{"id":"https://openalex.org/W3124430734","doi":"https://doi.org/10.1016/j.jbankfin.2012.04.024","title":"Variable annuities and the option to seek risk: Why should you diversify?","display_name":"Variable annuities and the option to seek risk: Why should you diversify?","publication_year":2012,"publication_date":"2012-05-23","ids":{"openalex":"https://openalex.org/W3124430734","doi":"https://doi.org/10.1016/j.jbankfin.2012.04.024","mag":"3124430734"},"language":"en","primary_location":{"id":"doi:10.1016/j.jbankfin.2012.04.024","doi":"https://doi.org/10.1016/j.jbankfin.2012.04.024","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.jbankfin.2012.04.024","pdf_url":null,"source":{"id":"https://openalex.org/S2876017","display_name":"Journal of Banking & Finance","issn_l":"0378-4266","issn":["0378-4266","1872-6372"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","fnege-1","jufo-2","norway-2","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking &amp; Finance","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://doi.org/10.2139/ssrn.1633882","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5080720170","display_name":"Antje Mahayni","orcid":"https://orcid.org/0000-0001-8750-2895","observed_orcids":["https://orcid.org/0000-0001-8750-2895"]},"institutions":[{"id":"https://openalex.org/I62318514","display_name":"University of Duisburg-Essen","ror":"https://ror.org/04mz5ra38","country_code":"DE","type":"education","lineage":["https://openalex.org/I62318514"]}],"countries":["DE"],"is_corresponding":false,"raw_author_name":"Antje Mahayni","raw_affiliation_strings":["Mercator School of Management, University of Duisburg-Essen, Lotharstr. 65, D-47057 Duisburg, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Mercator School of Management, University of Duisburg-Essen, Lotharstr. 65, D-47057 Duisburg, Germany","institution_ids":["https://openalex.org/I62318514"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5047729102","display_name":"Judith C. Schneider","orcid":"https://orcid.org/0000-0001-6955-021X","observed_orcids":["https://orcid.org/0000-0001-6955-021X"]},"institutions":[{"id":"https://openalex.org/I22465464","display_name":"University of M\u00fcnster","ror":"https://ror.org/00pd74e08","country_code":"DE","type":"education","lineage":["https://openalex.org/I22465464"]}],"countries":["DE"],"is_corresponding":true,"raw_author_name":"Judith C. Schneider","raw_affiliation_strings":["Finance Center M\u00fcnster, University of M\u00fcnster, Universit\u00e4tsstr. 14-16, D-48143 M\u00fcnster, Germany"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Finance Center M\u00fcnster, University of M\u00fcnster, Universit\u00e4tsstr. 14-16, D-48143 M\u00fcnster, Germany","institution_ids":["https://openalex.org/I22465464"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5047729102"],"corresponding_institution_ids":["https://openalex.org/I22465464"],"apc_list":{"value":3340,"currency":"USD","value_usd":3340},"apc_paid":null,"fwci":9.9044,"has_fulltext":false,"cited_by_count":19,"citation_normalized_percentile":{"value":0.97681549,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"36","issue":"9","first_page":"2417","last_page":"2428"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7949000000953674,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.7949000000953674,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10067","display_name":"Stochastic processes and financial applications","score":0.06930000334978104,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T12394","display_name":"Insurance and Financial Risk Management","score":0.05380000174045563,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/variable-annuities","display_name":"variable annuities","score":1.0},{"id":"https://openalex.org/keywords/diversification","display_name":"diversification","score":0.578000009059906},{"id":"https://openalex.org/keywords/retirement-products","display_name":"retirement products","score":0.6499999761581421},{"id":"https://openalex.org/keywords/background-risk","display_name":"background