{"id":"https://openalex.org/W3120789873","doi":null,"title":"\u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u062a\u0636\u0627\u0645\u0646\u064a \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0641\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0646\u062a\u0627\u0647\u064a\u0629 \u0627\u0644\u0635\u063a\u0631","display_name":"\u0635\u064a\u063a \u0627\u0644\u062a\u0645\u0648\u064a\u0644 \u0641\u064a \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f \u0627\u0644\u062a\u0636\u0627\u0645\u0646\u064a \u062f\u0631\u0627\u0633\u0629 \u062d\u0627\u0644\u0629 \u0644\u062a\u062c\u0631\u0628\u0629 \u0627\u0644\u0633\u0648\u062f\u0627\u0646 \u0641\u064a \u0627\u0644\u0642\u0631\u0648\u0636 \u0627\u0644\u0645\u0646\u062a\u0627\u0647\u064a\u0629 \u0627\u0644\u0635\u063a\u0631","publication_year":2020,"publication_date":"2020-12-31","ids":{"openalex":"https://openalex.org/W3120789873","mag":"3120789873"},"language":"ar","primary_location":{"id":"mag:3120789873","doi":null,"is_oa":false,"landing_page_url":"https://www.asjp.cerist.dz/en/article/141915","pdf_url":null,"source":{"id":"https://openalex.org/S4306537551","display_name":"\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","raw_type":null},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5024669317","display_name":"\u0631\u0641\u064a\u0642\u0629 \u0645\u0635\u0637\u0641\u0649 \u0635\u0628\u0627\u063a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210125514","display_name":"Universit\u00e9 Djilali de Sidi Bel Abb\u00e8s","ror":"https://ror.org/0378szg41","country_code":"DZ","type":"education","lineage":["https://openalex.org/I4210125514"]}],"countries":["DZ"],"is_corresponding":true,"raw_author_name":"\u0631\u0641\u064a\u0642\u0629 \u0635\u0628\u0627\u063a","raw_affiliation_strings":["\u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0639\u0644\u0648\u0645 \u0627\u0644\u062a\u0633\u064a\u064a\u0631\u060c \u062c\u0627\u0645\u0639\u0629 \u0644\u062c\u064a\u0644\u0627\u0644\u064a \u0644\u064a\u0627\u0628\u0633\u060c \u0633\u064a\u062f\u064a \u0628\u0644\u0639\u0628\u0627\u0633"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u0643\u0644\u064a\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u0642\u062a\u0635\u0627\u062f\u064a\u0629 \u0648\u0627\u0644\u062a\u062c\u0627\u0631\u064a\u0629 \u0648\u0639\u0644\u0648\u0645 \u0627\u0644\u062a\u0633\u064a\u064a\u0631\u060c \u062c\u0627\u0645\u0639\u0629 \u0644\u062c\u064a\u0644\u0627\u0644\u064a \u0644\u064a\u0627\u0628\u0633\u060c \u0633\u064a\u062f\u064a \u0628\u0644\u0639\u0628\u0627\u0633","institution_ids":["https://openalex.org/I4210125514"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":["https://openalex.org/A5024669317"],"corresponding_institution_ids":["https://openalex.org/I4210125514"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.29925536,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"13","issue":"2","first_page":"10","last_page":"28"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T12121","display_name":"Cooperative Studies and Economics","score":0.638700008392334,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T12121","display_name":"Cooperative Studies and Economics","score":0.638700008392334,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.22750000655651093,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13614","display_name":"Social and Economic Solidarity","score":0.10859999805688858,"subfield":{"id":"https://openalex.org/subfields/3312","display_name":"Sociology and Political Science"},"field":{"id":"https://openalex.org/fields/33","display_name":"Social Sciences"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/cooperative-finance","display_name":"cooperative finance","score":0.5839999914169312},{"id":"https://openalex.org/keywords/cooperative-lending","display_name":"cooperative lending","score":0.32899999618530273},{"id":"https://openalex.org/keywords/small-loans","display_name":"small loans","score":0.503000020980835},{"id":"https://openalex.org/keywords/loan-agreement","display_name":"loan agreement","score":0.32600000500679016}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.32191598415374756}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:3120789873","doi":null,"is_oa":false,"landing_page_url":"https://www.asjp.cerist.dz/en/article/141915","pdf_url":null,"source":{"id":"https://openalex.org/S4306537551","display_name":"\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":"\u0645\u062c\u0644\u0629 \u0627\u0644\u0639\u0644\u0648\u0645 \u0627\u0644\u0627\u062c\u062a\u0645\u0627\u0639\u064a\u0629 \u0648\u0627\u0644\u0625\u0646\u0633\u0627\u0646\u064a\u0629","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W3034105489","https://openalex.org/W3217320842","https://openalex.org/W606172491","https://openalex.org/W2950551553","https://openalex.org/W2222863154","https://openalex.org/W4413222643","https://openalex.org/W2748566475","https://openalex.org/W3186169930","https://openalex.org/W4412149219","https://openalex.org/W4409220303"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2026-09-27T08:07:27.782135","created_date":"2021-01-18T00:00:00"}