{"id":"https://openalex.org/W3049030516","doi":"https://doi.org/10.6007/ijarbss/v10-i5/7215","title":"Effects of Corporate Governance on Delinquency Management of Microfinance Banks in Southwest, Nigeria","display_name":"Effects of Corporate Governance on Delinquency Management of Microfinance Banks in Southwest, Nigeria","publication_year":2020,"publication_date":"2020-05-13","ids":{"openalex":"https://openalex.org/W3049030516","doi":"https://doi.org/10.6007/ijarbss/v10-i5/7215","mag":"3049030516"},"language":"en","primary_location":{"id":"doi:10.6007/ijarbss/v10-i5/7215","doi":"https://doi.org/10.6007/ijarbss/v10-i5/7215","is_oa":true,"landing_page_url":"https://doi.org/10.6007/ijarbss/v10-i5/7215","pdf_url":"https://hrmars.com/papers_submitted/7215/Effects_of_Corporate_Governance_on_Delinquency_Management_of_Microfinance_Banks_in_Southwest,_Nigeria.pdf","source":{"id":"https://openalex.org/S4210209736","display_name":"International Journal of Academic Research in Business and Social Sciences","issn_l":"2222-6990","issn":["2222-6990","2308-3816"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific"],"host_organization":"https://openalex.org/P4322696514","host_organization_name":"Human Resource Management Academic Research Society","host_organization_lineage":["https://openalex.org/P4322696514"],"host_organization_lineage_names":["Human Resource Management Academic Research Society"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Academic Research in Business and Social Sciences","raw_type":"journal-article"},"parent_works":[],"lineage":["https://openalex.org/W3049030516"],"child_works_count":0,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"https://hrmars.com/papers_submitted/7215/Effects_of_Corporate_Governance_on_Delinquency_Management_of_Microfinance_Banks_in_Southwest,_Nigeria.pdf","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5038826450","display_name":"Rasheed Alade Abdulai","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210134659","display_name":"The Polytechnic Ibadan","ror":"https://ror.org/03hjbt093","country_code":"NG","type":"education","lineage":["https://openalex.org/I4210134659"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Rasheed Alade Abdulai","raw_affiliation_strings":["Department of Banking and Finance, Faculty of Financial and Management Services, Polytechnic of Ibadan, P.M.B. 22, Ibadan, Oyo-State, Nigeria,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Banking and Finance, Faculty of Financial and Management Services, Polytechnic of Ibadan, P.M.B. 22, Ibadan, Oyo-State, Nigeria,","institution_ids":["https://openalex.org/I4210134659"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5021732784","display_name":"Mojisola Anne ABERE","orcid":"https://orcid.org/0000-0001-9593-142X","observed_orcids":["https://orcid.org/0000-0001-9593-142X"]},"institutions":[{"id":"https://openalex.org/I13144388","display_name":"Ekiti State University","ror":"https://ror.org/02c4zkr79","country_code":"NG","type":"education","lineage":["https://openalex.org/I13144388"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Mojisola Abere","raw_affiliation_strings":["Department of Finance, Faculty of Management Science, Ekiti State University, P.M.B. 5363, Ado-Ekiti, Ekiti State, Nigeria,"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Finance, Faculty of Management Science, Ekiti State University, P.M.B. 5363, Ado-Ekiti, Ekiti State, Nigeria,","institution_ids":["https://openalex.org/I13144388"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5070807707","display_name":"Samson Oluwole Olowo","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I13144388","display_name":"Ekiti State University","ror":"https://ror.org/02c4zkr79","country_code":"NG","type":"education","lineage":["https://openalex.org/I13144388"]}],"countries":["NG"],"is_corresponding":false,"raw_author_name":"Samson Oluwole Olowo","raw_affiliation_strings":["Department of Finance,","Faculty of Management Science, Ekiti State University, P.M.B. 5363, Ado-Ekiti, Ekiti State, Nigeria"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Finance,","institution_ids":[]},{"raw_affiliation_string":"Faculty of Management Science, Ekiti State University, P.M.B. 5363, Ado-Ekiti, Ekiti