{"id":"https://openalex.org/W3043909309","doi":"https://doi.org/10.15642/oje.2020.4.2.180-196","title":"Strategi Pengembangan Fintech Syariah Dengan Pendekatan Business Model Canvas di Indonesia","display_name":"Strategi Pengembangan Fintech Syariah Dengan Pendekatan Business Model Canvas di Indonesia","publication_year":2020,"publication_date":"2020-06-05","ids":{"openalex":"https://openalex.org/W3043909309","doi":"https://doi.org/10.15642/oje.2020.4.2.180-196","mag":"3043909309"},"language":"id","primary_location":{"id":"doi:10.15642/oje.2020.4.2.180-196","doi":"https://doi.org/10.15642/oje.2020.4.2.180-196","is_oa":true,"landing_page_url":"https://doi.org/10.15642/oje.2020.4.2.180-196","pdf_url":"http://jurnalfebi.uinsby.ac.id/index.php/oje/article/download/286/213","source":{"id":"https://openalex.org/S4210218428","display_name":"OECONOMICUS Journal of Economics","issn_l":"2548-6004","issn":["2548-6004","2715-4882"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314955","host_organization_name":"Sunan Ampel State Islamic University Surabaya","host_organization_lineage":["https://openalex.org/P4310314955"],"host_organization_lineage_names":["Sunan Ampel State Islamic University Surabaya"],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"OECONOMICUS Journal of Economics","raw_type":"journal-article"},"volume":null,"type":"article","is_traditional":true,"indexed_in":["crossref"],"open_access":{"is_oa":true,"oa_status":"diamond","oa_url":"http://jurnalfebi.uinsby.ac.id/index.php/oje/article/download/286/213","any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5045423953","display_name":"Maziyah Mazza Basya","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210090649","display_name":"UIN Sunan Ampel Surabaya","ror":"https://ror.org/009cc1d57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210090649"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Maziyah Mazza Basya","raw_affiliation_strings":["Universitas Islam Negeri Sunan Ampel Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Islam Negeri Sunan Ampel Surabaya","institution_ids":["https://openalex.org/I4210090649"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5022115430","display_name":"Rafi Setya Iqbal Pratama","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I4210090649","display_name":"UIN Sunan Ampel Surabaya","ror":"https://ror.org/009cc1d57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210090649"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Rafi Setya Iqbal Pratama","raw_affiliation_strings":["Universitas Islam Negeri Sunan Ampel Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Islam Negeri Sunan Ampel Surabaya","institution_ids":["https://openalex.org/I4210090649"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5049033374","display_name":"Muhammad Iqbal Surya Pratikto","orcid":"https://orcid.org/0009-0009-3873-9891","observed_orcids":["https://orcid.org/0009-0009-3873-9891"]},"institutions":[{"id":"https://openalex.org/I4210090649","display_name":"UIN Sunan Ampel Surabaya","ror":"https://ror.org/009cc1d57","country_code":"ID","type":"education","lineage":["https://openalex.org/I4210090649"]}],"countries":["ID"],"is_corresponding":false,"raw_author_name":"Muhammad Iqbal Surya Pratikto","raw_affiliation_strings":["Universitas Islam Negeri Sunan Ampel Surabaya"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Universitas Islam Negeri Sunan Ampel Surabaya","institution_ids":["https://openalex.org/I4210090649"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I4210090649"],"apc_list":null,"apc_paid":null,"fwci":4.8485,"has_fulltext":true,"cited_by_count":18,"citation_normalized_percentile":{"value":0.94699454,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":87,"max":98},"biblio":{"volume":"4","issue":"2","first_page":"180","last_page":"196"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.7616999745368958,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.7616999745368958,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.2013999968767166,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T13151","display_name":"Business