{"id":"https://openalex.org/W3121925397","doi":"https://doi.org/10.1080/00036846.2019.1569197","title":"Banks\u2019 non-traditional activities under regulatory changes: impact on risk, performance and capital adequacy","display_name":"Banks\u2019 non-traditional activities under regulatory changes: impact on risk, performance and capital adequacy","publication_year":2019,"publication_date":"2019-02-07","ids":{"openalex":"https://openalex.org/W3121925397","doi":"https://doi.org/10.1080/00036846.2019.1569197","mag":"3121925397"},"language":"en","primary_location":{"id":"doi:10.1080/00036846.2019.1569197","doi":"https://doi.org/10.1080/00036846.2019.1569197","is_oa":false,"landing_page_url":"https://doi.org/10.1080/00036846.2019.1569197","pdf_url":null,"source":{"id":"https://openalex.org/S201533460","display_name":"Applied Economics","issn_l":"0003-6846","issn":["0003-6846","1466-4283"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5084777594","display_name":"Jean\u2010Pierre Gueyi\u00e9","orcid":"https://orcid.org/0000-0002-4560-7370","observed_orcids":["https://orcid.org/0000-0002-4560-7370"]},"institutions":[{"id":"https://openalex.org/I159129438","display_name":"Universit\u00e9 du Qu\u00e9bec \u00e0 Montr\u00e9al","ror":"https://ror.org/002rjbv21","country_code":"CA","type":"education","lineage":["https://openalex.org/I159129438","https://openalex.org/I49663120"]}],"countries":["CA"],"is_corresponding":true,"raw_author_name":"Jean-Pierre Gueyi\u00e9","raw_affiliation_strings":["Department of Finance, School of Management, University of Quebec in Montreal, Quebec, Canada"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Finance, School of Management, University of Quebec in Montreal, Quebec, Canada","institution_ids":["https://openalex.org/I159129438"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5064097386","display_name":"Alaa Guidara","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I89455037","display_name":"Sheridan College","ror":"https://ror.org/05jdsfp91","country_code":"CA","type":"education","lineage":["https://openalex.org/I89455037"]}],"countries":["CA"],"is_corresponding":false,"raw_author_name":"Alaa Guidara","raw_affiliation_strings":["Pilon School of Business, Sheridan College Institute of Technology, Toronto, Canada"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Pilon School of Business, Sheridan College Institute of Technology, Toronto, Canada","institution_ids":["https://openalex.org/I89455037"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5013453921","display_name":"Van Son Lai","orcid":"https://orcid.org/0000-0001-8763-9373","observed_orcids":["https://orcid.org/0000-0001-8763-9373"]},"institutions":[{"id":"https://openalex.org/I4210099530","display_name":"IPAG Business School","ror":"https://ror.org/00w56r274","country_code":"FR","type":"education","lineage":["https://openalex.org/I4210099530"]},{"id":"https://openalex.org/I43406934","display_name":"Universit\u00e9 Laval","ror":"https://ror.org/04sjchr03","country_code":"CA","type":"education","lineage":["https://openalex.org/I43406934"]}],"countries":["CA","FR"],"is_corresponding":false,"raw_author_name":"Van Son Lai","raw_affiliation_strings":["Department of Finance, Insurance and Real Estate Faculty of Business Administration Laval University, Quebec, Canada","IPAG Business School, Paris, France"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Finance, Insurance and Real Estate Faculty of Business Administration Laval University, Quebec, Canada","institution_ids":["https://openalex.org/I43406934"]},{"raw_affiliation_string":"IPAG Business School, Paris, France","institution_ids":["https://openalex.org/I4210099530"]}]}],"institutions":[],"countries_distinct_count":2,"institutions_distinct_count":4,"corresponding_author_ids":["https://openalex.org/A5084777594"],"corresponding_institution_ids":["https://openalex.org/I159129438"],"apc_list":null,"apc_paid":null,"fwci":3.3334,"has_fulltext":false,"cited_by_count":20,"citation_normalized_percentile":{"value":0.924536,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":98},"biblio":{"volume":"51","issue":"29","first_page":"3184","last_page":"3197"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9984999895095825,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14183","display_name":"Banking Sector Performance and Management","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14419","display_name":"Banking Systems and Strategies","score":0.00019999999494757503,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/non-traditional-banking-activities","display_name":"non-traditional banking