State, Nigeria","institution_ids":["https://openalex.org/I13144388"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":0.4774,"has_fulltext":true,"cited_by_count":3,"citation_normalized_percentile":{"value":0.66917425,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":{"min":89,"max":95},"biblio":{"volume":"10","issue":"5","first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10019","display_name":"Corporate Finance and Governance","score":0.3716000020503998,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10019","display_name":"Corporate Finance and Governance","score":0.3716000020503998,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.36959999799728394,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.14090000092983246,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/corporate-governance","display_name":"corporate governance","score":1.0},{"id":"https://openalex.org/keywords/microfinance-banks","display_name":"microfinance banks","score":0.9810000061988831},{"id":"https://openalex.org/keywords/board-size","display_name":"board size","score":0.9810000061988831},{"id":"https://openalex.org/keywords/board-composition","display_name":"board composition","score":1.0},{"id":"https://openalex.org/keywords/default-rates","display_name":"default rates","score":0.7760000228881836},{"id":"https://openalex.org/keywords/loan-default","display_name":"loan default","score":0.6740000247955322},{"id":"https://openalex.org/keywords/board-oversight","display_name":"board oversight","score":0.6710000038146973},{"id":"https://openalex.org/keywords/nigeria","display_name":"Nigeria","score":0.4740000069141388}],"concepts":[{"id":"https://openalex.org/C28129649","wikidata":"https://www.wikidata.org/wiki/Q926217","display_name":"Microfinance","level":2,"score":0.9369937181472778},{"id":"https://openalex.org/C39389867","wikidata":"https://www.wikidata.org/wiki/Q380767","display_name":"Corporate governance","level":2,"score":0.7484255433082581},{"id":"https://openalex.org/C71376074","wikidata":"https://www.wikidata.org/wiki/Q1001125","display_name":"Juvenile delinquency","level":2,"score":0.7184105515480042},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.5421581864356995},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.47690606117248535},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.27639269828796387},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.1871548593044281},{"id":"https://openalex.org/C73484699","wikidata":"https://www.wikidata.org/wiki/Q161733","display_name":"Criminology","level":1,"score":0.132438063621521},{"id":"https://openalex.org/C144024400","wikidata":"https://www.wikidata.org/wiki/Q21201","display_name":"Sociology","level":0,"score":0.13119366765022278},{"id":"https://openalex.org/C50522688","wikidata":"https://www.wikidata.org/wiki/Q189833","display_name":"Economic growth","level":1,"score":0.10421845316886902}],"mesh":[],"locations_count":1,"locations":[{"id":"doi:10.6007/ijarbss/v10-i5/7215","doi":"https://doi.org/10.6007/ijarbss/v10-i5/7215","is_oa":true,"landing_page_url":"https://doi.org/10.6007/ijarbss/v10-i5/7215","pdf_url":"https://hrmars.com/papers_submitted/7215/Effects_of_Corporate_Governance_on_Delinquency_Management_of_Microfinance_Banks_in_Southwest,_Nigeria.pdf","source":{"id":"https://openalex.org/S4210209736","display_name":"International Journal of Academic Research in Business and Social Sciences","issn_l":"2222-6990","issn":["2222-6990","2308-3816"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific"],"host_organization":"https://openalex.org/P4322696514","host_organization_name":"Human Resource Management Academic Research Society","host_organization_lineage":["https://openalex.org/P4322696514"],"host_organization_lineage_names":["Human Resource Management Academic Research Society"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Academic Research in Business and Social Sciences","raw_type":"journal-article"}],"best_oa_location":{"id":"doi:10.6007/ijarbss/v10-i5/7215","doi":"https://doi.org/10.6007/ijarbss/v10-i5/7215","is_oa":true,"landing_page_url":"https://doi.org/10.6007/ijarbss/v10-i5/7215","pdf_url":"https://hrmars.com/papers_submitted/7215/Effects_of_Corporate_Governance_on_Delinquency_Management_of_Microfinance_Banks_in_Southwest,_Nigeria.pdf","source":{"id":"https://openalex.org/S4210209736","display_name":"International Journal of Academic Research in Business and Social