Strategies and Innovation","score":0.03020000085234642,"subfield":{"id":"https://openalex.org/subfields/1408","display_name":"Strategy and Management"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/islamic-fintech","display_name":"Islamic fintech","score":0.9599999785423279},{"id":"https://openalex.org/keywords/business-model-canvas","display_name":"business model canvas","score":0.7020000219345093},{"id":"https://openalex.org/keywords/enterprise-development-strategy","display_name":"enterprise development strategy","score":0.8140000104904175},{"id":"https://openalex.org/keywords/sharia-compliance","display_name":"sharia compliance","score":0.7229999899864197},{"id":"https://openalex.org/keywords/business-competition","display_name":"business competition","score":0.5789999961853027},{"id":"https://openalex.org/keywords/disruptive-technologies","display_name":"disruptive technologies","score":0.5580000281333923}],"concepts":[{"id":"https://openalex.org/C178550888","wikidata":"https://www.wikidata.org/wiki/Q2043282","display_name":"Business administration","level":1,"score":0.6081832647323608},{"id":"https://openalex.org/C26517878","wikidata":"https://www.wikidata.org/wiki/Q228039","display_name":"Key (lock)","level":2,"score":0.5313767790794373},{"id":"https://openalex.org/C71750763","wikidata":"https://www.wikidata.org/wiki/Q646164","display_name":"General partnership","level":2,"score":0.5162141919136047},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.48321306705474854},{"id":"https://openalex.org/C68991459","wikidata":"https://www.wikidata.org/wiki/Q11700776","display_name":"Value proposition","level":2,"score":0.47429564595222473},{"id":"https://openalex.org/C15708023","wikidata":"https://www.wikidata.org/wiki/Q80083","display_name":"Humanities","level":1,"score":0.41828033328056335},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.24740013480186462},{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.18252593278884888},{"id":"https://openalex.org/C142362112","wikidata":"https://www.wikidata.org/wiki/Q735","display_name":"Art","level":0,"score":0.1132282018661499},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.10001102089881897},{"id":"https://openalex.org/C38652104","wikidata":"https://www.wikidata.org/wiki/Q3510521","display_name":"Computer security","level":1,"score":0.08202049136161804}],"mesh":[],"locations_count":2,"locations":[{"id":"doi:10.15642/oje.2020.4.2.180-196","doi":"https://doi.org/10.15642/oje.2020.4.2.180-196","is_oa":true,"landing_page_url":"https://doi.org/10.15642/oje.2020.4.2.180-196","pdf_url":"http://jurnalfebi.uinsby.ac.id/index.php/oje/article/download/286/213","source":{"id":"https://openalex.org/S4210218428","display_name":"OECONOMICUS Journal of Economics","issn_l":"2548-6004","issn":["2548-6004","2715-4882"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314955","host_organization_name":"Sunan Ampel State Islamic University Surabaya","host_organization_lineage":["https://openalex.org/P4310314955"],"host_organization_lineage_names":["Sunan Ampel State Islamic University Surabaya"],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"OECONOMICUS Journal of Economics","raw_type":"journal-article"},{"id":"pmh:oai:oai.jurnalfebi.uinsa.ac.id:article/286","doi":null,"is_oa":true,"landing_page_url":"https://jurnalfebi.uinsa.ac.id/index.php/oje/article/view/286","pdf_url":"https://jurnalfebi.uinsa.ac.id/index.php/oje/article/download/286/213","source":{"id":"https://openalex.org/S4210218428","display_name":"OECONOMICUS Journal of Economics","issn_l":"2548-6004","issn":["2548-6004","2715-4882"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314955","host_organization_name":"Sunan Ampel State Islamic University