{"id":"https://openalex.org/W3036697265","doi":null,"title":"\u0625\u0634\u0643\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629","display_name":"\u0625\u0634\u0643\u0627\u0644\u064a\u0629 \u0627\u0644\u0639\u0645\u0644 \u0627\u0644\u0645\u0635\u0631\u0641\u064a \u0627\u0644\u0625\u0644\u0643\u062a\u0631\u0648\u0646\u064a \u0641\u064a \u0638\u0644 \u0627\u0644\u062a\u062c\u0627\u0631\u0629 \u0627\u0644\u0627\u0644\u0643\u062a\u0631\u0648\u0646\u064a\u0629 \u0644\u0644\u0628\u0646\u0648\u0643 \u0627\u0644\u062c\u0632\u0627\u0626\u0631\u064a\u0629","publication_year":2020,"publication_date":"2020-06-17","ids":{"openalex":"https://openalex.org/W3036697265","mag":"3036697265"},"language":"ar","primary_location":{"id":"mag:3036697265","doi":null,"is_oa":false,"landing_page_url":"https://www.asjp.cerist.dz/en/article/133912","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null},"volume":null,"type":"article","indexed_in":[],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5048753861","display_name":"\u0639\u0628\u062f \u0627\u0644\u0635\u0645\u062f \u0628\u0648\u062f\u064a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I143936627","display_name":"University of Bechar","ror":"https://ror.org/035145p50","country_code":"DZ","type":"education","lineage":["https://openalex.org/I143936627"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"\u0639\u0628\u062f \u0627\u0644\u0635\u0645\u062f \u0628\u0648\u062f\u064a","raw_affiliation_strings":["\u062c\u0627\u0645\u0639\u0629 \u0637\u0627\u0647\u0631\u064a \u0645\u062d\u0645\u062f \u0628\u0634\u0627\u0631"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u062c\u0627\u0645\u0639\u0629 \u0637\u0627\u0647\u0631\u064a \u0645\u062d\u0645\u062f \u0628\u0634\u0627\u0631","institution_ids":["https://openalex.org/I143936627"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5035789643","display_name":"\u0641\u0627\u0637\u0645\u0629 \u063a\u0632\u0627\u0644\u064a","orcid":null,"observed_orcids":[]},"institutions":[{"id":"https://openalex.org/I143936627","display_name":"University of Bechar","ror":"https://ror.org/035145p50","country_code":"DZ","type":"education","lineage":["https://openalex.org/I143936627"]}],"countries":["DZ"],"is_corresponding":false,"raw_author_name":"\u0641\u0627\u0637\u0645\u0629 \u063a\u0632\u0627\u0644\u064a","raw_affiliation_strings":["\u062c\u0627\u0645\u0639\u0629 \u0637\u0627\u0647\u0631\u064a \u0645\u062d\u0645\u062f \u0628\u0634\u0627\u0631"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"\u062c\u0627\u0645\u0639\u0629 \u0637\u0627\u0647\u0631\u064a \u0645\u062d\u0645\u062f \u0628\u0634\u0627\u0631","institution_ids":["https://openalex.org/I143936627"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":["https://openalex.org/I143936627"],"apc_list":null,"apc_paid":null,"fwci":0.0,"has_fulltext":false,"cited_by_count":0,"citation_normalized_percentile":{"value":0.09843315,"is_in_top_1_percent":false,"is_in_top_10_percent":false},"cited_by_percentile_year":null,"biblio":{"volume":"2","issue":"1","first_page":"224","last_page":"255"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9810000061988831,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T13346","display_name":"Digital Transformation in Financial Services","score":0.9810000061988831,"subfield":{"id":"https://openalex.org/subfields/2000","display_name":"General Economics, Econometrics and Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.006899999920278788,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11365","display_name":"Islamic Finance and Banking Studies","score":0.0026000000070780516,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/electronic-banking","display_name":"electronic banking","score":0.9449999928474426},{"id":"https://openalex.org/keywords/e-commerce","display_name":"e-commerce","score":0.7319999933242798},{"id":"https://openalex.org/keywords/algerian-banks","display_name":"Algerian banks","score":0.9639999866485596},{"id":"https://openalex.org/keywords/banking-challenges","display_name":"banking challenges","score":0.6790000200271606},{"id":"https://openalex.org/keywords/online-banking-adoption","display_name":"online banking adoption","score":0.4390000104904175}],"concepts":[{"id":"https://openalex.org/C41008148","wikidata":"https://www.wikidata.org/wiki/Q21198","display_name":"Computer science","level":0,"score":0.2586720287799835}],"mesh":[],"locations_count":1,"locations":[{"id":"mag:3036697265","doi":null,"is_oa":false,"landing_page_url":"https://www.asjp.cerist.dz/en/article/133912","pdf_url":null,"source":null,"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":null}],"best_oa_location":null,"sustainable_development_goals":[{"display_name":"Decent work and economic growth","id":"https://metadata.un.org/sdg/8","score":0.48510000109672546}],"study_designs":[],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":0,"referenced_works":[],"related_works":["https://openalex.org/W3150754949","https://openalex.org/W7161788143","https://openalex.org/W3166962004","https://openalex.org/W4411835232","https://openalex.org/W3040132752","https://openalex.org/W2943370264","https://openalex.org/W4412146622","https://openalex.org/W7135265531","https://openalex.org/W3133659897","https://openalex.org/W1573629213"],"abstract_inverted_index":null,"counts_by_year":[],"updated_date":"2025-11-06T04:12:42.849631","created_date":"2020-06-25T00:00:00"}
