{"id":"https://openalex.org/W3085424809","doi":"https://doi.org/10.46281/ijfb.v4i2.765","title":"Qualitative Assessment of Basel III Liquidity Standards and its Application in the UAE","display_name":"Qualitative Assessment of Basel III Liquidity Standards and its Application in the UAE","publication_year":2020,"publication_date":"2020-09-12","ids":{"openalex":"https://openalex.org/W3085424809","doi":"https://doi.org/10.46281/ijfb.v4i2.765","mag":"3085424809"},"language":"en","primary_location":{"id":"doi:10.46281/ijfb.v4i2.765","doi":"https://doi.org/10.46281/ijfb.v4i2.765","is_oa":true,"landing_page_url":"https://doi.org/10.46281/ijfb.v4i2.765","pdf_url":"https://www.cribfb.com/journal/index.php/ijfb/article/download/765/862","source":{"id":"https://openalex.org/S4210195690","display_name":"Indian Journal of Finance and Banking","issn_l":"2574-6081","issn":["2574-6081","2574-609X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indian Journal of Finance and Banking","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://www.cribfb.com/journal/index.php/ijfb/article/download/765/862","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5026342662","display_name":"Manoj Kapur","orcid":"https://orcid.org/0000-0002-5787-2796","observed_orcids":["https://orcid.org/0000-0002-5787-2796"]},"institutions":[{"id":"https://openalex.org/I4403386699","display_name":"S P Jain School of Global Management","ror":"https://ror.org/01x3vbs59","country_code":"IN","type":"education","lineage":["https://openalex.org/I4403386699"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Manoj Kapur","raw_affiliation_strings":["SP Jain School of Global Management, India"],"raw_orcid":"https://orcid.org/0000-0002-5787-2796","affiliations":[{"raw_affiliation_string":"SP Jain School of Global Management, India","institution_ids":["https://openalex.org/I4403386699"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5044527134","display_name":"Arindam Banerjee","orcid":"https://orcid.org/0000-0002-1880-7625","observed_orcids":["https://orcid.org/0000-0002-1880-7625"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Arindam Banerjee","raw_affiliation_strings":["SP Jain School of Global Management, UAE"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"SP Jain School of Global Management, UAE","institution_ids":[]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5042667474","display_name":"Kunjana Malik","orcid":"https://orcid.org/0000-0001-8983-9803","observed_orcids":["https://orcid.org/0000-0001-8983-9803"]},"institutions":[{"id":"https://openalex.org/I226983648","display_name":"Narsee Monjee Institute of Management Studies","ror":"https://ror.org/04qksbm30","country_code":"IN","type":"education","lineage":["https://openalex.org/I226983648"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Kunjana Malik","raw_affiliation_strings":["Assistant Professor, NMIMS Mumbai, India"],"raw_orcid":"https://orcid.org/0000-0001-8983-9803","affiliations":[{"raw_affiliation_string":"Assistant Professor, NMIMS Mumbai, India","institution_ids":["https://openalex.org/I226983648"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.2387,"has_fulltext":true,"cited_by_count":2,"citation_normalized_percentile":{"value":0.56887083,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":93},"biblio":{"volume":"4","issue":"2","first_page":"118","last_page":"129"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.9980000257492065,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0005000000237487257,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13074","display_name":"Global Financial Regulation and Crises","score":0.0003000000142492354,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/basel-iii","display_name":"Basel III","score":0.9879999756813049},{"id":"https://openalex.org/keywords/liquidity-coverage-ratio","display_name":"liquidity coverage ratio","score":0.8619999885559082},{"id":"https://openalex.org/keywords/net-stable-funding-ratio","display_name":"net stable funding