{"id":"https://openalex.org/W3110987283","doi":null,"title":"Retail payments in Latin America and the Caribbean: present and future","display_name":"Retail payments in Latin America and the Caribbean: present and future","publication_year":2020,"publication_date":"2020-12-07","ids":{"openalex":"https://openalex.org/W3110987283","mag":"3110987283"},"language":"en","primary_location":{"id":"pmh:oai:RePEc:bis:bisqtr:2012f","doi":null,"is_oa":false,"landing_page_url":"http://www.bis.org/publ/qtrpdf/r_qt2012f.pdf","pdf_url":"http://www.bis.org/publ/qtrpdf/r_qt2012f.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5003476342","display_name":"Viviana Alfonso C","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Viviana Alfonso C","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"middle","author":{"id":"https://openalex.org/A5042443376","display_name":"Alexandre Antonio Tombini","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Alexandre Antonio Tombini","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5037297302","display_name":"Fabrizio Zampolli","orcid":"https://orcid.org/0000-0002-5409-5629","observed_orcids":["https://orcid.org/0000-0002-5409-5629"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Fabrizio Zampolli","raw_affiliation_strings":[],"raw_orcid":"https://orcid.org/0000-0002-5409-5629","affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":4.4604,"has_fulltext":false,"cited_by_count":19,"citation_normalized_percentile":{"value":0.95005919,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":89,"max":98},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9125999808311462,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9125999808311462,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.0812000036239624,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.002199999988079071,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/retail-payments","display_name":"retail payments","score":0.9629999995231628},{"id":"https://openalex.org/keywords/latin-america-and-the-caribbean","display_name":"Latin America and the Caribbean","score":0.824999988079071},{"id":"https://openalex.org/keywords/central-bank-digital-currency","display_name":"central bank digital currency","score":0.8220000267028809},{"id":"https://openalex.org/keywords/open-banking","display_name":"open banking","score":0.9110000133514404},{"id":"https://openalex.org/keywords/electronic-payments","display_name":"digital payments","score":0.8069999814033508},{"id":"https://openalex.org/keywords/payment-costs","display_name":"payment costs","score":0.6919999718666077},{"id":"https://openalex.org/keywords/covid-19","display_name":"COVID-19 pandemic","score":0.8650000095367432},{"id":"https://openalex.org/keywords/financial-inclusion","display_name":"financial inclusion","score":0.578000009059906}],"concepts":[{"id":"https://openalex.org/C145097563","wikidata":"https://www.wikidata.org/wiki/Q1148747","display_name":"Payment","level":2,"score":0.7885864973068237},{"id":"https://openalex.org/C158886217","wikidata":"https://www.wikidata.org/wiki/Q16799549","display_name":"Latin Americans","level":2,"score":0.7798904180526733},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.614039421081543},{"id":"https://openalex.org/C141121606","wikidata":"https://www.wikidata.org/wiki/Q8142","display_name":"Currency","level":2,"score":0.5808489918708801},{"id":"https://openalex.org/C185822510","wikidata":"https://www.wikidata.org/wiki/Q1956140","display_name":"Payment service provider","level":3,"score":0.5168136358261108},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.49710968136787415},{"id":"https://openalex.org/C2992735868","wikidata":"https://www.wikidata.org/wiki/Q66344","display_name":"Central bank","level":3,"score":0.4338514804840088},{"id":"https://openalex.org/C2908767363","wikidata":"https://www.wikidata.org/wiki/Q664609","display_name":"Caribbean region","level":3,"score":0.42248159646987915},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3135507106781006},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.25201356410980225},{"id":"https://openalex.org/C126285488","wikidata":"https://www.wikidata.org/wiki/Q178476","display_name":"Monetary policy","level":2,"score":0.16363471746444702},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.11493480205535889},{"id":"https://openalex.org/C17744445","wikidata":"https://www.wikidata.org/wiki/Q36442","display_name":"Political science","level":0,"score":0.09860649704933167},{"id":"https://openalex.org/C199539241","wikidata":"https://www.wikidata.org/wiki/Q7748","display_name":"Law","level":1,"score":0.0},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.0},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.0}],"mesh":[],"locations_count":2,"locations":[{"id":"pmh:oai:RePEc:bis:bisqtr:2012f","doi":null,"is_oa":false,"landing_page_url":"http://www.bis.org/publ/qtrpdf/r_qt2012f.pdf","pdf_url":"http://www.bis.org/publ/qtrpdf/r_qt2012f.pdf","source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"mag:3110987283","doi":null,"is_oa":false,"landing_page_url":"https://ddd.bis.org/publ/qtrpdf/r_qt2012f.htm","pdf_url":null,"source":{"id":"https://openalex.org/S4306504463","display_name":"BIS quarterly review","issn_l":"1683-0121","issn":["1683-0121"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["cwts-core"],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":"BIS quarterly review","raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"score":0.5378999710083008,"display_name":"Industry, innovation and infrastructure","id":"https://metadata.un.org/sdg/9"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":false,"pdf":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7204289286","https://openalex.org/W4415770617","https://openalex.org/W4412058927","https://openalex.org/W4400991404","https://openalex.org/W7070377750","https://openalex.org/W7158767650","https://openalex.org/W4394931952","https://openalex.org/W4411985665","https://openalex.org/W4280521567","https://openalex.org/W7111635392"],"abstract_inverted_index":{"Retail":[0],"payment":[1],"services":[2],"in":[3,34],"Latin":[4],"America":[5],"and":[6,14,46],"the":[7,21,30,35,39,80],"Caribbean":[8],"are":[9],"characterised":[10],"by":[11,69],"high":[12],"costs":[13],"insufficient":[15],"access":[16],"for":[17],"large":[18],"swathes":[19],"of":[20,29],"region's":[22],"population.":[23],"To":[24],"overcome":[25],"these":[26,70],"limitations,":[27],"some":[28],"larger":[31],"central":[32,56],"banks":[33],"region":[36],"have":[37,54],"taken":[38],"lead":[40],"to":[41,63,75],"introduce":[42],"fast":[43],"retail":[44],"payments":[45],"develop":[47],"an":[48],"open":[49],"banking":[50],"ecosystem.":[51],"Several":[52],"others":[53],"launched":[55],"bank":[57],"digital":[58,64],"currency":[59],"pilots.":[60],"The":[61],"shift":[62],"payments,":[65],"which":[66],"is":[67,73],"supported":[68],"policy":[71],"initiatives,":[72],"likely":[74],"receive":[76],"further":[77],"impetus":[78],"from":[79],"Covid-19":[81],"pandemic.":[82]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":5},{"year":2021,"cited_by_count":5}],"updated_date":"2026-08-11T07:18:39.950985","created_date":"2020-12-21T00:00:00"}
