{"id":"https://openalex.org/W3035907662","doi":"https://doi.org/10.1007/s10603-020-09458-w","title":"Consumer Debt and Financial Fragility: Evidence from Italy","display_name":"Consumer Debt and Financial Fragility: Evidence from Italy","publication_year":2020,"publication_date":"2020-06-20","ids":{"openalex":"https://openalex.org/W3035907662","doi":"https://doi.org/10.1007/s10603-020-09458-w","mag":"3035907662"},"language":"en","primary_location":{"id":"doi:10.1007/s10603-020-09458-w","doi":"https://doi.org/10.1007/s10603-020-09458-w","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10603-020-09458-w","pdf_url":null,"source":{"id":"https://openalex.org/S99990550","display_name":"Journal of Consumer Policy","issn_l":"0168-7034","issn":["0168-7034","0342-5843","1573-0700"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","fnege-4","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Consumer Policy","raw_type":"journal-article"},"volume":null,"type":"article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5034304026","display_name":"Barbara Cavalletti","orcid":"https://orcid.org/0000-0003-0357-8708","observed_orcids":["https://orcid.org/0000-0003-0357-8708"]},"institutions":[{"id":"https://openalex.org/I83816512","display_name":"University of Genoa","ror":"https://ror.org/0107c5v14","country_code":"IT","type":"education","lineage":["https://openalex.org/I83816512"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Barbara Cavalletti","raw_affiliation_strings":["Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy","institution_ids":["https://openalex.org/I83816512"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5018296435","display_name":"Corrado Lagazio","orcid":"https://orcid.org/0000-0002-2268-3469","observed_orcids":["https://orcid.org/0000-0002-2268-3469"]},"institutions":[{"id":"https://openalex.org/I83816512","display_name":"University of Genoa","ror":"https://ror.org/0107c5v14","country_code":"IT","type":"education","lineage":["https://openalex.org/I83816512"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Corrado Lagazio","raw_affiliation_strings":["Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy","institution_ids":["https://openalex.org/I83816512"]}]},{"author_position":"middle","author":{"id":"https://openalex.org/A5077875622","display_name":"Elena Lagomarsino","orcid":"https://orcid.org/0000-0001-8678-179X","observed_orcids":["https://orcid.org/0000-0001-8678-179X"]},"institutions":[{"id":"https://openalex.org/I83816512","display_name":"University of Genoa","ror":"https://ror.org/0107c5v14","country_code":"IT","type":"education","lineage":["https://openalex.org/I83816512"]}],"countries":["IT"],"is_corresponding":true,"raw_author_name":"Elena Lagomarsino","raw_affiliation_strings":["Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy"],"raw_orcid":"https://orcid.org/0000-0001-8678-179X","affiliations":[{"raw_affiliation_string":"Department of Economics, Universit\u00e0 degli Studi di Genova, Genoa, Italy","institution_ids":["https://openalex.org/I83816512"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5031650148","display_name":"Daniela Vandone","orcid":"https://orcid.org/0000-0002-4483-4176","observed_orcids":["https://orcid.org/0000-0002-4483-4176"]},"institutions":[{"id":"https://openalex.org/I189158943","display_name":"University of Milan","ror":"https://ror.org/00wjc7c48","country_code":"IT","type":"education","lineage":["https://openalex.org/I189158943"]}],"countries":["IT"],"is_corresponding":false,"raw_author_name":"Daniela Vandone","raw_affiliation_strings":["Department of Economics, Management and Quantitative Methods, Universit\u00e0 degli Studi di Milano, Milan, Italy"],"raw_orcid":null,"affiliations":[{"raw_affiliation_string":"Department of Economics, Management and Quantitative Methods, Universit\u00e0 degli Studi di Milano, Milan, Italy","institution_ids":["https://openalex.org/I189158943"]}]}],"institutions":[],"countries_distinct_count":1,"institutions_distinct_count":2,"corresponding_author_ids":["https://openalex.org/A5077875622"],"corresponding_institution_ids":["https://openalex.org/I83816512"],"apc_list":{"value":2750,"currency":"USD","value_usd":2750},"apc_paid":null,"fwci":3.2558,"has_fulltext":false,"cited_by_count":15,"citation_normalized_percentile":{"value":0.91901776,"is_in_top_1_percent":false,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":88,"max":99},"biblio":{"volume":"43","issue":"4","first_page":"747","last_page":"765"},"is_retracted":false,"is_paratext":false,"is_xpac":false,"primary_topic":{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.8676999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T10517","display_name":"Financial