalex.org/W4392513544","https://openalex.org/W4283156167","https://openalex.org/W7105810013","https://openalex.org/W7216205010","https://openalex.org/W4367153252"],"abstract_inverted_index":{"This":[0],"study":[1,26,58,145],"aims":[2],"to":[3,63,166],"investigate":[4],"the":[5,10,32,38,65,68,78,92,103,116,137,159,177,182],"impact":[6],"of":[7,34,44,47,67,70,77,102,115,128,139,168],"COVID-19":[8,71,83,93,124,160],"on":[9,72,88],"increase":[11,104],"in":[12,19,24,56,105,111,187],"bad":[13],"credits":[14],"at":[15],"conventional":[16],"commercial":[17,109],"banks":[18,110],"Indonesia.":[20,112],"The":[21,51,75,113],"data":[22,29,49,52,79],"used":[23,55,97,148],"this":[25,57,144,188],"are":[27,164],"secondary":[28],"sourced":[30],"from":[31,37],"Ministry":[33],"Health":[35],"and":[36,91,184],"Financial":[39],"Services":[40],"Authority":[41],"(OJK),":[42],"each":[43],"which":[45],"consists":[46],"50":[48],"samples.":[50],"analysis":[53,62,80],"technique":[54],"is":[59,118],"simple":[60],"regression":[61],"determine":[64],"magnitude":[66],"influence":[69],"non-performing":[73,89,106,140],"loans.":[74,141],"results":[76],"show":[81],"that":[82,119,134],"has":[84],"a":[85,150],"significant":[86],"effect":[87],"loans,":[90],"variable":[94],"can":[95,122,135,146],"be":[96,147],"as":[98,149],"an":[99,125,129],"external":[100,126],"indicator":[101,127],"loans":[107],"for":[108,172,181],"implication":[114],"research":[117],"other":[120],"researchers":[121,163],"make":[123],"emergency":[130],"beyond":[131],"human":[132],"ability":[133],"affect":[136],"level":[138],"For":[142],"banking,":[143],"reference":[151],"when":[152],"considering":[153],"credit":[154],"risk":[155],"management":[156],"policy":[157],"during":[158],"pandemic.":[161],"AcknowledgmentThe":[162],"grateful":[165],"University":[167],"Sultan":[169],"Ageng":[170],"Tirtayasa":[171],"financial":[173],"support.":[174],"In":[175],"addition,":[176],"authors":[178],"sincerely":[179],"apologize":[180],"errors":[183],"mistakes":[185],"found":[186],"paper.":[189]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":1},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":11},{"year":2021,"cited_by_count":3}],"updated_date":"2026-09-07T09:17:50.787605","created_date":"2021-03-01T00:00:00"}