risk","score":0.675000011920929},{"id":"https://openalex.org/keywords/credit-constraints","display_name":"credit constraints","score":0.9950000047683716},{"id":"https://openalex.org/keywords/risk-aversion","display_name":"risk aversion","score":0.6990000009536743},{"id":"https://openalex.org/keywords/product-pricing","display_name":"product pricing","score":0.42899999022483826}],"concepts":[{"id":"https://openalex.org/C180916674","wikidata":"https://www.wikidata.org/wiki/Q3711935","display_name":"Diversification (marketing strategy)","level":2,"score":0.771656334400177},{"id":"https://openalex.org/C22171661","wikidata":"https://www.wikidata.org/wiki/Q1074380","display_name":"Stochastic game","level":2,"score":0.5994395613670349},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.5730065107345581},{"id":"https://openalex.org/C182365436","wikidata":"https://www.wikidata.org/wiki/Q50701","display_name":"Variable (mathematics)","level":2,"score":0.4690179228782654},{"id":"https://openalex.org/C76178495","wikidata":"https://www.wikidata.org/wiki/Q4808784","display_name":"Asset (computer security)","level":2,"score":0.44315817952156067},{"id":"https://openalex.org/C162118730","wikidata":"https://www.wikidata.org/wiki/Q1128453","display_name":"Actuarial science","level":1,"score":0.42935577034950256},{"id":"https://openalex.org/C126780896","wikidata":"https://www.wikidata.org/wiki/Q899871","display_name":"Distortion (music)","level":4,"score":0.4179568886756897},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.40785911679267883},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.32692858576774597},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.1538695991039276},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.0},{"id":"https://openalex.org/C194257627","wikidata":"https://www.wikidata.org/wiki/Q211554","display_name":"Amplifier","level":3,"score":0.0},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.0},{"id":"https://openalex.org/C2776257435","wikidata":"https://www.wikidata.org/wiki/Q1576430","display_name":"Bandwidth (computing)","level":2,"score":0.0},{"id":"https://openalex.org/C134306372","wikidata":"https://www.wikidata.org/wiki/Q7754","display_name":"Mathematical analysis","level":1,"score":0.0},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0},{"id":"https://openalex.org/C31258907","wikidata":"https://www.wikidata.org/wiki/Q1301371","display_name":"Computer network","level":1,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1016/j.jbankfin.2012.04.024","doi":"https://doi.org/10.1016/j.jbankfin.2012.04.024","is_oa":false,"landing_page_url":"https://doi.org/10.1016/j.jbankfin.2012.04.024","pdf_url":null,"source":{"id":"https://openalex.org/S2876017","display_name":"Journal of Banking & Finance","issn_l":"0378-4266","issn":["0378-4266","1872-6372"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a-star","anvur-class-a","anvur-scientific","cwts-core","fnege-1","jufo-2","norway-2","poland-140","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320990","host_organization_name":"Elsevier BV","host_organization_lineage":["https://openalex.org/P4310320990"],"host_organization_lineage_names":["Elsevier BV"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Banking &amp; Finance","raw_type":"journal-article"},{"id":"doi:10.2139/ssrn.1633882","doi":"https://doi.org/10.2139/ssrn.1633882","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1633882","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},{"id":"pmh:oai:RePEc:eee:jbfina:v:36:y:2012:i:9:p:2417-2428","doi":null,"is_oa":false,"landing_page_url":"http://www.sciencedirect.com/science/article/pii/S037842661200132X","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":{"id":"doi:10.2139/ssrn.1633882","doi":"https://doi.org/10.2139/ssrn.1633882","is_oa":true,"landing_page_url":"https://doi.org/10.2139/ssrn.1633882","pdf_url":null,"source":{"id":"https://openalex.org/S4210172589","display_name":"SSRN Electronic Journal","issn_l":"1556-5068","issn":["1556-5068"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I1318003438","host_organization_name":"RELX