Literacy, Pension, Retirement Analysis","score":0.8676999807357788,"subfield":{"id":"https://openalex.org/subfields/1402","display_name":"Accounting"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10127","display_name":"Banking stability, regulation, efficiency","score":0.043699998408555984,"subfield":{"id":"https://openalex.org/subfields/2003","display_name":"Finance"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T11621","display_name":"Fiscal Policies and Political Economy","score":0.013700000010430813,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/consumer-debt","display_name":"consumer debt","score":0.9279999732971191},{"id":"https://openalex.org/keywords/financial-fragility","display_name":"financial fragility","score":0.8769999742507935},{"id":"https://openalex.org/keywords/over-indebtedness","display_name":"over-indebtedness","score":0.8840000033378601},{"id":"https://openalex.org/keywords/consumer-credit","display_name":"consumer credit","score":0.8650000095367432},{"id":"https://openalex.org/keywords/household-debt","display_name":"household debt","score":0.7950000166893005},{"id":"https://openalex.org/keywords/family-economic-status","display_name":"family economic status","score":0.5109999775886536},{"id":"https://openalex.org/keywords/italy","display_name":"Italy","score":0.32499998807907104}],"concepts":[{"id":"https://openalex.org/C2781332510","wikidata":"https://www.wikidata.org/wiki/Q5449713","display_name":"Financial fragility","level":3,"score":0.8089119791984558},{"id":"https://openalex.org/C2776562857","wikidata":"https://www.wikidata.org/wiki/Q17164798","display_name":"Household debt","level":3,"score":0.7350350618362427},{"id":"https://openalex.org/C80191262","wikidata":"https://www.wikidata.org/wiki/Q5477668","display_name":"Fragility","level":2,"score":0.6871901750564575},{"id":"https://openalex.org/C120527767","wikidata":"https://www.wikidata.org/wiki/Q3196867","display_name":"Debt","level":2,"score":0.6639949679374695},{"id":"https://openalex.org/C2781343974","wikidata":"https://www.wikidata.org/wiki/Q2308159","display_name":"Consumer debt","level":3,"score":0.601215660572052},{"id":"https://openalex.org/C73283319","wikidata":"https://www.wikidata.org/wiki/Q1416617","display_name":"Financial system","level":1,"score":0.5135014653205872},{"id":"https://openalex.org/C162324750","wikidata":"https://www.wikidata.org/wiki/Q8134","display_name":"Economics","level":0,"score":0.49978113174438477},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.4851744771003723},{"id":"https://openalex.org/C2988016980","wikidata":"https://www.wikidata.org/wiki/Q22855","display_name":"Consumer market","level":2,"score":0.45399153232574463},{"id":"https://openalex.org/C6422946","wikidata":"https://www.wikidata.org/wiki/Q857354","display_name":"Panel data","level":2,"score":0.4532918632030487},{"id":"https://openalex.org/C197142791","wikidata":"https://www.wikidata.org/wiki/Q540626","display_name":"Bond market","level":2,"score":0.4201834201812744},{"id":"https://openalex.org/C556758197","wikidata":"https://www.wikidata.org/wiki/Q580018","display_name":"Monetary economics","level":1,"score":0.39669954776763916},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.35333168506622314},{"id":"https://openalex.org/C2778300220","wikidata":"https://www.wikidata.org/wiki/Q114380","display_name":"Financial crisis","level":2,"score":0.2007940113544464},{"id":"https://openalex.org/C139719470","wikidata":"https://www.wikidata.org/wiki/Q39680","display_name":"Macroeconomics","level":1,"score":0.12431937456130981},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.10716685652732849},{"id":"https://openalex.org/C147789679","wikidata":"https://www.wikidata.org/wiki/Q11372","display_name":"Physical chemistry","level":1,"score":0.0},{"id":"https://openalex.org/C149782125","wikidata":"https://www.wikidata.org/wiki/Q160039","display_name":"Econometrics","level":1,"score":0.0},{"id":"https://openalex.org/C185592680","wikidata":"https://www.wikidata.org/wiki/Q2329","display_name":"Chemistry","level":0,"score":0.0}],"mesh":[],"locations_count":3,"locations":[{"id":"doi:10.1007/s10603-020-09458-w","doi":"https://doi.org/10.1007/s10603-020-09458-w","is_oa":false,"landing_page_url":"https://doi.org/10.1007/s10603-020-09458-w","pdf_url":null,"source":{"id":"https://openalex.org/S99990550","display_name":"Journal of Consumer Policy","issn_l":"0168-7034","issn":["0168-7034","0342-5843","1573-0700"],"is_oa":false,"is_in_doaj":false,"is_core":true,"listed_in":["abdc-c","anvur-scientific","cwts-core","fnege-4","jufo-1","norway-1","poland-70","russia-white-list-1","vabb-shw"],"host_organization":"https://openalex.org/P4310319900","host_organization_name":"Springer