Surabaya","host_organization_lineage":["https://openalex.org/P4310314955"],"host_organization_lineage_names":["Sunan Ampel State Islamic University Surabaya"],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"10.15642/oje.2020.4.2","raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":{"id":"doi:10.15642/oje.2020.4.2.180-196","doi":"https://doi.org/10.15642/oje.2020.4.2.180-196","is_oa":true,"landing_page_url":"https://doi.org/10.15642/oje.2020.4.2.180-196","pdf_url":"http://jurnalfebi.uinsby.ac.id/index.php/oje/article/download/286/213","source":{"id":"https://openalex.org/S4210218428","display_name":"OECONOMICUS Journal of Economics","issn_l":"2548-6004","issn":["2548-6004","2715-4882"],"is_oa":true,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/P4310314955","host_organization_name":"Sunan Ampel State Islamic University Surabaya","host_organization_lineage":["https://openalex.org/P4310314955"],"host_organization_lineage_names":["Sunan Ampel State Islamic University Surabaya"],"type":"journal"},"license":"cc-by-nc","license_id":"https://openalex.org/licenses/cc-by-nc","version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"OECONOMICUS Journal of Economics","raw_type":"journal-article"},"sustainable_development_goals":[{"display_name":"Decent work and economic growth","score":0.48510000109672546,"id":"https://metadata.un.org/sdg/8"}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":true,"grobid_xml":true},"content_urls":{"pdf":"https://content.openalex.org/works/W3043909309.pdf","grobid_xml":"https://content.openalex.org/works/W3043909309.grobid-xml"},"referenced_works_count":5,"referenced_works":["https://openalex.org/W2730984058","https://openalex.org/W2914734675","https://openalex.org/W2954811829","https://openalex.org/W3000675016","https://openalex.org/W3107115467"],"related_works":["https://openalex.org/W7217031396","https://openalex.org/W7221846078","https://openalex.org/W3004011375","https://openalex.org/W7215880974","https://openalex.org/W7171294818","https://openalex.org/W7218714486","https://openalex.org/W7219986048","https://openalex.org/W7220216048","https://openalex.org/W4383114657","https://openalex.org/W4405417348"],"abstract_inverted_index":{"Penelitian":[0],"ini":[1,17,41],"bertujuan":[2],"untuk":[3],"menjelaskan":[4],"strategi":[5,117],"pengembangan":[6,118],"Fintech":[7],"syariah":[8,48,100,106],"dalam":[9,44,63,99],"menghadapi":[10],"persaingan":[11],"bisnis":[12,57,65,69,73],"dengan":[13,21,35],"kompetitor":[14],"lain.":[15],"Peneliatian":[16],"menggunakan":[18],"metode":[19],"kualitatif":[20],"pendekatan":[22],"Business":[23],"Model":[24,68],"Canvas":[25],"(BMC)":[26],"yang":[27,33,37,58,75],"membahas":[28],"teori":[29],"atau":[30],"mencari":[31],"referensi":[32],"relevan":[34],"topik":[36],"di":[38,49],"angkat.":[39],"Peneliti":[40],"menemukan":[42],"bahwa":[43],"mengembangkan":[45],"perusahaan":[46],"fintech":[47,119],"era":[50],"disruptif":[51],"saat":[52],"ini,":[53],"harus":[54],"mempunyai":[55],"model":[56,72],"akan":[59],"menjadi":[60],"pondasi":[61],"dasar":[62],"menjalankan":[64],"berbasis":[66],"teknologi.":[67],"tersebut":[70],"adalah":[71],"kanvas":[74],"memiliki":[76],"sembilan":[77],"bagian":[78,103],"bangunan,":[79],"diantaranya:":[80],"key":[81,83,85],"partnership,":[82],"resources,":[84],"activities,":[86],"value":[87],"proposition,":[88],"customer":[89,91],"segment,":[90],"relationship,":[92],"channels,":[93],"cost":[94],"structure,":[95],"revenue":[96],"stream.":[97],"Namun":[98],"menambah":[101],"satu":[102],"bangunan":[104,113],"yaitu":[105],"compliance.":[107],"Berdasarkan":[108],"dari":[109],"pengelohaan":[110],"atas":[111,116],"pembagian":[112],"meemberikan":[114],"hasil":[115],"syariah.":[120]},"counts_by_year":[{"year":2026,"cited_by_count":1},{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":6},{"year":2021,"cited_by_count":1}],"updated_date":"2026-11-07T11:25:07.637180","created_date":"2020-07-29T00:00:00"}