Sciences","issn_l":"2222-6990","issn":["2222-6990","2308-3816"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":["anvur-scientific"],"host_organization":"https://openalex.org/P4322696514","host_organization_name":"Human Resource Management Academic Research Society","host_organization_lineage":["https://openalex.org/P4322696514"],"host_organization_lineage_names":["Human Resource Management Academic Research Society"],"type":"journal"},"license":"cc-by","license_id":"https://openalex.org/licenses/cc-by","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"International Journal of Academic Research in Business and Social Sciences","raw_type":"journal-article"},"sustainable_development_goals":[{"score":0.6601999998092651,"display_name":"Peace, justice, and strong institutions","id":"https://metadata.un.org/sdg/16"},{"score":0.48510000109672546,"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"grobid_xml":true,"pdf":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3049030516.pdf","grobid_xml":"https://content.openalex.org/works/W3049030516.grobid-xml"},"referenced_works_count":23,"referenced_works":["https://openalex.org/W68143080","https://openalex.org/W123052286","https://openalex.org/W1567265484","https://openalex.org/W1580503693","https://openalex.org/W1598540135","https://openalex.org/W1974363090","https://openalex.org/W1974628848","https://openalex.org/W2045427766","https://openalex.org/W2089087592","https://openalex.org/W2116685713","https://openalex.org/W2129499079","https://openalex.org/W2131538393","https://openalex.org/W2142868124","https://openalex.org/W2145911289","https://openalex.org/W2183385177","https://openalex.org/W2185627859","https://openalex.org/W2538884121","https://openalex.org/W2605809918","https://openalex.org/W2613698891","https://openalex.org/W2731213299","https://openalex.org/W2766937644","https://openalex.org/W2898796323","https://openalex.org/W4312981176"],"related_works":["https://openalex.org/W4283748607","https://openalex.org/W3168893928","https://openalex.org/W2884420458","https://openalex.org/W4312868977","https://openalex.org/W2992569606","https://openalex.org/W4401056028","https://openalex.org/W3181523313","https://openalex.org/W4293247244","https://openalex.org/W2400528551","https://openalex.org/W4412375457"],"abstract_inverted_index":{"The":[0],"study":[1,32,146,162],"investigated":[2],"the":[3,17,21,51,140,144,171,174],"effects":[4],"of":[5,11,23,78,85,157,166,173,185],"corporate":[6,56,149],"governance":[7,57,150],"on":[8,29,55,103,116,154],"delinquency":[9,30,66,155],"management":[10,67,131,156,165],"microfinance":[12,80,158,167],"banks":[13,81,159,168],"in":[14,160],"Nigeria":[15],"with":[16,129,194],"aim":[18],"to":[19,91,142],"examine":[20],"impact":[22],"board":[24,27,60,63,96,107,127,175],"size":[25,61,97,128,172],"and":[26,62,65,100,106,112,133,182,188],"composition":[28,108],"management.The":[31],"applied":[33],"Static":[34],"panel":[35],"regression":[36],"estimate":[37],"which":[38,176],"involved":[39],"pooled":[40],"regression,":[41],"fixed":[42],"effect":[43,46,102,115,153],"estimate,":[44,47],"random":[45],"Hausman":[48],"test":[49],"as":[50],"main":[52],"estimation":[53],"technique.Data":[54],"(proxied":[58,68],"by":[59,69],"composition)":[64],"default":[70,104,117],"rate)":[71],"were":[72],"obtained":[73],"from":[74,89],"Annual":[75],"Financial":[76],"Statement":[77],"respective":[79],"over":[82],"a":[83,110],"period":[84],"seven":[86],"(7)":[87],"years":[88],"2012":[90],"2018).The":[92],"result":[93,119],"revealed":[94],"that":[95,121,148,164],"has":[98,109,151],"negative":[99,111,152],"significant":[101],"rate":[105],"an":[113],"insignificant":[114],"rate.The":[118],"implies":[120],"bank":[122],"managers":[123],"should":[124,169,177],"increase":[125],"their":[126],"more":[130],"skills":[132],"professionalism,":[134],"making":[135],"it":[136],"very":[137],"difficult":[138],"for":[139],"CEO":[141],"manipulate":[143],"board.The":[145],"concluded":[147],"Nigeria.The":[161],"recommended":[163],"regulate":[170],"not":[178],"be":[179],"too":[180],"large":[181],"must":[183],"consist":[184],"highly":[186],"skilled":[187],"competent":[189],"professionals":[190],"who":[191],"are":[192],"conversant":[193],"oversight":[195],"function.":[196]},"counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2022,"cited_by_count":2}],"updated_date":"2026-11-14T11:04:58.165337","created_date":"2020-08-21T00:00:00"}