{"id":"https://openalex.org/W3130089414","doi":"https://doi.org/10.1108/nbri-08-2019-0039","title":"Optimal duration, rate and price when online retailers offer installment payment services","display_name":"Optimal duration, rate and price when online retailers offer installment payment services","publication_year":2021,"publication_date":"2021-01-22","ids":{"openalex":"https://openalex.org/W3130089414","doi":"https://doi.org/10.1108/nbri-08-2019-0039","mag":"3130089414"},"language":"en","primary_location":{"id":"doi:10.1108/nbri-08-2019-0039","doi":"https://doi.org/10.1108/nbri-08-2019-0039","is_oa":false,"landing_page_url":"https://doi.org/10.1108/nbri-08-2019-0039","pdf_url":null,"source":{"id":"https://openalex.org/S4210192138","display_name":"Nankai Business Review International","issn_l":"2040-8749","issn":["2040-8749","2040-8757"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","jufo-1","norway-1","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Nankai Business Review International","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5118941484","display_name":"Li Wang","orcid":"https://orcid.org/0000-0003-3722-5986","observed_orcids":["https://orcid.org/0000-0003-3722-5986"]},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Li Wang","raw_affiliation_strings":["School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5076792499","display_name":"Junfeng Tian","orcid":"https://orcid.org/0000-0001-8566-7012","observed_orcids":["https://orcid.org/0000-0001-8566-7012"]},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Junfeng Tian","raw_affiliation_strings":["School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5079353851","display_name":"Yanhong Si","orcid":"https://orcid.org/0000-0001-8516-6306","observed_orcids":["https://orcid.org/0000-0001-8516-6306"]},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Yanhong Si","raw_affiliation_strings":["School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China","institution_ids":["https://openalex.org/I204831749"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5083643486","display_name":"Xixiu Sun","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I204831749","display_name":"Southwestern University of Finance and Economics","ror":"https://ror.org/04ewct822","country_code":"CN","type":"education","lineage":["https://openalex.org/I204831749"]}],"countries":["CN"],"is_corresponding":false,"raw_author_name":"Xixiu Sun","raw_affiliation_strings":["School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"School of Business Administration, Southwestern University of Finance and Economics, Chengdu, China","institution_ids":["https://openalex.org/I204831749"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I204831749"],"apc_list":null,"apc_paid":null,"fwci":0.5532,"has_fulltext":false,"cited_by_count":7,"citation_normalized_percentile":{"value":0.63743344,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":97},"biblio":{"volume":"12","issue":"1","first_page":"96","last_page":"121"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10328","display_name":"Supply Chain and Inventory Management","score":0.7178000211715698,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10328","display_name":"Supply Chain and Inventory Management","score":0.7178000211715698,"subfield":{"id":"https://openalex.org/subfields/1803","display_name":"Management Science and Operations Research"},"field":{"id":"https://openalex.org/fields/18","display_name":"Decision Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11161","display_name":"Consumer Market Behavior and Pricing","score":0.2791000008583069,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.0007999999797903001,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/installment-payments","display_name":"installment payments","score":0.8960000276565552},{"id":"https://openalex.org/keywords/online-retail","display_name":"online retail","score":0.7680000066757202},{"id":"https://openalex.org/keywords/payment-choice","display_name":"payment method choice","score":0.578000009059906},{"id":"https://openalex.org/keywords/payment-timing","display_name":"payment timing","score":0.8640000224113464},{"id":"https://openalex.org/keywords/consumer-purchasing-behavior","display_name":"consumer