{"id":"https://openalex.org/W3122575853","doi":null,"title":"Kat\u0131l\u0131m bankalar\u0131nda kredi derecelendirmesi ve etkin subjektif kriterlerin anket y\u00f6ntemi ile \u00f6l\u00e7\u00fcm\u00fc","display_name":"Kat\u0131l\u0131m bankalar\u0131nda kredi derecelendirmesi ve etkin subjektif kriterlerin anket y\u00f6ntemi ile \u00f6l\u00e7\u00fcm\u00fc","publication_year":2011,"publication_date":"2011-01-01","ids":{"openalex":"https://openalex.org/W3122575853","mag":"3122575853"},"language":"tr","primary_location":{"id":"pmh:oai:openaccess.marmara.edu.tr:11424/195606","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/11424/195606","pdf_url":"https://katalog.marmara.edu.tr/veriler/yordambt/cokluortam/1C/T0081042.pdf","source":{"id":"https://openalex.org/S7407055305","display_name":"Marmara University Open Access System","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/doctoralThesis"},"volume":null,"type":"dissertation","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":true,"oa_status":"green","oa_url":"https://katalog.marmara.edu.tr/veriler/yordambt/cokluortam/1C/T0081042.pdf","any_repository_has_fulltext":true},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5043505893","display_name":"Mehmet YE\u015e\u0130LYAPRAK","orcid":"https://orcid.org/0000-0001-8334-5191","observed_orcids":["https://orcid.org/0000-0001-8334-5191"]},"institutions":[],"countries":[],"is_corresponding":true,"raw_author_name":"Ye\u015filyaprak, Mehmet","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":["https://openalex.org/A5043505893"],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":null,"has_fulltext":true,"cited_by_count":0,"citation_normalized_percentile":null,"cited_by_percentile_year":null,"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.7749000191688538,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11496","display_name":"Credit Risk and Financial Regulations","score":0.7749000191688538,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.10220000147819519,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11653","display_name":"Financial Distress and Bankruptcy Prediction","score":0.031300000846385956,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/participation-banking","display_name":"participation banks","score":0.8289999961853027},{"id":"https://openalex.org/keywords/credit-ratings","display_name":"credit ratings","score":0.9120000004768372},{"id":"https://openalex.org/keywords/credit-evaluation","display_name":"creditworthiness assessment","score":0.6299999952316284},{"id":"https://openalex.org/keywords/credit-risk","display_name":"credit risk","score":0.5709999799728394},{"id":"https://openalex.org/keywords/credit-rating-agencies","display_name":"credit rating agencies","score":0.3709999918937683},{"id":"https://openalex.org/keywords/credit-analysts","display_name":"credit analysts","score":0.36800000071525574}],"concepts":[{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.4727514684200287}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:openaccess.marmara.edu.tr:11424/195606","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/11424/195606","pdf_url":"https://katalog.marmara.edu.tr/veriler/yordambt/cokluortam/1C/T0081042.pdf","source":{"id":"https://openalex.org/S7407055305","display_name":"Marmara University Open Access System","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/doctoralThesis"},{"id":"pmh:oai:openaccess.marmara.edu.tr:11424/26510","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/11424/26510","pdf_url":null,"source":{"id":"https://openalex.org/S4306401380","display_name":"Dspace Repository (Marmara \u00dcniversitesi)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I74897591","host_organization_name":"Marmara University","host_organization_lineage":["https://openalex.org/I74897591"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"","raw_type":"doctoralThesis"}],"best_oa_location":{"id":"pmh:oai:openaccess.marmara.edu.tr:11424/195606","doi":null,"is_oa":true,"landing_page_url":"https://hdl.handle.net/11424/195606","pdf_url":"https://katalog.marmara.edu.tr/veriler/yordambt/cokluortam/1C/T0081042.pdf","source":{"id":"https://openalex.org/S7407055305","display_name":"Marmara University Open Access System","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"repository"},"license":"other-oa","license_id":"https://openalex.org/licenses/other-oa","version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/doctoralThesis"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3122575853.pdf","grobid_xml":"https://content.openalex.org/works/W3122575853.