{"id":"https://openalex.org/W3081101554","doi":"https://doi.org/10.35829/x6n3yj12","title":"PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP CASHLESS TRANSACTION BEHAVIOR (STUDI PADA KARYAWAN SEKRETARIAT DAERAH KABUPATEN BLORA)","display_name":"PENGARUH LITERASI KEUANGAN DAN GAYA HIDUP TERHADAP CASHLESS TRANSACTION BEHAVIOR (STUDI PADA KARYAWAN SEKRETARIAT DAERAH KABUPATEN BLORA)","publication_year":2020,"publication_date":"2020-08-07","ids":{"openalex":"https://openalex.org/W3081101554","doi":"https://doi.org/10.35829/x6n3yj12","mag":"3081101554"},"language":"en","primary_location":{"id":"doi:10.35829/x6n3yj12","doi":"https://doi.org/10.35829/x6n3yj12","is_oa":true,"landing_page_url":"https://doi.org/10.35829/x6n3yj12","pdf_url":"https://journals.ubpd.ac.id/index.php/magisma/article/download/160/152","source":{"id":"https://openalex.org/S4210232208","display_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","issn_l":"2337-778X","issn":["2337-778X","2685-1504"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405275392","host_organization_name":"Universitas BPD","host_organization_lineage":["https://openalex.org/I4405275392"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://journals.ubpd.ac.id/index.php/magisma/article/download/160/152","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5086705152","display_name":"Wahyu Fitri Eka Muttasari","orcid":null,"observed_orcids":[]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Wahyu Fitri Eka Muttasari","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]},{"author_position":"last","author":{"id":"https://openalex.org/A5050607847","display_name":"Fitri Lukiastuti","orcid":"https://orcid.org/0000-0002-9010-4545","observed_orcids":["https://orcid.org/0000-0002-9010-4545"]},"institutions":[],"countries":[],"is_corresponding":false,"raw_author_name":"Fitri Lukiastuti","raw_affiliation_strings":[],"raw_orcid":null,"affiliations":[]}],"institutions":[],"countries_distinct_count":0,"institutions_distinct_count":0,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":1.744,"has_fulltext":true,"cited_by_count":4,"citation_normalized_percentile":{"value":0.84950352,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":88,"max":96},"biblio":{"volume":"8","issue":"2","first_page":"25","last_page":"31"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13744","display_name":"Financial Literacy and Behavior","score":1.0,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":9.999999747378752e-05,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T14244","display_name":"Consumer Behavior and Marketing Influence","score":0.0,"subfield":{"id":"https://openalex.org/subfields/1406","display_name":"Marketing"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/financial-literacy","display_name":"financial literacy","score":0.9990000128746033},{"id":"https://openalex.org/keywords/lifestyle","display_name":"lifestyle","score":0.9580000042915344},{"id":"https://openalex.org/keywords/public-sector-employment","display_name":"public sector employees","score":0.7059999704360962},{"id":"https://openalex.org/keywords/blora-regency","display_name":"Blora Regency","score":0.7950000166893005},{"id":"https://openalex.org/keywords/mediating-effect","display_name":"mediating effect","score":0.5450000166893005}],"concepts":[{"id":"https://openalex.org/C2777941463","wikidata":"https://www.wikidata.org/wiki/Q1416374","display_name":"Financial literacy","level":2,"score":0.7791323661804199},{"id":"https://openalex.org/C75949130","wikidata":"https://www.wikidata.org/wiki/Q848010","display_name":"Database transaction","level":2,"score":0.7515028715133667},{"id":"https://openalex.org/C27574286","wikidata":"https://www.wikidata.org/wiki/Q320723","display_name":"Variables","level":2,"score":0.5105434656143188},{"id":"https://openalex.org/C547764534","wikidata":"https://www.wikidata.org/wiki/Q8236","display_name":"Literacy","level":2,"score":0.4604860246181488},{"id":"https://openalex.org/C127722929","wikidata":"https://www.wikidata.org/wiki/Q7833714","display_name":"Transaction data","level":3,"score":0.4506415128707886},{"id":"https://openalex.org/C51167844","wikidata":"https://www.wikidata.org/wiki/Q4422623","display_name":"Latent variable","level":2,"score":0.4421812891960144},{"id":"https://openalex.org/C2908647359","wikidata":"https://www.wikidata.org/wiki/Q2625603","display_name":"Population","level":2,"score":0.4259762167930603},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.425974577665329},{"id":"https://openalex.org/C15744967","wikidata":"https://www.wikidata.org/wiki/Q9418","display_name":"Psychology","level":0,"score":0.4213932454586029},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.3270087242126465},{"id":"https://openalex.org/C149923435","wikidata":"https://www.wikidata.org/wiki/Q37732","display_name":"Demography","level":1,"score":0.26937854290008545},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.2519649863243103},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.2196958065032959},{"id":"https://openalex.org/C105795698","wikidata":"https://www.wikidata.org/wiki/Q12483","display_name":"Statistics","level":1,"score":0.2061292827129364},{"id":"