purchasing behavior","score":0.7829999923706055},{"id":"https://openalex.org/keywords/retailer-profit-maximization","display_name":"retailer profit maximization","score":0.8349999785423279},{"id":"https://openalex.org/keywords/product-pricing","display_name":"product pricing","score":0.9079999923706055},{"id":"https://openalex.org/keywords/market-segmentation","display_name":"market segmentation","score":0.7860000133514404},{"id":"https://openalex.org/keywords/seasonal-demand","display_name":"seasonal demand","score":0.6119999885559082}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7317841053009033},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5996106266975403},{"id":"https://openalex.org/C2778813691","wikidata":"https://www.wikidata.org/wiki/Q1369832","display_name":"Purchasing","level":2,"score":0.5509568452835083},{"id":"https://openalex.org/C90673727","wikidata":"https://www.wikidata.org/wiki/Q901718","display_name":"Product (mathematics)","level":2,"score":0.5424900054931641},{"id":"https://openalex.org/C2780378061","wikidata":"https://www.wikidata.org/wiki/Q25351891","display_name":"Service (business)","level":2,"score":0.5332830548286438},{"id":"https://openalex.org/C112758219","wikidata":"https://www.wikidata.org/wiki/Q16038819","display_name":"Duration (music)","level":2,"score":0.48085933923721313},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.45739611983299255},{"id":"https://openalex.org/C116537","wikidata":"https://www.wikidata.org/wiki/Q2169973","display_name":"Service provider","level":3,"score":0.4314199686050415},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.3576129078865051},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1472497582435608},{"id":"https://openalex.org/C124952713","wikidata":"https://www.wikidata.org/wiki/Q8242","display_name":"Literature","level":1,"score":0.0},{"id":"https://openalex.org/C2524010","wikidata":"https://www.wikidata.org/wiki/Q8087","display_name":"Geometry","level":1,"score":0.0},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1108/nbri-08-2019-0039","doi":"https://doi.org/10.1108/nbri-08-2019-0039","is_oa":false,"landing_page_url":"https://doi.org/10.1108/nbri-08-2019-0039","pdf_url":null,"source":{"id":"https://openalex.org/S4210192138","display_name":"Nankai Business Review International","issn_l":"2040-8749","issn":["2040-8749","2040-8757"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core","jufo-1","norway-1","poland-20","russia-white-list-3"],"host_organization":"https://openalex.org/P4310319811","host_organization_name":"Emerald Publishing Limited","host_organization_lineage":["https://openalex.org/P4310319811"],"host_organization_lineage_names":["Emerald Publishing Limited"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Nankai Business Review International","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:eme:nbri00:nbri-08-2019-0039","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/NBRI-08-2019-0039.html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:RePEc:eme:nbripp:nbri-08-2019-0039","doi":null,"is_oa":false,"landing_page_url":"https://www.emerald.com/insight/content/doi/10.1108/NBRI-08-2019-0039/full/html?utm_source=repec&utm_medium=feed&utm_campaign=repec","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":38,"referenced_works":["https://openalex.org/W182940498","https://openalex.org/W1479802973","https://openalex.org/W1511675428","https://openalex.org/W1530429993","https://openalex.org/W2016749930","https://openalex.org/W2016884140","https://openalex.org/W2025617529","https://openalex.org/W2055761944","https://openalex.org/W2063515507","https://openalex.org/W2068745433","https://openalex.org/W2075689907","https://openalex.org/W2086891434","https://openalex.org/W2091606403","https://openalex.org/W2095143451","https://openalex.org/W2095540386","https://openalex.org/W2096925478","https://openalex.org/W2100152718","https://openalex.org/W2140753014","https://openalex.org/W2153313970","https://openalex.org/W2160235054","https://openalex.org/W2162788437","https://openalex.org/W2169429208","https://openalex.org/W2200222978","https://openalex.org/W2293019367","https://openalex.org/W2621785208","https://openalex.org/W2730249340","https