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W2076633947","https://openalex.org/W7053234080","https://openalex.org/W7026913985","https://openalex.org/W6992059616","https://openalex.org/W3177262946","https://openalex.org/W7057212879","https://openalex.org/W1842389816","https://openalex.org/W4411821233","https://openalex.org/W2470342764","https://openalex.org/W7215697009"],"abstract_inverted_index":{"Kat\u0131l\u0131m":[0,21,163,228],"bankac\u0131l\u0131\u011f\u0131\u2019n\u0131n":[1],"(\u00d6zel":[2],"Finans":[3,17],"Kurumlar\u0131\u2019n\u0131n)":[4],"T\u00fcrkiyedeki":[5],"ba\u015flang\u0131\u00e7":[6],"tarihi":[7],"1983":[8],"y\u0131l\u0131d\u0131r.":[9],"16.12.1983":[10,260],"tarih":[11],"83/7506":[12,255],"say\u0131l\u0131":[13,26],"kararname":[14],"ile":[15,54,108],"\u00d6zel":[16],"Kurumlar\u0131'n\u0131n":[18],"temeli":[19],"at\u0131lm\u0131\u015ft\u0131r.":[20],"bankalar\u0131":[22],"\u015fuan":[23],"itibariyle":[24],"5411":[25],"Bankalar":[27],"Kanununa":[28],"tabidir.":[29],"Kurulu\u015funun":[30],"\u00fczerinden":[31],"25":[32,295],"y\u0131ldan":[33],"daha":[34,63],"uzun":[35],"bir":[36,84],"s\u00fcre":[37],"ge\u00e7mesine":[38],"ra\u011fmen,":[39],"\u00fclkemizde":[40],"kat\u0131l\u0131m":[41,122,157],"bankalar\u0131n":[42,59],"sekt\u00f6rdeki":[43],"pay\u0131":[44],"%":[45],"5\u2019lerde":[46],"seyretmektedir.":[47],"Toplad\u0131klar\u0131":[48],"fonlar\u0131n":[49],"yasal":[50],"zorunluluklar":[51],"hari\u00e7":[52],"tamam\u0131":[53],"reel":[55],"ekonomiyi":[56],"fonlamakta":[57],"olan":[58,83],"%5":[60],"lik":[61],"dilimlerin":[62],"y\u00fcksek":[64],"oranlara":[65],"\u00e7\u0131kma":[66],"potansiyeli":[67],"bulunmaktad\u0131r.":[68],"\\nKredi":[69,178],"derecelendirmesi":[70],"kredi":[71,124,165,212,215],"sa\u011flay\u0131c\u0131":[72],"kurulu\u015flar\u0131n":[73],"riskinin":[74],"temelini":[75],"olu\u015fturmaktad\u0131r.":[76,176],"Derecelendirme,":[77],"t\u00fcm":[78],"\u015firketleri":[79],"analiz":[80],"etmeye":[81],"yard\u0131mc\u0131":[82],"i\u015flemdir.":[85],"Derecelendirme":[86],"sonucu":[87],"elde":[88],"edilen":[89],"netle\u015ftirilmi\u015f":[90],"bilgiler":[91],"karar":[92],"vermeyi":[93],"kolayla\u015ft\u0131rmaktad\u0131r.":[94],"G\u00fcn\u00fcm\u00fczde":[95],"gittik\u00e7e":[96],"artan":[97],"i\u015fler":[98],"kar\u015f\u0131s\u0131nda":[99],"zaman":[100],"k\u0131s\u0131t\u0131n\u0131n":[101],"\u00f6nemi":[102,114],"de":[103,180],"g\u00f6z":[104],"\u00f6n\u00fcne":[105],"al\u0131nd\u0131\u011f\u0131nda,":[106],"de\u011ferlendirme":[107],"ilgili":[109],"bilgilere":[110],"k\u0131sa":[111],"s\u00fcrede":[112],"ula\u015fman\u0131n":[113],"ortaya":[115],"\u00e7\u0131kmaktad\u0131r.":[116],"\\nBu":[117],"\u00e7al\u0131\u015fmada,":[118],"T\u00fcrkiye\u2019de":[119],"faaliyet":[120,154],"g\u00f6steren":[121,155],"bankalar\u0131n\u0131n":[123],"derecelendirmelerini":[125],"nas\u0131l":[126],"yapt\u0131klar\u0131":[127],"ara\u015ft\u0131r\u0131lm\u0131\u015f,":[128],"uygulamal\u0131":[129],"ve":[130,136,186,210],"teorik":[131],"a\u00e7\u0131dan":[132],"bu":[133],"bankalar":[134,211],"incelenmi\u015f":[135],"birbirleriyle":[137],"kar\u015f\u0131la\u015ft\u0131r\u0131lm\u0131\u015ft\u0131r.":[138],"Derecelendirmede":[139],"kullan\u0131lan":[140,181],"subjektif":[141,148,182],"kriterler":[142,149],"\u00f6nemlilikleri":[143],"dikkate":[144,189,223],"al\u0131narak":[145,190],"en":[146,203,220],"\u00f6nemli":[147,191,204],"belirlenmi\u015ftir.":[150,199],"\\n\u00c7al\u0131\u015fma":[151],"T\u00fcrkiye":[152],"genelinde":[153],"d\u00f6rt":[156],"bankas\u0131":[158],"\u00fczerine":[159],"yap\u0131lan":[160],"ara\u015ft\u0131rmay\u0131":[161],"i\u00e7ermektedir.":[162],"bankalar\u0131nda":[164],"analisti":[166],"olarak":[167,206],"g\u00f6rev":[168],"yapan":[169],"toplam":[170],"2.256":[171],"adet":[172],