activities","score":0.8569999933242798},{"id":"https://openalex.org/keywords/non-interest-income","display_name":"non-interest income","score":0.9160000085830688},{"id":"https://openalex.org/keywords/bank-risk","display_name":"bank risk","score":0.593999981880188},{"id":"https://openalex.org/keywords/bank-performance","display_name":"bank performance","score":0.9599999785423279},{"id":"https://openalex.org/keywords/capital-adequacy","display_name":"capital adequacy","score":0.8960000276565552},{"id":"https://openalex.org/keywords/capital-adequacy-regulation","display_name":"capital adequacy regulation","score":0.8190000057220459},{"id":"https://openalex.org/keywords/ring-fencing","display_name":"ring-fencing","score":0.8069999814033508},{"id":"https://openalex.org/keywords/universal-banking","display_name":"universal banks","score":0.9710000157356262},{"id":"https://openalex.org/keywords/income-diversification","display_name":"income diversification","score":0.953000009059906}],"concepts":[{"id":"https://openalex.org/C2864544","wikidata":"https://www.wikidata.org/wiki/Q2914988","display_name":"Capital requirement","level":3,"score":0.7790292501449585},{"id":"https://openalex.org/C16969640","wikidata":"https://www.wikidata.org/wiki/Q1070805","display_name":"Capital adequacy ratio","level":3,"score":0.7434582114219666},{"id":"https://openalex.org/C107584723","wikidata":"https://www.wikidata.org/wiki/Q1460626","display_name":"Risk-adjusted return on capital","level":5,"score":0.6611500978469849},{"id":"https://openalex.org/C180916674","wikidata":"https://www.wikidata.org/wiki/Q3711935","display_name":"Diversification (marketing strategy)","level":2,"score":0.5668433904647827},{"id":"https://openalex.org/C2778660980","wikidata":"https://www.wikidata.org/wiki/Q173800","display_name":"Bank regulation","level":2,"score":0.5458732843399048},{"id":"https://openalex.org/C2780821815","wikidata":"https://www.wikidata.org/wiki/Q5340806","display_name":"Portfolio","level":2,"score":0.49408581852912903},{"id":"https://openalex.org/C83646750","wikidata":"https://www.wikidata.org/wiki/Q193893","display_name":"Capital (architecture)","level":2,"score":0.4695506691932678},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.46407440304756165},{"id":"https://openalex.org/C57495647","wikidata":"https://www.wikidata.org/wiki/Q295385","display_name":"Economic capital","level":3,"score":0.45917701721191406},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4503617584705353},{"id":"https://openalex.org/C2779812064","wikidata":"https://www.wikidata.org/wiki/Q809926","display_name":"Basel III","level":4,"score":0.44590532779693604},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.4195525050163269},{"id":"https://openalex.org/C44750222","wikidata":"https://www.wikidata.org/wiki/Q1897397","display_name":"Financial capital","level":3,"score":0.3996883034706116},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.3554077744483948},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.3320334851741791},{"id":"https://openalex.org/C58202505","wikidata":"https://www.wikidata.org/wiki/Q5035700","display_name":"Capital formation","level":4,"score":0.2805505394935608},{"id":"https://openalex.org/C2776943663","wikidata":"https://www.wikidata.org/wiki/Q165687","display_name":"Human capital","level":2,"score":0.1636873185634613},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.10087740421295166},{"id":"https://openalex.org/C34447519","wikidata":"https://www.wikidata.org/wiki/Q179522","display_name":"Market economy","level":1,"score":0.08942008018493652},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.0},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0}],"mesh":[],"locations_count":4,"locations":[{"id":"doi:10.1080/00036846.2019.1569197","doi":"https://doi.org/10.1080/00036846.2019.1569197","is_oa":false,"landing_page_url":"https://doi.org/10.1080/00036846.2019.1569197","pdf_url":null,"source":{"id":"https://openalex.org/S201533460","display_name":"Applied Economics","issn_l":"0003-6846","issn":["0003-6846","1466-4283"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-a","anvur-class-a","anvur-scientific","cwts-core","fnege-3","jufo-1","norway-1","poland-40","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310320547","host_organization_name":"Taylor & Francis","host_organization_lineage":["https://openalex.org/P4310320547","https://openalex.org/P4310320449"],"host_organization_lineage_names":["Taylor & Francis","Informa"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Applied Economics","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:ipg:wpaper:2018-003","doi":null,"is_oa":false,"landing_page_url":"https://faculty-research.ipag.edu/wp-content/uploads/recherche/WP/IPAG_WP_2018_003.pdf","pdf_url":"https://faculty-research.ipag.edu/wp-content/uploads/recherche/WP/IPAG_WP_2018_003.