://openalex.org/W2772931681","https://openalex.org/W2788924503","https://openalex.org/W2791487560","https://openalex.org/W2906607798","https://openalex.org/W3022855420","https://openalex.org/W3121687806","https://openalex.org/W3121747512","https://openalex.org/W3122212078","https://openalex.org/W3124058360","https://openalex.org/W3124359845","https://openalex.org/W4229786019","https://openalex.org/W4241627017"],"related_works":["https://openalex.org/W4389081273","https://openalex.org/W4321071957","https://openalex.org/W2909948641","https://openalex.org/W4327569488","https://openalex.org/W4312962025","https://openalex.org/W7045650480","https://openalex.org/W3176351694","https://openalex.org/W4412773640","https://openalex.org/W2345472041","https://openalex.org/W6967820162"],"abstract_inverted_index":{"Purpose":[0],"Online":[1],"retailers":[2,91,129,157,182,211,229,289],"have":[3,290],"become":[4],"gradually":[5],"popular":[6],"to":[7,21,24,41,164,213,249,295,322],"offer":[8],"consumers":[9,55,248,296],"installment":[10,31,86,101,118,136,146,151,189,199,217,225,256,278,292,310,333],"payment":[11,32,60,63,87,102,119,137,152,268,279,293,334],"services":[12,103,138,294],"in":[13,315,336],"the":[14,26,37,49,52,59,68,74,77,82,85,98,142,150,174,177,185,194,221,232,252,255,258,263,273,277,305,330],"past":[15],"few":[16],"years.":[17],"This":[18,94],"paper":[19,95,303],"aims":[20],"study":[22],"how":[23],"determine":[25,231],"duration":[27,234,259,307],"and":[28,62,108,114,162,191,219,246,269,312,326],"rate":[29,218,311],"of":[30,39,54,76,100,187,197,235,254,308,332],"services,":[33],"as":[34,36,121],"well":[35],"price":[38,196,223,314],"products":[40],"increase":[42],"online":[43,90,109,128,156,181,210,228,274,288,320,337],"retailers\u2019":[44,110],"profits.":[45],"Design/methodology/approach":[46],"By":[47],"modeling":[48,113],"utility":[50],"functions,":[51],"behavior":[53,107,271],"for":[56,89,145,319,329],"strategic":[57],"choosing":[58],"method":[61],"timing":[64],"is":[65,92,125,154,204,283],"analyzed.":[66],"Thus,":[67],"market":[69,171,202,317],"segments":[70],"are":[71,141],"obtained":[72],"through":[73],"comparison":[75],"consumer\u2019s":[78],"utilities.":[79],"Combined":[80],"with":[81],"given":[83],"assumptions,":[84],"strategies":[88,167],"investigated.":[93],"focuses":[96],"on":[97,104,169,241],"impact":[99],"consumers\u2019":[105,267],"purchasing":[106],"profits":[111,133,161],"by":[112,134],"comparative":[115],"analysis.":[116],"No":[117],"service":[120,153,335],"a":[122,215,298],"benchmark,":[123],"it":[124,282],"demonstrated":[126],"whether":[127],"can":[130,158,238],"obtain":[131],"more":[132,160],"offering":[135],"or":[139,176,206],"what":[140],"applicable":[143],"conditions":[144],"payments.":[147],"Findings":[148],"If":[149],"offered,":[155],"gain":[159],"need":[163,212],"adopt":[165],"appropriate":[166],"based":[168,240],"different":[170,316],"conditions.":[172],"During":[173],"depression":[175],"peak":[178],"shopping":[179],"season,":[180,209],"should":[183,230],"take":[184],"strategy":[186],"free":[188],"rate,":[190],"moderately":[192],"increasing":[193],"product":[195,222,313],"no":[198],"service.":[200,226,280],"When":[201],"demand":[203],"stable":[205],"during":[207],"non-peak":[208],"set":[214],"higher":[216],"maintain":[220],"without":[224],"Finally,":[227,301],"maximum":[233],"installments":[236],"they":[237],"afford":[239],"own":[242],"risk":[243],"control":[244],"cost":[245],"allow":[247],"freely":[250],"choose":[251],"length":[253],"within":[257],"limit.":[260],"Originality/value":[261],"First,":[262],"authors":[264],"deeply":[265],"analyze":[266],"purchase":[270],"when":[272],"retailer":[275],"offers":[276],"Then,":[281],"theoretically":[284],"proved":[285],"why":[286],"many":[287],"offered":[291],"from":[297],"profit":[299],"perspective.":[300],"this":[302],"proposes":[304],"optimal":[306],"installments,":[309],"environments":[318],"retailers,":[321],"provide":[323],"theoretical":[324],"basis":[325],"managerial":[327],"insights":[328],"development":[331],"shopping.":[338]},"counts_by_year":[{"year":2025,"cited_by_count":3},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":1},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2021-03-01T00:00:00"}