Science+Business Media","host_organization_lineage":["https://openalex.org/P4310319900","https://openalex.org/P4310319965"],"host_organization_lineage_names":["Springer Science+Business Media","Springer Nature"],"type":"journal"},"license":null,"license_id":null,"version":"publishedVersion","is_accepted":true,"is_published":true,"raw_source_name":"Journal of Consumer Policy","raw_type":"journal-article"},{"id":"pmh:oai:RePEc:kap:jcopol:v:43:y:2020:i:4:d:10.1007_s10603-020-09458-w","doi":null,"is_oa":false,"landing_page_url":"http://link.springer.com/10.1007/s10603-020-09458-w","pdf_url":null,"source":{"id":"https://openalex.org/S4306401271","display_name":"RePEc: Research Papers in Economics","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I77793887","host_organization_name":"Federal Reserve Bank of St. Louis","host_organization_lineage":["https://openalex.org/I77793887"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"article"},{"id":"pmh:oai:iris.unige.it:11567/1025752","doi":null,"is_oa":false,"landing_page_url":"http://hdl.handle.net/11567/1025752","pdf_url":null,"source":{"id":"https://openalex.org/S4377196291","display_name":"CINECA IRIS Institutial Research Information System (University of Genoa)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_core":false,"listed_in":[],"host_organization":"https://openalex.org/I83816512","host_organization_name":"University of Genoa","host_organization_lineage":["https://openalex.org/I83816512"],"host_organization_lineage_names":[],"type":"repository"},"license":null,"license_id":null,"version":"submittedVersion","is_accepted":false,"is_published":false,"raw_source_name":null,"raw_type":"info:eu-repo/semantics/article"}],"best_oa_location":null,"sustainable_development_goals":[],"study_designs":[{"display_name":"Observational Study","id":"https://openalex.org/study-designs/observational-study"}],"awards":[],"funders":[],"has_content":{"pdf":false,"grobid_xml":false},"content_urls":null,"referenced_works_count":53,"referenced_works":["https://openalex.org/W91933810","https://openalex.org/W1481331509","https://openalex.org/W1488356501","https://openalex.org/W1508560261","https://openalex.org/W1518321276","https://openalex.org/W1527417926","https://openalex.org/W1551646133","https://openalex.org/W1563831153","https://openalex.org/W1600913297","https://openalex.org/W1737694656","https://openalex.org/W1972007436","https://openalex.org/W1973363437","https://openalex.org/W1984840165","https://openalex.org/W1985117677","https://openalex.org/W2001706519","https://openalex.org/W2009984852","https://openalex.org/W2017095043","https://openalex.org/W2018452183","https://openalex.org/W2030691535","https://openalex.org/W2041440692","https://openalex.org/W2058988827","https://openalex.org/W2067014125","https://openalex.org/W2093678059","https://openalex.org/W2098470943","https://openalex.org/W2120893546","https://openalex.org/W2124758339","https://openalex.org/W2136187454","https://openalex.org/W2139122730","https://openalex.org/W2146307910","https://openalex.org/W2147424500","https://openalex.org/W2149662798","https://openalex.org/W2162124794","https://openalex.org/W2181314862","https://openalex.org/W2255755715","https://openalex.org/W2265809416","https://openalex.org/W2513633118","https://openalex.org/W2759881484","https://openalex.org/W2791782144","https://openalex.org/W2898827384","https://openalex.org/W2904050929","https://openalex.org/W2930976080","https://openalex.org/W2972977003","https://openalex.org/W3001472365","https://openalex.org/W3022965089","https://openalex.org/W3121588645","https://openalex.org/W3122976815","https://openalex.org/W3123225874","https://openalex.org/W3124138394","https://openalex.org/W3125601827","https://openalex.org/W3125894188","https://openalex.org/W4211086549","https://openalex.org/W4236072287","https://openalex.org/W4240979370"],"related_works":["https://openalex.org/W2228547319","https://openalex.org/W1831644178","https://openalex.org/W2214289471","https://openalex.org/W1545584741","https://openalex.org/W175824712","https://openalex.org/W1972007436","https://openalex.org/W2395258860","https://openalex.org/W3200213801","https://openalex.org/W4408316716","https://openalex.org/W7064806954"],"abstract_inverted_index":null,"counts_by_year":[{"year":2025,"cited_by_count":6},{"year":2024,"cited_by_count":2},{"year":2023,"cited_by_count":4},{"year":2022,"cited_by_count":2},{"year":2021,"cited_by_count":1}],"updated_date":"2026-10-26T11:51:55.731654","created_date":"2020-06-25T00:00:00"}