ratio","score":0.9990000128746033},{"id":"https://openalex.org/keywords/liquidity-risk-management","display_name":"liquidity risk management","score":0.7689999938011169},{"id":"https://openalex.org/keywords/high-quality-liquid-assets","display_name":"high-quality liquid assets","score":0.8009999990463257},{"id":"https://openalex.org/keywords/disclosure-requirements","display_name":"disclosure requirements","score":0.7229999899864197},{"id":"https://openalex.org/keywords/financial-statement-disclosure","display_name":"financial statement disclosure","score":0.6600000262260437},{"id":"https://openalex.org/keywords/bank-transparency","display_name":"bank transparency","score":0.6019999980926514},{"id":"https://openalex.org/keywords/implementation-timeline","display_name":"implementation timeline","score":0.3400000035762787}],"concepts":[{"id":"https://openalex.org/C2779812064","wikidata":"https://www.wikidata.org/wiki/Q809926","display_name":"Basel III","level":4,"score":0.8301270008087158},{"id":"https://openalex.org/C183582576","wikidata":"https://www.wikidata.org/wiki/Q184783","display_name":"Market liquidity","level":2,"score":0.8022638559341431},{"id":"https://openalex.org/C4438859","wikidata":"https://www.wikidata.org/wiki/Q186117","display_name":"Timeline","level":2,"score":0.6683247089385986},{"id":"https://openalex.org/C189259953","wikidata":"https://www.wikidata.org/wiki/Q1042259","display_name":"Liquidity risk","level":3,"score":0.568983793258667},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5562686920166016},{"id":"https://openalex.org/C29122968","wikidata":"https://www.wikidata.org/wiki/Q1414816","display_name":"Incentive","level":2,"score":0.5039367079734802},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.47657322883605957},{"id":"https://openalex.org/C18347183","wikidata":"https://www.wikidata.org/wiki/Q809928","display_name":"Basel I","level":5,"score":0.46946990489959717},{"id":"https://openalex.org/C2780233690","wikidata":"https://www.wikidata.org/wiki/Q535347","display_name":"Transparency (behavior)","level":2,"score":0.42987388372421265},{"id":"https://openalex.org/C121955636","wikidata":"https://www.wikidata.org/wiki/Q4116214","display_name":"Accounting","level":1,"score":0.3578900694847107},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.3393233120441437},{"id":"https://openalex.org/C2780759654","wikidata":"https://www.wikidata.org/wiki/Q809934","display_name":"Basel II","level":4,"score":0.33489546179771423},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.2673293352127075},{"id":"https://openalex.org/C2864544","wikidata":"https://www.wikidata.org/wiki/Q2914988","display_name":"Capital requirement","level":3,"score":0.24864515662193298},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.0870063304901123},{"id":"https://openalex.org/C95457728","wikidata":"https://www.wikidata.org/wiki/Q309","display_name":"History","level":0,"score":0.0},{"id":"https://openalex.org/C166957645","wikidata":"https://www.wikidata.org/wiki/Q23498","display_name":"Archaeology","level":1,"score":0.0},{"id":"https://openalex.org/C175444787","wikidata":"https://www.wikidata.org/wiki/Q39072","display_name":"Microeconomics","level":1,"score":0.0},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.0}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.46281/ijfb.v4i2.765","doi":"https://doi.org/10.46281/ijfb.v4i2.765","is_oa":true,"landing_page_url":"https://doi.org/10.46281/ijfb.v4i2.765","pdf_url":"https://www.cribfb.com/journal/index.php/ijfb/article/download/765/862","source":{"id":"https://openalex.org/S4210195690","display_name":"Indian Journal of Finance and Banking","issn_l":"2574-6081","issn":["2574-6081","2574-609X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indian Journal of Finance and Banking","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.46281/ijfb.v4i2.765","doi":"https://doi.org/10.46281/ijfb.v4i2.765","is_oa":true,"landing_page_url":"https://doi.org/10.46281/ijfb.v4i2.765","pdf_url":"https://www.cribfb.com/journal/index.php/ijfb/article/download/765/862","source":{"id":"https://openalex.org/S4210195690","display_name":"Indian