https://openalex.org/C33923547","wikidata":"https://www.wikidata.org/wiki/Q395","display_name":"Mathematics","level":0,"score":0.19813886284828186},{"id":"https://openalex.org/C19417346","wikidata":"https://www.wikidata.org/wiki/Q7922","display_name":"Pedagogy","level":1,"score":0.18010175228118896},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.10972511768341064},{"id":"https://openalex.org/C77088390","wikidata":"https://www.wikidata.org/wiki/Q8513","display_name":"Database","level":1,"score":0.0956059992313385}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.35829/x6n3yj12","doi":"https://doi.org/10.35829/x6n3yj12","is_oa":true,"landing_page_url":"https://doi.org/10.35829/x6n3yj12","pdf_url":"https://journals.ubpd.ac.id/index.php/magisma/article/download/160/152","source":{"id":"https://openalex.org/S4210232208","display_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","issn_l":"2337-778X","issn":["2337-778X","2685-1504"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405275392","host_organization_name":"Universitas BPD","host_organization_lineage":["https://openalex.org/I4405275392"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","raw_type":"journal-article"},{"id":"doi:10.35829/magisma.v8i2.93","doi":"https://doi.org/10.35829/magisma.v8i2.93","is_oa":true,"landing_page_url":"https://doi.org/10.35829/magisma.v8i2.93","pdf_url":null,"source":{"id":"https://openalex.org/S4210232208","display_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","issn_l":"2337-778X","issn":["2337-778X","2685-1504"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405275392","host_organization_name":"Universitas BPD","host_organization_lineage":["https://openalex.org/I4405275392"],"host_organization_lineage_names":[],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Magisma: Jurnal Ilmiah Ekonomi dan Bisnis","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.35829/x6n3yj12","doi":"https://doi.org/10.35829/x6n3yj12","is_oa":true,"landing_page_url":"https://doi.org/10.35829/x6n3yj12","pdf_url":"https://journals.ubpd.ac.id/index.php/magisma/article/download/160/152","source":{"id":"https://openalex.org/S4210232208","display_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","issn_l":"2337-778X","issn":["2337-778X","2685-1504"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I4405275392","host_organization_name":"Universitas BPD","host_organization_lineage":["https://openalex.org/I4405275392"],"host_organization_lineage_names":[],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Magisma Jurnal Ilmiah Ekonomi dan Bisnis","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.7257999777793884,"id":"https://metadata.un.org/sdg/8"},{"display_name":"No poverty","score":0.41670000553131104,"id":"https://metadata.un.org/sdg/1"}],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3081101554.pdf","grobid_xml":"https://content.openalex.org/works/W3081101554.grobid-xml"},"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W7221746661","https://openalex.org/W6995574832","https://openalex.org/W7216838861","https://openalex.org/W7217487389","https://openalex.org/W6995537060","https://openalex.org/W6995764317","https://openalex.org/W4388915563","https://openalex.org/W3026217638","https://openalex.org/W4408310444","https://openalex.org/W4407729193"],"abstract_inverted_index":{"The":[0,28,64,80,174],"purpose":[1],"of":[2,10,22,39,44,82,152,172],"this":[3,36,83,185],"study":[4,37,84],"is":[5,123,144,164,177],"to":[6,126],"analyze":[7],"the":[8,23,33,45,53,60,135,139,158,161],"effect":[9,93,104,116],"financial":[11,87,127,148,168],"literacy":[12,88,110,128,149,169],"on":[13,94,105,117],"cashless":[14,106,118,131,140,153],"transaction":[15,107,119,132,141,154],"behavior":[16,142],"mediated":[17],"by":[18,179],"lifestyle":[19,95,98,122,159],"among":[20],"employees":[21],"Blora":[24,46],"Regency":[25,47],"Regional":[26],"Secretariat.":[27,48],"population":[29],"as":[30,32],"well":[31],"sample":[34],"in":[35,184],"consisted":[38],"112":[40],"Civil":[41],"Servants":[42],"(PNS)":[43],"Data":[49,75],"were":[50,76],"analyzed":[51],"using":[52],"Partial":[54],"Least":[55],"Square":[56],"(PLS)":[57],"method":[58,66],"with":[59],"SmartPLS":[61],"3":[62],"tool.":[63],"sampling":[65,73],"used":[67],"was":[68],"a":[69,90,100,113],"saturated":[70],"or":[71],"census":[72],"technique.":[74],"collected":[77],"through":[78],"questionnaires.":[79],"results":[81],"show":[85],"that":[86,147,167],"has":[89,99,112],"significant":[91,103,114],"positive":[92,101,115],"variables,":[96],"and":[97,102,130],"behavior.":[108,120,133],"Financial":[109],"also":[111],"However,":[121],"not":[124,182],"related":[125],"variables":[129,181],"Furthermore,":[134],"R-square":[136,162],"value":[137,163],"for":[138,157],"variable":[143,160],"0.460,":[145],"meaning":[146,166],"explains":[150,170],"46%":[151],"behavior,":[155],"while":[156],"0.402,":[165],"40.2%":[171],"lifestyle.":[173],"remaining":[175],"percentage":[176],"explained":[178],"other":[180],"included":[183],"study.":[186]},"counts_by_year":[{"year":2023,"cited_by_count":3},{"year":2022,"cited_by_count":1}],"updated_date":"2026-11-10T11:39:43.021295","created_date":"2020-09-01T00:00:00"}