Group (Netherlands)","host_organization_lineage":["https://openalex.org/I1318003438"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"acceptedVersion","is_accepted":true,"is_published":false,"raw_source_name":null,"raw_type":"posted-content"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":83,"referenced_works":["https://openalex.org/W101239933","https://openalex.org/W1509872185","https://openalex.org/W1530199363","https://openalex.org/W1533244903","https://openalex.org/W1584411492","https://openalex.org/W1599588588","https://openalex.org/W1875229224","https://openalex.org/W1968297187","https://openalex.org/W1970478266","https://openalex.org/W1980241517","https://openalex.org/W1989045387","https://openalex.org/W1990933550","https://openalex.org/W1994841189","https://openalex.org/W1995118028","https://openalex.org/W1998316621","https://openalex.org/W1999893167","https://openalex.org/W2003124906","https://openalex.org/W2005158847","https://openalex.org/W2010307279","https://openalex.org/W2012511545","https://openalex.org/W2014655641","https://openalex.org/W2016655339","https://openalex.org/W2018055712","https://openalex.org/W2019425677","https://openalex.org/W2019777691","https://openalex.org/W2022590815","https://openalex.org/W2027654260","https://openalex.org/W2029176597","https://openalex.org/W2034441475","https://openalex.org/W2038225978","https://openalex.org/W2038495840","https://openalex.org/W2044337436","https://openalex.org/W2044916519","https://openalex.org/W2059469232","https://openalex.org/W2062484327","https://openalex.org/W2067553711","https://openalex.org/W2067696123","https://openalex.org/W2073919559","https://openalex.org/W2074142241","https://openalex.org/W2076252100","https://openalex.org/W2079023981","https://openalex.org/W2079233604","https://openalex.org/W2081717017","https://openalex.org/W2084083498","https://openalex.org/W2085274538","https://openalex.org/W2087086415","https://openalex.org/W2090203343","https://openalex.org/W2092142093","https://openalex.org/W2093412591","https://openalex.org/W2093824721","https://openalex.org/W2094395241","https://openalex.org/W2096233059","https://openalex.org/W2097412029","https://openalex.org/W2097685531","https://openalex.org/W2112542703","https://openalex.org/W2116558675","https://openalex.org/W2129585938","https://openalex.org/W2130367663","https://openalex.org/W2146891788","https://openalex.org/W2150174913","https://openalex.org/W2160292978","https://openalex.org/W2164906541","https://openalex.org/W2171361952","https://openalex.org/W2173243838","https://openalex.org/W2174144721","https://openalex.org/W2291688673","https://openalex.org/W2470516129","https://openalex.org/W2531223817","https://openalex.org/W2891086127","https://openalex.org/W3021701771","https://openalex.org/W3023965996","https://openalex.org/W3121646377","https://openalex.org/W3121686011","https://openalex.org/W3121895333","https://openalex.org/W3122098306","https://openalex.org/W3123690058","https://openalex.org/W3123946705","https://openalex.org/W3125083149","https://openalex.org/W3125206088","https://openalex.org/W3125221288","https://openalex.org/W3125529533","https://openalex.org/W4239009286","https://openalex.org/W4247072500"],"related_works":["https://openalex.org/W7007940807","https://openalex.org/W2167010419","https://openalex.org/W2732232075","https://openalex.org/W7139126751","https://openalex.org/W2015072106","https://openalex.org/W1980375123","https://openalex.org/W7097826963","https://openalex.org/W7096820592","https://openalex.org/W3124633818","https://openalex.org/W2030651687"],"abstract_inverted_index":null,"counts_by_year":[{"year":2024,"cited_by_count":1},{"year":2022,"cited_by_count":1},{"year":2021,"cited_by_count":1},{"year":2019,"cited_by_count":2},{"year":2018,"cited_by_count":3},{"year":2017,"cited_by_count":1},{"year":2016,"cited_by_count":2},{"year":2015,"cited_by_count":4},{"year":2014,"cited_by_count":1},{"year":2013,"cited_by_count":2},{"year":2012,"cited_by_count":1}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2021-02-01T00:00:00"}