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"preprint"},{"id":"mag:3164971836","doi":null,"is_oa":false,"landing_page_url":"https://econpapers.repec.org/paper/ipgwpaper/2018-003.htm","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"RePEc: Research Papers in Economics","raw_type":null},{"id":"pmh:oai:RePEc:taf:applec:v:51:y:2019:i:29:p:3184-3197","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/10.1080/00036846.2019.1569197","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":51,"referenced_works":["https://openalex.org/W1483810681","https://openalex.org/W1490809687","https://openalex.org/W1495656322","https://openalex.org/W1547779609","https://openalex.org/W1565051662","https://openalex.org/W1965932263","https://openalex.org/W1969240385","https://openalex.org/W1971653072","https://openalex.org/W1978249797","https://openalex.org/W1986904499","https://openalex.org/W1996214147","https://openalex.org/W2012781553","https://openalex.org/W2039637408","https://openalex.org/W2042329042","https://openalex.org/W2046891351","https://openalex.org/W2051512012","https://openalex.org/W2055999507","https://openalex.org/W2061160212","https://openalex.org/W2066441503","https://openalex.org/W2072183341","https://openalex.org/W2074339377","https://openalex.org/W2074922327","https://openalex.org/W2082550155","https://openalex.org/W2084391389","https://openalex.org/W2085164066","https://openalex.org/W2087099253","https://openalex.org/W2096822894","https://openalex.org/W2100482996","https://openalex.org/W2110159181","https://openalex.org/W2143507764","https://openalex.org/W2144357229","https://openalex.org/W2146763023","https://openalex.org/W2154396489","https://openalex.org/W2163766194","https://openalex.org/W2566887053","https://openalex.org/W3022716229","https://openalex.org/W3023676640","https://openalex.org/W3107517059","https://openalex.org/W3121192107","https://openalex.org/W3121403162","https://openalex.org/W3122037182","https://openalex.org/W3122711978","https://openalex.org/W3123200913","https://openalex.org/W3123481583","https://openalex.org/W3123843329","https://openalex.org/W3124253390","https://openalex.org/W3124269658","https://openalex.org/W3125228094","https://openalex.org/W3125917484","https://openalex.org/W4206512444","https://openalex.org/W4232246757"],"related_works":["https://openalex.org/W7099316501","https://openalex.org/W7056014847","https://openalex.org/W2028320821","https://openalex.org/W2717275406","https://openalex.org/W7029446729","https://openalex.org/W3012720691","https://openalex.org/W3125607863","https://openalex.org/W4392742891","https://openalex.org/W1987916949","https://openalex.org/W2191744184"],"abstract_inverted_index":{"Using":[0],"the":[1,21,34,41,93,103],"big":[2],"six":[3],"Canadian":[4,27,50,86],"chartered":[5],"banks":[6,113],"quarterly":[7],"financial":[8],"statements":[9],"and":[10,31,61],"daily":[11],"stock":[12],"market":[13],"data":[14],"from":[15,67],"1982":[16],"to":[17,40,73],"2018,":[18],"we":[19],"examine":[20],"impact":[22],"of":[23,44,92,105],"non-interest":[24],"income":[25,68],"on":[26],"banks\u2019":[28,51,78,87],"risk,":[29],"performance":[30,65],"capital":[32,74,88,106,114],"under":[33],"different":[35],"major":[36],"regulatory":[37],"changes":[38],"made":[39],"Bank":[42],"Act":[43],"Canada.":[45],"Our":[46],"results":[47],"show":[48],"that":[49],"expansion":[52],"into":[53],"non-traditional":[54,81],"activities":[55,82],"had":[56],"slightly":[57],"decreased":[58],"their":[59,64,117],"risks":[60],"significantly":[62],"improved":[63],"benefitting":[66],"diversification.":[69],"Moreover,":[70],"while":[71],"adhering":[72],"adequacy":[75,107],"regulation,":[76],"reshuffling":[77],"portfolio":[79],"towards":[80,95],"did":[83],"not":[84],"reduce":[85],"ratio.":[89],"In":[90],"spite":[91],"re-regulation":[94],"universal":[96],"banking":[97],"against":[98],"ring-fencing,":[99],"this":[100],"feature":[101],"buttresses":[102],"effectiveness":[104],"regulation":[108],"in":[109,111],"Canada":[110],"linking":[112],"allocation":[115],"with":[116],"risk":[118],"taking.":[119]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":3},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":3},{"year":2021,"cited_by_count":1},{"year":2020,"cited_by_count":6},{"year":2019,"cited_by_count":1},{"year":2016,"cited_by_count":1}],"updated_date":"2026-10-14T16:39:01.820549","created_date":"2021-02-01T00:00:00"}