Journal of Finance and Banking","issn_l":"2574-6081","issn":["2574-6081","2574-609X"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Indian Journal of Finance and Banking","raw_type":"journal-article"},"sustainable_development_goals":[],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3085424809.pdf","grobid_xml":"https://content.openalex.org/works/W3085424809.grobid-xml"},"referenced_works_count":9,"referenced_works":["https://openalex.org/W2024735205","https://openalex.org/W2135755577","https://openalex.org/W2298863536","https://openalex.org/W2407694566","https://openalex.org/W2549404796","https://openalex.org/W2781072875","https://openalex.org/W3017247393","https://openalex.org/W3051258237","https://openalex.org/W4233420185"],"related_works":["https://openalex.org/W2023681297","https://openalex.org/W2185681774","https://openalex.org/W4239651253","https://openalex.org/W2219167514","https://openalex.org/W4395084953","https://openalex.org/W4235061356","https://openalex.org/W6992541398","https://openalex.org/W2333283664","https://openalex.org/W3123692385","https://openalex.org/W2152660670"],"abstract_inverted_index":{"The":[0,138,183,207],"Basel":[1,144,193],"Committee":[2],"for":[3,63,94,147],"Banking":[4],"and":[5,17,166,195,219],"Supervision":[6],"(BCBS)":[7],"introduced":[8],"two":[9,33],"key":[10,34],"liquidity":[11,19,45,229],"ratios":[12,28,119,132],"to":[13,31,38,43,55,78,96,108,129],"strengthen":[14],"the":[15,22,25,44,123,141,148,152,156,160,164,170,176,189,199,205,211,217,225,228,233],"short-":[16],"long-term":[18],"positions":[20],"of":[21,67,104,110,143,163,204,213,227,232],"banks":[23,95],"around":[24],"globe.":[26],"These":[27],"were":[29],"designed":[30],"achieve":[32],"distinct":[35],"objectives.":[36],"Firstly,":[37],"encourage":[39],"banks'":[40],"short-term":[41],"resilience":[42,81],"risks":[46],"by":[47,90,159,169,180,192,216],"ensuring":[48],"there":[49],"are":[50,120,127],"sufficient":[51],"high-quality":[52],"liquid":[53],"assets":[54],"survive":[56],"a":[57,83,186],"significant":[58],"stress":[59],"which":[60],"may":[61,223],"last":[62],"30":[64],"days.":[65],"Calculation":[66],"this":[68,181],"ratio":[69],"is":[70],"called":[71],"as":[72,136],"Liquidity":[73],"Coverage":[74],"Ratio":[75,114],"(LCR).":[76],"Secondly,":[77],"promote":[79],"bank":[80,162],"over":[82],"longer":[84],"time":[85],"horizon,":[86],"at":[87],"least":[88],"annually,":[89],"creating":[91],"additional":[92],"incentives":[93],"fund":[97],"their":[98],"activities":[99],"with":[100],"more":[101],"stable":[102],"sources":[103],"funding.":[105],"This":[106],"led":[107],"creation":[109],"Net":[111],"Stable":[112],"Funding":[113],"(NSFR).":[115],"While":[116],"these":[117,131],"structural":[118],"mostly":[121],"quantitative,":[122],"underlying":[124],"factors":[125,135],"that":[126],"needed":[128],"calculate":[130],"include":[133],"qualitative":[134],"well.":[137],"paper":[139],"analyzed":[140],"implementation":[142,168],"III":[145,194],"standards":[146],"banking":[149],"sector":[150],"in":[151,175,198],"UAE.":[153],"In":[154],"particular,":[155],"timelines":[157],"specified":[158],"Central":[161],"UAE":[165,177],"its":[167],"Domestic-Systemically":[171],"Important":[172],"Banks":[173],"(D-SIBs)":[174],"was":[178],"tracked":[179],"paper.":[182],"study":[184,208],"found":[185],"disconnect":[187],"between":[188],"disclosure":[190,196],"requirements":[191],"made":[197,215],"published":[200],"annual":[201],"financial":[202],"statements":[203],"banks.":[206],"also":[209],"discussed":[210],"extent":[212],"disclosures":[214,222],"D-SIBs":[218],"how":[220],"relevant":[221],"improve":[224],"transparency":[226],"risk":[230],"management":[231],"bank.":[234],"JEL":[235],"Classification":[236],"Codes:":[237],"E58,":[238],"G32,":[239],"G38.":[240]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-04T10:54:05.112534","created_date":"2020-09-21T00:00:00"}