"uzman":[173],"ara\u015ft\u0131rman\u0131n":[174],"evrenini":[175],"\\n":[177,225,548],"derecelendirme":[179],"kriterler;":[183],"\u00f6nem,":[184],"zorluk":[185],"kullan\u0131labilirlik":[187],"d\u00fczeyleri":[188],"fakt\u00f6rler":[192],"\u00f6l\u00e7\u00fcld\u00fc\u011f\u00fcnde":[193],"birinci":[194],"fakt\u00f6r":[195,205],"moraliter":[196,218],"de\u011ferlendirmeler":[197,201],"oldu\u011fu":[198],"Moraliter":[200],"analizi":[202],"hesaplanm\u0131\u015ft\u0131r.":[207],"Kredi":[208],"kurulu\u015flar\u0131":[209],"tahsis":[213],"a\u015famalar\u0131nda":[214],"talep":[216],"edenin":[217],"de\u011ferlendirmesini":[219],"\u00f6n":[221],"planda":[222],"almal\u0131lard\u0131r.":[224],"\\nAnahtar":[226],"Kelimeler:":[227],"Bankac\u0131l\u0131\u011f\u0131,":[229],"\\n\\tKredi":[230],"derecelendirme,":[231],"\\n\\tSubjektif":[232],"kriterler.":[233],"\\nSUMMARY":[234],"\\nParticipation":[235],"Banks":[236,301,407,466,529,552],"(Special":[237],"Finance":[238],"Houses)":[239],"have":[240,302,418,433],"begun":[241],"their":[242,298,307,320,326,411,449,509,514],"operation":[243],"in":[244,246,284,289,309,392,408,453,463,467,473,486],"Turkey":[245,290,409],"1983.":[247],"With":[248],"a":[249,358,363,381,402,460,498],"Decree":[250],"signed":[251],"with":[252,436],"the":[253,257,261,274,285,303,351,370,388,422,426,429,477,493,504,525,538,545],"number":[254,481],"and":[256,376,428,511,516,530],"date":[258],"of":[259,281,297,319,328,360,372,383,424,451,459,508,513,541],"legal":[262],"regulation":[263],"framework":[264],"has":[265,362,444,489,521],"been":[266,419,434,445,490,522],"introduced.":[267],"Today":[268,369],"they":[269,322,432],"are":[270,476],"fully":[271],"regulated":[272],"under":[273],"Banking":[275],"Law":[276],"no:":[277],"5411.":[278],"The":[279,353,439,469],"share":[280,308],"participation":[282],"banks":[283,417,475],"total":[286,310],"banking":[287,311],"system":[288,312,321],"is":[291,333,337,346,395,482],"around":[292],"5%":[293],"after":[294],"years":[296],"emergence.":[299],"Participation":[300,406,465,551],"potential":[304],"to":[305,313,330,349,386,448],"increase":[306],"higher":[314],"levels":[315],"than":[316],"5%.":[317],"Because":[318],"support":[323],"real":[324],"economy,":[325],"rate":[327],"loan":[329],"collected":[331,356],"funds":[332],"higher.":[334],"\\nCredit":[335],"Rating":[336,345,555],"very":[338],"important":[339,441,495,527],"for":[340,390,414],"credit":[341,454,470,487,532,542],"institutions":[342],"like":[343],"Banks.":[344],"an":[347],"instrument":[348],"analyse":[350],"corporates.":[352,415],"net":[354],"information":[355,389],"as":[357,492,497,507,524,544],"result":[359,382],"rating":[361,488],"great":[364],"value":[365],"through":[366],"decision":[367],"process.":[368],"volume":[371],"business":[373],"always":[374],"increases":[375],"time":[377],"gains":[378],"importance.":[379],"As":[380],"this":[384,398],",":[385],"reach":[387],"evaluation":[391,485,519,540],"shortest":[393],"period":[394],"important.":[396],"\\nIn":[397],"study,":[399],"we":[400,502],"made":[401,462],"research":[403,478],"about":[404],"how":[405],"do":[410],"Credit":[412,554],"Ratings":[413],"These":[416],"analysed":[420],"from":[421],"points":[423],"both":[425],"theory":[427],"practice.":[430],"And":[431],"compared":[435],"each":[437],"other.":[438],"most":[440,494,526],"subjective":[442,499,505],"criterias":[443,506],"determined":[446,491],"according":[447],"degree":[450,512],"importance":[452,510],"rating.":[455],"\\nThis":[456],"study":[457],"consists":[458],"survey":[461],"four":[464],"Turkey.":[468],"experts":[471],"working":[472],"these":[474],"population":[479],",the":[480],"2.256.":[483],"\\nMorality":[484],"factor":[496],"criteria":[500],"when":[501],"measured":[503],"difficulty":[515],"usability.":[517],"Morality":[518],"analysis":[520],"mesured":[523],"factor.":[528],"other":[531],"instutitions":[533],"should":[534],"take":[535],"into":[536],"consideration":[537],"morality":[539],"customer":[543],"first":[546],"criteria.":[547],"\\nKey":[549],"Words:":[550],"\\n\\t":[553,556],"Subjective":[557],"Criterias":[558]},"counts_by_year":[],"updated_date":"2026-08-31T07:19:18.363097","created_date":"2025-10-10T00:00:00"}
